Decentralized stored-value voucher management method and system

Abstract

The invention provides a decentralized stored-value voucher management method and a decentralized stored-value voucher management system. The decentralized stored-value voucher management method is applied to user end equipment, and comprises the steps of: S1, initiating a secured transaction procedure to a third party platform for a predetermined transaction object, and generating a payment voucher; S2: completing a membership rights and interests negotiation between a merchant and the predetermined transaction object according to the payment voucher; S3, and generating a stored-value voucher, and completing membership transaction and generating a transaction record. The decentralized stored-value voucher management method and the decentralized stored-value voucher management system realize the decentralized management of the stored-value voucher, and realize the transfer purpose that a user can deal with the rights and interests corresponding to the stored-value voucher independently.

Description

technical field [0001] The invention relates to the field of management of electronic members, in particular to a management method and system for decentralized stored value certificates. Background technique [0002] In traditional business practices, the stored-value certificates of most institutions, whether they are in the form of information or not, have their recorded subject or sovereignty centered on the institution. In other words, under such a mechanism, members will repeatedly record the same basic member information in different institutions. Under such conditions, changes in the basic information of members belonging to different institutions, changes in rights and interests, and even the transfer of rights and interests are all managed by different institutions. This inherent limitation greatly hinders the circulation of rights and interests corresponding to stored value certificates. with transfer. [0003] For example, most membership cards record the perio...

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Problems solved by technology

[0004] In other scenarios, the rights and interests of stored-value certificates cannot be transferred privately. The current traditional transfer method of stored-value certificates usually does not register and change on the merchant side. If it is necessary to register and change, it can only be registered on the merchant side. Information deregistration and registration changes have great restrictions on the autonomy and convenience of consumption

[0005] In other scenarios, if members want to transfer part of or temporarily transfer their rights and interests, the existing traditional merchant-centric information management model, especially when facing a large number of merchants, is even more traditional. The centralized stored-value voucher management mode greatly limits the use of stored-value vouchers

[0006] In other scenarios, if you want to change the usage agreement of stored value vouchers for a large number of different merchants, it is even more impossible to achieve this purpose due to the system restrictions of different merchants.

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