61 results about "Personal account" patented technology

In some aspects, a component may generate an identification for a personal account based at least in part on user-asset heuristics, wherein the personal account is heuristically distinguished from an administrative account based at least in part on a number of users associated with an account that is either the personal account or the administrative account. The component may determine an owner identity of the owner associated with the personal account by linking the identification with an identity in a data source based at least in part on one or more heuristically determined identity attributes.

Embodiments described herein disclose a mobile device system for displaying contactless payment options to a user of a mobile device. A location of the device may be detected. The location may be transmitted to a payment services provider, and information indicating that the location corresponds to a merchant having contactless payment options may be received. In response, graphical depictions of payment options associated with a plurality of payment sources are displayed on a touch-sensitive display of the mobile device. A selection of one of the graphical depictions is received, and in response, one or more transceivers of the mobile device, such as one or more NFC transceivers, may be activated. The activation may cause the transceivers to transmit a personal account number to a point-of-sale terminal. Thus, the user is presented with contactless payment options based on a geographical location, and may be presented with a suggested payment source.

Systems and methods disclosed herein include a mobile solution to enable users to perform financial transaction over a network using a mobile device. These techniques allow users to maintain a single personal account identifier or number (“PAN”) on the user's mobile device and to utilize it to access a plurality of linked financial accounts and sub-accounts. Any one of the accounts can be selected by a user on the mobile device to remotely deposit funds to that account based on an image of a financial payment instrument. The image can be obtained using image capture technology on the user's mobile device. Users can perform a financial transaction using the verified images over a network in order to conduct a remote financial transaction such as applying a deposit, a payment, or cash load to a designated account which is linked to the user's mobile account in real-time or near real-time.

Examples provide a system for real-time card tier upgrades for cardholders in card-not-present (CNP) transactions. A cardholder is notified that an account is eligible for upgrade to a higher tier. When a card-not-present transaction request is received, an upgrade manager requests consent from the cardholder in real-time during the account authentication process. If the cardholder consents to the upgrade, an upgrade code is mapped to the personal account number (PAN) associated with the account of the cardholder before the CNP transaction is authorized. The account is upgraded to the higher tier and the CNP transaction is completed using the account at the higher tier. If the consent is not received for the upgrade, the CNP transaction is completed using the account at the lower tier. This enables a merchant-agnostic and industry-agnostic real-time card tier upgrade without changing the PAN and without cardholder presentation of a physical account card.

The invention relates to the technical field of information, and particularly discloses a digital human real-time construction method of a personal number, which comprises the following steps: S1, acquiring a user video stream and associated voice data in real time; s2, extracting spatial features of each frame in the user video stream to obtain a spatial feature sequence; s3, performing time sequence modeling on the spatial feature sequence, and outputting a spatial-temporal feature sequence; s4, generating a personalized preference embedding vector based on historical interaction data of the user; s5, inputting the spatial-temporal feature sequence and the personalized preference embedded vector into a generator of the generative adversarial network, and outputting a digital human frame sequence in real time; and S6, converting the voice data into lip motion parameters through a voice driving module, and fusing the lip motion parameters into the digital human frame sequence to generate a final digital human video stream. According to the method, through innovative algorithm fusion, breakthrough is made in the aspects of real-time performance, individuation, reality and efficiency, and a reliable solution is provided for large-scale application of personal number digital persons.

The invention relates to a fraud account screening method, which comprises the following steps that a collection account database is established, database information comprises a user name, an account number and an account type, and the account type comprises a personal account and a company account; monitoring the service handling frequency of the collection account, wherein the service handling comprises deposit, withdrawal, roll-in and roll-out; if the business handling frequency is less than 1 / year, judging that the collection account is unsafe, and locking the account; if the business handling frequency is greater than 1 / year, monitoring account information which is transferred to a collection account and comprises a user type; if the proportion of the company account in the transferred account is greater than 60%, judging that the collection account is safe; if the proportion of the personal account for account transfer is greater than 70%, judging that the collection account is unsafe, and locking the account at the same time; and if the proportion of the personal account for transfer is greater than or equal to 40% and less than or equal to 70%, the account holder is notified to go to the opening bank for authentication. According to the invention, fraud is actively handled, so that social loss is reduced, and social safety is maintained.

The invention discloses an AI-based rheumatoid arthritis patient condition dynamic monitoring bracelet in the technical field of dynamic monitoring, and the bracelet comprises a bracelet body and an adjusting mechanism, the bracelet body is internally provided with a mounting plate, the top of the mounting plate is provided with a cloud server, and the top of the mounting plate is also provided with an AI diagnostor; the top of the installation plate is further provided with a solution generation device and a cloud storage server, independent account information is distributed for each user, and it is ensured that data collection, recording and storage in the detection process are independently completed based on personal accounts. Through the mode, the previous detection data of the user can be completely reserved, and the longitudinal comparison and trend analysis of the detection result can be realized in the subsequent use, so that the health change condition of the user can be reflected more accurately. The AI diagnostor can automatically generate a health assessment report with higher individuation and pertinence according to the difference between the historical data and the current detection result in combination with preset intelligent analysis.

In some aspects, a component may generate an identification for a personal account based at least in part on user-asset heuristics, wherein the personal account is heuristically distinguished from an administrative account based at least in part on a number of users associated with an account that is either the personal account or the administrative account. The component may determine an owner identity of the owner associated with the personal account by linking the identification with an identity in a data source based at least in part on one or more heuristically determined identity attributes.

The embodiment of the invention provides a signature unlocking method, an intelligent interaction tablet and a storage medium, and belongs to the technical field of intelligent equipment unlocking. The method comprises the following steps: receiving a signature code input by a user and a first handwritten signature of the user on a touch interface; the signature code is a number with a preset length; sending the signature code to a server, so that the server searches a target account corresponding to the signature code; a mapping relationship between the account and the signature code is stored in the server; and receiving preset verification data of the target account fed back by the server, and performing signature verification on the first handwritten signature of the user based on the preset verification data so as to unlock the target account when the first handwritten signature of the user passes the signature verification. According to the method, the user can quickly and safely unlock the personal account on different devices without setting verification data on the different devices in advance, and correspondingly, different users can quickly and safely unlock the personal account on a public device without setting verification data on the public device in advance.

1. The name of the design product: intelligent manufacturing Internet of Things graphical interface (nine) for electronic equipment. 2. The use of the design product: an electronic device. 3. The design points of the design product: the graphical user interface content. 4. The picture or photo that best indicates the design points: front view. 5. The use of the graphical user interface: the interface of the present design displays personal account management information through graphical presentation.

1.The name of the design product: unmanned aerial vehicle low-altitude flight service early warning management information graphical user interface (mobile terminal) for electronic equipment. 2.The use of the design product: for an electronic device. 3.The design points of the design product: in shape. 4.The picture or photo that best indicates the design points: front view. 5.Other views have no design points, and other views are omitted. 6.The human-computer interaction mode of the graphical user interface: after selecting “personal account” on the front view, inputting account and password to log in, entering change state diagram 1; clicking “my” below change state diagram 1 switches to change state diagram 2.

Embodiments described herein disclose a mobile device system for displaying contactless payment options to a user of a mobile device. A location of the device may be detected. The location may be transmitted to a payment services provider, and information indicating that the location corresponds to a merchant having contactless payment options may be received. In response, graphical depictions of payment options associated with a plurality of payment sources are displayed on a touch-sensitive display of the mobile device. A selection of one of the graphical depictions is received, and in response, one or more transceivers of the mobile device, such as one or more NFC transceivers, may be activated. The activation may cause the transceivers to transmit a personal account number to a point-of-sale terminal. Thus, the user is presented with contactless payment options based on a geographical location, and may be presented with a suggested payment source.

Systems and methods for powering display screens on contactless cards are provided. A contactless card can include a display screen embedded in a body of the contactless card, and the display screen can be powered when the contactless card interacts with a separate device, such as a mobile device or a point-of-sale (POS) terminal, to display personal account information associated with the contactless card or an owner of the contactless card. In particular, when certain conditions are met, the separate device can transmit a signal to the contactless card with energy in the signal, and the contactless card can use the energy received in the signal to power the display screen to display the personal account information that is otherwise hidden.

This invention discloses a blockchain-based distributed examination method and system, comprising multiple modules including a management server, a teacher management unit, a student management unit, an examination business management unit, and a smart terminal. The teacher management unit allocates personal accounts and initial keys to teachers. These accounts contain teachers' personal information such as email addresses and mobile phone numbers. When a teacher accesses the grades section, the blockchain network receives a request and sends a dynamic key to the teacher's email address or mobile phone. The dynamic key is valid for 5 minutes. The teacher enters the dynamic key to log in to the grades section, and then the examination business management unit publishes the examination results. Students can check their results via their smart terminals. By adding a dynamic key to the grades section of the teacher management unit, and associating the dynamic key with the teacher's personal terminal, the security of the examination system is enhanced, preventing students from logging into the teacher management unit and tampering with the results.

System and methods for porting volumes of telephone numbers in wireless networks are described. A volume porting system may process account data to determine numbers associated with individual account and current and future billing account number data for such numbers. Using this data, the volume porting system may generate porting requests and query a porting operations system for porting status data for such requests. The volume porting system may track and store such data and automatically notify destination network systems and other systems when numbers and / or accounts have been successfully ported.

Systems and methods for payment processing include receiving, by a payment terminal, a personal account number to complete a payment. The personal account number is encrypted by the payment terminal. The encrypted personal account number is sent from the payment terminal to a merchant server via a network. The encrypted personal account number is sent from the merchant server to a tokenization service provider server for tokenization and validation via a payment processor. The merchant server receives an indication of whether the transaction was successful and a token from the tokenization service provider server.

The invention provides a debit card cash withdrawal risk troubleshooting method, system, device and medium, the method comprises the following steps: collecting multi-dimensional data, including client information in the system, account information in the system and public security push data, the public security push data including involved person information, potential perpetrator information and potential victim information; adaptively adjusting a risk triggering threshold according to public security push data and the adjustable interval; when the counter or non-counter transaction data is obtained and a risk triggering threshold value is reached, automatically starting a risk assessment mechanism, performing risk assessment on the current transaction, and outputting a risk assessment result; the risk assessment result is pushed to a counter system or a handheld device of a non-counter manager, and the situation that the risk reaches a preset risk level is reported to a public security system; and auditing the risk business and the submission condition every day. According to the invention, automatic risk investigation and early warning can be realized, a problem account can be found in time for tracking and intervention, and personal account security is guaranteed.

1. Name of the product in this design: Graphical User Interface for Deregulating Personal Accounts on Electronic Devices. 2. Purpose of this design: An electronic device. 3. The key design features of this product are its graphical user interface. 4. The image or photograph that best illustrates the design's key points: the front view. 5. Omit other views. 6. Graphical User Interface Area in the Product: After filling in the query information, you will enter the face recognition interface. After passing the face recognition, you will enter the application interface. 7. Human-computer interaction method of graphical user interface: The main view is the initial interface. After entering information in the input box, click "OK" to perform face recognition. After the face recognition is successful, enter the account selection interface, see interface change state diagram 1. Click the selection box to select "Account", see interface change state diagram 2. After selecting the account, you can click the "Apply" or "Query" button. After clicking "Apply", enter the anti-fraud video browsing interface, see interface change state diagram 3. After watching the video, sign and click "Next" to add de-control information, see interface change state diagram 4. After adding the information and entering the verification code, click "Submit" to complete the operation, see the expanded interface change state diagram.

A method, system and computer-readable medium for customizing a community user robot, the system proposing a cloud server through which a community user can upload data and set attributes of the community robot, including cues for various attributes, through a user interface provided by the cloud server. The method comprises the following steps of: processing data through a language model to form a training data set, learning attributes of community users from the training data set by a machine learning method running in the training data set, training community robots exclusive to the community users according to prompt words, and deploying the community robots to a community, so that the community robots can run under personal accounts of the community users in the community.

The invention relates to the field of health services, and particularly discloses a medical care health information management human resource allocation management system. By setting the medical system, the old-age care system and the database, after the old-age care individuals register personal accounts, the old-age care institutions can be transparently and directly observed and emulated, the understanding of old-age care users on the old-age care institutions is increased, the old-age care individuals can conveniently select the old-age care institutions, meanwhile, the medical system can call medical resources near the old-age care institutions or residences of the old-age care institutions, and the use experience of the old-age care institutions is improved. According to the method, medical resource retrieval navigation can be conveniently completed under the condition that the old-age care person stays at home, so that the old-age care person can quickly receive medical services near the residence, health information files of the old-age care person are established and updated in time through the medical services, and corresponding healthy life guidance and rehabilitation service selection are provided for the old-age care person; the old-age care individuals, the old-age care institutions and the medical institutions can be effectively interconnected through the deployment management system, social old-age care resources are fully deployed, and the old-age care requirements of the old-age care individuals are fully met.

This application discloses a method, device, and storage medium for monitoring human health risk prediction values. The method includes the following steps: creating a personal account and adding user data to the account; acquiring the user's latest data in real time via a handheld mobile device or wearable device and uploading it to the account to update the data; predicting the user's health risk prediction value based on the user's data; calculating which changes in data can reduce the user's health risk prediction value and recommending them to the user; displaying the data and health risk prediction value prediction results of users with granted permissions for other users to browse; and filtering and statistically analyzing the data and health risk prediction values ​​of all users with granted permissions according to user-input filtering conditions and displaying them as charts. This application can update user data in real time, calculate and update health risk prediction value prediction results, provide users with suggestions to reduce their health risk prediction values, and facilitate users to browse and filter other users' information as needed.

The application relates to a management method for realizing a subsidy scene of an out-of-place transaction based on a card consumption, which comprises the following steps: a receiving place transaction system sends an out-of-place transaction request to an out-of-place transaction settlement management platform; the out-of-place transaction settlement management platform forwards the out-of-place transaction request to a home place transaction system; the home place transaction system acquires a home place subsidy standard of a corresponding meal according to a payment code carried in the out-of-place transaction request, compares the home place subsidy standard with a receiving place subsidy standard carried in the out-of-place transaction request, determines a deduction amount, takes the sum of a receiving place self-payment amount carried in the out-of-place transaction request and the deduction amount as an actual self-payment amount of a user, deducts the actual self-payment amount from a personal account and imports the actual self-payment amount into a home place organization general account, and returns transaction completion information to the out-of-place transaction settlement management platform; the out-of-place transaction settlement management platform forwards the transaction completion information to the receiving place transaction system, and the receiving place transaction system updates a transaction state of the out-of-place transaction request.

Apparatus, systems, and methods are disclosed that operate to receiving an authentication request at a server associated with an authenticating entity from a requesting party responsive to a request being provided to the requesting party by a client terminal associated with an unauthenticated individual purporting to be an individual account owner previously authenticated with the authenticating entity. A token from the client terminal associated with the unauthenticated individual is received, and the token includes information associated with the unauthenticated individual and a user permission authorizing the authenticating entity to share a selected portion of the information with a plurality of selected requesting parties. The server associated with the authenticating entity authenticates the unauthenticated individual as the individual account owner based on, inter alia, matching the token to a pre-registered identity uniquely associated with the individual account owner. Additional apparatus, systems, and methods are disclosed.

The invention discloses a bank card account dynamic information display method and device. The method is applied to bank card sleeve equipment, the bank card sleeve equipment comprises a low-power-consumption display screen, and the method comprises the steps that when it is determined that a bank card is inserted, identification information of the bank card is read, and the identification information is matched with personal account summary information stored locally; if the matching is successful and the matching is successful for the first time, acquiring account dynamic information of the bank card through a card sleeve management system; the account dynamic information comprises bank card balance and transaction details; and the low-power-consumption display screen is used for refreshing the account dynamic information of the bank card displayed on the screen. According to the embodiment of the invention, the defect of high power consumption of the existing portable display equipment can be overcome, and the equipment is ensured to have the practicability of long-term standby, frequent information display and on-demand updating in a typical low-frequency use scene of a bank card by utilizing a specific display technology.

The invention relates to the technical field of attendance management, in particular to a clock-in method and device based on a two-dimensional code attendance system, electronic equipment and a medium, and the method comprises the following steps: receiving two-dimensional code scanning information and account login information of a user to be subjected to clock-in, identifying the generation time and the scanning time of the two-dimensional code scanning information and the current clock-in information of the account login information, and when the clock-in time interval between the generation time and the scanning time of the two-dimensional code scanning information is smaller than or equal to a preset clock-in time interval and the current clock-in information accords with pre-bound clock-in information, sending the current clock-in information to the two-dimensional code scanning information; and judging that the to-be-punched user finishes punching, and carrying out successful punching reminding. Therefore, the problems of low sign-in efficiency, high possibility of sign-in substitution, inconvenience in operation, high cost of sign-in equipment, queuing in sign-in and the like of an attendance checking and card punching method in the related technology are solved, and the attendance checking and card punching verification is performed by generating the encrypted dynamic two-dimensional code and combining the personal account information of the user, so that efficient and safe attendance checking management is realized.

The present application belongs to the technical field of authentication, and provides an identity authentication method, comprising: personal account registration, risk standard setting, secondary verification trigger condition and verification pass condition setting, verification pair collection, detection data sending, verification result judgment, risk control data collection, risk control identification result judgment, and risk standard updating. The present application provides higher personalization for user verification through the setting function of opening secondary verification trigger condition and verification pass condition. A new type of verification method is provided by collecting user audio and verification photos and setting verification pairs, thereby improving the security and specificity of verification. Through risk control detection and risk standard updating, the defect of poor user experience caused by frequent triggering of the verification mechanism is reduced, and the universality of the authentication method is improved.

A method for agentic microtransactions through verifiable payment delegation includes, during a single Internet Protocol session between a client and a server in which content hosted by the server is being or is to be accessed by the client, receiving, at a facilitator, a transaction request message including a transaction identifier, a transaction amount, a personal account number (PAN), and a cryptographic signature transmitted to the server from the client as part of the session; generating, at the facilitator, an authorization request message including at least the PAN and the cryptographic signature; sending, by the facilitator, the authorization request message to a payment network; receiving, at the facilitator from the payment network, an authorization response indicating approval of the transaction based on the public key corresponding to the cryptographic signature being a delegate of the PAN; and sending, from the facilitator to the server, payment authorization confirmation during the session.

Presented are computing systems for transferring digital assets between virtual platforms, methods for making / using such systems, and digital assets imported / exported by such systems. A method for controlling transfer of digital assets includes storing a fungible digital asset on a digital platform in association with a personal account of a user. A server computer of the digital platform receives a user request to transfer the fungible digital asset to another digital platform; in response, the fungible digital asset is converted to a non-fungible digital asset by generating a cryptographic (crypto) token, assigning the crypto token to the digital asset, and recording the crypto token on a blockchain ledger. The newly minted digital asset is transferred to an intermediate computing node and associated with another personal account of the user. The non-fungible digital asset is then transferred to the requested digital platform and associated with yet another personal account of the user.

Disclosed herein are various embodiments for establishing rights and interests using smart contracts and digital wallets. In one implementation, a card corresponding to a consumer and a blockchain wallet account address may be mapped by an access server, where the access server is configured to access a mapping service contract, and where the card includes at least one of an associated personal account (PAN) and an electronic application identifier (eaid) of the consumer.