545 results about "Transaction time" patented technology

A system, method and program product for account transaction validation which may be downloaded or otherwise installed on a networked computing device such as a cell phone or other networked computing device. The networked computing device provides an encrypted validation code to a merchant for each transaction. The validation code is uniquely computed for each transaction and may be based on transaction time and/or other transaction data. The code algorithm is unique for each cardholder. Only the bank transaction center has knowledge of the particular algorithm for each cardholder. When transaction details such as transaction dollar amount are included in the generation of the code, the code may be used to validate the reported transaction dollar amount. An algorithm is disclosed for generating a unique code based on time and/or transaction dollar amount.

The present invention relates to a secured transaction system. In one embodiment, a mobile client device includes a user interface configured to enable a user to select a transaction type and collect a user pin number, a processor configured to generate a secured transaction description using the transaction type and the user pin number, wherein the secured transaction description includes issuer ID, account ID, merchant ID, password, transaction amount, and transaction time stamp, and the processor is further configured to transmit the secured transaction description to a mobile processing agent for processing, and receive a transaction record from the mobile transaction processing agent, and a memory configured to store the transaction record in the mobile client device.

A method and system is described herein to summarize and present charge-card transactions through one or more maps linked to charge-card billing statements. In addition to a conventional tabular transaction list, the invented system provides charge-card transaction maps, which display the physical location of points-of-charges geo-referenced to a map. Transactions are listed individually and/or are summarized by the number of transactions, the timing of transactions, the amount of transactions, the transactions categories, local-area and none-local-area transactions, sensitive transactions, geographic unit, or any combination thereof. The method and system integrates database and geographic information system technology with a rule system.

Lazy timestamping in a transaction time database is performed using volatile reference counting and checkpointing. Volatile reference counting is employed to provide a low cost way of garbage collecting persistent timestamp information about a transaction by identifying exactly when all record versions of a transaction are timestamped and the versions are persistent. A volatile timestamp (VTS) table is created in a volatile memory, and stores timestamp, reference count, transaction ID, and LSN information. Active portions of a persisted timestamp (PTS) table are stored in the VTS table to provide faster and more efficient timestamp processing via accesses to the VTS table information. The reference count information is stored only in the VTS table for faster access. When the reference count information decrements to zero, it is known that all record versions that were updates for a transaction were timestamped. A checkpointing component facilitates checkpoint processing for verifying that timestamped records have been written to the persistent database and that garbage collection of the PTS table can be performed for transaction entries with zero reference counts.

A method and apparatus are provided for compiling performance reports in a contact center serving a plurality of clients through the Internet using a plurality of agents. The method includes the steps of opening a transaction file for saving information about Internet exchanges between an agent of the plurality of agents and a client of the plurality of clients and measuring indicia of activity for the Internet exchanges between the agent and client. The method further includes the steps of adding the measured indicia of activity to the transaction file and compiling a report based upon the transaction file.

A transaction time measurement mechanism has a transaction time manager running on a server computer system, a transaction time agent running on a client computer system that is coupled to the server computer system via a network, and a simple protocol for allowing them to directly and efficiently communicate. The transaction time agent is configured according to configuration data stored in a configuration table in a transaction time database, and stores transaction time data in a statistics table according to this configuration. The data in the statistics table is indexed to allow retrieving only the transaction time data of interest. The simple communication protocol supports multiple transaction time managers in a network computing environment that may all communicate with a single client.

The invention discloses a rapid transaction alliance chain construction method compatible with multiple asset types. The alliance chain technology is introduced to realize transaction intercommunication of multiple types of digit assets, based on that system safety is guaranteed, a fixed multi-party signature consensus mechanism is introduced to replace workload to prove the dynamic multi-party signature mechanism, and the transaction time is substantially shortened. The method is advantaged in that through breaking transaction barriers among the different asset types, wide compatibility of the transaction system with the various asset types is realized, moreover, a fixed signature set scheme is employed, the consensus achievement time of each node in the system can be substantially reduced, transaction is rapidly achieved, asset transfer efficiency is substantially improved, superior robustness for a Byzantine failure problem is realized, and cracking is difficult.

The invention provides a data existence authentication system, a data existence authentication method and a data existence verification method. The authentication method comprises the steps of obtaining hash values of target data, and storing the hash values; generating at least one Merkel tree according to the hash values, and storing tree roots of the Merkel tree in block chains of a predetermined block chain network through trading; and generating receipts corresponding to the target data respectively, wherein the receipts comprise corresponding target hash values, corresponding tree roots and paths of the Merkel tree, and trading data storage paths, and the paths comprise the hash values sequentially paired with the target hash values to finally generate the tree roots. According to the data existence authentication system, the data existence authentication method and the data existence verification method, the authentication of the existence of the target data in the trading time can be realized through the trading without depending on an authentication mechanism by utilizing characteristics of the Merkel tree and a characteristic that data in the block chains cannot be rewritten, the trading only needs to store the tree roots in the block chains, and the authentication of batch data can be finished by one-time trading, so that the authentication cost is greatly reduced.

Financial institution back office computerized transaction-processing system with embedded privacy and security layer (EPSL) enables strong transaction authentication prior to a merchant or vendor contact, based on a user account number, transaction conditions like anticipated transaction time and money, user two-factor authentication with a static transaction PIN and a transaction session-specific random partial password or PIN recognition algorithm. User enters the user name and then, challenged by server with a random session-specific subset of a password or PIN character's consecutive position numbers, enters based on cognitive association a one time authentication response. The authentication session is interactive, transaction session-specific, and followed by either a transaction denial or an alphanumeric transaction signature generated by EPSL for this specific transaction. Then, the user submits her request to a transaction counterpart along with the transaction signature. The merchant or vendor requests an authorization session with EPSL.

Multiple computer devices are networked, and one device is designated as a bookmark server. The bookmark server stores and maintains a master bookmark database that is available to all the networked devices. Each bookmark in the bookmark database includes a bookmark time stamp. If a bookmark is added, deleted or changed at any device, then a transaction request is sent to the bookmark server. The transaction request includes a transaction time stamp indicating the time that the transaction request was created. The bookmark server analyzes the transaction requests according to the time stamps. If multiple transaction requests are received for a single bookmark, then only the most recent transaction request is honored and other transaction requests related to the bookmark are ignored. Also, a transaction request is ignored if the transaction time stamp is older than the corresponding bookmark time stamp.

Embodiments of the prevent invention allow a primary user to create a dependent account in order to control and monitor the transactions made by a dependent user that is authorized to use the dependent account. The primary user can limit the transactions that the dependent user can make at a store or for products. The primary user can set transaction amount limits and transaction time limits on the transactions the dependent user can make at the blocked/approved stores or on the blocked/approved products. The primary user can set other limits, such as transaction type limits (e.g., in store purchase vs online purchase, or the like), location limits (e.g., radius location, zip code, state, region, or the like), or variance limits (e.g., particular transactions may be a percentage or dollar amount over the limits).

The invention provides a flow control method for a computer system. The flow control method comprises the following steps: calling a resource management module for dynamically adjusting transaction concurrency quantity threshold value at one or more nodes of each processing link of transactions in the computer system, wherein the resource management module is used for dynamic adjustment according to the fault rate of the transactions, the fault rate of the transactions refers to a ratio of accumulation value of faulted transactions of a target resource to total accumulation value of transactions of the resource within a sampling time cycle, and the faulted transactions are transactions with transaction response time exceeding transaction time standards. In addition, the invention further provides a corresponding flow control device. By implementing the method and the device, the transaction concurrency quantity can be multi-dimensionally acquired and controlled and is dynamically adjusted according to the transaction fault rate, and the transaction channel blockage of the system is effectively relieved.

The subject invention pertains to data store corruption recovery. More specifically, the invention concerns systems and methods for identifying corrupt data in a manner that prevents de-committing or removal of valid or consistent transactions from a database. This can be accomplished at least in part by logging the identities of data items that a transaction reads. Furthermore, the subject invention provides for employment of a multi-version (or transaction-time) database to reduce significantly reduce any down time or database unavailability caused by a corrupt transaction and associated corrupt data items. Accordingly, no backups need to be installed and only updates by the original corrupt transaction and transactions that read corrupt data need to be de-committed or removed.

An improved method and mechanism for specified temporal deployment of rules within a rules server. A rules server applies a set of rules, stored within a rulebase, to a given set of input values or parameters. Each rule is associated with a start time and an end time. Upon receiving a transaction request, a transaction time is determined for the transaction request. Subsequently, a set of effective rules within the ruleset are identified by the rules server, wherein each effective rule has a start time before the transaction time, and an end time that is after the transaction time. The rule server applies only the set of effective rules to the transaction.

Systems and methods for conducting convenient and secure mobile transactions between a payment terminal and a mobile device, e.g., in a fueling environment, are disclosed herein. In some embodiments, the payment terminal and the mobile device conduct a mutual authentication process that, if successful, produces a session key which can be used to encrypt sensitive data to be exchanged between the payment terminal and the mobile device. Payment and loyalty information can be securely communicated from the mobile device to the payment terminal using the session key. This can be done automatically, without waiting for the user to initiate a transaction, to shorten the overall transaction time. The transaction can also be completed without any user interaction with the mobile device, increasing the user's convenience since the mobile device can be left in the user's pocket, purse, vehicle, etc.

A system and method a method for providing for providing personalized transaction learning and tagging. The method may include tagging transactions associated with one or more financial accounts belonging to an account holder, whether the account holder be the primary, secondary, or a related account holder, such as a spouse, parent, guardian, and the like. The method may include linking all accounts belong to and/or associated with an account holder and receiving transaction data from each linked account, including, for example, transaction date, transaction time, transaction amount, merchant name, merchant location, merchant identifier, account number used in transaction, SKU-level transaction information, and/or other purchase identifiers (e.g., merchant-provided product/service name, account holder-provided product/service name, and the like). Once the system receives the transaction data, the system may query the account holder for input regarding the transaction data. The input may include tagging the transaction as belonging to a particular spending category and/or affirming or denying that the transaction belongs to a particular category. The system may receive and create categories based on account holder data, demographic data, credit data, and account holder profile data.

The invention relates to a method for determining a transaction time of a block chain off-chain transaction. The method comprises the steps in which, an initiator participating in an off-chain transaction generates a bill secret key based on bill information of the current block chain off-chain transaction; the initiator generates a bill secret key hash value of the current block chain off-chain transaction based on the bill secret key; the initiator sends the bill secret key hash value to a responder; the responder initiates a contract transfer associated with the current block chain off-chain transaction according to the bill secret key hash value, and the block chain height of the responder when the contract transfer occurs is taken as the pre-registered transaction time of the current block chain off-chain transaction; when receiving the transfer information related to the contract transfer from the responder, the initiator verifies the transfer information; and when determining that the transfer information is correct, the initiator determines the pre-registered transaction time as the contract transaction time and sends the transfer information including the contract transaction time to a server.

The invention discloses a method for sending an electronic toll collection (ETC) service signal, a method for receiving the ETC service signal, a road side unit and a vehicle-mounted unit. Identification information of an adjacent road side unit is added into the road side unit, the vehicle-mounted unit acquires the identifier of the adjacent road side unit when receiving a beacon service table (BST) signal so as to determine which ones are the adjacent side units, and the original transaction time interval for only judging the road is modified to be the transaction time interval for judging both the road and the adjacent road during judgment of the transaction interval; therefore, the problem of repeat transaction caused by the influence of the adjacent road is solved.

An automatic transaction system has a cellular phone of a customer and an automatic teller machine (ATM) which can directly communicate with the cellular phone by infrared communication. When the customer performs a transaction by the ATM, transaction information such as transfer information registered in the cellular phone is directly inputted to the ATM and the ATM executes a transaction process by the transaction information which was directly received. When transaction data which is used in the transaction by the ATM is inputted once, transaction time in the ATM can be shortened by the simple operation.

The invention discloses a method for realizing an on-line transaction data message, comprising the steps that: A. a client converts the transacted original data into a XML structural data item, the converted XML structural data item is carried out the digital signature to form the transaction data message, a safety transmission channel is adopted to transmit the formed transaction data message to an on-line transaction server; B. the on-line transaction server verifies the completeness and the non-repudiation of the received transaction data message, if the verification is passed, the transaction data message is saved; C. the on-line transaction server merges the transaction data message and a transaction time stamp to carry out the digital signature to form a transaction receipt, and the safety transmission channel is adopted to transmit the formed transaction receipt to the client; and D. the client saves the received transaction receipt. The usage of the invention can overcome the shortcoming that the existing on-line transaction data message is not in line with the requirements of the electronic signature law in the aspects of having written effectiveness, original document effectiveness, file saving requirements and evidence effectiveness.

A method and system for determining a wait time for a transaction queue is disclosed. In the method, video data related to a first transaction queue is received. The video data is processed to determine a number of items presented by a first entity for a transaction in the first transaction queue. A total transaction time is estimated for the first entity based on the number of items presented by the first entity and a transaction time for each of the number of items. A wait time for the first transaction queue is determined based on the estimated total transaction time for the first entity. If the wait time for the first transaction queue is greater than a first threshold, then the availability of a second transaction queue is indicated to a second entity.

The invention provides a transaction processing method of a blockchain network, the block chain network and a storage medium. The transaction processing method of the blockchain network comprises thefollowing steps: receiving a transaction submitted by a client through a sorting node of the blockchain network; calling a timestamp service through the sorting node, and generating transaction timestamps in one-to-one correspondence with the transactions; verifying the transaction timestamps through the sorting node, and sorting the received transactions according to the transaction timestamps when the transaction timestamps are successfully verified; constructing a plurality of sorted transactions into a new block through the sorting node, and broadcasting the new block to an accounting nodein the blockchain network; and verifying the new block through the accounting node, and when the verification succeeds, adding the new block to the tail of the block chain of the accounting node. According to the invention, a credible timestamp can be obtained, and the reliability and safety of transaction processing are improved.