7 results about "Mobile transaction" patented technology

A computer implemented method, system, and non-transitory computer-readable device usable in a mobile transaction environment. A customer scans a purchasing code (e.g., a quick-response (QR) code) using, for example, a mobile device. The QR code is encoded with a payment configuration ID and a merchant account token associated with bank account information for the merchant. Historical purchases for the customer, are analyzed in real time to alert a customer of potential duplicate purchases through a UI on the mobile device. The user may complete or cancel the current transaction by interacting with the UI.

A device implementing a peer transaction system may include at least one processor configured to receive, within a messaging application, a request to send a transaction amount from a first user to a second user. The at least one processor may be further configured to transmit, to a mobile transaction system, a request to transfer the transaction amount from a first debit account of the first user to a second debit account of the second user. The at least one processor may be further configured to receive, from the mobile transaction system, a confirmation that the transaction amount has been transferred from the first user to the second user. The at least one processor may be further configured to transmit, via the messaging application, a message to the second user that indicates that the transaction amount has been sent from the first user to the second user.

A method and system for processing transaction data are described herein. The method includes receiving, at the server from a client device, a transaction code obtained by the client device; authenticating and verifying the user based on the transaction code in view of user information; transmitting, to the client device over the network, verification information of the user associated with the transaction code, the verification information including whether the user is a valid user of a mobile transaction system and whether the user is a member of a user group associated with a client; receiving, from the client device over the network, an electronic document in response to determining that the user is a valid user and the user is the member of the user group based on the verification information; and transmitting, to the user device over the network, the electronic document.

Computing systems and methods for facilitating mobile transactions are disclosed. An example method includes: detecting, via a hardware communication interface, a user check-in request based at least on a communication exchange between a user device and a signaling device at a location. The communication exchange corresponds to a proximity of the user device to the signaling device. The method further includes: determining a user identifier associated with the user device based at least on the user check-in request; and transmitting one or more promotional items to the user device based at least on the user identifier.

The invention discloses a visual hard wallet testing system, and relates to the field of hardware wallet testing. The system comprises a tested visual hard wallet, a transaction test terminal, an image reading terminal, a mechanical arm suite and a test control machine, wherein the tested visual hard wallet is placed at a preset position; the mechanical arm suite is used for grabbing and moving the transaction test terminal to a non-contact transaction position; the transaction test terminal is used for performing a non-contact transaction test with the tested visual hard wallet and returning transaction test response data; the image reading terminal is used for reading display information of the tested visual hard wallet to obtain test display data; and the test control machine is used for analyzing and recording the transaction test response data and the test display data. According to the embodiment, the error rate of manual testing is reduced, the testing efficiency is improved, and the testing consistency is guaranteed.

Embodiments of the invention are directed to a stored value device with increased data security by limiting access to access data. A stored value device may omit a magnetic stripe, and may not display access data. The stored value device can maintain functionality through chip-based communications, and the user can conduct online and / or mobile transactions by obtaining a token and / or virtual access data. The stored value device may be inactive until obtained be a user and activated through one or more activation processes. Modes in which the stored value device can be utilized can be limited to protect data.

A system and method of operating a computing system includ- ing: detecting, based on a log file of an automated teller machine (ATM), an er- ror event; identifying a customer associated with the error event based on the log file; accessing, from a customer identification database, a customer profile as- sociated with the customer; authenticating the customer on a mobile application, based on the customer profile; and initiating a mobile transaction session based on authenticating the customer, wherein the customer can complete a transaction with the ATM via the mobile application during the mobile transaction session.