1854results about "Payment protocols" patented technology

A system and method for integrated optimization of autonomous electric vehicle fleets across transportation and electricity networks which employs artificial intelligence to dynamically allocate autonomous electric vehicles between mobility services and electricity grid services based on real-time conditions. The platform acquires data including energy mix forecasts, earth observation measurements, vehicle owner schedules, and emission-based route penalties to generate coordinated allocation decisions. Vehicle owners specify availability through a scheduling interface. The system optimizes vehicle utilization through a hierarchical optimization approach implementing mobility demand-side flexibility and electricity demand-side flexibility simultaneously. Multi-objective genetic algorithm optimization balances revenue generation, energy costs, emissions reduction, and battery health. The integrated approach maximizes value creation across both transportation and energy domains, reducing urban emissions while enhancing grid stability through coordinated management of distributed energy resources in autonomous electric vehicle fleets.

An artificial intelligence driven system of systems may include a layered architecture for providing transaction support to various types of enterprises. A governance layer implements automated governance and policy enforcement through specialized governance modules utilizing generative AI technology. An enterprise layer supports enterprise functions by integrating management and control platforms with digital infrastructure. An offering layer creates and manages system offerings via content generation, personalization, and smart product modules. A transactions layer enables automated transaction orchestration through API integration, execution, and fulfillment modules. An operations layer manages AI systems through generation, training, verification and orchestration modules. A network layer provides adaptive networking capabilities through routing, protocol selection and communication modules. A data layer processes fused data from multiple sources using machine learning and AI systems. A resource layer manages computing, storage, and other resources through specialized resource modules.

Embodiments are directed toward a blockchain system including a global state and an assemblage of blocks, each block representing a collection of state transformation records, each state transformation record describing a state transformation performed on the global state, where preceding blocks referenced by any given block contain state transformation records describing state transformations performed on the global state prior to the evaluation of the given block, and where at least one state transformation record is a zero-knowledge transformation record encoding a zero-knowledge state transformation description, which zero-knowledge transformation record comprises at least the following elements: paths identifying the locations of the elements of a discrete data subset, a revised data subset, and a transition proof implemented as a non-interactive zero-knowledge proof, which transition proof proves that the transition from the discrete data subset to the revised data subset follows the established rules of the blockchain system.

The invention relates to the technical field of information, and provides a bulk commodity transaction system based on a block chain, and the system comprises a parameter and publishing module which uniformly receives and stores parameters; the unified examination and approval engine performs isomorphic arrangement and gray level updating through a configurable template and a state machine; consistency snapshots and recovery are paused / abnormally collected snapshots and monotonically replayed, and it is guaranteed that the sequence is consistent with a window; the security fund risk control uses DSL + fund DAG to drive freezing / unfreezing / deduction and account checking; and block chain evidence storage and auditing execute field-level hash and pedigree anchoring to realize verifiable traceability. According to the system, an end-to-end consistency and verifiability framework is constructed around the aspects of field-level fingerprinting, unified examination and approval, windowed stable sorting, consistency snapshot and monotone replay, fund event patterning, contract assembling and signature anchoring, settlement / final recalculation and pedigree uplink and offline verification; and under the conditions of abnormity, recovery and version evolution, each link keeps uniform caliber, stable sorting and approvable state.

The invention relates to the technical field of block chain and smart home data management, discloses a smart home data contribution quantification and excitation method and system based on a block chain identifier, and aims to solve the data source problem of vertical large model training in the smart home industry and guarantee data security and personal privacy. The method comprises the steps of equipment identifier registration and binding, home local data processing and desensitization, data contribution degree quantitative evaluation, intelligent contract incentive execution and standardized data delivery and evidence storage. The system comprises a block chain identifier management module, a home edge data center, a data contribution quantitative evaluation module, an intelligent contract incentive engine and a large model training data delivery interface. According to the technical scheme, accurate tracing of data sources and clear definition of contribution subjects can be achieved, the family computing power is activated, the risk of data privacy disclosure is reduced, high-quality and scenarized credible data sources are provided, and marketization circulation and value conversion of smart home data elements are promoted.

The invention relates to the technical field of constructional engineering informatization and data security, and particularly discloses a BIM and block chain-based whole-process engineering cost data collaborative management system, which comprises a data analysis and dependency graph construction module, which is used for analyzing BIM model component attributes and association relationships and constructing a directed dependency graph; the loop dependency detection and resolution module is used for identifying and resolving a loop dependency structure in the graph; the topological sorting processing module is used for generating an ordered calculation sequence of the components; the cryptographic abstract calculation module is used for generating a unique abstract value of each component in sequence; the global abstract generation module is used for aggregating and generating a global cryptographic abstract representing the overall logic state of the model; and the block chain evidence storage module is used for combining the global abstract and the related metadata to perform uplink evidence storage.

The invention provides a virtual resource processing method and device, electronic equipment, a computer readable storage medium and a computer program product. The method comprises the following steps: in response to a customer, selecting a payment mode for a merchant as a target payment mode, jumping from a merchant platform to an acquirer platform corresponding to the target payment mode, and displaying a payment order in the acquirer platform; in response to a selection operation for a payment bank, displaying collection account information of the merchant; in response to a copy operation for the payment account information, skipping to a payment page of a payment bank from the acquirer platform, and displaying collection account information in the payment page; and in response to payment operation triggered based on the payment page, transferring the virtual resource of the payment amount from the payment account to a transition account associated with the collection account, and transferring the virtual resource of the payment amount from the transition account to the collection account under the condition that the risk identification of the acquirer platform on the payment account is passed. According to the invention, the security of the collection account can be improved.

Systems, methods, and computer-readable storage media to track provenance of assets utilizing non-fungible tokens (NFTs). One method includes receiving a provenance request, generating a first non-fungible token (NFT) encapsulated with a first control structure, generating a second NFT encapsulated within a second control structure, and tracking provenance of assets utilizing the first NFT and second NFT.

The invention relates to the technical field of block chain food traceability, and discloses a block chain-based food traceability method and system, and the method comprises the steps: carrying out the timestamp processing of a batch number, a production date, a transportation temperature and storage humidity, and calculating a dynamic guarantee period to generate a traceability record; encrypting the batch number and the dynamic shelf life to generate a tamper-proof hash value; when the temperature and the humidity exceed threshold values, food state records are generated in combination with the Hash values; synchronizing the food state record to a supply chain node and performing consistency verification to obtain a shared data set; generating a credible two-dimensional code containing a batch number, a dynamic shelf life and a circulation record based on the shared data set; the consumer executes verification after scanning the code, extracts the shelf life field and the circulation information abstract, and compares the dynamic shelf life with the current time to generate a user interface; and consumer feedback is extracted, batch matching is verified through a timestamp, and a food traceability report is generated. The food state can be reflected in real time, data tampering is prevented, and traceability credibility is improved.

The invention relates to the technical field of block chains, and particularly discloses a virtual article secure transaction method, device and system, a medium and a server. The method relates to a mobile terminal, a proxy server and an issuing server, is executed by the proxy server and is used for receiving encrypted ciphertext transaction data sent by the mobile terminal and transmitting the data to the issuing server, so that the issuing server issues a virtual article corresponding to the transaction data obtained by decryption to the mobile terminal, and after the issuing server issues the virtual article, the virtual article is sent to the mobile terminal. And the proxy server and the issuing server carry out account checking. According to the method, the transaction data is encrypted by using the fully homomorphic encryption algorithm in the data transmission process, it is ensured that the proxy server cannot obtain plaintext transaction data, and account checking is performed by the proxy server and the issuing server, so that the problem of non-uniform bills is solved.

The invention discloses a non-screen POS machine data acquisition method and system based on NFC and a WeChat applet. A POS machine simulates an NFC Type 4 label through a non-contact chip, performs SM2 signature and encryption on equipment data containing a timestamp and a random number by using a private key instantaneously reconstructed by a PUF, and performs Base64URL-CRC packaging, segmented NDEF writing and 30s TTL setting; the mobile terminal automatically pulls up the WeChat applet after triple verification of radio frequency field stability detection, URL white list and integrity fingerprint; the small program uploads parameters through an AES-128-GCM secondary encryption and a Reed-Solomon fragment tunnel; the background adopts a Redis idempotent lock, an HSM private key decryption, an SGX enclave one-time token display mechanism and other mechanisms to complete signature verification and decryption, and it is ensured that the device data are only briefly visible in the WeChat security sandbox. According to the invention, the problems of difficult operation and maintenance data acquisition, high cost and poor security of the non-screen POS machine are solved, and cross-platform, anti-replay and man-in-the-middle-resistant high-security data acquisition can be completed within 10 seconds.

The invention relates to the crossing field of supply chain management and block chain technologies, discloses a block chain-driven circulating packaging ownership tracing and reuse optimization system, and solves the problems that existing circulating packaging ownership tracing is not credible, the reuse rate is low, data sharing is barrier and settlement is low in efficiency. The system comprises a sensing layer, a network layer, a block chain layer and an application layer, wherein the sensing layer collects and packages full life cycle data; the network layer carries out preprocessing and 5G data transmission; the block chain layer adopts an alliance chain to deploy ownership change, full life cycle records and privacy protection contracts; the application layer is internally provided with a core unit for XGBoost demand prediction and genetic algorithm scheduling, and functions of ownership tracing, multiplexing scheduling and the like are realized. Implementation shows that the ownership tracing credibility is 100%, the reuse rate is improved to 90% or above, the settlement time is shortened from 3 days to 1.5 hours, and the method is suitable for circulating packaging scenes such as cold chains.

The invention relates to the technical field of computer data processing, and discloses a cross-border e-commerce compliance tax refund method and an intelligent declaration system based on block chain evidence storage, and the method comprises the steps: constructing a reference library containing commodity physical attributes and fair density intervals; order transaction, logistics actual measurement and fund time sequence data are acquired; executing multi-dimensional cross validation based on the reference library, wherein the multi-dimensional cross validation comprises physical space logic verification based on geometric boxing simulation, attribute consistency verification based on density distribution matching and quality and time sequence joint verification; a risk level is determined by integrating results; and generating digital fingerprints for compliance data, writing the digital fingerprints into a distributed account book, and generating a declaration file by using an on-chain index. According to the invention, trade authenticity is verified through physical simulation and multi-dimensional logic, evidence is ensured not to be tampered in combination with a block chain technology, and compliance and auditing efficiency of tax refund declaration are effectively improved.

The invention relates to the technical field of secure dialogues, and provides a financial operation secure dialogue method and system based on a verifiable intermediate code. The method comprises the steps of obtaining a natural language instruction of a user, generating V-FOC structured data based on a large language model, obtaining a question needing to be confirmed by the user, and generating a corresponding API instruction according to the generated V-FOC structured data after confirmation by the user; based on the generated API instruction, performing simulation execution by adopting a sandbox environment to obtain an expected execution result; the expected execution result is sent to the user for confirmation, and after the user confirms the expected execution result and authorizes the expected execution result, the safety API executor calls the background financial service API to complete operation. According to the invention, a transparent, controllable and verifiable'security firewall 'is established for the behavior of directly executing financial operation, so that the security of user funds is guaranteed while intelligent services are provided.

The invention relates to the technical field of cross-border trade settlement, and discloses a cross-border trade settlement risk prevention and control system based on a block chain smart contract, and the system comprises a regional network which serves as a distributed account book infrastructure and is used for storing and sharing the transaction data of all participants; the cross-border trade settlement risk prevention and control system comprises a block chain intelligent contract, a trusted data acquisition and uplink module used for acquiring and verifying off-chain entity trade data and uploading the verified trusted data to a local area network, and the off-chain entity trade data comprises logistics information sensed by Internet of Things equipment. The problem of traditional cross-border trade settlement pain points can be effectively solved, and fraud is prevented and controlled in the whole process by means of dual verification and intelligent contracts; a sharing platform is constructed through the block chain, an information island is broken, the settlement efficiency is greatly improved, and data security and traceability are guaranteed.

Techniques for a distributed and anonymized ticket exchange platform that may involve verifying a prospective member's identity using person identifiable information (PII), such as a driver's license, passport information, etc., upon registration. The prospective member's identity is validating using a variety of techniques, such as by contacting references and receiving confirmations that the prospective member is indeed genuine. A new account is created for the prospective member and an anonymized version of the PII is associated with the account.

A system for real-time certification and lifecycle automation of environmental credits. The system comprises: (i) a physical data collection layer equipped with on-land sensors, aerial LiDAR, satellite imagery, environmental DNA (eDNA) sampling, and community-contributed field data; (ii) an Ecological Oracle Engine, which uses an AI protocol to validate, classify, and interpret multi-source ecological data, supported by an adaptive reference library; and (iii) a smart contract protocol deployed on a blockchain network, configured to autonomously convert verified ecological data into financial instruments by issuing, pricing, transferring, freezing, and retiring tokenized environmental credits. The system performs continuous verification of each credit and includes freezing functionality based on ecological performance. It supports multiple credit types, including but not limited to carbon, biodiversity, and water credits. The system may be integrated with external modules for integrates with a Digital Twin of Nature and Web3 ecosystems, including decentralized marketplaces, ReFi platforms, and DAO mechanisms.

The invention relates to a cross-chain transaction method and device supporting priority difference processing, and the method comprises the steps: obtaining the feature data of each transaction in cross-chain transactions, and determining the priority label of each transaction based on the feature data, the priority label being used for indicating the priority level of the transaction; generating a processing strategy corresponding to the transaction according to the current network load state and the priority label, wherein the processing strategy is used for indicating to set differentiated processing rules for transactions with different priorities; according to each priority label and the corresponding processing strategy, performing differentiated batch processing on transactions with different priorities; and when the network state fluctuation is monitored, differential fluctuation coping rules are set for transactions with different priorities based on the network real-time fluctuation state. According to the invention, the performance of cross-chain transaction is improved.

A secure method for exchanging entities via a blockchain is presented. The method comprises receiving, from a user over a communications network, an invitation to perform an exchange of entities; generating a redeem script comprising metadata; hashing the redeem script to generate a redeem script hash; sending the first script and the first script hash on a distributed hash table (DHT); and generating an invitation transaction comprising an output associated with an encrypted digital asset, and a hash of a script comprising an indication of entities to be exchanged, conditions for the exchange, and a public cryptographic key associated with the user.

The invention relates to the technical field of artificial intelligence and aviation income management, in particular to an AI-driven flight dynamic pricing and intelligent bargaining system and an implementation method thereof. Comprising a passenger intention analysis module, an intention order hanging module, an income management docking module, an intelligent bargaining engine module, a transaction feedback module, a third-party task entrusting module and a block chain evidence storage module. Pricing is accurately matched with passenger budget, time preference and service requirements, an intelligent bargaining engine supports multiple rounds of interaction, passengers can trigger re-pricing by adjusting conditions such as time range and shipping space selection, and a third-party task price-withstanding mechanism provides a cost reduction channel for the passengers and improves the efficiency of the passengers. Block chain evidence storage ensures that bargaining records, transaction data and price information cannot be tampered, and the problems that in traditional transactions, data tracing is difficult, and dispute handling is complex are solved.

The invention discloses an electricity price execution and bill risk combined preposed intelligent early warning method, which relates to the technical field of electric power charging risk control, and comprises the following steps of: constructing rate digital twinning, managing atomic change according to a version directed acyclic graph, generating an explanation path of a trigger condition-calculation expression-bill line item, and mapping with a metering object, a customer object and a bill object; executability and traceability are realized. Based on layered samples and boundary samples, new and old rules are played back on double tracks of a sandbox, the bill difference, the uncertainty and the exposure degree are obtained, and differential hotspots are identified; generating a version binding scene pre-bill after a semantic structure, a coverage boundary, a performance budget and compliance consistent access control are passed, providing an alternative scene and collecting a receipt; gray level monitoring is carried out, rollback and secondary account checking are carried out according to the TariffID subgraph when triggering is carried out, and evidence fingerprints are formed; according to the scheme, aperture consistency and boundary coverage are improved, and accurate rollback and auditing verification are supported.

Aspects of the subject disclosure may include, for example, deploying a reverse proxy server in front of a first type of web servers and a second type of web servers, where the first type of web servers is compliant with a current version of payment card industry data security standard (PCI DSS) and supports a first version of a transport layer security (TLS) protocol, and where the second type of web servers supports one or more TLS protocols that are older than the first version of TLS protocol, detecting, using the reverse proxy server, a TLS protocol version used in an incoming request, and determining, using the reverse proxy server, routing of the incoming request to one of the first type of web servers and the second type of web servers at least based on the detected TLS protocol version. Other embodiments are disclosed.

AI data and datasets that are represented as NFTs and carry all applicable data for a dataset's provenance, authenticity, and ownership. NFTs are used to validate datasets useful in AI training and can also be used to identify datasets that include faulty, biased, or otherwise erroneous data to improve predictive usefulness and reliability in decision making from the AI models.

A method for real time communication in a virtual environment. The method includes presenting, in the virtual environment, a virtual payment object associated with a first user and a virtual payment processing object associated with a second user. The virtual payment object is associated with a real payment object. The virtual payment processing object is associated with a real payment processing service. Responsive to detecting an interaction in the virtual environment between the virtual payment object and the virtual payment processing object, data describing the real payment object is transmitted to the real payment processing service via a real time communication protocol, causing the real payment processing service to process a real payment from the real payment object to an account associated with the second user in near real time.

The present disclosure is related to blockchain technologies, tokenization and non-fungible token (NFT) technologies, identity verification, account verification, information security (InfoSec), and fraud prevention technologies, and in particular, to technologies for creating NFT identities (IDs) for individuals and / or organizations. An NFT ID service interacts with users to obtain ID information such as ID documents, biographical data, biometric data, and / or any other suitable data. The NFT ID service includes an NFT ID engine that generates an NFT-based form of digitized and / or tokenized ID, using blockchain technology, smart contracts, distributed ledgers, digital wallets, and the ID information. Other embodiments may be described and / or claimed.

Systems and methods are disclosed for dual, simultaneous, single-session, proximity-based, secure authentication of a Digital Assisted Shopping (DAS) representative and a customer in an unsecured remote location. The method includes installing a mobile banking application on the customer's device and an enterprise application on the DAS representative's device, both with biometric verification. Proximity detection using Bluetooth Low Energy (BLE) initiates a secure session via push notifications. A secure communication channel is established through a secure local handshake, involving encryption key exchange and mutual authentication. The system exchanges data related to customer profiles and financial accounts, continuously monitors geolocation using GPS, Wi-Fi, and cellular data, and performs periodic background biometric re-verifications. AI / ML algorithms analyze customer data to propose financial products and services, which are securely shared with the customer for review and selection. The system facilitates real-time enrollment and transaction processing, terminating the session upon detecting security breaches.

Disclosed herein is a service provider system and method to generate a persona token for a user, store the persona token at a restricted access database, and return a persona token identifier to the user. The persona token is used to generate persona insights, that can be provided to an artificial intelligence / machine learning algorithm along with an inquiry. The algorithm may identify goods or services based on the persona insights. Also disclosed herein are system and methods to attribute a user clicking on a product link, retaining and using the product information to link item level details to purchases, and making a purchase on the linked e-commerce / merchant website such that the originating website knows that a purchase ultimately resulted from the clicked ad.

To more flexibly achieve electronic settlement.SOLUTION: Causing a display unit of the terminal to display an online code image generated using a one time code acquired from a settlement server through communication when a state of the settlement server is a first state in which the state of the settlement server is normal, and causing the display unit of the terminal to generate an offline code image using an offline key acquired from the settlement server at a lower frequency than the one time code when the state of the settlement server is a second state in which the state of the settlement server is not normal; A process of displaying the offline code image on a display unit of the terminal.SELECTED DRAWING: Figure 1

A system for dynamically routing digital transactions to mitigate failures caused by system downtime and overcapacity is provided. The system includes a processor and a memory, where the processor retrieves real-time performance data of multiple transaction systems upon receiving a transaction request. This data includes time-window-based features, event-based features, and transaction success metrics. A first machine learning model predicts system downtimes by analyzing past failure rates, response latency, and scheduled maintenance. A second machine learning model determines transaction success probabilities by dynamically weighting real-time features. The processor selects the optimal transaction system based on predicted success probabilities, ensuring a higher likelihood of transaction completion. An adaptive feedback loop refines predictions by continuously updating model parameters using an adaptive decay-rate technique. This approach enhances transaction reliability by intelligently routing payments through the most stable and efficient system, significantly reducing transaction failures in digital payment ecosystems.

According to the commercial vehicle ETC transaction invoicing method and device provided by the embodiment of the invention, a bidirectional identity authentication mechanism is innovatively designed, and safety protection of data transmission is realized through hardware binding and session encryption. And a two-dimensional code generation system is constructed, and a reliable data transmission mechanism is established in combination with a check value and a block index. And integrity verification is introduced, and the accuracy of the invoicing process is ensured through ciphertext analysis and data verification. According to the method, the defects of the traditional technology in the aspects of data security, communication reliability, invoicing processing and the like are effectively overcome, and technical guarantee is provided for invoicing of commercial operating vehicles.