142 results about "Personal account" patented technology

Systems and methods disclosed herein include a mobile solution to enable users to perform financial transaction over a network using a mobile device. These techniques allow users to maintain a single personal account identifier or number (“PAN”) on the user's mobile device and to utilize it to access a plurality of linked financial accounts and sub-accounts. Any one of the accounts can be selected by a user on the mobile device to remotely deposit funds to that account based on an image of a financial payment instrument. The image can be obtained using image capture technology on the user's mobile device. Users can perform a financial transaction using the verified images over a network in order to conduct a remote financial transaction such as applying a deposit, a payment, or cash load to a designated account which is linked to the user's mobile account in real-time or near real-time.

In some aspects, a component may generate an identification for a personal account based at least in part on user-asset heuristics, wherein the personal account is heuristically distinguished from an administrative account based at least in part on a number of users associated with an account that is either the personal account or the administrative account. The component may determine an owner identity of the owner associated with the personal account by linking the identification with an identity in a data source based at least in part on one or more heuristically determined identity attributes.

Systems and methods disclosed herein include a mobile solution to enable users to perform financial transaction over a network using a mobile device. These techniques allow users to maintain a single personal account identifier or number (“PAN”) on the user's mobile device and to utilize it to access a plurality of linked financial accounts and sub-accounts. Any one of the accounts can be selected by a user on the mobile device to remotely deposit funds to that account based on an image of a financial payment instrument. The image can be obtained using image capture technology on the user's mobile device. Users can perform a financial transaction using the verified images over a network in order to conduct a remote financial transaction such as applying a deposit, a payment, or cash load to a designated account which is linked to the user's mobile account in real-time or near real-time.

The invention relates to the technical field of intelligent financial management, and provides a financial digital employee safety management system based on a block chain, and the system comprises a system initialization module which is used for deploying block chain nodes, configuring safety parameters, registering digital employees, and making preparations for the operation of a financial digital system; the identity authentication and authorization module is used for the user to log in a personal account and limiting the access level of the user; the data encryption and storage module is used for data encryption, storage and backup; and the intelligent contract execution module is used for intelligently compiling and formulating the financial contract and monitoring the execution condition of the contract. The business rule is written into the smart contract in the form of the code, automatic execution of the transaction is realized, the transaction efficiency and accuracy are greatly improved, meanwhile, the non-tampering characteristic of the smart contract ensures the fairness and transparency of the transaction, the transaction risk is reduced, the execution process of the smart contract is audited, and the transaction efficiency is improved. And execution of the smart contract is ensured to accord with preset rules and laws and regulations.

The techniques herein are directed generally to guest-specific user account auto-configuration for in-room hotel service logins. According to one or more embodiments of the disclosure, a guest user profile may be established that stores user preferences (such as for heating and air conditioning preferences, housekeeping preferences, etc.), personal account login information (such as passwords for streaming video services, rewards programs, reservation systems, etc.), and so on. Upon association of the guest to a particular room within a hotel, such as through front-desk check-in association, or, more particularly in one embodiment, through the guest logging into a room-associated hotel communication terminal (e g., an in-room tablet or smart television, a personal guest device configured with the specific room identification, etc.), the in-room hotel services may then be auto-configured according to the specific guest' s preferences and individual logins (or other credentials).

Embodiments described herein disclose a mobile device system for displaying contactless payment options to a user of a mobile device. A location of the device may be detected. The location may be transmitted to a payment services provider, and information indicating that the location corresponds to a merchant having contactless payment options may be received. In response, graphical depictions of payment options associated with a plurality of payment sources are displayed on a touch-sensitive display of the mobile device. A selection of one of the graphical depictions is received, and in response, one or more transceivers of the mobile device, such as one or more NFC transceivers, may be activated. The activation may cause the transceivers to transmit a personal account number to a point-of-sale terminal. Thus, the user is presented with contactless payment options based on a geographical location, and may be presented with a suggested payment source.

Presented are computing systems for transferring digital assets between virtual platforms, methods for making / using such systems, and digital assets imported / exported by such systems. A method for controlling transfer of digital assets includes storing a fungible digital asset on a digital platform in association with a personal account of a user. A server computer of the digital platform receives a user request to transfer the fungible digital asset to another digital platform; in response, the fungible digital asset is converted to a non-fungible digital asset by generating a cryptographic (crypto) token, assigning the crypto token to the digital asset, and recording the crypto token on a blockchain ledger. The newly minted digital asset is transferred to an intermediate computing node and associated with another personal account of the user. The non-fungible digital asset is then transferred to the requested digital platform and associated with yet another personal account of the user.

Various implementations are disclosed herein for establishing entitlement utilizing smart contracts and digital wallets. In one implementation, a card corresponding to a consumer and a blockchain wallet account address may be mapped by an access server, where the access server is configured to access a mapping service contract, and where the card comprises at least one of an associated personal account number (PAN) and an electronic application identifier (eaid) of the consumer.

Systems and methods disclosed herein include a mobile solution to enable users to perform financial transaction over a network using a mobile device. These techniques allow users to maintain a single personal account identifier or number (“PAN”) on the user's mobile device and to utilize it to access a plurality of linked financial accounts and sub-accounts. Any one of the accounts can be selected by a user on the mobile device to remotely deposit funds to that account based on an image of a financial payment instrument. The image can be obtained using image capture technology on the user's mobile device. Users can perform a financial transaction using the verified images over a network in order to conduct a remote financial transaction such as applying a deposit, a payment, or cash load to a designated account which is linked to the user's mobile account in real-time or near real-time.

The invention relates to the technical field of adaptive learning, in particular to an adaptive learning system, which comprises a user management module, a course management module, a progress tracking module and an evaluation and test module, and is characterized in that the user management module is configured with a login interface; the course management module is configured with a big data processing unit, and the big data processing unit is used for analyzing the learning content file and decomposing the learning content file into basic course information, advanced course information, intermediate course information and graduation course information; the progress tracking module is based on the personal account and is used for transmitting current course information to the personal account and recording the completion time of each course information; and the evaluation and test module is connected to the course management module, receives the course information average completion time counted by the user management module, compares the completion time with the average completion time, and sends a test instruction to the personal account information. The method aims at helping different users to quickly, stably and gradually master knowledge with different difficulties.

The invention relates to the field of medical data management, and provides a block chain-based medical data acquisition method, which comprises the following steps of: registering a personal account according to personal basic information uploaded by a user, performing verification when the user logs in so as to determine whether short message secondary verification needs to be performed or not; the method comprises the following steps: acquiring medical data of a user through a sensor group, performing fragmentation encryption processing on the acquired medical data by using a public key, storing the data in each storage node in a distributed manner by means of a block chain technology, extracting encrypted fragments, performing decryption to obtain decrypted medical data, analyzing the decrypted medical data to generate an analysis report, and displaying the analysis report. Therefore, safety management and effective application of the medical data of the user can be realized.

Examples provide a system for real-time card tier upgrades for cardholders in card-not-present (CNP) transactions. A cardholder is notified that an account is eligible for upgrade to a higher tier. When a card-not-present transaction request is received, an upgrade manager requests consent from the cardholder in real-time during the account authentication process. If the cardholder consents to the upgrade, an upgrade code is mapped to the personal account number (PAN) associated with the account of the cardholder before the CNP transaction is authorized. The account is upgraded to the higher tier and the CNP transaction is completed using the account at the higher tier. If the consent is not received for the upgrade, the CNP transaction is completed using the account at the lower tier. This enables a merchant-agnostic and industry-agnostic real-time card tier upgrade without changing the PAN and without cardholder presentation of a physical account card.

To provide a method for improving embedded card reader security.SOLUTION: Provided is a method that includes temporally and / or spatially separating personal account number (PAN) data read from a payment instrument such as a credit card or debit card from personal identification number (PIN) data utilized to complete a payment transaction. Temporal separation includes removing the PAN data from a merchant device 102 before requesting the PIN data. Spatial separation includes utilizing trusted execution environments, separated embedded card reader (ECR) applications, intermediary applications, and / or trust routines of trust applications to enable different components of a merchant device and / or components of other devices and systems to handle the PAN data and the PIN data.SELECTED DRAWING: Figure 1A

The invention relates to the technical field of information, and particularly discloses a digital human real-time construction method of a personal number, which comprises the following steps: S1, acquiring a user video stream and associated voice data in real time; s2, extracting spatial features of each frame in the user video stream to obtain a spatial feature sequence; s3, performing time sequence modeling on the spatial feature sequence, and outputting a spatial-temporal feature sequence; s4, generating a personalized preference embedding vector based on historical interaction data of the user; s5, inputting the spatial-temporal feature sequence and the personalized preference embedded vector into a generator of the generative adversarial network, and outputting a digital human frame sequence in real time; and S6, converting the voice data into lip motion parameters through a voice driving module, and fusing the lip motion parameters into the digital human frame sequence to generate a final digital human video stream. According to the method, through innovative algorithm fusion, breakthrough is made in the aspects of real-time performance, individuation, reality and efficiency, and a reliable solution is provided for large-scale application of personal number digital persons.

The invention relates to a fraud account screening method, which comprises the following steps that a collection account database is established, database information comprises a user name, an account number and an account type, and the account type comprises a personal account and a company account; monitoring the service handling frequency of the collection account, wherein the service handling comprises deposit, withdrawal, roll-in and roll-out; if the business handling frequency is less than 1 / year, judging that the collection account is unsafe, and locking the account; if the business handling frequency is greater than 1 / year, monitoring account information which is transferred to a collection account and comprises a user type; if the proportion of the company account in the transferred account is greater than 60%, judging that the collection account is safe; if the proportion of the personal account for account transfer is greater than 70%, judging that the collection account is unsafe, and locking the account at the same time; and if the proportion of the personal account for transfer is greater than or equal to 40% and less than or equal to 70%, the account holder is notified to go to the opening bank for authentication. According to the invention, fraud is actively handled, so that social loss is reduced, and social safety is maintained.

Systems, devices, and methods for embedded card reader security include configuring a personal account number (PAN) application installed on a device to utilize an embedded card reader (ECR) and receiving, at the PAN application and based at least in part on an interaction between the ECR and the device, a PAN for a transaction. The PAN may be sent to a payment processing service and a personal identification number (PIN) application may render a PIN user interface. The PIN may be received at the PIN application and sent to the payment processing service. The transaction may be completed based at least in part on an indication from the payment processing service that the PAN and the PIN have been accepted.

The invention discloses an AI-based rheumatoid arthritis patient condition dynamic monitoring bracelet in the technical field of dynamic monitoring, and the bracelet comprises a bracelet body and an adjusting mechanism, the bracelet body is internally provided with a mounting plate, the top of the mounting plate is provided with a cloud server, and the top of the mounting plate is also provided with an AI diagnostor; the top of the installation plate is further provided with a solution generation device and a cloud storage server, independent account information is distributed for each user, and it is ensured that data collection, recording and storage in the detection process are independently completed based on personal accounts. Through the mode, the previous detection data of the user can be completely reserved, and the longitudinal comparison and trend analysis of the detection result can be realized in the subsequent use, so that the health change condition of the user can be reflected more accurately. The AI diagnostor can automatically generate a health assessment report with higher individuation and pertinence according to the difference between the historical data and the current detection result in combination with preset intelligent analysis.

The present invention relates to the technical field of network information security monitoring, and specifically discloses a network information security monitoring system and method based on big data management. The system includes an application device habit parameter collection module, an available device operation parameter monitoring and analysis module, an associated platform activity information monitoring and analysis module, and a specified account usage risk prompt module. Considering the characteristics of connectivity and sharing of user accounts, the present invention analyzes and gives risk prompts to avoid omission of user account information at a certain level, thereby preventing a series of abnormal account behaviors, reducing the negative impact on the security of user personal accounts, not only reducing the risk incidence of user personal information leakage, but also greatly reducing the risk of loss of user property security and privacy leakage, which is conducive to ensuring the stable and continuous operation of relevant software platforms.

In some aspects, a component may generate an identification for a personal account based at least in part on user-asset heuristics, wherein the personal account is heuristically distinguished from an administrative account based at least in part on a number of users associated with an account that is either the personal account or the administrative account. The component may determine an owner identity of the owner associated with the personal account by linking the identification with an identity in a data source based at least in part on one or more heuristically determined identity attributes.

1. The name of the product of this design: A graphical user interface for displaying maker course learning information on an electronic device. 2. Purpose of this design product: for use in an electronic device. 3. The key design point of this appearance design product lies in the graphical user interface. 4. The picture or photo that best illustrates the key points of the design: Design 1 interface change state diagram 1. 5. Designate Design 1 as the base design. 6. Purpose of the graphical user interface: used to display maker course learning information. 7. Description of the changing status of the graphical user interface: The main view of Design 1 is the graphical user interface displayed on the system login interface; in the main view interface of Design 1, enter the account and password and log in to enter the "Home" interface of Design 1 interface changing status diagram 1; in Design 1 interface changing status diagram 1, click the "Register" button at the bottom of the screen to enter Design 1 interface changing status diagram 2 to display the registration information. The main view of Design 2 is a graphical user interface that displays the system login interface; in the main view interface of Design 2, enter the account number and password and log in to enter the "Home" interface of Design 2 interface change state diagram 1; in Design 2 interface change state diagram 1, click the "My" button at the bottom of the screen to enter Design 2 interface change state diagram 2, which displays personal account information. 8. Other situations that need explanation: The gray-coated part in the interface is the content screen, and the "XX" in the interface is a number, letter, or text.

The embodiment of the invention provides a signature unlocking method, an intelligent interaction tablet and a storage medium, and belongs to the technical field of intelligent equipment unlocking. The method comprises the following steps: receiving a signature code input by a user and a first handwritten signature of the user on a touch interface; the signature code is a number with a preset length; sending the signature code to a server, so that the server searches a target account corresponding to the signature code; a mapping relationship between the account and the signature code is stored in the server; and receiving preset verification data of the target account fed back by the server, and performing signature verification on the first handwritten signature of the user based on the preset verification data so as to unlock the target account when the first handwritten signature of the user passes the signature verification. According to the method, the user can quickly and safely unlock the personal account on different devices without setting verification data on the different devices in advance, and correspondingly, different users can quickly and safely unlock the personal account on a public device without setting verification data on the public device in advance.

1. The name of the design product: intelligent manufacturing Internet of Things graphical interface (nine) for electronic equipment. 2. The use of the design product: an electronic device. 3. The design points of the design product: the graphical user interface content. 4. The picture or photo that best indicates the design points: front view. 5. The use of the graphical user interface: the interface of the present design displays personal account management information through graphical presentation.

1.The name of the design product: unmanned aerial vehicle low-altitude flight service early warning management information graphical user interface (mobile terminal) for electronic equipment. 2.The use of the design product: for an electronic device. 3.The design points of the design product: in shape. 4.The picture or photo that best indicates the design points: front view. 5.Other views have no design points, and other views are omitted. 6.The human-computer interaction mode of the graphical user interface: after selecting “personal account” on the front view, inputting account and password to log in, entering change state diagram 1; clicking “my” below change state diagram 1 switches to change state diagram 2.

Embodiments described herein disclose a mobile device system for displaying contactless payment options to a user of a mobile device. A location of the device may be detected. The location may be transmitted to a payment services provider, and information indicating that the location corresponds to a merchant having contactless payment options may be received. In response, graphical depictions of payment options associated with a plurality of payment sources are displayed on a touch-sensitive display of the mobile device. A selection of one of the graphical depictions is received, and in response, one or more transceivers of the mobile device, such as one or more NFC transceivers, may be activated. The activation may cause the transceivers to transmit a personal account number to a point-of-sale terminal. Thus, the user is presented with contactless payment options based on a geographical location, and may be presented with a suggested payment source.

Systems and methods for powering display screens on contactless cards are provided. A contactless card can include a display screen embedded in a body of the contactless card, and the display screen can be powered when the contactless card interacts with a separate device, such as a mobile device or a point-of-sale (POS) terminal, to display personal account information associated with the contactless card or an owner of the contactless card. In particular, when certain conditions are met, the separate device can transmit a signal to the contactless card with energy in the signal, and the contactless card can use the energy received in the signal to power the display screen to display the personal account information that is otherwise hidden.

The invention relates to the technical field of auxiliary medical treatment, in particular to a medical accompanying system, which comprises a user management module, a personal management module, a reservation and scheduling module, a positioning and tracking module and a consultation module, and is characterized in that the user management module is configured with a database and is used for receiving and processing registration, login and authority management problems of a user; the personal management module is configured with a login interface and is used for providing patient information input and query functions; the reservation and scheduling module is connected to the personal management module, is provided with a reservation unit and a scheduling unit, and is used for assisting online reservation registration and escorting of accompanying personnel; the positioning and tracking module is used for receiving the information of the scheduling unit and then docking with a personal account of an accompanying person, and positioning and tracking the position of a patient in real time; and the consultation module is connected to the personal account and the reservation unit, and is used for querying patient information and providing online health consultation service and health knowledge propaganda and education. According to the invention, the user can efficiently see a doctor according to requirements.

This invention discloses a blockchain-based distributed examination method and system, comprising multiple modules including a management server, a teacher management unit, a student management unit, an examination business management unit, and a smart terminal. The teacher management unit allocates personal accounts and initial keys to teachers. These accounts contain teachers' personal information such as email addresses and mobile phone numbers. When a teacher accesses the grades section, the blockchain network receives a request and sends a dynamic key to the teacher's email address or mobile phone. The dynamic key is valid for 5 minutes. The teacher enters the dynamic key to log in to the grades section, and then the examination business management unit publishes the examination results. Students can check their results via their smart terminals. By adding a dynamic key to the grades section of the teacher management unit, and associating the dynamic key with the teacher's personal terminal, the security of the examination system is enhanced, preventing students from logging into the teacher management unit and tampering with the results.

System and methods for porting volumes of telephone numbers in wireless networks are described. A volume porting system may process account data to determine numbers associated with individual account and current and future billing account number data for such numbers. Using this data, the volume porting system may generate porting requests and query a porting operations system for porting status data for such requests. The volume porting system may track and store such data and automatically notify destination network systems and other systems when numbers and / or accounts have been successfully ported.

The invention provides a reimbursement method and device, equipment and a medium, and relates to the technical field of big data and internet finance. The method comprises the steps that a public credit card is used for conducting real-time payment on payment requests of multiple users authorized to use the public credit card, payment details of each real-time payment are recorded, and each payment detail comprises user information requesting payment and transaction details; wherein the repayment account of the public credit card is configured to comprise respective personal accounts of a plurality of users and a reimbursement account; when repayment is carried out on the public credit card, the payment details meeting the reimbursement condition are screened out from all the payment details in the current repayment period according to the transaction details; repayment is carried out on the amount of money in the payment details meeting the reimbursement conditions by using the reimbursement account; and repayment is carried out on the amount of money in other payment details except the payment details meeting the reimbursement conditions by using the personal account corresponding to the user information in each other payment detail.