8 results about "Settlement date" patented technology

The present invention discloses a method, device and computer equipment for settling interest on public loans, which are used to solve the problem that users in the existing public loan mode cannot repay interest before the interest payment date specified in the contract. First, the user's account information, target repayment principal amount, target interest start date and target interest payment date are obtained, and then the loan amount, the amount of principal to be repaid in the loan amount, the interest calculation characteristic value and the last interest payment date are determined according to the user's account information. According to the target interest start date and the target interest payment date, the interest calculation cycle is determined, and finally, according to the interest calculation cycle, the interest calculation characteristic value, the target repayment principal amount and the amount of principal to be repaid, the interest amount to be repaid in advance is determined. The target interest start date is a date after the last interest payment date, the target interest payment date is a date after the current date, and the target repayment principal amount is greater than or equal to 0. Through this method, the user's public loan business can be repaid in advance, thereby improving the flexibility of public loan settlement interest.

To provide a delayed debit settlement system, a method and a program for conducting a delayed debit transaction which is flexible and highly convenient for a user.SOLUTION: A delayed debit settlement system includes a user terminal which receives, from a user, settings as to whether to conduct a delayed debit transaction, and a delayed server connected to communicate with the user terminal. The delayed server includes: an information acquisition unit 211 which acquires cashless transaction information; a delayed limit determination unit 212 which determines a delayed limit for delayed debit transaction on the basis of the cashless transaction usage of the user; a transaction availability determination unit 213 which determines whether the delayed debit transaction is available on the basis of the amount of transaction and the delayed limit; a tanking processing unit 214 which performs tanking processing if the delayed debit is available; and an information output unit 215 which outputs a debit instruction to debit the amount of transaction from the account of the user when a date of settlement comes.SELECTED DRAWING: Figure 4

We provide an autonomous change support system that reduces the burden on personnel in outputting data from the original source in a strictly defined format. [Solution] In transaction data where at least the date of occurrence, settlement date, and amount are known, The record based on the date of occurrence shall be the occurrence record. When the record based on the settlement date is considered a settlement record, A display unit 23 displays the settlement record screen M1 for a predetermined period, The autonomous change support system includes an execution unit 25 that enables a one-button process to change from the settlement record screen M1 to the occurrence record screen M2 in essentially one button, and / or an automatic process to change automatically at a predetermined timing during the aforementioned period.

The invention discloses an account period determination method and device, equipment, a storage medium and a program product. The method comprises the following steps: receiving an operation of a user on an account period configuration interface, and obtaining account period configuration parameters; the account period configuration parameters comprise a starting date selected by the user, a settlement configuration parameter and a payment configuration parameter; the settlement configuration parameters are used for representing settlement days and / or settlement day rules, and the payment configuration parameters are used for representing payment days and / or payment day rules; and determining the origin date, the settlement date and the payment date of the user according to the origin date, the settlement configuration parameters and the payment configuration parameters. According to the method, when the transaction-related account period is determined, the actual situation of the customer is considered, the account period parameters configured by the customer are fused when the account period is calculated, and the finally calculated account period can ensure the effectiveness of enterprise account period management.

To provide a sales management device or the like capable of automatically executing a rebate settlement process.SOLUTION: This sales management device for automatically executing a rebate settlement process can access sales data generated at the time of selling of a commodity and a rebate condition master which is information regarding a rebate generation condition. The sale data contains information in which a client, a commodity selling date, and a commodity sales amount are associated. The rebate condition master contains information in which the client, a ratio of a wholesale price to a retail price for calculating a rebate amount returned as a rebate, a deadline of a period for calculating the rebate money, a unit of a period for rebate settlement, a settlement month scheduled from the deadline, and a settlement day of the settlement month are associated. A control unit calculates the rebate amount corresponding to the client, a date of a deadline of the rebate amount, and a day for paying the rebate amount on the basis of the sales data and the rebate condition master, and generates the calculation result as rebate data.SELECTED DRAWING: Figure 6

Method and system for initiating a settlement process for a merchant, based on accumulated customer transactions in a transaction period, are provided. The system provides a configurable interface for the merchant that allows for the merchant to manually settle customer debts for accumulated transaction over an agreed period of time or designate an automatic settlement date. A central payment server receives a request to initiate a settlement process between an acquirer system associated with the merchant and an issuer system associated with a customer. The central payment server establishes a payment system that guarantees the settlement of all transactions for the merchant, through an assured agreement between the customers and the issuer systems.

To provide a delayed debit transaction which is flexible and highly convenient for a user.SOLUTION: A delayed debit settlement system 1 includes a user terminal 10 which receives, from a user, settings as to whether to conduct a delayed debit transaction, and a delayed server 20 connected to communicate with the user terminal 10. The delayed server 20 includes: an information acquisition unit 211 which acquires cashless transaction information; a delayed limit determination unit 212 which determines a delayed limit for delayed debit transaction on the basis of the cashless transaction usage of the user; a transaction availability determination unit 213 which determines whether the delayed debit transaction is available on the basis of the amount of transaction and the delayed limit; a tanking processing unit 214 which performs tanking processing if the delayed debit is available; and an information output unit 215 which outputs a debit instruction to debit the amount of transaction from the account of the user when a date of settlement comes.SELECTED DRAWING: Figure 4

To provide a delayed debit transaction that is flexible and highly convenient for a user. [Solution] The delayed debit payment system 1 of the embodiment comprises a user terminal 10 that accepts a setting from a user as to whether or not to conduct a delayed debit transaction, and a delayed server 20 communicatively connected to the user terminal 10. The delayed server 20 comprises an information acquisition unit 211 that acquires cashless transaction information, a delayed quota determination unit 212 that determines a delayed quota for delayed debit transactions based on the user's cashless transaction usage status, a transaction feasibility determination unit 213 that determines whether a delayed debit transaction is possible based on the transaction amount and the delayed quota, a tanking processing unit 214 that performs tanking processing if a delayed debit transaction is possible, and an information output unit 215 that outputs an account deduction instruction to debit the transaction amount from the user's account when the settlement date arrives.