43 results about "Personal account" patented technology

In some aspects, a component may generate an identification for a personal account based at least in part on user-asset heuristics, wherein the personal account is heuristically distinguished from an administrative account based at least in part on a number of users associated with an account that is either the personal account or the administrative account. The component may determine an owner identity of the owner associated with the personal account by linking the identification with an identity in a data source based at least in part on one or more heuristically determined identity attributes.

The invention relates to the technical field of information, and particularly discloses a digital human real-time construction method of a personal number, which comprises the following steps: S1, acquiring a user video stream and associated voice data in real time; s2, extracting spatial features of each frame in the user video stream to obtain a spatial feature sequence; s3, performing time sequence modeling on the spatial feature sequence, and outputting a spatial-temporal feature sequence; s4, generating a personalized preference embedding vector based on historical interaction data of the user; s5, inputting the spatial-temporal feature sequence and the personalized preference embedded vector into a generator of the generative adversarial network, and outputting a digital human frame sequence in real time; and S6, converting the voice data into lip motion parameters through a voice driving module, and fusing the lip motion parameters into the digital human frame sequence to generate a final digital human video stream. According to the method, through innovative algorithm fusion, breakthrough is made in the aspects of real-time performance, individuation, reality and efficiency, and a reliable solution is provided for large-scale application of personal number digital persons.

The invention relates to a fraud account screening method, which comprises the following steps that a collection account database is established, database information comprises a user name, an account number and an account type, and the account type comprises a personal account and a company account; monitoring the service handling frequency of the collection account, wherein the service handling comprises deposit, withdrawal, roll-in and roll-out; if the business handling frequency is less than 1 / year, judging that the collection account is unsafe, and locking the account; if the business handling frequency is greater than 1 / year, monitoring account information which is transferred to a collection account and comprises a user type; if the proportion of the company account in the transferred account is greater than 60%, judging that the collection account is safe; if the proportion of the personal account for account transfer is greater than 70%, judging that the collection account is unsafe, and locking the account at the same time; and if the proportion of the personal account for transfer is greater than or equal to 40% and less than or equal to 70%, the account holder is notified to go to the opening bank for authentication. According to the invention, fraud is actively handled, so that social loss is reduced, and social safety is maintained.

In some aspects, a component may generate an identification for a personal account based at least in part on user-asset heuristics, wherein the personal account is heuristically distinguished from an administrative account based at least in part on a number of users associated with an account that is either the personal account or the administrative account. The component may determine an owner identity of the owner associated with the personal account by linking the identification with an identity in a data source based at least in part on one or more heuristically determined identity attributes.

The embodiment of the invention provides a signature unlocking method, an intelligent interaction tablet and a storage medium, and belongs to the technical field of intelligent equipment unlocking. The method comprises the following steps: receiving a signature code input by a user and a first handwritten signature of the user on a touch interface; the signature code is a number with a preset length; sending the signature code to a server, so that the server searches a target account corresponding to the signature code; a mapping relationship between the account and the signature code is stored in the server; and receiving preset verification data of the target account fed back by the server, and performing signature verification on the first handwritten signature of the user based on the preset verification data so as to unlock the target account when the first handwritten signature of the user passes the signature verification. According to the method, the user can quickly and safely unlock the personal account on different devices without setting verification data on the different devices in advance, and correspondingly, different users can quickly and safely unlock the personal account on a public device without setting verification data on the public device in advance.

1. The name of the design product: intelligent manufacturing Internet of Things graphical interface (nine) for electronic equipment. 2. The use of the design product: an electronic device. 3. The design points of the design product: the graphical user interface content. 4. The picture or photo that best indicates the design points: front view. 5. The use of the graphical user interface: the interface of the present design displays personal account management information through graphical presentation.

1.The name of the design product: unmanned aerial vehicle low-altitude flight service early warning management information graphical user interface (mobile terminal) for electronic equipment. 2.The use of the design product: for an electronic device. 3.The design points of the design product: in shape. 4.The picture or photo that best indicates the design points: front view. 5.Other views have no design points, and other views are omitted. 6.The human-computer interaction mode of the graphical user interface: after selecting “personal account” on the front view, inputting account and password to log in, entering change state diagram 1; clicking “my” below change state diagram 1 switches to change state diagram 2.

Embodiments described herein disclose a mobile device system for displaying contactless payment options to a user of a mobile device. A location of the device may be detected. The location may be transmitted to a payment services provider, and information indicating that the location corresponds to a merchant having contactless payment options may be received. In response, graphical depictions of payment options associated with a plurality of payment sources are displayed on a touch-sensitive display of the mobile device. A selection of one of the graphical depictions is received, and in response, one or more transceivers of the mobile device, such as one or more NFC transceivers, may be activated. The activation may cause the transceivers to transmit a personal account number to a point-of-sale terminal. Thus, the user is presented with contactless payment options based on a geographical location, and may be presented with a suggested payment source.

Systems and methods for powering display screens on contactless cards are provided. A contactless card can include a display screen embedded in a body of the contactless card, and the display screen can be powered when the contactless card interacts with a separate device, such as a mobile device or a point-of-sale (POS) terminal, to display personal account information associated with the contactless card or an owner of the contactless card. In particular, when certain conditions are met, the separate device can transmit a signal to the contactless card with energy in the signal, and the contactless card can use the energy received in the signal to power the display screen to display the personal account information that is otherwise hidden.

This invention discloses a blockchain-based distributed examination method and system, comprising multiple modules including a management server, a teacher management unit, a student management unit, an examination business management unit, and a smart terminal. The teacher management unit allocates personal accounts and initial keys to teachers. These accounts contain teachers' personal information such as email addresses and mobile phone numbers. When a teacher accesses the grades section, the blockchain network receives a request and sends a dynamic key to the teacher's email address or mobile phone. The dynamic key is valid for 5 minutes. The teacher enters the dynamic key to log in to the grades section, and then the examination business management unit publishes the examination results. Students can check their results via their smart terminals. By adding a dynamic key to the grades section of the teacher management unit, and associating the dynamic key with the teacher's personal terminal, the security of the examination system is enhanced, preventing students from logging into the teacher management unit and tampering with the results.

Systems and methods for payment processing include receiving, by a payment terminal, a personal account number to complete a payment. The personal account number is encrypted by the payment terminal. The encrypted personal account number is sent from the payment terminal to a merchant server via a network. The encrypted personal account number is sent from the merchant server to a tokenization service provider server for tokenization and validation via a payment processor. The merchant server receives an indication of whether the transaction was successful and a token from the tokenization service provider server.

The invention provides a debit card cash withdrawal risk troubleshooting method, system, device and medium, the method comprises the following steps: collecting multi-dimensional data, including client information in the system, account information in the system and public security push data, the public security push data including involved person information, potential perpetrator information and potential victim information; adaptively adjusting a risk triggering threshold according to public security push data and the adjustable interval; when the counter or non-counter transaction data is obtained and a risk triggering threshold value is reached, automatically starting a risk assessment mechanism, performing risk assessment on the current transaction, and outputting a risk assessment result; the risk assessment result is pushed to a counter system or a handheld device of a non-counter manager, and the situation that the risk reaches a preset risk level is reported to a public security system; and auditing the risk business and the submission condition every day. According to the invention, automatic risk investigation and early warning can be realized, a problem account can be found in time for tracking and intervention, and personal account security is guaranteed.

1. Name of the product in this design: Graphical User Interface for Deregulating Personal Accounts on Electronic Devices. 2. Purpose of this design: An electronic device. 3. The key design features of this product are its graphical user interface. 4. The image or photograph that best illustrates the design's key points: the front view. 5. Omit other views. 6. Graphical User Interface Area in the Product: After filling in the query information, you will enter the face recognition interface. After passing the face recognition, you will enter the application interface. 7. Human-computer interaction method of graphical user interface: The main view is the initial interface. After entering information in the input box, click "OK" to perform face recognition. After the face recognition is successful, enter the account selection interface, see interface change state diagram 1. Click the selection box to select "Account", see interface change state diagram 2. After selecting the account, you can click the "Apply" or "Query" button. After clicking "Apply", enter the anti-fraud video browsing interface, see interface change state diagram 3. After watching the video, sign and click "Next" to add de-control information, see interface change state diagram 4. After adding the information and entering the verification code, click "Submit" to complete the operation, see the expanded interface change state diagram.

A method, system and computer-readable medium for customizing a community user robot, the system proposing a cloud server through which a community user can upload data and set attributes of the community robot, including cues for various attributes, through a user interface provided by the cloud server. The method comprises the following steps of: processing data through a language model to form a training data set, learning attributes of community users from the training data set by a machine learning method running in the training data set, training community robots exclusive to the community users according to prompt words, and deploying the community robots to a community, so that the community robots can run under personal accounts of the community users in the community.

This application discloses a method, device, and storage medium for monitoring human health risk prediction values. The method includes the following steps: creating a personal account and adding user data to the account; acquiring the user's latest data in real time via a handheld mobile device or wearable device and uploading it to the account to update the data; predicting the user's health risk prediction value based on the user's data; calculating which changes in data can reduce the user's health risk prediction value and recommending them to the user; displaying the data and health risk prediction value prediction results of users with granted permissions for other users to browse; and filtering and statistically analyzing the data and health risk prediction values ​​of all users with granted permissions according to user-input filtering conditions and displaying them as charts. This application can update user data in real time, calculate and update health risk prediction value prediction results, provide users with suggestions to reduce their health risk prediction values, and facilitate users to browse and filter other users' information as needed.

The application relates to a management method for realizing a subsidy scene of an out-of-place transaction based on a card consumption, which comprises the following steps: a receiving place transaction system sends an out-of-place transaction request to an out-of-place transaction settlement management platform; the out-of-place transaction settlement management platform forwards the out-of-place transaction request to a home place transaction system; the home place transaction system acquires a home place subsidy standard of a corresponding meal according to a payment code carried in the out-of-place transaction request, compares the home place subsidy standard with a receiving place subsidy standard carried in the out-of-place transaction request, determines a deduction amount, takes the sum of a receiving place self-payment amount carried in the out-of-place transaction request and the deduction amount as an actual self-payment amount of a user, deducts the actual self-payment amount from a personal account and imports the actual self-payment amount into a home place organization general account, and returns transaction completion information to the out-of-place transaction settlement management platform; the out-of-place transaction settlement management platform forwards the transaction completion information to the receiving place transaction system, and the receiving place transaction system updates a transaction state of the out-of-place transaction request.

Apparatus, systems, and methods are disclosed that operate to receiving an authentication request at a server associated with an authenticating entity from a requesting party responsive to a request being provided to the requesting party by a client terminal associated with an unauthenticated individual purporting to be an individual account owner previously authenticated with the authenticating entity. A token from the client terminal associated with the unauthenticated individual is received, and the token includes information associated with the unauthenticated individual and a user permission authorizing the authenticating entity to share a selected portion of the information with a plurality of selected requesting parties. The server associated with the authenticating entity authenticates the unauthenticated individual as the individual account owner based on, inter alia, matching the token to a pre-registered identity uniquely associated with the individual account owner. Additional apparatus, systems, and methods are disclosed.

The invention discloses a bank card account dynamic information display method and device. The method is applied to bank card sleeve equipment, the bank card sleeve equipment comprises a low-power-consumption display screen, and the method comprises the steps that when it is determined that a bank card is inserted, identification information of the bank card is read, and the identification information is matched with personal account summary information stored locally; if the matching is successful and the matching is successful for the first time, acquiring account dynamic information of the bank card through a card sleeve management system; the account dynamic information comprises bank card balance and transaction details; and the low-power-consumption display screen is used for refreshing the account dynamic information of the bank card displayed on the screen. According to the embodiment of the invention, the defect of high power consumption of the existing portable display equipment can be overcome, and the equipment is ensured to have the practicability of long-term standby, frequent information display and on-demand updating in a typical low-frequency use scene of a bank card by utilizing a specific display technology.

The present application belongs to the technical field of authentication, and provides an identity authentication method, comprising: personal account registration, risk standard setting, secondary verification trigger condition and verification pass condition setting, verification pair collection, detection data sending, verification result judgment, risk control data collection, risk control identification result judgment, and risk standard updating. The present application provides higher personalization for user verification through the setting function of opening secondary verification trigger condition and verification pass condition. A new type of verification method is provided by collecting user audio and verification photos and setting verification pairs, thereby improving the security and specificity of verification. Through risk control detection and risk standard updating, the defect of poor user experience caused by frequent triggering of the verification mechanism is reduced, and the universality of the authentication method is improved.

A method for agentic microtransactions through verifiable payment delegation includes, during a single Internet Protocol session between a client and a server in which content hosted by the server is being or is to be accessed by the client, receiving, at a facilitator, a transaction request message including a transaction identifier, a transaction amount, a personal account number (PAN), and a cryptographic signature transmitted to the server from the client as part of the session; generating, at the facilitator, an authorization request message including at least the PAN and the cryptographic signature; sending, by the facilitator, the authorization request message to a payment network; receiving, at the facilitator from the payment network, an authorization response indicating approval of the transaction based on the public key corresponding to the cryptographic signature being a delegate of the PAN; and sending, from the facilitator to the server, payment authorization confirmation during the session.

Presented are computing systems for transferring digital assets between virtual platforms, methods for making / using such systems, and digital assets imported / exported by such systems. A method for controlling transfer of digital assets includes storing a fungible digital asset on a digital platform in association with a personal account of a user. A server computer of the digital platform receives a user request to transfer the fungible digital asset to another digital platform; in response, the fungible digital asset is converted to a non-fungible digital asset by generating a cryptographic (crypto) token, assigning the crypto token to the digital asset, and recording the crypto token on a blockchain ledger. The newly minted digital asset is transferred to an intermediate computing node and associated with another personal account of the user. The non-fungible digital asset is then transferred to the requested digital platform and associated with yet another personal account of the user.

Disclosed herein are various embodiments for establishing rights and interests using smart contracts and digital wallets. In one implementation, a card corresponding to a consumer and a blockchain wallet account address may be mapped by an access server, where the access server is configured to access a mapping service contract, and where the card includes at least one of an associated personal account (PAN) and an electronic application identifier (eaid) of the consumer.

The application discloses a control method for playing music, a storage medium and a music sofa, and relates to the field of music sofas, and comprises the following steps: obtaining a playing instruction; if there is a personal account, determining personnel information according to the playing instruction, and judging whether the personnel information is consistent with personal information corresponding to the personal account; if the personnel information is consistent with the personal information corresponding to the personal account, logging in a corresponding platform by using the personal account, determining a corresponding preference type based on the personal information, and playing music of the corresponding preference type; and if the personnel information is not consistent with the personal information corresponding to the personal account, logging in the corresponding platform by using the personal account and playing music randomly. When voice playing is performed according to the playing instruction, music resources can be obtained according to the personal account, so that normal playing of the music is ensured; in addition, the identity of a user who currently issues the playing instruction is verified, the adaptability of the music is improved, and the privacy of a user corresponding to the personal account is protected.

1. Name of the product in this design: Quick authentication interface for account registration graphical user interface of electronic device. 2. Intended use of this design: for use in electronic devices. 3. The key design features of this product are: a quick authentication interface for account registration via a graphical user interface. 4. The picture or photo that best illustrates the key design points: Design 1 front view. 5. Design 1 is designated as the basic design. 6. Purpose of the graphical user interface: The graphical user interface of this product is used to quickly verify user identity during the account registration process. 7. Human-computer interaction method of graphical user interface: The interface displayed in the main view of Design 1 is the QR code authentication interface when registering a personal account. Clicking the "Switch to Enterprise Authentication" option will take you to the interface displayed in the change state diagram of Design 1. Clicking the "Switch to Personal Authentication" option in the interface displayed in the change state diagram of Design 1 will take you to the interface displayed in the main view of Design 1. The interface displayed in the main view of Design 2 is the real-name authentication interface when registering a corporate account. After entering the corresponding corporate information, you will enter the corporate account QR code authentication interface displayed in the change state diagram of Design 2. 8. Other situations requiring explanation: The electronic device of this design product is a conventional design, so other views are omitted; the semi-transparent color block covering part is used to describe the application environment and is not the part claimed in this design patent.

The embodiment of the invention provides a mail sending method and a server, and the method comprises the steps: obtaining a to-be-sent mail template and configured user packet data in response to a mail template and user packet configuration completion event; querying user equipment information and user portrait information according to the user identifier; under the condition that a mail is not sent to a user mailbox corresponding to the user identifier within a preset time period, obtaining personal account information of the user according to the user identifier; filling a mail template according to the user equipment information, the user portrait information and the personal account information; and sending a mail to the user mailbox information according to the filled mail template. According to the method, the user identifiers meeting the requirements can be screened out. By filling the mail template, the user information can be extracted and embedded into the survey mail template, and the user information does not need to be manually searched one by one and mails do not need to be written, so that the user experience is improved, and the problems that at present, a user needs to fill more contents in mails of user questionnaires, and the convenience is poor are solved.

The invention relates to a college student innovation and entrepreneurship teaching system, which belongs to the technical field of entrepreneurship teaching and comprises an information management module, a course management module, a learning tracking module, a practice management module, a tutor guidance module, a resource library, an entrepreneurship competition module and a result display module, and the resource library is used for providing information of whole entrepreneurship resources. According to the innovation and entrepreneurship teaching system for the college students, education resources, guidance files, templates, tools and software resources related to entrepreneurship are centralized through the resource library module and the system, students and teachers can conveniently access and use the resources, and the information management module and the learning tracking module allow the students to register personal accounts and manage personal information. And personalized learning support and tutoring are provided according to the learning behaviors and expressions of the students, and the practice management module enables the students to create and manage innovation and entrepreneurship projects of the student ends in the system, so that the practice opportunity and project management experience of the students are enhanced.

Systems and methods of the present disclosure enable user-level activity recordation using population level activity data by receiving operator data including a record of activities performed by users on an operator system. Each entry in the record of activities is parsed to form structured activity entries representing each activity executed on the operator system. Each entry in the record of activities is matched to an individual account in an account database based on an individual identifier of each entry and an account individual identifier identifying the individual account. A statistical metric representing the activity history of the individual account is produced based on each entry matched to the individual account, and an activity history dashboard is displayed on an operator computing device to depicts the statistical metric for the individual account.

Examples provide a system for real-time card tier upgrades for cardholders in card-not-present (CNP) transactions. A cardholder is notified that an account is eligible for upgrade to a higher tier. When a card-not-present transaction request is received, an upgrade manager requests consent from the cardholder in real-time during the account authentication process. If the cardholder consents to the upgrade, an upgrade code is mapped to the personal account number (PAN) associated with the account of the cardholder before the CNP transaction is authorized. The account is upgraded to the higher tier and the CNP transaction is completed using the account at the higher tier. If the consent is not received for the upgrade, the CNP transaction is completed using the account at the lower tier. This enables a merchant-agnostic and industry-agnostic real-time card tier upgrade without changing the PAN and without cardholder presentation of a physical account card.

The invention provides a V2G hierarchical integral system and exchange method considering a power grid load state, and the system comprises a power grid load state recognition module which is used for monitoring key operation parameters of a power grid, and carrying out the response grade division of the power grid state based on a comprehensive evaluation model; the V2G behavior monitoring and recording module is used for recording charging and discharging behaviors of each electric vehicle and recording a response level; the integral calculation engine is used for calculating the integral of the user; the point account and service exchange system is used for recording the points of the user to the personal account of the user and establishing a point exchange mechanism; the user portrait and strategy recommendation module is used for performing intelligent recommendation on users, and realizing intelligent recommendation by establishing a dynamic value evaluation system based on a power grid load level, constructing an integral system, grading and exchangeable incentive mechanism and combining user portraits, so that a complete closed loop from behavior recognition to incentive feedback is formed; and the response efficiency and sustainable operation capability of the V2G system are improved.