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202 results about "Transaction service" patented technology

Systems and methods for early fraud detection in deferred transaction services

A method may include receiving, via an interface respective of a third party, a first request respective of a user to access a payment application, prompting the user, in response to the first request, to provide user credentials, receiving, from the user, user credentials, processing, via a first set of modules, the user credentials to determine a validity of the user credentials, in response to determining that the user credentials are valid, retrieving transaction details from the third party, the transaction details comprising a profile of the third party and a profile of a subject of the transaction, processing, via a second set of modules, the transaction details to determine a validity of the transaction details, and in response to determining that the transaction details are valid, transmitting an approval of the user to the third party.
Owner:PAYPAL INC

Chat abstraction layer for a peer-to-peer transaction service

A computing system can provide an interface for users of a messaging service to exchange messages with other users of the messaging service. The system can associate each exchange of messages with an underlying document, and structure the underlying document of each message exchange so that each message as a comment that is embedded or linked to the document.
Owner:EXPENSIFY

Power transaction agent system based on AI auxiliary decision-making

The invention provides a power transaction agent system based on AI auxiliary decision making, the system can provide intelligent power transaction service based on an intelligent contract, the system is responsible for processing massive, high-frequency and multi-dimensional data, providing deep insight and accurate prediction, liberating traders from heavy data work, and improving the working efficiency of the traders. The method focuses on strategy formulation and risk control of transactions. The system can provide questioning and answering services for power transactions for users, and can perform power transaction prediction and visualization in each mode based on collected power transaction big data, so that power market intelligent analysis, retrieval and other services of traders, analysts and decision makers can be deeply endowed, multiple functions are integrated, and the user experience is improved. The system assists traders, users, managers and the like, realizes intelligent service and lightweight service of power transaction, reduces transaction cost, and improves market circulation efficiency and benefits of power transaction.
Owner:ELU TECHNOLOGY HOLDINGS (ZHEJIANG)

Intelligent switching method and system based on multi-platform overseas payment

The invention discloses an intelligent switching method and system based on multi-platform overseas payment, and the method comprises the following steps: accessing a plurality of overseas third-party payment platforms, and building a unified order processing flow through a transaction service; a monitoring point is embedded in the payment interaction process of the application program and the transaction service, payment success data and payment failure data are collected, and corresponding counters are maintained respectively; regularly pulling the counter in a parallel task mode, and counting the failure rate of each payment mode in the first time window T1; when it is detected that the failure rates of a certain payment mode in continuous N first time windows T1 all exceed a threshold theta, triggering exception handling, including marking the payment mode as abnormal, and automatically switching to a standby payment mode; and when it is detected that the failure rate of the off-shelf payment mode in the second time window T2 is recovered to be below the threshold value, automatically executing recovery operation, including re-shelving the payment mode.
Owner:SHENZHEN JIWEI TIMES TECHNOLOGY CO LTD

Systems and methods for early fraud detection in deferred transaction services

A computer-implemented method for utilizing a machine learning model configured to determine synthetic identity theft may include processing a plurality of user datasets to generate a set of features for each user dataset, with each set of features being representative of a particular user. The method may further include generating a plurality of embeddings sets, with each embedding set being representative of a respective set of features, generating a plurality of synthetic user datasets, combining the plurality of embeddings sets and the plurality of synthetic user datasets to generate a training dataset, the training dataset comprising a plurality of user profiles, training the machine learning model based on the generated training dataset, and determining, via the machine learning model and in response to receiving a new user profile, a determination of whether the new user profile is real or synthetic.
Owner:PAYPAL INC

Transaction method and transaction system based on digital currency hard wallet

The embodiment of the invention provides a transaction method and transaction system based on a digital currency hard wallet, and the method comprises the steps: an industry terminal transmits a feature negotiation request to an interactive hard wallet; in response to the fact that the hard wallet receives a successfully matched feature negotiation result determined by the hard wallet according to the feature negotiation request and the features of the hard wallet, the industry terminal generates a first authentication key by using a security algorithm; the industry terminal initiates bidirectional authentication verification with the hard wallet, information sent by the hard wallet is verified by using the first authentication key, and information sent by the industry terminal is verified by the hard wallet by using a second authentication key generated by a security algorithm; and in response to a result that the bidirectional authentication verification is passed, the industry terminal executes an industry data rewriting operation on the hard wallet and completes the transaction service, and after the transaction service is completed, the industry terminal sends the transaction data to the hard wallet. And the transaction information is sent to the associated operation mechanism system through the industry background system, so that the associated operation mechanism system carries out payment transaction processing according to the transaction information.
Owner:THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST

Transaction service method and system based on voice recognition

The invention provides a transaction service method and system based on voice recognition, and relates to the technical field of automatic ticketing. The method comprises the following steps: receiving a voice instruction of a user, converting sound waves into digital signals by adopting a signal processing technology, and converting voice into texts to generate a voice text conversion result. According to the invention, through keyword extraction and intention analysis, the demands of the user, such as budget and lottery ticket types, can be analyzed more accurately, purchase parameters better meeting the demands of the user can be configured, a linear programming tool is used to optimize the time configuration of a purchase process, waiting and processing time is reduced, transaction efficiency is improved, and by analyzing a lottery ticket purchase strategy, the user experience is improved. According to the method, the expected value is calculated, and the optimal purchase strategy is recommended, so that the user can make a more intelligent purchase decision according to the expected income, the potential of return on investment is improved, the reachability and personalization of the service are greatly enhanced, and more convenient and safer ticket purchase experience is provided.
Owner:BEIJING ZHONGTI JUN COLOR INFORMATION TECH CO LTD

Distributed futures transaction service system of stateless micro-service architecture based on RestfulApi

The invention provides a distributed futures transaction service system of a stateless micro-service architecture based on RestfulApi. The system comprises a front routing service, a relay transaction service, a market information acquisition service, a market information service, a tidb distributed database and a codis memory distributed database. The front routing service provides a stateless interface based on Restful Api, and supports multi-node parallel expansion and dynamic load adjustment; the relay transaction service is integrated with mainstream futures sdk and interacts with the counter system through an asynchronous communication mechanism; the market information acquisition service acquires dynamic market information data and writes the dynamic market information data into the codis memory distributed database; the market information service reads the dynamic market information data and externally provides an api interface; the tidb distributed database is used for storing user account information, and the codis memory distributed database is used for storing entrustment return, transaction return and dynamic market data. All the modules cooperate to realize high-concurrency, low-delay, high-availability and multi-mode futures transaction request processing and return information management.
Owner:SHANGHAI GREAT WISDOM INFORMATION TECH CO LTD

Connection system and method suitable for green electricity transaction and electric energy market

The invention discloses a connection method suitable for green electricity transaction and an electric energy market, and relates to the technical field of green electricity transaction, and the method specifically comprises the steps: 1, determining a green electricity transaction point, and carrying out the real-time monitoring of green electricity and electric energy transaction data in the green electricity transaction point; step 2, determining a supply-demand relationship balance index of the electric energy market, determining an electric energy basic price and an electric energy price error interval based on the supply-demand relationship balance index of the electric energy market, and determining a theoretical electric energy price formula by integrating the electric energy basic price and the supply-demand relationship balance index of the electric energy market; step 2, determining a supply-demand relationship balance index of green electricity transaction, and determining a unit green electricity average transaction price formula by adding a green electricity added value based on an electric energy basic price and a theoretical electric energy price formula, and step 4, constructing a green electricity transaction platform of a green electricity transaction point, and providing a transaction service for a green electricity power supplier and an electricity purchaser.
Owner:GUANGDONG ELECTRIC POWER TRADING CENT CO LTD

Block chain technology-based trusted data source management method

The invention provides a credible data source management method based on a block chain technology, belongs to the technical field of big data, focuses on storage credibility and processing credibility in a database management system, and realizes credible management of a data source by using the block chain technology. The storage credibility adopts a management mode of encryption privacy protection and virtual channel privacy protection; defining a plurality of virtual channels in the channel, and adding channel members into the virtual channels as required; a virtual channel is selected during private transaction, and a decryption white list is automatically generated according to virtual channel members; and the processing credibility adopts an intelligent contract and data traceability management mode. The credibility of the data source in the data hosting and data transaction service is ensured, so that the credible management of the data source is realized, and the accuracy, reliability and traceability of the data are improved.
Owner:内蒙古电力(集团)有限责任公司电力调度控制分公司

Visual monitoring method for customer transaction service

The invention discloses a customer transaction service visual monitoring method, which comprises a transaction channel, a transaction log database and a front-end monitoring interface which are communicated by adopting a network, log data of customer service transactions are obtained through the transaction channel and are stored in the transaction log database; data needing to be monitored are integrated in a data integration layer of the transaction log database according to a data model, the data are calculated and processed, transaction data are transmitted to a front-end monitoring interface through an API interface, and the front-end monitoring interface presents the current customer transaction situation through a graph; the transaction log database is stored in the local server and / or the cloud server; and the rear end of the front-end monitoring interface is deployed on a local server, so that real-time monitoring of customer transactions can be realized, monitoring personnel can conveniently and quickly distinguish problem sources and make responses, support guarantee is provided for quick operation and maintenance, and the overall operation capability of services is improved.
Owner:CHINA CONSTRUCTION BANK

Electric power spot transaction auxiliary service decision-making system

The invention discloses an electric power spot transaction auxiliary service decision-making system, and relates to the field of electric power spot transaction, and the system comprises a transaction data acquisition module, a transaction data prediction module, a transaction auxiliary service module, a transaction service decision-making module, and an execution feedback correction module. Wherein the transaction data acquisition module is used for acquiring a spot transaction data set in real time; the transaction data prediction module is used for extracting transaction feature data, analyzing a change trend and generating a future market parameter set; the transaction auxiliary service module is used for generating a transaction auxiliary service scheme set; the transaction service decision module is used for selecting a target transaction auxiliary service scheme; the execution feedback correction module is used for executing the target transaction auxiliary service scheme and dynamically correcting the auxiliary service emphasis rule, and the whole-process intelligent electric power spot transaction auxiliary decision-making system is constructed in a modularized mode, so that the intelligence, automation and adaptive adjustment capacity of electric power spot market transaction decision making are improved.
Owner:BEIJING NORTH STAR DIGITAL REMOTE SENSING TECH CO LTD

Transaction Processing Method, Device, Medium and Electronic Device

This application belongs to the field of blockchain technology, and specifically relates to a transaction processing method, a transaction processing device, a computer-readable medium, and an electronic device. The transaction processing method includes: performing an availability detection on each blockchain node according to the transaction data recorded in the blockchain network to determine whether each of the blockchain nodes is a normal node or an abnormal node; when a transaction request is generated on the abnormal node, transmitting the transaction request to the normal node so as to jointly process the transaction request by the abnormal node and the normal node. The embodiments of this application can improve the continuity, stability, and reliability of transaction services.
Owner:TENCENT TECHNOLOGY (SHENZHEN) CO LTD

Transaction request processing method and device, storage medium and electronic equipment

The invention discloses a transaction request processing method and device, a storage medium and electronic equipment, and the method comprises the steps: determining an offline request processing link and a real-time request processing link associated with a target transaction service, monitoring the current request traffic parameters of the real-time request processing link and the offline request processing link through a traffic PID controller, and transmitting the current request traffic parameters to the real-time request processing link; and based on the current request flow parameter, a flow PID controller is adopted to carry out flow control processing to obtain a flow control signal for the target transaction service, and based on the flow control signal, request response adjustment processing is carried out on the target transaction service.
Owner:CHONGQING ANT CONSUMER FINANCE CO LTD

Feedback for different transaction types

Techniques for feedback for different transaction types are described and are implementable to enable transaction feedback for data transactions to be transformed into other forms of feedback, such as fulfillment feedback for fulfillment transactions. For instance, a transaction service receives transaction feedback for a data transaction. The transaction service communicates the transaction feedback to a fulfillment service, and the fulfillment services transforms the transaction feedback into a different data form to generate fulfillment feedback for a corresponding fulfillment transaction.
Owner:MOTOROLA MOBILITY LLC

Wall-mounted bank management self-service device

The utility model discloses a wall-mounted bank management self-service device, which belongs to the technical field of transaction service equipment and specifically comprises an expansion module framework and an all-in-one machine framework, an all-in-one machine display screen is mounted on the all-in-one machine framework, and a camera recording module is mounted on the all-in-one machine display screen; an electronic module assembly is installed on a back plate on the back face of the all-in-one machine frame. A turnover table is hinged to the bottom of a containing groove in the middle of a front side face shell of the expansion module frame, a keyboard is installed on the turnover table, and a high-speed scanner is installed on the back face of the face shell through an installation frame. According to the utility model, a wall-mounted structural design is adopted, the device is mounted on a wall at a specified position according to mounting requirements, and the device is networked, so that officers and soldiers can conveniently carry out networking self-service operation on transaction processing, the transaction processing time is shortened, the transaction processing flow and links are simplified, and the transaction processing efficiency is improved. While the basic-level officer and soldier transaction service level and experience feeling are effectively improved, the workload of manual offline transaction processing can be reduced, and the working efficiency is improved.
Owner:WUHAN CHUANG TECH CO LTD

AI-based travel service item reservation method and computer program

The embodiment of the present disclosure provides a kind of AI-based travel service commodity reservation method and computer program, wherein method is applied to travel transaction service platform, including: show AI dialogue page, the AI dialogue page has user input area and dialogue content area;Based on the reservation demand of user for travel service commodity, AI reply content is generated;AI reply content is shown in the dialogue content area of the AI dialogue page, and the AI reply content at least includes the following information: the information of travel service commodity matched with the reservation demand, and the order information corresponding to the travel service commodity to be reserved filled in automatically.The embodiment of the present disclosure can realize the automatic promotion of AI-based travel service commodity reservation process inside travel transaction service platform, improve the automation degree of travel service commodity reservation, reduce user operation complexity, improve reservation efficiency and user experience, and reduce technical implementation cost and data security control cost.
Owner:浙江飞猪网络技术有限公司

Business Processing Method, Device and Electronic Equipment Based on Image Client

The present invention discloses a service processing method, device, and electronic device based on an imaging client, which relate to the field of fintech. Among them, the method includes: receiving a page combination request transmitted by a target application, where the target application is pre-displayed on the browser of the imaging client, and the application user customizes the pages to be combined on the browser through a user interface (UI) control, and the UI control is pre-deployed in a static page library, and the page combination request includes N pages to be combined; responding to the page combination request, combining the N pages to be combined to obtain an imaging transaction service page; receiving a service transaction instruction initiated through the imaging transaction service page, and invoking a target peripheral device based on the service transaction instruction; controlling the target peripheral device to execute the service transaction instruction to obtain a transaction execution result. The present invention solves the technical problem in the related art that in the traditional imaging client during service processing, it is difficult to balance the interaction with the underlying peripherals and cannot be flexibly configured.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Credit-based transaction processing method and device

The embodiment of the invention provides a credit-based transaction processing method and device, and the method comprises the steps: obtaining an access instruction which is submitted by a payee and aims at a credit transaction service of an application program, submitting a service access request to a server, and then receiving a credit transaction page returned by the server, the method comprises the following steps: receiving a credit transaction page of a payee, submitting transaction parameters input by the payee based on the credit transaction page to a server, receiving and displaying a transaction identifier for carrying out credit transaction returned by the server, scanning the transaction identifier by a payment terminal of a payer carrying out credit transaction with the payee, and submitting a credit transaction request to the server to carry out credit transaction detection; and finally, acquiring a credit transaction result returned by the server after credit transaction determination based on the transaction parameters under the condition that the credit transaction detection is passed, thereby realizing transaction processing between the payee and the payer based on the credit transaction detection.
Owner:QIANTANG CREDIT INFORMATION CO LTD

Transaction service information positioning method and device, medium and equipment

The invention discloses a transaction business information positioning method and device, a medium and equipment, and is applied to a front terminal of a service system, logs in the service system are stored according to a path in a preset format, and the method comprises the steps: obtaining a target transaction which gives an alarm from alarm information when it is monitored that the alarm information in the service system has an alarm signal; analyzing the message capture packet corresponding to the target transaction, obtaining at least one kind of transaction query information according to an analysis result, and sending any kind of transaction query information to a query component corresponding to the transaction query information; the query component performs log query according to the transaction query information and a storage path corresponding to the log to obtain target log content; and determining an actual file name and a thread number corresponding to the target log content, and performing downstream node query based on the actual file name and the thread number to obtain downstream node information. According to the application, only the front-end processor needs to be modified, the whole service system does not need to be greatly changed, the application is widely popularized, and the universality is high.
Owner:CHINA CITIC BANK CO LTD

Secure transaction service terminal based on AI cloud platform

The present invention discloses a secure transaction service terminal based on an AI cloud platform, including: a publishing module, used to publish the transaction services that can be provided to the user end through multiple AI cloud platforms, as well as the types, functions, usage requirements and charging standards of the transaction services provided; a first determination module, used to obtain the demand information fed back by the user end, and determine the target AI cloud platform from multiple AI cloud platforms according to the demand information; an establishment module, used to establish a secure link between the user end and the target AI cloud platform, and the target AI cloud platform provides secure transaction services for the user end. According to the demand information of the user end, the corresponding AI cloud platform is matched, transaction loopholes and transaction risks in the transaction process are prevented, and corresponding secure transaction services are provided to the user to improve security.
Owner:SHENZHEN SED LOGIC BUSINESS EQUIP CO LTD

Block chain-based data processing method and related device

The invention provides a data processing method based on a block chain and a related device, and the method comprises the steps: obtaining a resource transaction request which is transmitted to a target execution node and comprises transaction information, the target execution node being any one of execution node clusters included in a transaction service network, and the transaction service network comprising a verification node cluster; generating a verification request data packet by using a resource exchange transaction constructed according to the transaction information and an execution voucher determined according to the resource transaction request; sending the verification request data packet to a target verification node, and obtaining verification result indication data; and if verification of the verification request data packet is passed, block chain uplink processing is performed on the evidence storage transaction and the resource exchange transaction generated according to the verification request data packet. According to the method provided by the invention, the resource transaction data processing can be realized by utilizing the nodes in the decentralized transaction service network, the data processing efficiency is effectively improved, and the accuracy and security of the data are ensured.
Owner:TENCENT TECHNOLOGY (SHENZHEN) CO LTD

Algorithm transaction processing system and method

The invention discloses an algorithm transaction processing system and method, and relates to the technical field of electronic data processing, in the system, a transaction service platform is used for obtaining an algorithm configuration parameter and a target algorithm list corresponding to an algorithm entrusting request when the algorithm entrusting request input by a user is detected; the transaction service middle platform is also used for sending the algorithm configuration parameters and the target algorithm list to the algorithm bus module; and the algorithm bus module is used for determining a target algorithm transaction module in the plurality of algorithm transaction modules according to the algorithm configuration parameters, and routing the target algorithm to the target algorithm transaction module for algorithm transaction processing. According to the application, the algorithm bus module can be routed to the target algorithm transaction module in the plurality of algorithm transaction modules to carry out algorithm transaction processing, so that direct docking between the transaction service middle platform and the target algorithm transaction module is realized, and net-shaped docking between the plurality of algorithm transaction modules and the transaction service middle platform is relieved; and the docking coupling degree of the system is reduced, so that the docking difficulty is reduced.
Owner:JINZHENG TECH (SHANGHAI) CO LTD

System and method for enabling enterprise decarbonization

A system for enabling enterprise decarbonization is disclosed. The system includes three platforms that can operate on a standalone basis, or in conjunction with the other platforms as Climate Suite. The three platforms include a Sustain platform configured to streamline emissions inventory, analytics and reporting and enable creation of emissions reductions that become deals in the PPA or Carbon marketplaces; a PPA platform configured to provide digital transaction services for clean power purchases and sales; and a Carbon platform configured to provide digital transaction services for purchases and sale of carbon credits and renewable energy certificates.
Owner:TELLUS MARKETS CORP

Manage trusted transaction services based on blockchain

Disclosed herein are methods, systems, and devices for managing blockchain-based trusted transaction services, including computer programs encoded on computer storage media. One of the methods includes: storing order data of an order between a buyer and a seller on a blockchain of a blockchain network, the order data including one or more payment conditions and data of a trusted trust (TU) service for the order; verifying that the buyer has a TU service for the order guaranteed by the buyer's financial institution; generating a smart contract for the order on the blockchain based on the order data; and in response to determining that the payment conditions specified in the smart contract are met, executing the smart contract to automatically instruct the buyer's financial institution to make payment for the order to the seller for the buyer according to the TU service for the order.
Owner:ANT BLOCKCHAIN TECHNOLOGY (SHANGHAI) CO LTD

Optimizing ledger usage and liquidation operations thereon

A network-based computing system can implement a transaction service in which digital wallets of client transaction entities are dynamically monitored to maintain a balance within a liquidity tranche unique to each transaction entity. The computing system can further execute a smart liquidity model that parses transaction requests into smaller clips and execution timing intervals such that risk of transaction failure is minimized or eliminated.
Owner:RIPPLE LABS INC

Unified transaction services for multi-tenant architectures

A method for using unified transaction services in a multi-tenant architecture system is discussed. The method includes receiving a request, at a first service provider, to provide a first transaction service for a user. The method includes accessing a first representation of the first service provider in a first hierarchical data structure, the first hierarchical data structure being managed by a second service provider, the second service provider managing user identity of the user. The method includes determining, based on the first representation, that transaction resources required for completion of the first transaction service are provided at the second service provider using a resource representation. The method also includes, responsive to determining that the transaction resources are accessible at the first service provider, accessing, at the first service provider, the transaction resources via the resource representation.
Owner:PAYPAL INC

Dual-carbon transaction service platform with transaction information accurate matching function

The invention provides a dual-carbon transaction service platform with a transaction information accurate matching function, and relates to the technical field of carbon transactions, and the dual-carbon transaction service platform comprises a sequentially nested verification chain formed by a token issuing unit, an area pre-detection unit, a time window response unit, a data interoperation unit, a manual verification unit and an electronic filing unit which run in sequence. The platform carries the mapping information by using the digital token, the category code corresponds to the carbon quota category, the aging state code is bound with the effective time period, and the regional feature code is associated with the regional emission factor data. During verification, region consistency is verified through an algorithm, period effectiveness is judged through system time, kernel exposure is triggered through a data matching rule, finally, an authenticator carries out visual comparison and applies digital marks, and whole-course data is recorded and evidence-stored through an electronic filing unit.
Owner:NINGBO ZHONGYI INVESTMENT CO LTD

Business service-based target system docking method and device

The invention discloses a target system docking method and device based on business service, which can be used in the field of financial science and technology, and the method comprises the steps: carrying out the condition association of the current transaction service and historical docking data in a business handling system, generating a target docking system trigger condition, a current transaction service and docking system configuration information which are associated with each other; service scanning is carried out on a to-be-executed service in the service handling system, system docking is triggered based on a current transaction service, service request assembly is carried out according to a target docking system triggering condition and docking system configuration information, a target service request is generated and sent to a target docking system, and the docking system configuration management information is analyzed, so that the service handling efficiency is improved. According to the method and the device, the data connection with the target system and the circulation execution of the target business request are realized by adopting the forms of page configuration and data pre-embedding, so that the development cost and the maintenance cost are saved, the capability requirement on developers is reduced, and the business processing efficiency is further improved.
Owner:CHINA CONSTRUCTION BANK +1

Accelerated transaction service

Disclosed are various embodiments for accelerating transactions and managing cashflow by predicting and crediting payment amounts for requests for payments that are satisfied by third party providers (e.g., insurance providers, claim payment providers, etc.). A user who is a registered participant in an accelerated transaction program can submit a claim to a claim payment provider requesting payment or reimbursement of funds associated with an event. While waiting for the claim payment provider to process the claim, trained models can be used to analyze the claim data, user data, claim payment provider data, historical data, and / or other information to (1) predict whether the claim will be approved by the claim payment provider and (2) estimate an amount that will be provided to the medical provider by claim payment provider. The user can be credited for the predicted amount while waiting for the claim to be processed.
Owner:AMERICAN EXPRESS TRAVEL RELATED SERVICES CO INC