The present application is suitable for the technical field of POS terminals, and discloses a
resource exchange system and method, a terminal device, and a computer-readable storage medium. The method is applied to a terminal, a first
software development kit of a management
server is integrated in the terminal, the first
software development kit comprises a positioning
software development kit, and the management
server is used for managing the terminal. The method comprises: detecting a first operation for a first application program in a terminal, wherein the first operation is used for triggering the terminal to execute a
resource exchange service; in response to the first operation, calling a positioning
software development kit to request a management
server to position the terminal; receiving the geographic position of the terminal from the management server; and
processing the
resource exchange service on the basis of the geographic position. Third-party services are prevented from being used in a terminal, and a management server also provides management and positioning services including a resource exchange service, thereby achieving one-stop management of the terminal, reducing the difficulty of using a POS terminal by a user, and ensuring the security of transactions.