18 results about "Deposit account" patented technology

The invention relates to an expressway vehicle charging splitting method and system, and the method and system are mainly characterized in that a front end uses a vehicle license plate and user account integration mechanism as the basis of a rear end. According to the system, a plurality of entrance image acquisition devices are used for shooting vehicle image information when a vehicle enters a highway, a plurality of exit image acquisition devices are used for shooting vehicle image information when the vehicle leaves the highway, and a plurality of junction image acquisition devices are used for shooting vehicle image information when the vehicle passes through a junction; a vehicle weight detection device is arranged at the position of each image acquisition device to detect the vehicle weight information of each vehicle, and a server judges the driving route of each vehicle on the expressway according to the vehicle image information and the vehicle weight information and calculates the toll of the vehicle according to a preset rate table. And deducting the toll from a deposit account bound with the vehicle, splitting the toll and transferring the toll to a corresponding collection unit, thereby achieving the purpose of full-automatic charging and splitting.

To improve the technology related to the foreign exchange system. [Solution] A foreign exchange system 1 comprising multiple servers 20 used by multiple financial institutions excluding the Bank of Japan, wherein each of the multiple servers 20 stores information on multiple accounts, including deposit accounts in the name of other financial institutions that have been mutually opened among the multiple financial institutions, and when the first server 20A of the first financial institution receives a first remittance instruction with the first financial institution as the remitter and the second financial institution as the recipient, it executes a first process of depositing the amount of funds specified in the first remittance instruction into the deposit account in the name of the second financial institution that the first server 20A has stored.

Systems and methods for real-time account access, allowing access to accounts (such as deposit, credit, or debit accounts) through network processing infrastructures such as Electronic Funds Transfer (EFT). In some embodiments, consumers and / or merchants are able to effect transaction requests against accounts, using a pseudo-Identifier or other identifier, and without the need to provide an account number or card number. In other embodiments, payment networks are able to route and process transaction requests against accounts, without having a card number or account number. In other embodiments, account processing systems are able to determine an appropriate account based on transaction requests that do not contain card numbers or account numbers.

Technologies for providing self-updating alert volume prediction include a compute device. The compute device may include circuitry configured to obtain historical alert data indicative of alerts produced by each of multiple money laundering scenario detection models associated with deposit accounts. Further, the circuitry may be configured to train, prior to producing a prediction, at least one alert volume prediction model with the obtained historical alert data. In addition, the circuitry may be configured to predict, with the at least one alert volume prediction model, a number of alerts to be generated by the money laundering scenario detection models over a future time period.

The invention provides a data processing method and device, equipment and a storage medium. Relates to the technical field of big data processing. The method comprises the following steps: acquiring deposit transaction data and loan transaction data from a bank deposit database and a loan database; taking each field in the deposit transaction data and the loan transaction data as an entity in a knowledge graph, and taking an association relationship of transaction participants in the deposit transaction data and the loan transaction data as a relationship in the knowledge graph to construct the knowledge graph; fund closed-loop detection is carried out on the knowledge graph, a risk fund closed-loop path is determined, and the risk fund closed-loop path is a fund path for the loan fund to flow into a deposit account having an association relationship with the loan account within a preset time range; and calculating a closed-loop strength index of the risk fund closed-loop path, and writing the clients whose closed-loop strength indexes exceed a risk threshold into a suspicious arbitrage client list table. According to the method provided by the invention, the identification efficiency of the fund idling arbitrage behavior is improved.

Various systems and methods for managing account-level control of game currencies and exchanges are described herein. A system for processing a transaction for a gaming deposit account at an issuing bank is configured to receive, from a payment network, an approval request message for a transaction related to an in-game asset; evaluate rules established by an accountholder of the gaming deposit account to approve or deny the approval request message, wherein the transaction includes a gaming platform identifier, a game identifier, or an in-game asset identifier, and wherein the rules to evaluate whether to approve or deny the approval request message are based on the gaming platform identifier, the game identifier, or the in-game asset identifier; and complete the transaction using the gaming deposit account when the approval request message is approved.

To provide a personal insurance passbook for realizing a storage service for automatically withdrawing money from one's own passbook and automatically transferring it to another one's own passbook every month in order to dissolve any troublesome work of rushing into an ATM with a plurality of passbooks in congestion immediately after a salary payment date, and repeating payment and reception work.SOLUTION: A depositor using my insurance passbook requests monthly automatic transfer from a main deposit account such as a salary receiving account to a single or a plurality of sub-deposit accounts journalized for each account title of the same depositor. The financial institution automatically transfers the amount designated by the depositor from the main deposit account to the sub-deposit account by a fixed amount every month. To cope with different financial institutions by a commission or the like. The amount of money to be automatically transferred to each sub-deposit account is set in advance by the depositor for each account title, based on the annual required amount for one month. To set a bonus combination as desired. Also, it is made possible to easily change the household budget in the middle without difficulty.SELECTED DRAWING: Figure 1-1

The invention discloses a resource processing method, device and equipment, a medium and a product, and the method comprises the steps: displaying at least one resource transfer mode between a resource transfer-out object and a resource receiving object, and the resource receiving object is provided with at least two transition storage and management households; in response to selection of a target resource transfer mode in the at least one resource transfer mode, a resource transfer interface is displayed, and the resource transfer interface comprises account information of a first transition deposit account; when it is detected that the first transition storage and management account is in the inactive state, account information of the first transition storage and management account in the resource transfer interface is updated to account information of a second transition storage and management account; the second transition management account is a transition management account which is different from the first transition management account and is in a survival state; and in response to a resource transfer operation of the resource transfer-out object, displaying a resource transfer result obtained by carrying out resource transfer to the second transition storage and management account according to the target resource transfer mode. The reliability and success rate of resource transfer can be improved.

In some aspects, the techniques described herein relate to a method including: receiving, at a transaction decisioning platform, a customer pre-approval notification; receiving, at the transaction decisioning platform, a stream of transactions, wherein the transactions are associated with a demand deposit account and the demand deposit account is associated with a customer; receiving, at the transaction decisioning platform, a total finance amount for the customer; applying a transaction eligibility rule to each transaction in the stream of transactions; determining, based on application of the transaction eligibility rule, that one of the transactions from the stream of transactions is eligible for a credit product; determining, based on a customer eligibility variable, that the customer is eligible for the credit product; and including the one of the transactions from the stream of transactions on an eligible transaction list.

This application provides a method, device, storage medium, and system for allocating interest on bidding deposits, relating to the field of financial technology. The method establishes a binding relationship between bidding orders and deposit accounts, opens accounts, and uses a message queue to push transaction information containing account identifiers, bidders, and amounts in real time. Based on the information in this queue, each deposit transaction is accurately associated with the corresponding bidding order according to the account identifier, and its deposit information is updated. When a refund is required, the interest generated by each transaction is calculated based on this ledger, and the total interest due to each bidder is summed to determine the final refund amount including principal and interest. This method achieves precise and granular accounting for each fund in the bidding deposit pool from deposit to withdrawal throughout its entire lifecycle, avoiding interest mismatch and profit loss due to technical limitations.

Systems and methods for real-time account access, allowing access to accounts (such as deposit, credit, or debit accounts) through network processing infrastructures such as Electronic Funds Transfer (EFT). In some embodiments, consumers and / or merchants are able to effect transaction requests against accounts, using a pseudo-identifier or other identifier, and without the need to provide an account number or card number. In other embodiments, payment networks are able to route and process transaction requests against accounts, without having a card number or account number. In other embodiments, account processing systems are able to determine an appropriate account based on transaction requests that do not contain card numbers or account numbers.

Applicant has amended the specification to include an Abstract. No new matter is added by way of this amendment. Applicant submits that this amendment addresses each of the informalities requiring correction listed in the Notice to File Corrected Application Papers. If the Examiner believes, for any reason, that personal communication will expedite examination of this application, the Examiner is invited to telephone the undersigned at the number provided.No additional fees are believed due in connection with this submission. However, in the event that additional fees are due, the Commissioner is hereby authorized by this paper to charge any additional fees associated with this submission or credit any overpayment to Deposit Account No. 05-0840, Eli Lilly and Company, associated with Customer No. 25885. Such authorization includes authorization to charge fees for extensions of time, if any, under 37 CFR 1.17 and should be treated as a constructive petition for an extension of time in this submission pursuant to 37 CFR 1.136.

To provide a remittance control system, a remittance control server and a program for promoting the use of an inter-individual remittance service.SOLUTION: The money transfer control system inputs money transfer request information to a user terminal of a money transferor, transmits it to a money transfer source server, makes the money transfer source server determine whether a financial institution code related to a deposit account of a recipient constituting the money transfer request information corresponds to a corresponding financial institution code in which a money transfer fee is set to be free of charge and whether a money transfer amount is a predetermined amount or less, and when the conditions are satisfied, generates money transfer instruction information from the deposit account of the money transferor to the deposit account of the recipient based on the money transfer request information, transmits it to the money transfer processing server, makes the money transfer processing server generate withdrawal instruction information including withdrawal information for withdrawing the money transfer amount from the deposit account of the money transferor and information indicating that the money transfer fee is free of charge, transmits it to the money transfer destination server.SELECTED DRAWING: Figure 2

Disclosed are a prepayment loan system for an overseas platform-based profit creator using a withdrawal-restricted foreign exchange account for financial firm banking, and a method for providing same. A prepayment management server used in the prepayment loan system comprises: a communication unit serving as a communication connection path with a payment company or an affiliated store subscribed to a prepayment loan service; and a data processing unit for requesting transfer of prepayment funds from the payment company to the affiliated store within the limit of an amount to be paid to the affiliated store from a selling entity. Here, the affiliated store holds a deposit account allowing unrestricted deposits and withdrawals and a withdrawal-restricted foreign exchange account. According to the request of the data processing unit, the prepayment funds are deposited into the deposit account rather than the withdrawal-restricted foreign exchange account, and an amount to be paid from the selling entity is deposited into the withdrawal-restricted foreign exchange account from the selling entity after disbursement of the prepayment funds.

The object is to present a technical solution for a bank to disclose information on a deposit account directly to a third party. The owner of a virtual currency address or real-currency deposit account provides a disclosure key to a disclosee (third party). The third party accesses a disclosure server 6 by operating a disclosee terminal 7, and transmits a disclosure request with the disclosure key. The disclosure server 6 accesses to an opener bank server 1, 8, acquires the virtual currency address owner information or the instant real-currency deposit account balance information, transmits it to the disclosee terminal 7, and make it browsable on the disclosee terminal 7.

A method of assessing risk of a negotiable instrument may include receiving a deposit inquiry from a depositing financial institution. The deposit inquiry may include a first routing number of an issuing financial institution, a first account number of a check issued by the issuing financial institution, a second routing number of a deposit account, and a second account number of the deposit account. The method may include retrieving risk factors associated with the first account number using the first account number and the first routing number and risk factors associated with the second account number using the second account number and the second routing number. The method may include providing the risk factors associated with the first account number to the depositing financial institution and providing the risk factors associated with the second account number to the issuing financial institution.

To provide a funding system which enables effective and flexible utilization of an upper funding limit of each store when funding against future store sales, improving user convenience thereby.SOLUTION: A funding system is provided, comprising: a reception unit for receiving a funding application from a user having identification information associated with multiple business entities; and a selection unit configured to select a funding deposit account according to the received application from among deposit accounts linked to the multiple business entities.SELECTED DRAWING: Figure 1

In the present invention, an exchange system 1 comprises a plurality of servers 20 used respectively by a plurality of financial institutions excluding the Bank of Japan. Each of the plurality of servers 20 stores information about a plurality of accounts, including deposit accounts which are in the name of other financial institutions and were mutually opened among the plurality of financial institutions. Upon receiving a first remittance instruction with a first financial institution designated as a remittance source and a second financial institution designated as a remittance destination, a first server 20A of the first financial institution executes first processing for depositing funds equal to the remittance amount designated by the first remittance instruction into a deposit account in the name of the second financial institution stored in the first server 20A.