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7 results about "Secured transaction" patented technology

Generally, a secured transaction is a loan or a credit transaction in which the lender acquires a security interest in collateral owned by the borrower and is entitled to foreclose on or repossess the collateral in the event of the borrower's default. The terms of the relationship are governed by a contract, or security agreement. A common example would be a consumer who purchases a car on credit. If the consumer fails to make the payments on time, the lender will take the car and resell it, applying the proceeds of the sale toward the loan. Mortgages and deeds of trust are another example. In the United States, secured transactions in personal property (that is, anything other than real property) are governed by Article 9 of the Uniform Commercial Code (U.C.C.).

Secured transactions on wearable devices

Systems herein describe a secured transaction system for accessing a camera stream from a front-facing camera unit of a wearable computing device, identifying a visual marker in the camera feed associated with a payment application, in response to identifying the visual marker, transmitting a request to an operating system of the wearable computing device to isolate access of the camera stream to the payment application and in response to transmitting the request, initiating a transaction using the payment application.
Owner:SNAP INC

Integrated Hosted Solutions

Methods are described herein for facilitating one or more requests using an integrated service. In some examples, the method may include receiving a request to initiate a secured transaction associated with a patient account. The method may also include generating one or more inquiries pertaining to the secured transaction. The method may also include transmitting, a data request to a secured database for patient data associated with the secured transaction and the patient account. The method may also include receiving the patient data. The method may also include populating a portion of the one or more inquiries by generating a comparison of the one or more inquiries to the patient data and by identifying at least one matching inquiry based on the comparison. The method may also include facilitating presentation of the one or more inquiries on a user interface of a display device.
Owner:SYNCHRONY BANK

Trust-based application to application connectivity

The innovation discloses systems, methods and computer program products that reduce complexity and associated measures that are taken to ensure trust in secured transactions as necessitated by requirements present only in an ecommerce environment that do not have a parallel with traditional bricks and mortar commercial transactions. The innovation enables a multitude of mobile wallet applications to engage and obtain services from ecommerce applications wherein backend processing by a mobile wallet server obtains and delivers funds to ecommerce applications without sharing a subset of sensitive data, associated with a mobile wallet application user for the secured transactions. The innovation further provides for a wallet network to be initiated and engaged in which the secured transactions can take place, adopting and adapting social network application connectivity.
Owner:WELLS FARGO BANK NA

Secured transactions on wearable devices

Systems herein describe a secured transaction system for accessing a camera stream from a front-facing camera unit of a wearable computing device, identifying a visual marker in the camera feed associated with a payment application, in response to identifying the visual marker, transmitting a request to an operating system of the wearable computing device to isolate access of the camera stream to the payment application and in response to transmitting the request, initiating a transaction using the payment application.
Owner:SNAP INC

User interface using tagged media, 3D indexed virtual reality images, and global positioning system locations, for electronic commerce

A user interface operated via at least one consumer computing device, a database, and at least one host computer processor, provide an electronic commerce (eCommerce) environment for secured transactions between consumer and vendor members subscribed to the environment. Digital product images are scaled into digital images of environments of intended use for virtual reality observation. Tags to product representations or other features of media performance transmissions are scanned by consumer members for product purchasing, saving for later purchase, and / or sharing with other consumers (e.g. via social networks). Consumers create their own consumer product store with an inventory of items saved within the environment database for later purchasing or sharing. Original vendors initially providing items saved by consumers are rewarded commissions if later purchased from other vendors. Sharing saved items between consumers is also rewarded and provides an efficient B2C2C sCommerce environment and marketplace centered on products and driven by consumers.
Owner:IMAGINE UNIVERSE

User interface using tagged media, 3D indexed virtual reality images, and global positioning system locations, for electronic commerce

A user interface operated via at least one consumer computing device, a database, and at least one host computer processor, provide an electronic commerce (eCommerce) environment for secured transactions between consumer and vendor members subscribed to the environment. Digital product images are scaled into digital images of environments of intended use for virtual reality observation. Tags to product representations or other features of media performance transmissions are scanned by consumer members for product purchasing, saving for later purchase, and / or sharing with other consumers (e.g. via social networks). Consumers create their own consumer product store with an inventory of items saved within the environment database for later purchasing or sharing. Original vendors initially providing items saved by consumers are rewarded commissions if later purchased from other vendors. Sharing saved items between consumers is also rewarded and provides an efficient B2C2C sCommerce environment and marketplace centered on products and driven by consumers.
Owner:IMAGINE UNIVERSE

Secure one-touch transaction system and method

Herein disclosed are secure digital transaction systems and methods wherein in response to a merchant device receiving a transaction initiation indication comprising a purchase request referencing a payer device, sending an encrypted transaction information message to the payer device from the merchant device using at least a VPN. The encrypted transaction information message may comprise a merchant ID, a security key and transaction information referencing the purchase request, permitting one-touch control of the secured transaction by the payer and eliminating payer account theft along the merchant transaction chain. The payer may subscribe to a service configured to permit the merchant to autonomously push a transaction information message to the payer device. An implementation may advantageously remove sensitive payer data such as account information and / or card numbers from the electronic transaction chain with the merchant, eliminating payer account number theft because there is no payer account data available to be stolen.
Owner:KUBERA LLC