714 results about "Transaction Type" patented technology

Embodiments of the invention provision multiple payment tokens on a communication device. The communication device may be provisioned with multiple limited use keys (LUK), each LUK being associated with a specific type of transaction. When the communication device is used for a transaction, the communication device automatically determines a type of the transaction and selects an appropriate LUK based on the determined transaction type. The selected LUK may be used to create a cryptogram, which can be used to verify the transaction.

Techniques are disclosed for a mobile telephone, in conjunction with a payment transaction server, to be used directly as a payment device for a variety of financial transactions. Further, the transaction systems and methods for mobile telephone devices described herein allow a mobile telephone to participate in payment transactions in a manner that helps prevent identify theft and without relying on transferring amounts to/from one stored value account to another.

A point-of-sale device useful in relation to a variety of circumstances and/or utilization methods. Various implementations of such point-of-sale devices are disclosed. For example, one particular point-of-sale device includes a base unit adapted for performing merchant functions and a peripheral unit adapted to perform customer functions. The base unit can include a base unit housing with a processor disposed therein and capable of supporting a variety of transaction types.

Methods and systems are provided for processing a transaction between a first party and a second party. Information defining terms of the transaction and identifying a presentation instrument are received at a host system. Preference information associated with the presentation instrument is retrieved with the host system. The preference information specifies terms for an allocation of transaction amounts among multiple transaction types. An amount for the transaction is allocated among the transaction types in accordance with terms of the transaction and the terms for the allocation.

The present invention relates to a secured transaction system. In one embodiment, a mobile client device includes a user interface configured to enable a user to select a transaction type and collect a user pin number, a processor configured to generate a secured transaction description using the transaction type and the user pin number, wherein the secured transaction description includes issuer ID, account ID, merchant ID, password, transaction amount, and transaction time stamp, and the processor is further configured to transmit the secured transaction description to a mobile processing agent for processing, and receive a transaction record from the mobile transaction processing agent, and a memory configured to store the transaction record in the mobile client device.

A wireless telecommunications carrier operates a commerce platform in a trusted domain, which may store sensitive information associated with a consumer. During a credit card based transaction, a merchant's POS terminal sends transaction information to an acquirer. The acquirer recognizes the transaction type and responds by routing the transaction information to the commerce platform. The commerce platform validates the transaction by verifying the identity of the user. When the transaction is validated, the commerce platform notifies the acquirer, which initiates a clearing process. When the transaction clears, the acquirer notifies the commerce platform and signals the merchant's POS terminal to output a paper receipt. The commerce platform stores a digital receipt of the transaction and signals the wireless device to output a confirmation message to the consumer. The consumer's credit card number and other sensitive information may be restricted to the trusted domain, which excludes the merchant.

A method and mechanism for annotating a transaction stream. A processing unit is configured to generate annotation transactions which are inserted into a transaction stream. The transaction stream, including the annotations, are subsequently observed by a trace unit for debug or other analysis. In one embodiment, a processing unit includes a trace address register and an annotation enable bit. The trace address register is configured to store an address corresponding to a trace unit and the enable bit is configured to indicate whether annotation transactions are to be generated. Annotation instructions are added to operating system or user code at locations where annotations are desired. In one embodiment, annotation transactions correspond to transaction types which are not unique to annotation transactions. In one embodiment, an annotation instruction includes a reference to the trace address register which contains the address of the trace unit. Upon detecting the annotation instruction, and detecting annotations are enabled, the processing unit generates an annotation transaction addressed to the trace unit. In one embodiment, annotation transactions may be used to indicate context switches, processor mode changes, timestamps, or address translation information.

A journaling method is provided for supporting a recovery when a system is abnormally terminated in a shared disk environment. When a system call operation to take part in a journaling is generated, in order to guarantee a recovery, a transaction is started and new transaction region is assigned. Then, a system is initialized and a transaction type is set up. Lock information on modified data is acquired and added to the transaction so that a transaction manages lock information. A reflection to a disk during a modification of metadata is prevented. Modified metadata added to the transaction and modified information on principal general data are recorded. Then, lock information connected to the transaction is released.

A method and system is described herein to summarize and present charge-card transactions through one or more maps linked to charge-card billing statements. In addition to a conventional tabular transaction list, the invented system provides charge-card transaction maps, which display the physical location of points-of-charges geo-referenced to a map. Transactions are listed individually and/or are summarized by the number of transactions, the timing of transactions, the amount of transactions, the transactions categories, local-area and none-local-area transactions, sensitive transactions, geographic unit, or any combination thereof. The method and system integrates database and geographic information system technology with a rule system.

The invention discloses a blockchain-based copyright trading system and a trading method. The blockchain-based copyright trading method comprises creating the copyright trading system, and the trading system comprises a system platform, a shopping mall platform and bottom blockchains. The method is characterized in that a user is registered as a platform user through the system platform, and the system platform issues a unique public-private key pair and a unique user ID for the platform user; a copyright owner uploads a work to the shopping tall platform, and adds signatures of public and private keys to the work; the shopping mall platform verifies signature information of the copyright owner through the private key, and generates fingerprint information uniquely corresponding to the signature information for the work; and the system platform creates a blockchain transaction, and perform cochain on fingerprint information, copyright owner public key encrypted data, the copyright owner ID, a transaction type, a credible timestamp and the platform private key signature, which are taken as transaction data, at the same time. All transaction details are recorded by utilizing the blockchains, and then copyright trading is very secure.

A computer-implemented method for processing a stored-value card transaction request in a card data management system is presented. The management system has a central processor in communication with one or more point-of-sale terminals over a communications network. Each terminal has a unique terminal identifier and is associated with a location and a prepaid card merchant. The central processor is in communication with a database having stored therein a plurality of card records. Each of these card records contains data associated with a stored-value card distributed to a prepaid card merchant for further distribution to purchasers at a location controlled by the prepaid card merchant. The transaction request comprises a requesting terminal identifier, a card identifier assigned to a stored value card, and information indicative of a requested transaction type. The method further comprises determining if the requesting terminal is authorized to request the requested transaction type for the stored value card.

A processing and submission client/server system transmits relevant loan information from a borrower to one or more lender computer systems through pre-defined file templates, which are utilized during loan origination. An automatic data flow process from the origination screen populates the relevant fields in any other related loan forms and word processing documents. Different forms are supported for different types of loans. The loan originator computer system includes a loan origination software program integrated with a web-browser based interface system. The interface system couples the loan origination software program to one or more partner computers. The partners comprise loan underwriters, lenders, and settlement service vendors. The interface system provides dynamic formatting and data transmission for different connections depending on the transaction type and target partner. In a web-based implementation, the interface system populates data directly from the loan origination software program to the appropriate web pages of the target partners.

A technique is described in which a web service provider is able to specify that messages related to business transactions with the web service includes trading partner information. For example, a provider may specify such requirements in a WSDL description of the relevant web service and may register the description with a UDDI registry. The trading partner information is regarding business transactions between the requesting party and the provider and is related to pre-established trading partner relationships and associated agreements and processes. Such trading partner information typically includes information that identifies, for example, the requesting party and the type of transaction. Consequently, the provider can determine whether the received request originates from an established trading partner and whether the requesting party is entitled to conduct the requested business transaction. Hence, application-level security is provided to electronic business transactions. Furthermore, enhanced processing of the business transaction results from being able to access, based on the received trading partner information, more elaborate data models associated with electronic transaction processes established between the trading partners.

The invention relates to an intelligent contract gateway based on a block chain CPOW consensus algorithm. The gateway comprises a protocol layer, an expansion layer and an application layer, wherein the protocol layer comprises a network layer and a storage layer, the network layer comprises a p2p network and a CPOW consensus algorithm, and the storage layer stores data information onto a block chain; the expansion layer provides a basic transaction type defined by an agreement mode compatible with an Ethernet virtual machine based on a Bitcoin agreement and a programmable traction script of an original system; and the application layer comprises various services related to the intelligent contract gateway, and helps a user rapidly to get start the block chain services. The intelligent contract gateway provided by the invention provides strong support based on the block chain to third-party developers, is compatible with more applications, and thus the block chain can be more fast applied to a client; the CPOW consensus algorithm provided by the invention solves 51% attack problems, and greatly enhances transaction performance, and thus the application building cost and speed of the intelligent contract gateway based on the block chain CPOW consensus algorithm are greatly improved.

A system detects a transaction outcome by obtaining video data associated with a transaction area and by obtaining transaction data concerning at least one transaction that occurs at the transaction area. The system correlates the video data associated with the transaction area to the transaction data to identify specific video data captured during occurrence of that at least one transaction at the transaction area. Based a transaction classification indicated by the transaction data, the system processes the video data to identify appropriate visual indicators within the video data that correspond to the transaction classification.

Electronic commerce transaction messages are processed over a network between a client and a server in a highly reliable fashion by establishing a secure or un-secure communications connection between the network client and the network server at an electronic transaction assurance (eTA) system, which is located in a communication path between the network client and the network server. The transaction type is identified in the message and the progress of the transaction is tracked using transaction models. Any failure in the back-end server system or in the network connections is detected and the failure is recovered from using an outcome determination technique. The failure of a node within the eTA system is masked from the network client by formulating an appropriate response and sending it back to the client such that the network client and network server that were using the selected node do not see any interruption in their communications.

A prediction system may perform capacity planning for one or more resources of a database systems, such as by understanding how different workloads are using the system resources and/or predicting how the performance of the workloads will change when the hardware configuration of the resource is changed and/or when the workload changes. The prediction system may use a detailed, low-level tracing of a live database system running an application workload to monitor the performance of the current database system. In this manner, the current monitoring traces and analysis may be combined with a simulation to predict the workload's performance on a different hardware configuration. More specifically, performance may be indicated as throughput and/or latency, which may be for all transactions, for a particular transaction type, and/or for an individual transaction. Database system performance prediction may include instrumentation and tracing, demand trace extraction, cache simulation, disk scaling, CPU scaling, background activity prediction, throughput analysis, latency analysis, visualization, optimization, and the like.