46 results about "Escrow" patented technology

Various aspects of the disclosure relate to enforcing dynamically updated network security policies in real-time (or upon an identified update) from multiple organizations and anonymously analyze computing system configuration information uploaded from third-party computing systems. An analysis engine monitors compliance information and compare the compliance information against the security rules and / or requirements for one or more enterprise networks. A visualization providing a network map with a visual representation of each product system service system may include communication links between internal applications and / or computing systems and drill-down capability to identify issues as they are occurring or are predicted to occur. The security escrow system may include a mechanism to automatically enable / disable access between third party networks and one or more enterprise computing systems in real-time based on identified compliance information.

The present invention discloses a blockchain-integrated financial reputation scoring system designed to assess financial credibility within decentralized ecosystems. The system generates a dynamic accountability score based on blockchain transactions, including escrow payments, invoice completions, smart contract interactions, DeFi transactions, NFT trading, and cross-chain financial activities. A risk-adaptive score weighting system dynamically adjusts the impact of financial behaviors based on transaction risk, counterparty trustworthiness, and historical financial patterns. The score is leveraged for tiered access to financial products, lending, and collateral adjustments. AI-enhanced anomaly detection prevents fraudulent score inflation, while privacy-preserving verification ensures secure reputation authentication. The system further extends into insurance underwriting, compliance verification (AML / KYC), and financial access expansion, allowing traditional institutions to assess blockchain-based creditworthiness. Quantum-resistant cryptographic techniques secure reputation data, ensuring trust and adaptability in both decentralized and traditional financial ecosystems.

Systems and methods for computer-implemented commodity transactions using blockchain-based smart contracts. A server with memory executes application to authenticate buyer and seller, receive listing with commodity identifier, quantity, quality, delivery terms, price; generate smart contract specifying participant identifiers, wallet or banking info, order and contract IDs, milestone events, settlement terms; commit contract to blockchain; escrow funds associated with contract; obtain shipment, inspection, and delivery status via oracle; verify milestone satisfaction; release escrowed funds accordingly; record settlement on chain; and update database. Modules may include compliance to compute taxes and fees, identity to perform KYC / AML, and dispute resolver to execute predefined remedies. Optional multisignature escrow and fiat or crypto settlement are supported. Executions store hashes and ledger indices to provide tamper evident audit trails.

The present invention provides a method and system for an online marketplace designed for the resale of event tickets. This method includes the operation of a computer server managing an accessible online platform, featuring an interactive event venue map segmented into sections and rows. It enables sellers to list tickets with desired prices and buyers to submit purchase offers for specific rows or entire sections, without the need for exact seat identification. Secure transactions are facilitated through an integrated escrow service, and the platform provides sorting and filtering functions to organize listings and offers.

Various aspects of the disclosure relate to enforcing dynamically updated network security policies in real-time (or upon an identified update) from multiple organizations and anonymously analyze computing system configuration information uploaded from third-party computing systems. An analysis engine monitors compliance information and compare the compliance information against the security rules and / or requirements for one or more enterprise networks. A visualization providing a network map with a visual representation of each product system service system may include communication links between internal applications and / or computing systems and drill-down capability to identify issues as they are occurring or are predicted to occur. The security escrow system may include a mechanism to automatically enable / disable access between third party networks and one or more enterprise computing systems in real-time based on identified compliance information.

The invention provides a project fund supervision method which can be applied to the technical field of block chains. The project fund supervision method is applied to a supervision system based on a block chain, the block chain comprises a plurality of nodes, the nodes at least comprise a supervisor node, a fund hosting node, a project establishment party node, a project owner node and a project owner representative node, and the project fund supervision method comprises the following steps: responding to a fund payment request operation; calling a preset smart contract to perform first verification on the fund payment request; after the first verification is passed, calling a preset risk identification model to carry out second verification on the fund payment request; and performing payment operation based on the second verification result. The invention further provides a project fund supervision system and device, a storage medium and a program product.

Systems and methods for a secure cross-chain atomic swaps are disclosed herein. A user submits to a swap platform a signed limit order to atomically swap an amount of input token for an output token. The swap may involve a Dutch auction approach, in which the order execution price depends on time of inclusion in a block and decreases over the duration of the Dutch auction. The swap platform provides the order details to whitelisted resolvers to evaluate if / when / how to fill the order. Once a resolver makes that determination, it can utilize smart contracts associated with the swap platform to perform the atomic swap on behalf of the user and itself (e.g., without active involvement of the user). Input tokens deposited on an escrow contract are unlocked at the same time that output tokens deposited on another escrow contract are unlocked.

An adaptive orchestration platform routes quantum-computing jobs to optimal backends in real time. A broker service ingests a quantum job description expressed in a provider-agnostic canonical schema, polls status metrics for multiple candidate processors, and derives composite scores using machine-learned, user-weighted factors. The highest-scoring backend is selected, and the job is automatically translated into its native instruction format. Payment is secured by a blockchain escrow smart contract that releases segmented disbursements upon queue confirmation, execution start and verified completion against service-level parameters. Results are hashed to an immutable ledger and failures trigger automated re-routing or refunds.

The invention relates to a C2C closed-loop job-hunting and recruitment matching and transaction guarantee platform based on a content label algorithm, and belongs to the technical field of internet recruitment. The core innovation points comprise: 1, a decentralized matching mechanism; 2, dynamic interest tags are generated from user contents and behaviors through NLP and reinforcement learning (DQN); and 3, forbidding the paid promotion / VIP authority, and realizing fair matching only based on the label similarity and the historical evaluation weight. 4, a block chain enabled transaction closed loop; 5, a labor order model is created for the first time: two parties negotiate for pricing, a block chain labor contract is signed, and a recruiter pre-stores a period salary to a bank escrow account; and 6, after the labor cycle is finished, dynamically settling the salary according to the actual performance data (the platform automatically transfers the actual salary and returns the remaining money). 7, the evaluation-flow linkage feedback system performs bidirectional mutual evaluation on the data encryption uplink, and the evaluation weight is directly associated with the subsequent exposure priority of the user; and when the difference evaluation rate exceeds a threshold value, automatically triggering the account to drop the right or freeze. The technical effects are as follows: (1) the matching fairness is improved (test shows that the Gini coefficient is reduced by 65%); (2) the salary dispute rate is reduced to 1.5% or below; and (3) the commercialization whole-process supervision of the talent market is realized.

Systems and methods for a secure cross-chain atomic swaps are disclosed herein. A user submits to a swap platform a signed limit order to atomically swap an amount of input token for an output token. The swap may involve a Dutch auction approach, in which the order execution price depends on time of inclusion in a block and decreases over the duration of the Dutch auction. The swap platform provides the order details to whitelisted resolvers to evaluate if / when / how to fill the order. Once a resolver makes that determination, it can utilize smart contracts associated with the swap platform to perform the atomic swap on behalf of the user and itself (e.g., without active involvement of the user). Input tokens deposited on an escrow contract are unlocked at the same time that output tokens deposited on another escrow contract are unlocked.

An artist collaboration platform determines an artist vector for a plurality of artists using the artist collaboration platform. The artist collaboration platform determines a vector distance between each artist of the artist collaboration platform and optimally matches a first artist with a complementary artist based on minimizing a vector distance between the first artist and the complementary artist. The artist collaboration platform enables an artist to set collaboration requirements, set ownership and payment terms for a given collaboration, review collaboration submissions, and accept a desired collaboration submission. Upon acceptance of a collaboration, the artist collaboration platform accepts payments which are held in escrow until the collaboration are completed. The artist collaboration platform can automatically generate a legal document summarizing the ownership and payment terms surrounding an accepted collaboration submission using document generation logic.

A request to authenticate to a Blockchain as a Service (BaaS) is received from a tenant (e.g., a user that is acting on behalf of a corporation). An authentication credential of the tenant associated with the request to authenticate to the BaaS is determined to be valid. In response to determining that the authentication credential of the tenant associated with the request to authenticate to the BaaS is valid, a level of access is granted to the BaaS. A request is received, from the tenant, to add a transaction block to a blockchain in the BaaS. The blockchain in the BaaS is interspersed with transaction blocks from a plurality of tenants of the BaaS. The transaction block is then added to the blockchain in the BaaS. This addition to the BaaS represents both an Escrow and an Audit capability.

The invention discloses a telecommunication fraud identification and prevention and control method based on artificial intelligence assistance, and relates to the technical field of telecommunication fraud prevention and control, and the method comprises the steps: comparing an identification result with official data, and generating a structured verification report; when the information displayed by the structured verification report is inconsistent or the suspicious degree score exceeds a suspicious threshold value, initiating an interactive question to the user and obtaining confirmation feedback, updating the risk level and triggering a blocking decision; payment control is executed, a block chain smart contract is automatically created for a smart contract generation instruction, and a user is guided to pay to a contract escrow account and loan to a payee only when a condition is reached; and for a credit protection account trusteeship instruction, transferring user funds to a financial institution guarantee account and sending a template filling instruction, and performing fund operation after artificial intelligence verification of material authenticity and secondary authorization of the user. According to the method, long-acting prevention and control are realized by constructing fraud recognition-risk blocking-long-acting prevention and control full-link closed-loop precise interception.

The application discloses a kind of distributed key escrow methods based on block chain, there are two kinds of committee identity nodes in the method: escrow node and election node. The secret is fragmented using improved Shamir secret sharing, and the fragmented fragments are escrowed on anonymous escrow nodes, which are dynamically elected by the election nodes. The election committee builds an anonymous communication channel to maintain the anonymous identity of the escrow committee. Every certain period of time, the smart contract triggers the re-election of the election nodes and the escrow nodes, dynamically changing the membership of the committee. The old escrow nodes transfer the fragmented shares to the new escrow nodes by halving the fragmented shares through anonymous communication, and the new escrow nodes restore the fragmented shares after receiving them, completing the regular dynamic update of the escrow nodes. The application ensures the security, anonymity and tamper resistance of node information, and decentralizes the management of keys, improving the security and reliability of secret escrow.

Blockchain-based systems and methods related to creating and distributing cryptographically secure, digital tokens representing equity in assets corresponding to loan agreements. The system may comprise a transaction interface portal configured to collect and manage information pertaining to the origination of a loan agreement or a token transaction agreement. The system may include an underwriting smart contract configured to autonomously verify the value of an asset corresponding to a loan origination based at least partially on information not originating on the blockchain. The system may deliver tokens through a programmable escrow wallet configured to deliver tokens to buyers upon the satisfaction of encoded regulatory criterion. The system may be configured to determine the price of one or more tokens before delivery and adjust the price based at least on the appreciating value of the assets corresponding to the loan agreements and the number of tokens retired by the system.

The invention relates to systems and methods for executing a digital-asset transaction using a dual-tier messaging architecture. A central messaging server provides tamper detection and message-integrity verification while routing bilateral messages between transacting devices. A permissioned-blockchain channel manages a smart-contract escrow that holds digital assets in cold storage. A fiat-rail channel integrates a real-time payment protocol to obtain bank or rail confirmation that fiat funds are credited to a seller account. Upon receipt of settlement evidence and a validated session state, the escrow releases the digital asset from a seller cold-storage wallet to a buyer cold-storage wallet. Embodiments may capture a seller opt-in via a banking application, generate a dual-ledger audit trail across permissioned and public blockchains, and emit transaction identifiers for cross-system reconciliation. The approach improves compliance, reduces counterparty risk, and provides verifiable audit artifacts for regulated settlement of digital-asset transfers.

The application discloses a threshold key escrow and member updating method and device based on a blockchain system, relates to the field of combination of blockchain and cryptography, determines a group public key and a private key of a Paillier encryption scheme, and performs threshold share allocation work on the private key of the Paillier encryption scheme according to the number of members in a committee, so that the escrow share of the threshold Paillier private key share of each member after an encryption operation can be placed on the blockchain system; when a member in the committee exits, a threshold Paillier decryption operation and a Lagrange reconstruction method are used to determine the threshold Paillier private key share of a new member and perform an escrow operation. The application can improve the security and convenient operability of the whole key escrow scheme.

According to an aspect of the present invention, there is a provided computer-implemented method of electronically reserving a product or service, comprising: receiving, at a product or service provider electronic device, reservation pricing information for one or more products or services; presenting, at a customer electronic device, the reservation pricing information; receiving, at the customer electronic device, a selection of one or more of the one or more products or services to be reserved; receiving, at the customer electronic device, payment information; executing a payment transaction based on the payment information; notifying the product or service provider electronic device of the payment; and performing one or more of holding the payment amount in escrow and transferring some or all of the payment amount to the product or service provider cryptocurrency-related account, checking, savings, or debit transaction account, credit transaction account, and / or e-wallet and the like accounts.

An artist collaboration platform determines an artist vector for a plurality of artists using the artist collaboration platform. The artist collaboration platform determines a vector distance between each artist of the artist collaboration platform and optimally matches a first artist with a complementary artist based on minimizing a vector distance between the first artist and the complementary artist. The artist collaboration platform enables an artist to set collaboration requirements, set ownership and payment terms for a given collaboration, review collaboration submissions, and accept a desired collaboration submission. Upon acceptance of a collaboration, the artist collaboration platform accepts payments which are held in escrow until the collaboration are completed. The artist collaboration platform can automatically generate a legal document summarizing the ownership and payment terms surrounding an accepted collaboration submission using document generation logic.

Various aspects of the disclosure relate to enforcing dynamically updated network security policies in real-time (or upon an identified update) from multiple organizations and anonymously analyze computing system configuration information uploaded from third-party computing systems. An analysis engine monitors compliance information and compare the compliance information against the security rules and / or requirements for one or more enterprise networks. A visualization providing a network map with a visual representation of each product system service system may include communication links between internal applications and / or computing systems and drill-down capability to identify issues as they are occurring or are predicted to occur. The security escrow system may include a mechanism to automatically enable / disable access between third party networks and one or more enterprise computing systems in real-time based on identified compliance information.

Systems and methods for provisioning escrow and securing purchases can include receiving first encrypted data from a first contactless card of a seller, decrypting the first encrypted data to authenticate the first contactless card, identifying information of the seller, and responsive thereto, offering an item for sale at a purchase price via an online platform. To purchase the item for sale, second encrypted data can be received from a second contactless card of a buyer two times. First, the second encrypted data can be decrypted to authenticate the second contactless card, information of the buyer can be identified, and responsive thereto, an amount of money equal to the purchase price can be retrieved from the buyer and placed in an escrow account. Second, the second encrypted data can be decrypted to authenticate the second contactless card, and the money in the escrow account can be released to the seller.

The present application relates to a kind of blockchain-based vehicle networking energy security transaction method, belong to vehicle networking and distributed energy transaction field.The method aims at solving the problem of fair pricing under asymmetric information, user privacy protection and transaction efficiency.The gist is that: authority issues certificate for vehicle and roadside unit;Vehicle node signs broadcast transaction request;Roadside unit verifies and broadcasts demand and collects response, then triggers smart contract;The contract is based on bayesian Nash equilibrium model, and the optimal equilibrium transaction volume and price are obtained by solving the first-order condition of maximum expected utility, to realize automatic matching;Identity and data privacy are protected by combining ring signature and zero-knowledge proof;Hybrid consensus mechanism is used to improve efficiency;Finally, deposit escrow, settlement and default handling are automatically completed by contract.The method is used to build decentralized, safe and reliable vehicle networking energy transaction market.

The present invention discloses a fund escrow transaction method and system, which relates to the field of secure transactions. The method includes: a fund escrow terminal authorizing and agreeing to transfer agreed funds from a payer's account to a fund escrow account and locking the funds based on a transfer request from a payer's terminal; based on the agreed service execution status and after completion, the fund escrow terminal unlocks the agreed funds in the fund escrow account according to an unlocking request from the payer's terminal; and the fund escrow terminal transferring the unlocked funds in the fund escrow account to the payee's account based on a payment request from a payee's terminal. The present invention implements fund escrow through the fund escrow terminal, does not require the involvement of a third-party financial institution, has a simple and convenient process, can effectively ensure the normal progress of transactions, and avoid disputes.

A multi-platform escrow system for private construction projects is disclosed, providing robust deposit, verification, and dispute resolution functionalities. The invention integrates various payment methods—including online gateways, bank transfers, manager’s checks, and cash deposits—into a single escrow account. Contractors submit billing documentation through web portals, mobile apps, spreadsheets, or manual means, which a proprietary audit algorithm crossreferences against contractual milestones. The system features conditional disbursement that automatically withholds or releases funds based on compliance, augmented by a dispute resolution mechanism for contested milestones. Designed for nationwide adoption, this invention increases transparency, ensures accurate milestone-based payments, and mitigates the risk of misappropriation within the construction industry.

This invention discloses an intelligent management method for security deposits in construction machinery leasing transactions, relating to the field of construction machinery leasing security. The method includes: a trading platform intelligently estimating the security deposit amount and automatically generating initial leasing information based on information about the lessee, leasing needs, and the construction machinery equipment; confirmation of the initial leasing information by both the lessor and lessee, and uploading the final leasing information to the trading platform; the trading platform sending the escrow account information to the lessee based on the final leasing information, the lessee paying the security deposit to the escrow account, and the escrow account sending a freeze notification to the trading platform; after the security deposit is frozen, the lessor leasing the corresponding construction machinery equipment to the lessee; and the trading platform confirming the completion of the leasing and sending a release notification to the escrow account, automatically returning the corresponding security deposit to the lessee. This invention achieves intelligent management of security deposits in construction machinery leasing transactions, reducing the dual leasing risks for both the lessor and lessee.

The invention provides a second-hand cargo online transaction system and method. The method comprises the following steps: determining a credible evaluation report; binding the credibility evaluation report with the unique identifier of the second-hand commodity, generating a non-tampering digital credibility certificate, and storing the digital credibility certificate and an out-of-chain storage address index in an alliance chain in an associated manner; when a transaction request is received, providing an estimation confidence interval as a transaction reference based on the digital credible voucher, automatically executing fund trusteeship and on-chain material right circulation record registration after a buyer and a seller confirm a reference opinion, and further generating a new transaction circulation node and writing the new transaction circulation node into a life cycle tracing chain; and when a query request of an authorized user is received, retrieving all transaction transfer nodes in the alliance chain, assembling the transaction transfer nodes to obtain life cycle traceability information, and returning the life cycle traceability information to the authorized user. By adopting the scheme of the invention, full-life-cycle tamper-proof traceability from commodity multi-mode intelligent evaluation to credible automatic transaction execution can be realized.

The embodiment of the present application discloses a data processing method and device based on blockchain, wherein the method includes the following steps: obtaining decoration demand information published by a user node; obtaining response information of a decoration enterprise node to the decoration demand information, and sending the response information to the user node; obtaining a decoration enterprise node selected by the user node, determining it as a target decoration enterprise node, and generating a decoration electronic contract associated with the user node and the target decoration enterprise node through a smart contract; sending the first digital asset corresponding to the pre-transferred asset amount from the user account to the escrow account; when the decoration electronic contract is in a business completion state, obtaining the remaining asset amount of the decoration electronic contract, sending the second digital asset corresponding to the remaining asset amount from the user account to the escrow account, and sending the first digital asset and the second digital asset in the escrow account to the enterprise account. The use of this application can improve the accuracy of data.

Systems and methods are disclosed for orchestrating sensitive identity actions, including recovery, re-keying, and credential rotation, using risk-conditioned control selection and enforceable authorization gates. A gateway obtains contextual signals, computes a risk output, and selects a discrete policy band specifying required step-up verifications, a quorum threshold t, and a cryptographic profile. When quorum authorization is required, an escrow instance is initiated that stores required step-ups and threshold t, custodians are assigned, and approvals are accepted only from assigned custodians and only upon verifiable step-up satisfaction. Upon quorum satisfaction, the system releases a release value, performs crypto-agile re-keying under classical, hybrid, or post-quantum profiles, and optionally executes a dependency-aware rotation plan with validation and rollback. The system generates decision receipts and audit events binding inputs, policy outputs, approvals, escrow transitions, and resulting actions, with optional integrity protections enabling independent verification and tamper detection.

Secure reporting operations are described that are suitable with multiple data vaults. An escrow service facilitates such reporting operation with a requester data interface to receive a request to perform an operation and to receive requester values from a requester data vault. The operation request identifies the operation and fields of the requester data vault with which to perform the identified operation. A data interface receives transformed values from a partner data vault, the values being transformed using a key. An operation engine establishes the key for the transformation of values from the partner data vault, to perform an operation on the transformed values and the requester values, to compile results of the operation as a report, and to configure the report using the requester values, wherein the requester interface is further to send the report to the requester.

The embodiments herein provides a computer-implemented system and method for facilitating on-demand task assignment and management in a distributed network. The system dynamically connects task requesters with service providers through an algorithmic matching engine that evaluates factors such as skills, location, availability, and reputation. A bidding mechanism allows service providers to compete for tasks, while an integrated escrow-based payment system ensures secure transactions. The platform further incorporates a reputation management system with user ratings and verification features to enhance trust and reliability. By automating task posting, matching, scheduling, and payment processing, the invention optimizes efficiency, transparency, and scalability in peer-to-peer task outsourcing. The system is accessible via web and mobile interfaces, enabling real-time coordination between users across diverse geographic locations.