580 results about "Transaction service" patented technology

Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.

A system for securing and tracking usage of transaction services or computer resources by a client computer from a first server computer, which includes clearinghouse means for storing identity data of the first server computer and the client computer(s); server software means and client software means adapted to forward its identity data and identity data of the client computer(s) to the clearinghouse means at the beginning of an operating session; and a hardware key connected to the client computer, the key being adapted to generate a digital identification as part of the identity data; wherein the hardware key is implemented using a hardware token access system, a magnetic card access system, a smart card access system, a biometric identification access system or a central processing unit with a unique embedded digital identification.

A method and a system for performing a transaction between at least one first party and at least one second party are disclosed. A data network connects data input/output terminals of the parties. In the data network, a secure and trusted transaction server is provided, in which a profile of the parties is registered, having a party identifier identifying a particular party, and authentication data for authenticating the party and data sent by the party. The parties communicate with each other through the transaction server by means of various transaction messages, which are digitally signed using a table of random numbers and a hashing operation, wherein the table of random numbers is generated by reading a token.

Techniques are disclosed for a mobile telephone, in conjunction with a payment transaction server, to be used directly as a payment device for a variety of financial transactions. Further, the transaction systems and methods for mobile telephone devices described herein allow a mobile telephone to participate in payment transactions in a manner that helps prevent identify theft and without relying on transferring amounts to/from one stored value account to another.

Techniques are disclosed for a mobile telephone, in conjunction with a payment transaction server, to be used directly as a payment device for a variety of financial transactions. Further, the transaction systems and methods for mobile telephone devices described herein allow a mobile telephone to participate in payment transactions in a manner that helps prevent identify theft and without relying on transferring amounts to/from one stored value account to another.

A method and system is provided for safe online commercial transaction. When a safe transaction service provider receives a request from a first party for obtaining a transaction performance guaranty service, the safe transaction service provider processes the request by underwriting the first party. If the underwriting is successful, the transaction performance guaranty service is provided to the first party which binds a transaction performance guaranty to an online commercial transaction involving the first party and guarantees the first party's performance when the first party and a second party enter the online transaction.

A method for completing a transaction in response to a determination that goods have been acceptably delivered to a buyer. The method is particularly suitable for use in an online commerce system including a transaction computer operated by a transaction facilitator and a pre-authorized shipping service. After a transaction is initiated, payment instrument selection information is displayed to the buyer, who selects a payment instrument. Authorization for the payment instrument is obtained from a payment instrument processor. Instructions are communicated to the seller to ship the goods using the shipping service. Transaction information including a tracking number associated with the shipment of the goods is stored. A tracking database of the shipping service is queried to determine whether the goods have been delivered. If the goods have been delivered to and accepted by the buyer, an instruction is communicated to the payment instrument processor to make payment to the seller.

Provided is a dongle that is connected to a portable terminal for providing a mobile banking transaction service with a banking equipment that includes a banking transaction unit for providing a mobile banking transaction service with a banking equipment; an FM transmitter for outputting a sound source played in a portable terminal through a speaker of an external FM receiver; a charger for receiving an external voltage to charge the portable terminal; and a connector to be connected to the portable terminal simultaneously or individually in order to perform functions of the banking transaction unit, the FM transmitter, and the charger. The banking transaction related components are implemented with a single separate device, i.e., dongle, and can be mounted when necessary. Therefore, a separate banking related module (software and/or hardware) is unnecessary, thereby slimming the portable terminal. In addition, the convenience of the banking transaction is improved because the dongle can be applied to general terminals having a minimum software specification.

An Internet-coupled transaction service has a link to a computer appliance coupled to a merchant site, the computer appliance operated by a person who has selected one or more products or services to purchase at the merchant site, and who has selected, through the merchant site, the transaction service to arrange payment, and software executing from a computer-readable medium accessible to the service. The transaction service, via the software verifies the identity of the person, determines a credit worthiness for the person, and the score being sufficient, arranges payment to be made to the merchant on behalf of the person, and arranges repayment terms with the person for the payment to the merchant.

A method, system, apparatus, and computer program product is presented by which mobile communications services are managed, based upon the location of the mobile communications device within absolute three dimensional area or locale, as determined by the legal managers or owners of that locale. The locale may be subdivided into sub-areas or zones, which may be overlapping. The management services include: management of mobile devices such that specific features of the device may be enabled, disabled or otherwise actively manged while within the zone as well as the provision of alternative network services while the device is within the zone; transaction services provided to the user of the device due to its presence within the zone; information services provided to the user of the device due to its presence within the zone.

Techniques for conducting a transaction in a midrange wireless communication system are described. The techniques may include detecting a beacon transmission from a midrange wireless base station, determining that the beacon transmission includes a transaction service identifier, and invoking a transaction application associated with the transaction service identifier. The techniques may also include receiving transaction information for a transaction associated with a transaction identifier mapped to the device identifier; and sending a transaction cryptogram from the transaction application to the midrange wireless base station to conduct the transaction.

A mobile transaction system and method are carried out by a plurality of remote trading servers, a mobile barcode trading device and a data transmission server. The remote trading server generates and transmits a two-dimensional barcode image to at least one store client to display thereon after a user selects at least one product from the store client. The mobile barcode trading device captures the two-dimensional barcode image, analyzes the two-dimensional barcode image to obtain an encrypted key data and a trade data, and generates an encrypted payment data by the encrypted key data after the user input a payment data. The encrypted payment data and the trade data are combined to generate an encrypted trade data being transmitted to at least one of a plurality of the remote trading servers via a data transmission server, so as to carry out a mobile transaction.

An Anonymous Transaction Service (ATS) solves or alleviates the problems outlined above. The ATS provides anonymous, automated, risk-based differential pricing that allows consumers to receive offers from multiple suppliers with only a single credit report. The ATS facilitates any offer between a supplier and consumer that first requires an evaluation of the risk associated with making the offer. The ATS can be used for any product or service, such as credit cards, home mortgages, automobile loans, appliance loans, debt consolidation loans, insurance products, advertising and dating services, to name only a few.

Systems and methods are provided for executing a plurality of money transfers, at least one term of which is dependent on the value of a fluctuating parameter, for example a currency exchange rate or the amount of a transaction service fee. The customer may stage a first money transfer at a money-transfer system and a first value of the fluctuating parameter may be determined by a host processor. The first money transfer may then be executed by the money-transfer system using the first value of the fluctuating parameter and a unique lock-in value identifier may be stored in the host processor's memory that associates the first value of the fluctuating parameter with the customer.

One embodiment of the present invention provides a method for testing and monitoring software applications such as naming services, messaging services, publish/subscribe services, authentication/authorization services, transaction services, and the like. The method involves testing multiple elements of the application so as to ease trouble-shooting in the event of failure of some element of the application. A preferred embodiment also gathers performance statistics which can prove useful in analyzing loads and efficiencies of various applications and processes or elements within an application.