49results about "Protocols using social networks" patented technology

A method assigns token requirements to service subscriptions in a service platform, such as a service platform containing entities or a database containing a plurality of said entities. The operator of the service platform establishes customization factors and maintains records reserving data services associated with token requirements for delivery to entities. In addition, customization factors are determined from values representing information associated with objects in a database. Token requirements associated with data services are calculated from one or more formulas utilizing customization factors. Sponsorships associated with the entities can be accepted by the service platform. The service platform can apply credit toward the fulfillment of token requirements. An entity can be provided a data service based on a relationship with a sponsorship such that an entity assigned a subscription having a token requirement fulfilled as a result of applying credit from a sponsorship will receive services related to the subscription.

System, device, and method of protected electronic commerce and electronic financial transactions. A method includes: analyzing (i) content of an online destination that sells an asset to an end-user, and (ii) data about ownership in the online destination, and (iii) meta-data about that content; and determining that an offering to sell that asset to the end-user is fraudulent. The system further provides digital tokens or crypto-currency, that end-users should pay in order to submit a user-report about a possible scam. The collected crypto- currency tokens are used by the system, to reward a user that submitted a scam report that turned out to be correct, to fund operations of a fraud-prevention entity, to fund guarantee payments to defrauded end-users, and for other purposes. The system generates authenticity stamps for online venues and for crypto-currency wallets that are determined to be legitimate.

We provide computing systems and methods for communicating with customer devices and trusted third parties. [Solution] In the currency conversion system, the network interface receives customer identity data and a request to restore the customer wallet from the customer device. The processor verifies the customer identity data received from the customer device. Once the processor has verified the customer identity data received from the customer device, the network interface communicates a request to a trusted third-party key repository for a first key associated with the customer wallet. The processor uses the first key associated with the customer wallet and a second key associated with the customer wallet to restore the customer wallet.

Various implementations directed to price time priority queue for a multi-dimension map tile device repository are provided. In one implementation, a method may include receiving origin location data and destination location data. The method may also include generating data networks based on the optimized origin location data and the destination location data. The method may further include determining data hubs along the transmission or transit route and network, where the virtual hubs include a first virtual hub based on the origin location data and a second virtual hub based on the destination location data. The method may additionally include receiving IoT device data for the geolocation exchange units. In addition, the method may include receiving market depth data for a geolocation exchange for the geolocation exchange units based on the multi-dimension map tile repository nodal sequences.

Systems and methods for identity-based interconnected transactions are disclosed. The system may receive an interconnected transaction request comprising a first financial subsystem identifier, a second financial subsystem identifier, and a transaction request. The first financial subsystem and the second financial subsystem may not be in direct communication with each other. The first financial subsystem may write the interconnected transaction request to an interconnected transaction ledger. The second financial subsystem may retrieve the interconnected transaction request from the interconnected transaction ledger. In response to retrieving the interconnected transaction request the second financial subsystem may complete the transaction request.

A product exchange system comprising a controller and a memory coupled to the controller. The controller is configured to: provide an application programing interface configured to receive a delivery request from a first user for delivery of an item, wherein the delivery request includes an identifier of a sec-ond user, and wherein the API is configured not to receive a physical address of the second user; in response to receiving the delivery request, access a data stor-age system that stores an association between the identifier and the second user, and further stores one or more permission settings associated with the second user defining delivery requests to allow in response to receipt of the identifier from the first user or in response to receipt of one of the item and product characteristic; and, in response to receipt of the delivery request, tests the permission settings.

In some embodiments, a computer-implemented method, includes capturing, for a payment network associated with a payment card of a user of a digital platform, context-aware image generation data; generating, at the payment network associated with the payment card, a context-based personalized prompt based upon the context-aware image generation data, the context-based personalized prompt being associated with the user of the digital platform; utilizing the context-based personalized prompt to generate a context-aware image, the context-aware image being a transformer-based context aware image; and providing the context-aware image to the digital platform for dynamic view by the user of the digital platform. In some embodiments, the computer-implemented method further includes transforming the context-based personalized prompt into a context-based text embedding in order for the context-aware image to serve as the transformer-based context aware image.

In some examples, a system receives a request to associate a user-defined payment proxy with a financial account of a first user. The payment proxy has a syntax including a symbol followed by a string of characters. The system may generate a webpage in which the user-defined payment proxy is included in the URL of the webpage. The system may detect the payment proxy in a message associated with a second user, and may cause the webpage to be displayed on the device of the second user, including an entry field for receiving a payment amount to transfer to the first user. Based on identifying the financial account of the first user at least based on the payment proxy included in the URL of the webpage, the system initiates a transfer of the payment amount to the financial account of the first user.

The disclosure relates to the field of making online payments by integrating social networks and payment networks to a seamless network. In particular, some embodiments of the invention leverage the information in the social network to conduct financial transactions. A social payment network app can incorporate all or most of the functions of credit cards, internet banking and money order companies by using the data and functions already available in the social network. Some embodiments of the invention provide better counterparty recognition, reduce the chance of fraud, or fraud, and provide a cheaper payment platform to consumers or small businesses while also reducing the administrative burden in making and paying purchases or reporting payments and / or expenses to third parties, such as the employer or tax administration.

According to an embodiment of the present invention, a method for using information in conjunction with a data repository includes encrypting data associated with the information with an encryption key, sending at least the encrypted data to the data repository, and possibly deleting the information. The method also includes receiving a request for the information from a remote device, and sending a request for the encrypted data to the data repository. The method further includes receiving the encrypted data from the data repository, decrypting the encrypted data using the encryption key, and sending the information to the remote device.

A computing system can implement an automated peer-to-peer (P2P) transaction service in which digital wallets of users are linked with external accounts. The computing system provides a messaging engine that enables users to create chats in which underlying documents may be associated with a particular chat. The system can process information in the chat to automatic transaction triggers that cause the system to automatically execute wallet-to-wallet transfers between users.

Certain exemplary embodiments relate to entertainment systems and, more particularly, certain exemplary embodiments relate to jukebox systems that incorporate digital downloading jukebox features along with karaoke jukebox and / or photo booth features. A combined karaoke / photo booth / jukebox may enable more integrated performance-like experiences in an in-home or out-of-home location or venue. By leveraging vast audio media libraries, trusted rights-respecting network infrastructure, and on-site image / video capturing from integrated recorders and / or remote portable devices, a more sociable experience may be created for karaoke jukebox patrons, e.g., where custom content can be generated and shared in a safe and legally appropriate manner.

A computing system can provide a messaging service enabling a plurality of users to transmit and receive messages in connection with an automated peer-to-peer transaction service. The system can identify, within exchanged messages between a first user and a second user of the messaging service, a transaction trigger indicating a transaction request by the first user. Based on identifying the transaction trigger within the exchanged messages, the system automatically executes a transaction from a digital wallet of the second user to a digital wallet of the first user.

A product exchange system comprising a controller and a memory coupled to the controller. The controller is configured to: provide an application programing interface configured to receive a delivery request from a first user for delivery of an item, wherein the delivery request includes an identifier of a sec-ond user, and wherein the API is configured not to receive a physical address of the second user; in response to receiving the delivery request, access a data stor-age system that stores an association between the identifier and the second user, and further stores one or more permission settings associated with the second user defining delivery requests to allow in response to receipt of the identifier from the first user or in response to receipt of one of the item and product characteristic; and, in response to receipt of the delivery request, tests the permission settings.

There is provided a technique that enables direct communication between users participating in an event and between the users and the performer. There is provided a management apparatus comprising: a memory storing a program; and a processor that, by executing the program stored in the memory, is configured to: store event holding information related to a held event; manage a channel that is a communication tool opened for each performer and each event; acquire ticket information related to a ticket for the event possessed by a user, and compares the acquired ticket information with the event holding information, so as to confirm that the user possesses the ticket; and permit the user who has been confirmed to possess the ticket for the event and a performer of the event to make a post to the channel and view a post to the channel.

In some embodiments, in connection with an API request to transact with an entity, a first conversion rate associated with a first time may be determined, where the first conversion rate is a current conversion rate for an on-chain asset at the first time; Based on a monitoring of a blockchain, a receipt of the on-chain asset at a second blockchain address from a first blockchain address associated with the user may be detected on the blockchain. In response to the detection, the on-chain asset may be converted to an off-chain asset at a second time associated with a second conversion rate, the second conversion rate being the current conversion rate for the on-chain asset at the second time. An amount of the off-chain asset may be transmitted to the entity, where the amount of the off-chain asset sent to the entity is based on the first conversion rate.

An automated system / method for identifying and enabling viewer selection / purchase of products or services associated with digital content presented on a display device. Products within the digital content are identified and existing product placement data is ascertained. For products that do not include such data, other methodologies, with the assistance of third-party servers, are employed to assess identity and purchase availability. Viewer input designate products to assess or products can be automatically assessed. Viewers initiate purchase of identified products via the display device or other electronic devices controlled by viewers, such as via viewers' smart phones. Various processes for identifying products include use of AI processing, access to data on third-party servers, crowd sourcing and other methodologies. Various techniques for selecting products for purchases are employed including employing 3D codes (e.g., QR codes) alongside presented products to enable other portable electronic devices to facilitate purchase. Other features are described.

Systems and methods receive and validate authentication credentials. A list of recommended contacts derived from stored user data associated with the stored authentication credentials are generated and transmitted to a user device for display. A request indicating contact(s) to be included in a shared resource pool that has a finite resource cap is received, where the shared resource pool is augmented in response to completion of objective(s). User request(s) initiating incorporating users in the shared resource pool are received and authentication credentials of the users are authenticated thereby granting access to the shared resource pool. A user records log of user contributions for completing the objective(s) is maintained and data used to initiate display of a progress status indicator representing completion of the objective(s) is updated. Once the finite resource cap is satisfied, resource(s) are distributed to user accounts of the users.

An electronic device and corresponding methods facilitate the sharing of screenshots of electronic payment transaction confirmations. The device receives user input completing an electronic payment transaction and presents a confirmation on the user interface. Upon receiving additional user input to transmit a screenshot of the confirmation, the device extracts the transaction recipient from the screenshot. The device correlates the recipient with a contacts list to determine contact information and transmits the screenshot using this information. The system can prioritize potential recipients based on previous transactions and can use artificial intelligence to enhance accuracy. The device can also record transaction details and recipient information for future reference.

A product exchange system comprising a controller and a memory coupled to the controller. The controller is configured to: provide an application programing interface configured to receive a delivery request from a first user for delivery of an item, wherein the delivery request includes an identifier of a second user, and wherein the API is configured not to receive a physical address of the second user; in response to receiving the delivery request, access a data storage system that stores an association between the identifier and the second user, and further stores one or more permission settings associated with the second user defining delivery requests to allow in response to receipt of the identifier from the first user or in response to receipt of one of the item and product characteristic; and, in response to receipt of the delivery request, tests the permission settings.

A computing system that includes at least one processor and at least one memory communicatively coupled to the at least one processor is disclosed. The computing system also includes at least one network interface communicatively coupled to the at least one processor and configured to communicate with at least one vault system, each of the at least one vault system storing a respective one of N private keys or key components associated with a customer. The at least one processor is configured to receive, from each of at least one vault system, a respective private key or key component. The at least one processor is also configured to perform at least one action based on at least M of the N private keys or key components.

The present invention relates to a method for identifying at least one group of interest within a set of users of a transactional service via terminals. The method is implemented in an identification device and comprises the following steps: receiving a request to detect a group of interest relative to a reference group of users; removing (E2) at least one user and / or an interaction between two users from the user set, resulting in a pruned user set, taking into account a removal rule and the result of a comparison of user / interaction characteristics with at least one characteristic representative of the reference group; and identifying (E3) the group of interest among the users of the pruned user set. [Fig. 3]

A system and method for providing an email as a command is disclosed. The system and method include formatting an action in an e-commerce system based on an assigned address, wherein communication with the assigned address initiates the action, and authenticating a message addressed to the assigned address, wherein for a positively authenticated message the action is performed. The system and method may also include receiving the message sent to the assigned address. For negatively authenticated messages, the system and method include providing a sender of the message a sign-up to enable positive authentication. The system and method may include requesting details of the action based on the message. The system and method may include sending an invoice for the action to the address that sent the authenticated message and processing a payment based on a response to the sent invoice.

The present invention relates to a method for identifying at least one group of interest within a set of users using a transactional service via terminals. The method is implemented in an identification device and comprises the following steps: - receiving a request to detect a group of interest relative to a reference group of users; - deleting (E2) at least one user and / or one interaction between two users of the set of users, thereby delivering a pruned set of users, taking into account a deletion rule and the result of a comparison of user / interaction characteristics with at least one characteristic representative of the reference group; - identifying (E3) the group of interest among the users of the pruned set of users.

This specification provides a payment processing method and apparatus for family groups. One method for payment processing in a family group includes: obtaining an audit result of a payment code for the family group; if the audit result is approved, determining the event type of a payment event submitted based on the payment code; the payment code being accessed based on the family relationship established between the family user and the family group; if the event type matches a specific payment type configured for the family user, performing payment constraint detection on the payment event; and processing the payment event based on the constraint detection result.

In various embodiments, a system and method for providing simplified checkout are provided. In example embodiments, an identifier that corresponds to a payment account of a user is received at a payment provider system. Account information from the payment account of the user is retrieved from a payment data storage of the payment provider system. The account information is used in a payment transaction involving a merchant system. A payment interface having transaction fields populated with the account information retrieved from the payment account of the user is presented to the user while the user maintains a presence on a webpage of a merchant system.

The present invention discloses a system and method for conducting an interactive show comprises a user device associated with one or more participants in communication with a television platform and a database comprises multimedia database, contestant data, audience data, and feedback data. A computing device is in communication with the database and the user device via a network. The computing device is configured to cast and manage show content, along with contestant activities and audience interactions. The computing device comprises an event configured to showcase individual talents to the audience. The computing device is configured to facilitate engagement of the participants with the events by casting votes using one or more tokens. The computing device is configured to adjust outcomes of the show based on the votes and feedback received from the participants in real-time. The computing device is configured to deliver time-bound objectives to engage and earn reward-based votes.

A technique for conducting secure financial and informational transactions via portable smart devices is disclosed, in which two transaction devices, e.g. an ATM and a smartphone or other smart connected device are both substantially simultaneously accessible by the user and are both independently connected with the account server by a secure connection between the transaction device for the ATM and a secure connection between the smartphone and a cellphone tower. Thus, authentication is provided by secure login on the two devices, i.e. the transaction device and the cellphone. Once the devices are both connected to the account server, handshaking between the two devices to confirm pairing of the right two devices is prompted, at which point, a transaction may proceed.

Provided are a system, method, and computer program product for an account-to-account transaction network. The method includes receiving, via a first application programming interface (API), a transaction request for a transaction including a transaction amount, an issuer identifier, and a merchant identifier. The method includes determining an issuer uniform resource locator (URL) based on the issuer identifier, generating an intent identifier associated with the transaction request, and transmitting the issuer URL and the intent identifier via the first API. The method includes transmitting the intent identifier, the transaction amount, and the merchant identifier to an issuer system associated with the issuer identifier via a second API. The method includes, in response to receiving an authenticated consent identifier from the issuer system, determining a merchant account identifier and an issuer account identifier, and transmitting a combined authorization and settlement message to cause settlement for the transaction amount.