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5778results about "Payment protocols" patented technology

Partial NFT transfer based on dynamic user activity

An example operation may include one or more of generating a dynamically-modifiable image comprising a plurality of pieces of interconnected content via an image generating model and displaying the dynamically-modifiable image via a user interface of a software application, installing a smart contract that includes an identifier of an owner of the dynamically-modifiable image on a blockchain ledger, detecting removal of a piece of content from among the plurality of pieces of interconnected content based on user inputs via the user interface, detecting addition of the removed piece of content to a different dynamically-modifiable image of a different user, and in response to the detected addition, executing an electronic payment transaction to transfer value from the owner of the dynamically-modifiable image to the different user based on the smart contract installed on the blockchain ledger.
Owner:THE TORONTO DOMINION BANK

Partial exchange of NFT via NFT interaction

ActiveUS20250104047A1FinancePayment protocols
An example operation may include one or more of generating a unique image comprising a plurality of image segments via an image generating model and displaying the unique image via a user interface of a software application, installing a smart contract associated with the unique image on a blockchain ledger, detecting a command to move an image segment from among the plurality of image segments based on user inputs via the user interface of the software application, removing the image segment from the unique image and adding the image segment to a different image based on the detected command, and transmitting the different image to a user account of the software application.
Owner:THE TORONTO DOMINION BANK

Decentralized protocol for token-based resource allocation

Described is a system for a decentralized protocol for token-based resource allocation by receiving a real estate possession record for a real estate from a real estate possessor, identifying a value of the real estate, transmitting generated digital tokens to a digital token storage associated with the real estate possessor, and recording a lien on the real estate possession record. The system initiates a first digital token relocation for a real estate recipient, and periodically, during a real estate utilization period for a real estate user: receives an indication of a second digital token relocation from the real estate user, transmits the first portion of the second digital token relocation to the possessor, transmits a second portion to the real estate recipient, and records a record of the first and second portions being transmitted onto the distributed ledger of the blockchain.
Owner:EL-DAR AL-KHASSEH LTITWER AL-OMRANI LTD +1

Internet data security protection method and system based on intelligent algorithm

The invention discloses an internet data security protection method and system based on an intelligent algorithm, and relates to the technical field of security protection. During system operation, user behavior data are collected in real time through log recording, a sensor and an API interface, the real-time operation behavior of a user is monitored, the interaction mode and transaction behavior of the user on a platform are analyzed, and the security of the user is improved. Calculating and acquiring a user behavior safety coefficient Yhxw, a data transmission safety coefficient Sjcs and a risk protection response coefficient Fxfh, identifying potential fraudulent behaviors, performing dynamic risk assessment by combining user historical behaviors, a transaction amount, a geographic position and data of payment equipment, performing threshold comparison to obtain an assessment scheme, and during login and transaction, combining multiple identity verification means to obtain a risk protection result; according to the method, user identity verification is carried out, security of login behaviors is dynamically monitored, network traffic and platform logs are analyzed, abnormal access and malicious requests or DDOS attacks are detected in real time, and abnormal behaviors or attacks are automatically identified and prevented.
Owner:上海笑聘网络科技有限公司

Artificial intelligence model and dataset security for transactions

AI data and datasets that are represented as NFTs and carry all applicable data for a dataset's provenance, authenticity, and ownership. NFTs are used to validate datasets useful in AI training and can also be used to identify datasets that include faulty, biased, or otherwise erroneous data to improve predictive usefulness and reliability in decision making from the AI models.
Owner:DATACURVE INC

Systems and methods for contextual transaction data collection using large language processing

A mobile electronic device includes a network interface and one or more processors coupled to memory. The one or more processors can be configured to receive a message comprising transaction data regarding a transaction and a request regarding activating a chat application stored in the memory; the chat application, wherein the chat application is configured to execute a large language model using the transaction data and account data as input to generate a first string of text requesting further data regarding the transaction; present the first string of text at a chat interface of the chat application; receive additional transaction data; execute the large language model using the additional transaction data as input to generate a second string of text indicating storage of the additional data in a record; and present the second string of text at the chat interface.
Owner:U S BANCORP NAT ASSOC

Artificial Intelligence-Based System for Integrated Optimization of Autonomous Electric Vehicle Fleets Across Transportation and Electricity Networks

A system and method for integrated optimization of autonomous electric vehicle fleets across transportation and electricity networks which employs artificial intelligence to dynamically allocate autonomous electric vehicles between mobility services and electricity grid services based on real-time conditions. The platform acquires data including energy mix forecasts, earth observation measurements, vehicle owner schedules, and emission-based route penalties to generate coordinated allocation decisions. Vehicle owners specify availability through a scheduling interface. The system optimizes vehicle utilization through a hierarchical optimization approach implementing mobility demand-side flexibility and electricity demand-side flexibility simultaneously. Multi-objective genetic algorithm optimization balances revenue generation, energy costs, emissions reduction, and battery health. The integrated approach maximizes value creation across both transportation and energy domains, reducing urban emissions while enhancing grid stability through coordinated management of distributed energy resources in autonomous electric vehicle fleets.
Owner:ESCROW-TECH LTD

Method and System for Creating Non-Fungible Digital Twins (NFDT) of Objects

PendingUS20250086710A1FinanceCryptography processing
The present application relates to systems and methods for creating Non-Fungible Digital Twins (NFDT) of objects. The objects may be digital objects or real work assets which change over time, or have properties (e.g. carbon emissions) that change over time. An initial or birth NFT smart contract is created and published which is a digital twin of the object, and as the object changes, the changes are published to subsequent NFT smart contracts with a link to the previous smart contract or the birth smart contract such that the birth smart contract and plurality of subsequent object contracts form a time series of object smart contracts which define a dynamic unique Non-Fungible Digital Twin (NFDT) representation of the object.
Owner:ALPHA LADDER FINANCE PTE LTD

Methods and Systems for Identity on Blockchain Clusters

To solve the problems of fractured identity across multiple blockchains, these methods and systems allow for a single unified identity to be managed and resolved across multiple chains within an interop network. By leveraging message passing, identity records can exist securely across different chains. The system incorporates counterfactual blockchains, enabling trust-minimized name registration that reduces costs while maintaining decentralization and security. ENS name resolution is supported across both onchain and offchain environments, with verifiable proofs ensuring efficient resolution. By structuring message passing and utilizing decentralized indexers, these methods and systems provide a scalable and reliable framework for cross-chain identity.
Owner:MAKEIG PREM

Method, System & Computer Program Product for Requesting Finance from Multiple Exchange and Digital Finance Systems

A method, system, computer program product of processing early payment financing request, enabling dynamic discounting (DD) or reverse factoring (RF) financing, via SmartHub Finance Processor (SHFP), including receiving request for Early Payment Financing Request (EPFR) from supplier; accessing asset SmartPass Non-FungibleToken (NFT) Repository; receiving risk management model; notarizing NFT ProxyPackage (NFTPP) to local NFTBlockchain Repository (NFTBCR); notarizing / collateralizing NFTPP to restricted access public NFTBCR; securely binding DynamicDiscounting (DD) NFT Cryptographic Token embodying DD Rights (DDRightsNFT), establishing Secure Unbreakable DigitalLinkage; notify EarlyPaymentNetwork (EPN), may notify FintechFinanceMarket; ValueChainFinanceExchange; DeFiMarket; or buyer; verify NFT to local NFTBCR; or respond to EPFR. Borrower requests funds presenting SmartPassDigitalCollateral, supplychainDigitalTrackTraceArtifact; Financer / Lender verify collateral process, provide bids for acceptance with a DigitalFundsTransferAgreement; register financers / lenders, provide secured access, verify DigitalCollateralBlockchainTransactions, secure collateral, ensure authenticity by Digital Signatures / Blockchain, process loan agreements, transfer electronic / cryptocurrency funds financer-to-borrower, assess fees / interest, process payments, Forward / ReverseFactoring (RF) or DD loan terms, DDRightsNFT, participate in DD making independent early payment arrangements with supplier not involving buyer.
Owner:AVC INNOVATIONS LLC

Method for processing attachment / removal of item for to-be-dressed NFT model, and system for same

Providing an NFTed avatar that may be used across different metaverses and may be dressed up with different items. There is provided a method for processing dress-up of an NFTed avatar by a computer, and the method comprises the steps of: referencing, by the computer, a smart contract for the avatar and data for displaying the avatar, and displaying the avatar to a user; referencing, by the computer, a smart contract for items and data for displaying the items, and displaying the items to a user; providing the user, by the computer, with a try-on interface for trying items on the avatar; providing the user, by the computer, with an interface for allowing the user to decide items to attach to the avatar; and executing, by the computer, based on the user's decision on items to be attached on the avatar, a writing on the blockchain for associating item NFTs with an avatar NFT for the smart contract for the avatar.
Owner:CORK INC

System and method for secure knowledge exchange and privacy-preserving validation in decentralized ai applications

A decentralized artificial intelligence platform is disclosed that enables secure sharing and execution of AI modules in sensitive application domains. The platform comprises a knowledge module registry for discovering specialized AI modules, a security framework enforcing structural integrity of AI modules, a zero-knowledge proof validation service for verifying usage conditions without exposing private data, and a blockchain-based value chain for managing smart contracts and payments. In operation, an AI agent can fetch a required AI module from the knowledge module registry, prove the right to use it, execute the AI module on local data, and automatically pay the AI module's provider through a blockchain transaction.
Owner:DOYLE MICHAEL DAVID +2

Signature verification

A computer-implemented method of generating a blockchain transaction. A first blockchain transaction is generated, wherein the first blockchain transaction comprises a first locking script comprising a first signature verification function and a second signature verification function, the first locking script configured, when executed together with a first unlocking script of a second blockchain transaction, to verify, using the first signature verification function, a signature of the first unlocking script based on a first message corresponding to the second blockchain transaction, wherein at least a portion of the first message is provided in the first unlocking script; and verify, using the second signature verification function, the signature of the first unlocking script based on a second message corresponding to the second blockchain transaction, wherein the second message is constructed by the second signature verification function. The first blockchain transaction is made available to one or more nodes of a blockchain network.
Owner:NCHAIN LICENSING AG

Systems and methods for efficient and secure processing, accessing and transmission of data via a blockchain network

The invention provides improved methods and corresponding systems for the sharing, storage, creation and accessing of data stored on a blockchain eg the Bitcoin blockchain. It may form part of a protocol for searching the blockchain for content / data. A method in accordance with the invention may be used for associating or linking data stored within (separate / different) blockchain transactions to enable the identification, retrieval and / or sharing of data stored therein. Additionally, or alternatively, it facilitates identification of transactions (TX) in a blockchain which store content / data that needs to be shared, transmitted, stored and / or accessed by a user. Such a method comprises the step of mapping a mnemonic to: 1) a public key (PK) associated with the transaction (TX); and 2) the transaction ID (TXID) of the transaction (TX).
Owner:NCHAIN LICENSING AG

Cryptocurrency staking validator system

Systems and methods for staking instrument cryptocurrency rewards and validator management are disclosed. The systems and methods include generating validator pods associated with cryptocurrency staking validation and generating validator keys configured to be utilized by the validator pods for validating proof of stake operations. A subsets of the validator keys may be assigned to the validator pods and a request to perform the proof of stake operations may be received. A validator pod may be provisioned for validating proof of stake operations, and the validator node may be utilized to validate proof of stake operations based on the selected validator node being a compliant validator node.
Owner:GEMINI IP LLC

Secure check processing system and related method

A method for integrating an electronic funds transfer system with an email-based digital wallet is disclosed. The method includes the steps of registering a user with a digital wallet service using a unique email address associated with the digital wallet, registering the unique email address with a banking institution to enable electronic funds transfers, receiving a confirmation email from the banking institution at the digital wallet service, enabling end consumers to send funds to the unique email address via the electronic funds transfer system, receiving transaction emails at the digital wallet service, wherein the transaction emails contain details of the funds transfer, parsing the transaction emails to extract transaction details including the amount transferred and any associated notes, and displaying the extracted transaction details in a transaction history associated with the digital wallet.
Owner:IWALLET INC

Block chain transaction method and system for hiding account amount

The invention discloses a block chain transaction method and system for hiding account amount, and the method comprises the steps: receiving transaction information sent by an initiator, the transaction information comprises an initial commitment generated by the initiator by using a zero value, a zero value proof of the initial commitment, a ciphertext for encrypting a random number of the generated initial commitment, and a zero knowledge proof consistent with the random number of the ciphertext in the initial commitment; verifying a zero-value proof of the initial commitment and a zero-knowledge proof consistent with the ciphertext random number in the initial commitment according to the transaction information; operating the smart contract to obtain a transaction value; generating a transaction commitment of the transaction value using the initial commitment; and calculating new balance commitments of the sender and the receiver according to the pre-stored balance commitments of the sender and the receiver and the commitment of the transaction value. According to the invention, the payer and the payee do not need to determine the transaction amount before the transaction, and do not need a third-party platform to carry out data calculation.
Owner:BEIJING MICROCHIP EDGE COMPUTING RES INST

Systems and methods for efficient and secure processing, accessing and transmission of data via a blockchain network

The invention provides improved methods and systems for storing, sharing retrieving, writing and accessing data (content) on a blockchain. The invention may form part of a protocol for storing, searching and accessing the data. An embodiment of the invention comprises the step of processing at least one blockchain transaction (Tx) comprising: a protocol flag; a discretionary public key (DPK); and a discretionary transaction ID (DTx ID). These are discretionary in the sense that they are not required as part of the underlying blockchain protocol but in accordance with the present invention. This combination of features enables portions of data to be identified, retrieved and shared on a blockchain, and also to be linked / associated with one another when provided in a plurality of transactions. It enables a graph or tree-like structure to be constructed, which reflects the hierarchical relationships between portions of data, facilitating their processing, searching and sharing.
Owner:NCHAIN LICENSING AG

Information processing system, information processing method, and program

To support offering a voucher to a target user appropriately.SOLUTION: An information processing system includes: an acquisition unit which acquires identification information of users for an electronic settlement service and application requests for purchasing electronic vouchers; a drawing unit which holds a lottery based on the requests and the number of electronic vouchers that the users applied for, to extract a user who can purchase the electronic voucher from among the multiple users who applied for purchasing the electronic vouchers; and a processing unit which displays content to accept purchasing the electronic voucher via electronic payment, on a display unit of a terminal device of the user who won the lottery.SELECTED DRAWING: Figure 1
Owner:PAYPAY CO LTD

Transaction flow account checking method, system and device and storage medium

The invention discloses a transaction flow account checking method, a transaction flow account checking system, transaction flow account checking equipment and a storage medium. The method comprises the following steps: docking with each transaction channel through an API (Application Program Interface) to obtain transaction data in real time; correspondingly storing the transaction data of each transaction channel in different strokes by taking the transaction time as a sequence; performing account checking processing on each piece of transaction data of each transaction channel, and obtaining an account checking result of each piece of transaction data of each transaction channel; the account checking processing comprises the steps of extracting key information for each piece of transaction data of each transaction channel, and comparing the key information of each piece of transaction data of every two transaction channels for each piece of transaction data of each transaction channel and each piece of transaction data of other transaction channels; and for each transaction data of each transaction channel which is judged to be abnormal, performing abnormity verification according to a preset transaction business rule. According to the invention, timely, efficient and accurate transaction flow account checking can be realized.
Owner:NANJING HENTOR INFOMATION TECH CO LTD

Tokenized structured asset states

A system to track to model asset states and access by utilizing non-fungible tokens (NFTs). The system includes a data processing system including memory and one or more processors to receive a stating request for an asset, obtain, based on a plurality of control structures, a plurality of NFTs, each of the plurality of NFTs including a link with a metadata object including metadata of a state of the asset, encapsulate the plurality of NFTs within a container, receive, from the remote device, a state request for an asset state corresponding to a first NFT, the state request including a security token, obtain, from the metadata of the first NFT, one or more recorded security tokens, compare the security token to the one or more security tokens, and, in response to the security token matching the one or more security tokens, transmit the first NFT to the remote device.
Owner:WELLS FARGO BANK NA

Token transfer via messaging service of wallet application

Methods, systems, and devices for data management are described. A wallet application may display one or more messages sent via a messaging service from a second user at a first user interface associated with a first user. The first user interface may receive one or more inputs to initiate a process for sending a crypto token to the second blockchain address of the second user. The wallet application may broadcast a message configured to transfer the crypto token from the first blockchain address to the second blockchain address via a blockchain network associated with the crypto token. The wallet application may update the first user interface to indicate the broadcasted message via the blockchain network. As such, users of the wallet application may transfer crypto tokens from a blockchain address via a blockchain network while, in a same user interface, sending and receiving messages via a messaging service.
Owner:COINBASE INC

Distributed supply chain traceability system and method supported by block chain

The invention discloses a distributed supply chain traceability system and method supported by a block chain, and relates to the field of data analysis, and the system comprises a collection module which is used for capturing the original data of a supply chain in real time through an Internet of Things sensor, and cleaning the data; the processing module is used for constructing a distributed account book based on a HyperledgerFabric architecture, performing hash encryption on the data, performing uplink storage on the data, packaging the data into blocks according to a time sequence, and completing data verification between nodes through a BFT consensus mechanism; according to the invention, full-link data of production, logistics and the like are captured in real time through the Internet of Things sensor and encrypted and chained, so that the data cannot be tampered and can be traced in the whole process, and the problems of easy data tampering and many breakpoints in traditional traceability are solved.
Owner:WEICHUANG SOFTWARE (DALIAN) CO LTD

Chat application NFT transactions

A retailer initiates a transaction or promotion by sending an offer to a consumer over a chat application. The consumer completes the transaction by accepting the offer in actuating a digital button or otherwise on a computing device or terminal. A digital wallet is generated and the transaction is recorded in an NFT.
Owner:DATACURVE INC

Artificial intelligence driven systems of systems for converged technology stacks

An artificial intelligence driven system of systems may include a layered architecture for providing transaction support to various types of enterprises. A governance layer implements automated governance and policy enforcement through specialized governance modules utilizing generative AI technology. An enterprise layer supports enterprise functions by integrating management and control platforms with digital infrastructure. An offering layer creates and manages system offerings via content generation, personalization, and smart product modules. A transactions layer enables automated transaction orchestration through API integration, execution, and fulfillment modules. An operations layer manages AI systems through generation, training, verification and orchestration modules. A network layer provides adaptive networking capabilities through routing, protocol selection and communication modules. A data layer processes fused data from multiple sources using machine learning and AI systems. A resource layer manages computing, storage, and other resources through specialized resource modules.
Owner:STRONG FORCE TX PORTFOLIO 2018 LLC

Trusted data space platform fusing multiple trusted environments and data use method

The invention relates to the technical field of credible data space, and provides a credible data space platform fusing multiple credible environments and a data use method, and the platform comprises a data credible circulation environment, a plurality of data credible supply environments and a plurality of data credible use environments. The data credible supply environment and the data credible use environment realize supply-demand link through the data credible circulation environment; the data credible circulation environment comprises a data product credible transaction environment and a data information credible delivery environment; a data operation platform is deployed in the data product trusted transaction environment and is used for shelving, browsing and ordering data products; according to the data information credible delivery environment, a block chain data internet is adopted, an encrypted digital asset account is opened on a block chain for each credible object, issued data information assets are stored, data right confirmation is realized through a multi-party encryption technology, and dynamic authorization of the data information assets is realized through a digital envelope technology. The method is not limited by a specific privacy computing technology architecture and is flexible to construct.
Owner:DAREWAY SOFTWARE

Anti-counterfeiting traceability system and method based on Beidou satellite positioning and block chain

The invention discloses an anti-counterfeiting traceability system and method based on Beidou satellite positioning and a block chain. The method comprises the following steps: generating a current positioning data tuple; performing validity judgment on the satellite signal quality index; generating current event summary information, performing encryption calculation on the event summary information by using a private key embedded in a commodity and improving a verifiable random function, and outputting a random seed and a verification proof; constructing an event fingerprint and generating an event signature by using a private key; a challenge request is generated when the commodity request state is migrated, the commodity end device responds to the challenge request and collects new Beidou positioning information, and a challenge response data packet is constructed; and performing consistency verification on the challenge response data packet according to the virtual state resume smart contract, writing the verified data into a geographic sub-chain, recording an event abstract hash path by a main chain, and updating a commodity state transfer path. According to the invention, based on Beidou positioning and an improved verifiable random function, the credible verification of the commodity position and the traceable management of the state are realized.
Owner:DALIAN CHANGTAI BEIDOU SATELLITE TECH DEV CO LTD +1

Cross domain key management

Methods, systems, and devices for data management are described. A datacenter may include one or more servers and an offline key storage system. The datacenter may receive, via a server and from a multi-party computation (MPC) coordinator, a first request to access a key share associated with an MPC node. The server may transmit a second request for the key share associated with the MPC node via a first cross domain communication path to an offline key storage system. The offline key storage system may verify a digital signature included with the second request. The offline key storage system may transmit a response including the key share that is encrypted using an encryption key associated with the MPC node to the server via a second cross domain communication path. The server may transmit a communication including the encrypted key share to the MPC coordinator.
Owner:COINBASE INC

Efficient Creation of Non-Fungible Tokens

Disclosed are various embodiments for efficiently creating non-fungible tokens. A smart contract can receive a non-fungible token (NFT) creation request that specifies a number of non-fungible tokens (NFTs) to create. The smart contract can then create a plurality of NFTs equal to the number of NFTs specified in the NFT creation request. The smart contract can subsequently assign each of the plurality of NFTs to a blockchain address. Finally, the smart contract can store, in a single operation, the plurality of NFTs to the blockchain.
Owner:GEMINI IP LLC