1223 results about "Market place" patented technology

A method of buying or selling items having at least one market and its associated processes are disclosed. The method includes the steps of, under control of a client system, displaying information identifying at least one item and a bid and / or ask price for the item in the market; and specifying transaction conditions based on a user directed position of a moveable icon, where the transaction conditions are related to the buying or selling of the identified item in the active market. Then, in response to an action of the user sending a user transaction request at the transaction conditions displayed at the time of said action, facilitating financial transactions for the user in accordance with the transaction conditions to complete the transaction. In this manner, the item may be bought or sold by the user at the transaction conditions specified. A user interface to facilitate this method is also disclosed. A quantity recommendation system to facilitate the quantity decision of a financial transaction is further disclosed.

Embodiments of the instant invention are directed to a method, apparatus and system for lottery gaming, wherein a simple, objective, verifiable and reliable method of selecting the winning lottery numbers is provided. In preferred embodiments, a user accesses the game via a wide area network or by some other remote means and inputs required information, including payment information and the user's selections for the game. Prior to any user participating in the game, the game provider selects elements that comprise a winning combination. Preferably, the elements that comprise the winning combination are objective and verifiable elements, such as, for example, a portion of the closing stock market price on a given day for a specified set of markets. As such, the elements comprising the winning combinations are objective and can be verified by all of the users. The definition of the winning combination can be redefined for each new game, or as it is generated from a indicia providing source, can remain the same for all games or a set number of games.

An electronic exchange system network includes a trader site having an automated trading system capable of submitting orders and / or quotes to an exchange site. The automated trading system determines whether an order or quote should be submitted based on, for example, the current market price of an option and theoretical buy and sell prices. The theoretical buy and sell prices are derived from, among other things, the current market price of the security underlying the option. The theoretical buy and sell prices are calculated when underlying factors that contribute to the theoretical prices change. Computation times of the theoretical prices may be reduced by using precalculated values and / or using interpolation and extrapolation. Other techniques may be used in addition or in the alternative to speed automatic decision-making. In addition, a system of checks may be conducted to ensure accurate and safe automated trading. The automated trading system may be capable of automatically submitting orders in connection with the underlying security in order to hedge part of the delta risk associated with the automated option trades.

A crawler program collects and stores application programs including application binaries and associated metadata from any number of sources such as official application marketplaces and alternative application marketplaces. An analysis including comparisons and correlations are performed among the collected data in order to detect and warn users about pirated or maliciously modified applications.

A cloud computing system management system including a plurality of computing devices configured to host virtual machine instances, each computing device in the plurality of computing devices including a local agent that continuously evaluates the observed load relative to a utility maximization function. If observed load is higher than a calculated optimal level, individual loading processes are offered for “sale” via a market scheduler. If observed load is lower than a calculated optimal level, then available capacity is offered as a bid via the market scheduler. The market scheduler matches bids with available processes and coordinates the transfer of load from the selling device to the buying device. The offered prices and utility maximization functions can be employed to optimize the performance of the cloud system as a whole.

An interactive marketing communication and transaction services platform for managing personalized customer relationships. The platform facilitates communication and transactions between consumers, retailers and manufacturers, by helping suppliers customize product / service offerings, presentations and advertising messages to reflect individual consumers' needs, while providing portals with premium advertising messages for personal interactive info / news / entertainment services. The core of the platform consists of i) a central database system with ‘product / retail information’ and ‘holistic purchase-behavior specific consumer profiles’, generated by registering on-line product / retail information retrieved by consumers, as well as purchases made both on-line and in-store, using a loyalty card; ii) software applications, that create ‘market intelligence’ on manufacturer / retailer offers, consumer purchase needs, market performance of products / retailers and impact of brand / retailer presentations and ads on consumer purchase behavior; and iii) standard performance indicators, that make it possible to benchmark individual consumer communication programs against each other.

A computer based trading system implies spread markets from multiple real or implied spread markets. In particular, one aspect of the invention permits implication of a spread market from a combination of inter-commodity and inter-calendar spread orders. Furthermore, another aspect of the invention allows use of nontradeable implied or bridge markets to combine with other implied or real markets to create further tradeable implied markets. The method described herein thereby permits the creation of all implied markets that are inherent in the combination of futures, calendar spread and inter-commodity spread real orders.

Exemplary embodiments of the present invention provide a method of health insurance market risk assessment including receiving first data including demographic and cost data for members of a health insurance plan in a current market, receiving second data including demographic data for the current market, and receiving third data including demographic data for a new market. The first to third data are used to transform a distribution of the plan members to account for differences between the current and new market demographic data and to estimate probabilities of enrollment in the new market. A statistical model is learned to predict risk in the new market using the transformed distribution and the estimated probabilities. The statistical model is used to determine risk of entering the new market.

A system and method for facilitating, coordinating and managing the operation of a competitive marketplace via the Internet. The system and method collect bids for market services from a plurality of customers, calculators a clearing piece for the market service and calculates settlement information based on the clearing piece calculated and the bids collected.

A multi-purpose data processing system that is capable of going on-line to provide an operative link with established financial markets in support of subscriber trading. The system has two modes of operation. A first mode is directed to support for financial transactions or services that are necessary, but not critical. The second mode addresses a lost trading link from a primary trading system pursuant to a catastrophic event, and provides a remote trading platform to a plurality of pre-select traders. The second mode is accessible via disaster declaration, and the system permits custom terminal configuration in accordance with designated traders. Operation allows quick assess to markets when the primary market link outlet is down.

A system and methods for an offer management system for use in delivering targeted marketing offers to consumers during a session with an online (web-based) Internet portal, such as an online banking portal of a financial institution. A component receives aggregated transaction data from a financial transaction system for use in creation of an advertising campaign. A component provides a marketing campaign interface that allows advertisers to define an advertising campaign by display of information derived from the aggregated transaction data indicating potential market segments defined by the advertiser, define a predetermined market segment, and define a predetermined targeted marketing offer for delivery to consumers under predetermined conditions. A component outputs the campaign data to the financial institution for delivery of the targeted marketing offer to consumers within the predetermined market segment in response to the predetermined conditions during online sessions with the portal.

Methods and systems for tracking movements of participants in a market research study, for example, within a commercial establishment, are provided. The methods and systems employ portable monitors carried on the persons of the participants to gather location data.

Methods and apparatus for determining a value of a commercial market that can be supported by an electronic payment solution, forecasting a growth of the commercial market, and using the commercial expenditure value are disclosed. The value of the commercial market can be estimated using auditable economic data that forms part of a Gross Domestic Product (GDP) calculation. The commercial market can be estimated using intermediate inputs, inventory purchase, private fixed investments, and government expenditures. A market growth can then be estimated from the commercial expenditure value and other economic data. The commercial expenditure value can be used in a number of resource allocation and market solution processes.

Method and apparatus for conducting financial transactions that allows traders, market makers, dealers, and liquidity providers to negotiate with multiple customers simultaneously, and receive and respond to transaction solicitations and amendment requests in real time. The invention, which may be accessed over an interconnected data communications network, such as the Internet, using a standard Web browser, automatically provides traders with up-to-date market rates as solicitations are received, and provides a graphical user interface with sorting and filtering capabilities to organize displays to show pending and completed transactions according to user preferences. Counterparty customers engaged in transactions with the traders and dealers using the system benefit by being able to negotiate with multiple providers simultaneously, and by receiving real-time, context-sensitive transaction status messages and notifications as the negotiations take place. An optional transaction status database records transaction events in real-time and provides transaction archiving and auditing capabilities superior to conventional manual transaction systems.

A system, method and medium for performing electronic fixed income trading that allows users to specify and / or control price and / or time limits associated with potential trades while preserving buyer and seller anonymity. According to at least some of the embodiments of the present invention, a pricing module receives financial information from at least one financial data provider, and transmits the data to one or more trading entities. Purchase and / or sell offers are transmitted to a trading module, and can be defined according to any of a plurality of pricing methods. Depending on the user specified parameters that comprise the offer, the system can automatically place the user into the market, or automatically take the user out of the market. Once a trade is executed, a clearing module monitors and records the transactions executed in clearing the trade.

A system and a method for selecting tickets on-line according to one or more parameters by the user. Optionally and preferably, the user is also able to purchase the tickets on-line as well. According to preferred embodiments of the present invention, the user may optionally and preferably search on-line for a ticket according to a plurality of parameters, including but not limited to, price, dates / times, exact show, type of show and / or type of seat. Optionally and preferably the user is able to view available tickets through the secondary market, preferably simultaneously with tickets in the primary market and more preferably while also viewing one or more discounts. More preferably, the original and current ticket prices of a ticket in the secondary market are indicated to the user. The user may also optionally and preferably view at least the available tickets on one or more seating charts and / or maps, which are more preferably interactive. The user may also optionally interact with a theater community.

Novel systems, methods and apparatus are disclosed for enabling the standardization of healthcare delivery which provides a simple, convenient and paperless experience for the patient. In an embodiment, ubiquitous standardization of communication nationwide and internationally at point-of-care is initiated and implemented via patient mobile device. The integration of mobile device biometrics improves the privacy and security of patients and the incorporation of NFC technology effectuates the simple transfer of information—from patient data to electronic transactions—allowing the patient and healthcare industry to instinctively interact with their healthcare electronic environment. The present invention produces more accurate, appropriate and reduced redundancy in the healthcare delivery system and integrates a mechanism for enabling market place interaction of the consumer-driven healthcare movement—putting more control / access into the patient's hands. This instant invention bridges today's connectivity gap in the healthcare arena and as such, revolutionizes the payment, bank and healthcare industries.

A systems and methods described herein may be incorporated into a “service marketplace” system that matches users with potential information or service providers and establishes a real-time communications connection between the user and a selected information provider. In one embodiment, an alternate is selected for the user when the service provider that the user is trying to connect with cannot be reached. In an alternative embodiment, the alternates can be used in conjunction with the service provider that does connect with the user in order to provide a second opinion or possibly deeper background information. In one embodiment, the service providers can either be a live person at the other end of the connection or a recording.

A method and system is proposed for the physical trading of electricity, which is characterized by continuous Dynamic Advanced Prices formation and propagation over a single price period that is a few seconds long. The Node and Branch price equations are applied to the power flows and to the corresponding costs incurred at measure points, as well as to the system-wide costs allocated equitably by means of a Price Designator, Price Announcers, Price Transmuters and Intelligent Meters and by other devices, all of which function together in a sequential and repetitive process of preliminary bidding, clearing, adjustment and dispatching, followed by price designation, confirmation and conversion in a way that takes into account congestion and security costs and the compensation of involuntary deviations. The method provides a common electricity trade environment that allows every market participant, especially every consumer, to respond adequately to last minute price changes.

Several ways of identifying users and collecting demographic information and market information are disclosed, including branding a browser with a unique identification in each user request, identifying a user by his key strokes or mouse clicks, gathering demographic information using multiple data sets and by monitoring network traffic. Additionally, user requested content is distinguished from other, non-user content, and the performance of a server can be monitor and analyzed from a client a client perspective. Further, an Internet user's Internet data is routed to a known domain on the Internet, from which it is routed on to the intended recipient. The domain includes proxy servers which proxy the user's data requests to the domain, and database servers, which filter and build a database of the user's Internet usage. Particular data concerning certain behaviors of interest, such as purchasing data, is filtered into the database, and can form the basis for numerous market measures.

A system and method of allocating orders in an exchange configured for trading by a combination of electronic and open-outcry trading mechanisms is provided. One method includes permitting multiple quotes to be disseminated to the market, and providing market making rights of varying degrees to entities having a physical presence on the floor of the exchange and entities remotely located away from the trading floor. The system includes a trade engine configured for receiving orders from market makers on and away from the trading floor. The system also includes executable instructions for allocating to designated primary market makers a portion of an incoming order remaining after first trading against public customer orders.

The present invention is directed to icons used to represent properties in a real-estate market information system. The icons of the present invention provide additional information about the property associated with the icon when displayed on a digital map. Icon indicia, such as shape, color or size, in the present invention is determined by combining at least two property attributes of the property associated with the property icon. In a preferred embodiment, the icons used in the present invention are indicative of the type of property and the market status of the property associated with the icon. The icons can be constructed such that further property attributes, such as square-footage range, could be also, or alternatively, be indicated by icon indicia.

A promotion pricing system produces an evaluation so as to analyze, evaluate, improve, and design promotions. The promotion pricing system generates promotion price evaluations and recommendations for each promotion related to a target product, along with analyzing competing products from the same seller and its competitors. The computerized promotion pricing system includes modules for carrying out necessary analytical steps, where the modules cooperate to implement a statistical market response estimation that provide statistically stable information on customer response to promotions using either an attractive or a multiplicative model, where the model is selected dynamically. The modules include a product segmentation module, an incentive translation module, a customer segmentation module, a data aggregation module, a model selection module, a calibration module, an evaluation module, a constraints generation module, a cost structure module, an optimization module, a market channel performance module, and an alert module.

An efficient system for implementing an electronic market. The system includes a first mechanism for defining a set of attributes and associated descriptor variables involved in market transactions. Importance values are assigned to the descriptor variables by the first mechanism. A second mechanism computes match scores for the market transactions based on the importance values. A third mechanism employs the match scores to clear the electronic market. In the specific embodiment, the first mechanism includes an administrator interface, which allows an administrator to define the descriptor variables. A configurator communicates with the administrator interface and allows the administrator to assign a first set importance values to corresponding descriptor variables. The first set importance values includes default importance values or importance values assigned to the descriptor variables by a seller seeking to transact with a buyer via the electronic market. The administrator interface allows an administrator to configure a user interface of the market to allow market participants to assign a second set of importance values to different descriptor variables. The second set of importance values includes buyer and seller importance values. The descriptor variables and associated descriptor importance values may be continuous or discrete. A matching engine computes the match scores for market transactions based on a predetermined evaluation method specified via the administrator interface and based on a unique match score computation method.

A system presents stimulus materials such as products, product packages, displays, services, offerings, etc., in virtual reality environments such as market aisles, store shelves, showroom floors, etc. Sensory experiences output to the user via the virtual reality environment elicit user interactivity. User activity and responses are used to modify marketing materials and / or virtual reality environments. Neuro-response data including electroencephalography (EEG) data is collected from users in order to evaluate the effectiveness of marketing materials in virtual reality environments. In particular examples, neuro-response data is used to modify marketing materials and virtual reality environments presented to the user.

A video processing engine terminates frequency-modulated video signals transported over the so-called third mile (the network segment from the head-end to the access network) for delivery to an end user. In various network architectures, these signals are received at a central office (CO), for the telephone companies; at a fiber node (FN), for MSOs; or at a satellite dish, for satellite networks. By terminating these signals appropriately, high-quality video service can be delivered efficiently to customers over the last mile. Systems and methods for processing these video streams as well as various network architectures that allow the network providers to offer cost effective video services to the mass market are described.

The present invention offers novel and superior means for creating a content marketplace. The present invention allows technology companies to compete to meet and serve the creators' rights. Just as reverse auction systems allow consumers to name their price, with service providers competing to meet the price, the present invention allows artists, creators, and content owners to define their rights, whereupon content aggregators, record labels, social networks, DRM providers, device manufacturers, search engines, and others compete to bets meet the creators' needs. This innovation reflects the fact while technology companies are commodities, and thus artists ought declare their independence, and ascend to their natural place in the universe—those who take the risks and create the wealth on their Heroes' Journeys ought reap the rewards. The Dodge City Marketplace will lead to greater revenue and rights for artists, superior search engines, distribution, and art, and trusted standards for DRM.

A system and method that anonymously collects and uses consumer purchase data, including radio frequency metrics, linked to individual characteristics, including demographic and attitudinal profiles of each user, while protecting individual user's identities. Uniquely identifying information about the user is not requested or recorded, keeping individual users anonymous and protected from unrequested solicitations, identity theft, and disclosure of individually identifying information to any third party. This data can then be used for a variety of purposes, including mass marketing, individually targeted marketing, and market research.

An online game commerce system, in one embodiment, provides an architecture for enabling the interactive trade, collection, advertisement, purchase, and sales of video game components through the representation and use of an online marketplace such as an auction, store, trading hub or similar expression within a video game. For example, an online race car game purchased at a retail store comes with five different starter cars, but game players are offered the opportunity through an online store or auction accessible through the game to purchase additional cars for $5 each or a new engine for existing cars for $1.00 each. After the initial release of the game, game publishers may offer new cars and race tracks downloadable online for a price of $5.00 each or a promotional offer of $20 for any combination of five.