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97results about "Protocols using social networks" patented technology

Method and system for fully encrypted repository

According to an embodiment of the present invention, a method for using information in conjunction with a data repository includes encrypting data associated with the information with an encryption key, sending at least the encrypted data to the data repository, and possibly deleting the information. The method also includes receiving a request for the information from a remote device, and sending a request for the encrypted data to the data repository. The method further includes receiving the encrypted data from the data repository, decrypting the encrypted data using the encryption key, and sending the information to the remote device.
Owner:NEUSTAR INC

Resource Allocation Based on Media Content Engagement

A technique for resource allocation estimation for media content items is described. In accordance with the described techniques engagement by a set of user accounts with respective media content items of at least one media content service provider system is obtained. The media content service provider system and / or a payment service system generates historical streaming data for the respective media content items based on the engagement of the set of user accounts. An estimated streaming count of a media content item over a time period based on the historical streaming data for the respective media content items is determined. An estimated resource allocation for the artist is determined based on the estimated streaming count and an advance of funds is facilitated based on the estimated resource allocation to an account of the artist during the time period.
Owner:BLOCK INC

Digital entitlement creation, distribution, social management, and redemption system

Tokenization, social distribution, and redemption of digital entitlements, including: a digital entitlement ingestion and tokenization engine configured to receive and escrow value-bearing digital entitlements from an entity; a token engine configured to generate transferable tokens from the entitlements with embedded redemption rules; a distribution module enabling third-party entities to purchase and airdrop the tokens to end users based on location or contextual triggers; a user wallet interface enabling the end users to collect, store, gift, and redeem the tokens; a social gifting module configured to allow the end users to transmit the tokens to other users subject to transfer rules; and an optional redemption bridge configured to un-tokenize the tokens that have been redeemed and initiate value transfer to accounts of the end users within the originating system.
Owner:DROPNESS LLC

Group data objects and associated functionality enablement

Techniques described herein are directed to generating group data objects and monitoring inputs associated with the group data objects to determine if attribute thresholds are satisfied. When satisfied, functionality may be enabled for the users associated with the group data objects. Additionally, when change to the group data object are detected, user interfaces associated with the group data object may be updated to provide real-time indications of information and functionality associated with the group data object.
Owner:BLOCK INC

Application of Dynamic Tokens

A method assigns token requirements to service subscriptions in a service platform, such as a service platform containing entities or a database containing a plurality of said entities. The operator of the service platform establishes customization factors and maintains records reserving data services associated with token requirements for delivery to entities. In addition, customization factors are determined from values representing information associated with objects in a database. Token requirements associated with data services are calculated from one or more formulas utilizing customization factors. Sponsorships associated with the entities can be accepted by the service platform. The service platform can apply credit toward the fulfillment of token requirements. An entity can be provided a data service based on a relationship with a sponsorship such that an entity assigned a subscription having a token requirement fulfilled as a result of applying credit from a sponsorship will receive services related to the subscription.
Owner:HARDIN RYAN +1

System, device, and method of protected electronic commerce and electronic financial transactions

System, device, and method of protected electronic commerce and electronic financial transactions. A method includes: analyzing (i) content of an online destination that sells an asset to an end-user, and (ii) data about ownership in the online destination, and (iii) meta-data about that content; and determining that an offering to sell that asset to the end-user is fraudulent. The system further provides digital tokens or crypto-currency, that end-users should pay in order to submit a user-report about a possible scam. The collected crypto- currency tokens are used by the system, to reward a user that submitted a scam report that turned out to be correct, to fund operations of a fraud-prevention entity, to fund guarantee payments to defrauded end-users, and for other purposes. The system generates authenticity stamps for online venues and for crypto-currency wallets that are determined to be legitimate.
Owner:BRANDSHIELD

Systems, methods, and user interface for navigating media playback using scrollable text

A mobile computing device can be configured, with an improved user interface, to synchronously play audio (or video) and text associated thereto, such as text stored in a synchronization index. Using the synchronization index, the device can periodically compare the current track time with that time associated to a word or range of words, such as a line (or segment) in a plurality of lines of text (or segments of text). Improved navigability of content using an improved mobile computing device and user interface is provided, because a user of the device can scroll through the lines of text associated with the audio or video to find a target word or range of words. If the user selects a particular word or range of words, by making a gesture on the mobile computing device, the device can identify a start time for the selected text. The device can then play the audio or video at the identified start time of the selected text. The improved user interface is a practical application for navigating audio (or video) and text associated thereto on a mobile computing device, providing bimodal reading on mobile computing devices and ease of navigability.
Owner:EVANS CURTIS

Identity verification using a virtual credential

In some implementations, an identity verification device may receive a request to verify an identity associated with a user accessing a social media account to share information on a social media platform. The identity verification device may generate, based on the request, a virtual credential linked to a primary credential associated with a financial account belonging to a holder of the social media account. The virtual credential may be used in an identity verification transaction to prove that the user accessing the social media account has access to the financial account associated with the social media account holder. The identity verification device may store a record indicating that the virtual credential was used to conduct the identity verification transaction and may provide, to the social media platform, information to verify the identity associated with the user accessing the social media account based on the record.
Owner:CAPITAL ONE SERVICES LLC

Payment system for supporting split payment and method for performing split payment thereof

A method for performing a split payment in the payment system includes generating split payment information for splitting a single payment amount with one or more other electronic devices to make a payment, transmitting the split payment information to a payment service server for providing a payment service, receiving a payment request, checking whether the received payment request is a split payment request, when the received payment request is the split payment request, checking whether the split payment is possible, and if the split payment is possible, performing the split payment based on the split payment information, and when the split payment is completed, respectively transmitting a notification about completion of the split payment to the electronic device and one or more other electronic devices.
Owner:TRAVEL WALLET CO LTD

Electronic transaction management system for providing tip

To provide an electronic transaction management system for providing a tip that enables users who give tips and tip recipients to send and receive tips, even when located away from each other; that provides tip distribution to a user randomly selected from all users; that can be expected to improve the interest due to the expectations for the distribution, and as a result, enhance the motivation for users to give tips; that enables increasing the strong sense of connection between the users and the tip recipients; and that enables elevating the mere act of giving tips to a kind of event.SOLUTION: Regarding a management server 10 and an electronic transaction management system comprising the management server and a plurality of user terminals, the management server comprises distribution means 5 for distributing an arbitrary percentage, an arbitrary amount, or other forms of an arbitrary tip transferred from the user terminals, to a recipient of distribution for the tip, a user selected randomly by the management server from all users giving a tip, and distributing the remaining percentage, the remaining amount, or other forms to the tip recipient or the like.SELECTED DRAWING: Figure 1
Owner:永尾司 +1

A multi-confirmation system that uses M keys out of N to restore customer wallets.

We provide computing systems and methods for communicating with customer devices and trusted third parties. [Solution] In the currency conversion system, the network interface receives customer identity data and a request to restore the customer wallet from the customer device. The processor verifies the customer identity data received from the customer device. Once the processor has verified the customer identity data received from the customer device, the network interface communicates a request to a trusted third-party key repository for a first key associated with the customer wallet. The processor uses the first key associated with the customer wallet and a second key associated with the customer wallet to restore the customer wallet.
Owner:TZERO IP LLC

User Device Utilizing Multidimensional Coordinate Objects

Various implementations directed to price time priority queue for a multi-dimension map tile device repository are provided. In one implementation, a method may include receiving origin location data and destination location data. The method may also include generating data networks based on the optimized origin location data and the destination location data. The method may further include determining data hubs along the transmission or transit route and network, where the virtual hubs include a first virtual hub based on the origin location data and a second virtual hub based on the destination location data. The method may additionally include receiving IoT device data for the geolocation exchange units. In addition, the method may include receiving market depth data for a geolocation exchange for the geolocation exchange units based on the multi-dimension map tile repository nodal sequences.
Owner:CIRCLESX LLC

Hyper-personalized identity-based financial system

Systems and methods for identity-based interconnected transactions are disclosed. The system may receive an interconnected transaction request comprising a first financial subsystem identifier, a second financial subsystem identifier, and a transaction request. The first financial subsystem and the second financial subsystem may not be in direct communication with each other. The first financial subsystem may write the interconnected transaction request to an interconnected transaction ledger. The second financial subsystem may retrieve the interconnected transaction request from the interconnected transaction ledger. In response to retrieving the interconnected transaction request the second financial subsystem may complete the transaction request.
Owner:AMERICAN EXPRESS TRAVEL RELATED SERVICES CO INC

Address exchange systems and method

A product exchange system comprising a controller and a memory coupled to the controller. The controller is configured to: provide an application programing interface configured to receive a delivery request from a first user for delivery of an item, wherein the delivery request includes an identifier of a sec-ond user, and wherein the API is configured not to receive a physical address of the second user; in response to receiving the delivery request, access a data stor-age system that stores an association between the identifier and the second user, and further stores one or more permission settings associated with the second user defining delivery requests to allow in response to receipt of the identifier from the first user or in response to receipt of one of the item and product characteristic; and, in response to receipt of the delivery request, tests the permission settings.
Owner:MAPMYID INC

Context-aware image generation system and method therefor

In some embodiments, a computer-implemented method, includes capturing, for a payment network associated with a payment card of a user of a digital platform, context-aware image generation data; generating, at the payment network associated with the payment card, a context-based personalized prompt based upon the context-aware image generation data, the context-based personalized prompt being associated with the user of the digital platform; utilizing the context-based personalized prompt to generate a context-aware image, the context-aware image being a transformer-based context aware image; and providing the context-aware image to the digital platform for dynamic view by the user of the digital platform. In some embodiments, the computer-implemented method further includes transforming the context-based personalized prompt into a context-based text embedding in order for the context-aware image to serve as the transformer-based context aware image.
Owner:VISA INTERNATIONAL SERVICE ASSOCIATION

Method, server, and user terminal for jointly sending goods by plurality of senders

Proposed is a method for jointly sending an item by a representative sender terminal. The method may include receiving information on a recipient account which is to receive the item, and providing the representative sender terminal with information on at least one chat room where the representative sender and the recipient participates. The method may also include receiving selection information for a selected chat room among the at least one chat room from the representative sender terminal, and providing terminals of co-senders with the information associated with sending the item to the recipient. The co-senders may include at least one participant in the selected chat room and the representative sender. The method may further include providing joint-sending information to a recipient terminal, wherein the joint-sending information includes information on the item and the co-senders.
Owner:KAKAO CORP

Systems and methods for digitally signed contracts with verifiable credentials

A method for seamlessly and automatically granting tailored permission for use and transference of internet data between databases with comprehensive consent is described. The method employs a graph language such as JSON-LD to integrate and employ cryptographically signed Information Sharing Agreements (ISAs) between parties. Data is serialized to be easily transferred between databases when appropriate permission is obtained. Granular data exchange under usage control contacts can be automated among any number of parties on the internet. As such, the method provides a means by which users may control not only what may be done with their data, but to what entity or entities the data may be transferred. Advertisements may then be served to the user according to his or her preferences as defined within a web or desktop app, which is then applied to all related ad publishers publishing to the domains visited by the user.
Owner:PORTABLE DATA CORP

Web location implementing payment proxy

In some examples, a system receives a request to associate a user-defined payment proxy with a financial account of a first user. The payment proxy has a syntax including a symbol followed by a string of characters. The system may generate a webpage in which the user-defined payment proxy is included in the URL of the webpage. The system may detect the payment proxy in a message associated with a second user, and may cause the webpage to be displayed on the device of the second user, including an entry field for receiving a payment amount to transfer to the first user. Based on identifying the financial account of the first user at least based on the payment proxy included in the URL of the webpage, the system initiates a transfer of the payment amount to the financial account of the first user.
Owner:BLOCK INC

Hyper-personalized identity-based financial system

Systems and methods for identity-based interconnected transactions are disclosed. The system may receive an interconnected transaction request comprising a first financial subsystem identifier, a second financial subsystem identifier, and a transaction request. The first financial subsystem and the second financial subsystem may not be in direct communication with each other. The first financial subsystem may write the interconnected transaction request to an interconnected transaction ledger. The second financial subsystem may retrieve the interconnected transaction request from the interconnected transaction ledger. In response to retrieving the interconnected transaction request the second financial subsystem may complete the transaction request.
Owner:AMERICAN EXPRESS TRAVEL RELATED SERVICES CO INC

System and method for providing multiple application programming interfaces for a browser to manage payments from a payment service

Disclosed herein are systems, methods, and computer-readable storage devices for a new browser including multiple application programming interfaces. A method includes receiving, from a site, at a browser and via a first application programming interface that defines a first protocol for communicating data between the browser and the site, a first payment request associated with a potential purchase by a user, in response to the first payment request and based on an identification of a payment service, communicating, from the browser and via a second application programming interface that defines a second protocol for communicating data between the browser and the payment service, a second payment request to the payment service, receiving, at the browser, from the payment service, via the second application programming interface, authorized payment information and communicating, from the browser, to the site and via the first application programming interface, the authorized payment information.
Owner:MONTICELLO ENTERPRISES LLC

Social network payments

The disclosure relates to the field of making online payments by integrating social networks and payment networks to a seamless network. In particular, some embodiments of the invention leverage the information in the social network to conduct financial transactions. A social payment network app can incorporate all or most of the functions of credit cards, internet banking and money order companies by using the data and functions already available in the social network. Some embodiments of the invention provide better counterparty recognition, reduce the chance of fraud, or fraud, and provide a cheaper payment platform to consumers or small businesses while also reducing the administrative burden in making and paying purchases or reporting payments and / or expenses to third parties, such as the employer or tax administration.
Owner:VAANANEN MIKKO

Method and system for fully encrypted repository

PendingUS20260105184A1FinanceDigital data protection
According to an embodiment of the present invention, a method for using information in conjunction with a data repository includes encrypting data associated with the information with an encryption key, sending at least the encrypted data to the data repository, and possibly deleting the information. The method also includes receiving a request for the information from a remote device, and sending a request for the encrypted data to the data repository. The method further includes receiving the encrypted data from the data repository, decrypting the encrypted data using the encryption key, and sending the information to the remote device.
Owner:NEUSTAR INC

Interactive responsive ai devices and methods

The embodiments disclose a responsive interactive system including a live time connection application executable on a plurality of user devices, a remote server communicatively coupled to the live time connection application, a plurality of databases accessible by the remote server, a reality-based user interface configured to enable participation in at least one interactive activity including real-time communications, group meetings, gaming, commercial transactions, or educational instruction, a tracking module configured to monitor a user's interaction duration with the live time connection application, a reward engine configured to assign digital compensation for participation over time, a payment module configured to facilitate transfer of the digital compensation to user accounts, an advertising interface configured to present targeted advertisements selected based on user preferences, location, or demographics, and a security module comprising artificial intelligence configured to perform voice authentication, detect thermal presence, and identify falsified inputs or AI-generated transmissions based on embedded pattern analysis.
Owner:SANO LOUISE DOROTHY SAULOG +1

Chat-based transaction automation system

A computing system can implement an automated peer-to-peer (P2P) transaction service in which digital wallets of users are linked with external accounts. The computing system provides a messaging engine that enables users to create chats in which underlying documents may be associated with a particular chat. The system can process information in the chat to automatic transaction triggers that cause the system to automatically execute wallet-to-wallet transfers between users.
Owner:EXPENSIFY