The invention discloses a telecommunication fraud identification and prevention and control method based on
artificial intelligence assistance, and relates to the technical field of telecommunication fraud prevention and control, and the method comprises the steps: comparing an identification result with official data, and generating a structured
verification report; when the information displayed by the structured
verification report is inconsistent or the suspicious degree
score exceeds a suspicious threshold value, initiating an interactive question to the user and obtaining confirmation feedback, updating the
risk level and triggering a blocking decision;
payment control is executed, a block chain
smart contract is automatically created for a
smart contract generation instruction, and a user is guided to pay to a contract
escrow account and loan to a payee only when a condition is reached; and for a credit protection account trusteeship instruction, transferring user funds to a financial institution guarantee account and sending a template filling instruction, and performing fund operation after
artificial intelligence verification of material authenticity and secondary
authorization of the user. According to the method, long-acting prevention and control are realized by constructing fraud recognition-risk blocking-long-acting prevention and control full-link closed-loop precise interception.