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85results about "Automatic teller machines" patented technology
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Information processing apparatus, information processing system, information processing method, and non-transitory computer-readable medium
ActiveUS12536880B2Complete banking machinesSupervisory/monitoring/testing arrangementsInformation processingControl cell
An information processing apparatus includes a call determination unit that determines whether a user who has visited an ATM is talking on a phone based on a captured image of a target area based on the ATM, an operation control unit that switches an operation mode of the ATM from a first operation mode to a second operation mode in which information different from information output in the first operation mode is output in a case that the user is talking on a phone, a case determination control unit that transmits data suggesting a state of the user in a target period based on the switching to an interested party terminal and acquires a determination result as to whether there is an incident, and an update unit that changes operation content of the second operation mode based on the determination result of the presence or absence of the incident.
Owner:NEC CORP
Method for stacking media of media storage unit
Provided is a method of stacking media in a media storage unit, which includes: receiving information about a length of a medium entering a media storage unit; calculating a delay time of a stopper corresponding to the length of the medium; and applying a delay time of the stopper calculated for each medium entering the media storage unit to differentially control activation of the stopper for each medium.
Owner:HYOSUNG TNS INC
Banking Systems Controlled by Data Bearing Records
A cash handling device having at least one processor, a communication interface, an item accepting device, an item dispensing device, an internal currency scanning system, an internal currency transport system, one or more currency storage cartridges, and a memory may receive, from a user, a request to perform a deposit transaction. Based on receiving the request to perform the deposit transaction, the cash handling device may receive at least one deposit item for deposit. Subsequently, the cash handling device may validate the at least one deposit item received for deposit. Based on validating the at least one deposit item received for deposit, the cash handling device may generate a deposit transaction record that includes information directing a banking server to apply a provisional credit to a treasury account associated with the user. Subsequently, the cash handling device may send the deposit transaction record to the banking server.
Owner:BANK OF AMERICA CORP
An alarm method and alarm device
The application provides an alarm method and an alarm device, and relates to the technical field of automatic alarm. The alarm method is applied to an alarm device, and the alarm device is buried in a preset range of a target facility. The alarm device comprises a shell, a sound pressure sensor array rigidly connected with the shell, and a vibration velocity sensor array rigidly connected with the shell. The method comprises the following steps: acquiring a sound pressure signal collected by the sound pressure sensor array and a vibration velocity signal collected by the vibration velocity sensor array; detecting a sound-emitting target according to the sound pressure signal; detecting the direction of the sound-emitting target according to the vibration velocity signal; and sending an alarm information when the sound-emitting target is in a preset angle interval. The preset angle interval is used for indicating the direction of the target facility. The method is suitable for the process of risk alarm of the target facility, and is used for solving the problem of low alarm accuracy of current alarm products.
Owner:HANGZHOU HIKVISION DIGITAL TECHNOLOGY CO LTD
Automatic switching between ATM operating modes via QR code
A computing device, a computer program product, and a computer-implemented method for enabling a user to select between a default ATM operating mode in which actions are visually represented on a user interface with words, and a basic ATM operating mode in which actions are represented on the user interface with graphical images.
Owner:TRUIST BANK
Banknote-processing apparatus
[Problem] A bill processor is provided with a bill validator that may receive, from a mobile terminal, telecommunication signals inclusive of electronic currency information to store it in a stacker memory of a bill stacker. [Solution to Problem] The bill processor comprises an interface (80) for receiving electronic currency information transmitted from a mobile terminal (70), a bill validator (1) that has a validation transceiver (3) for receiving the electronic currency information transmitted from the interface (80) and a bill stacker (2) for accumulating bills considered genuine by and forwarded from the bill validator (1) so that the validation transceiver (3) of the bill validator (1) transmits electronic currency information to a stacker transceiver (21) of a bill stacker (2) that then sends the information to a stacker memory (22) of the bill stacker (2) to finally store the information in the stacker memory (22).
Owner:JAPAN CASH MASCH CO LTD
Medium storage device and method of controlling the medium storage device
A medium storage device includes: a safe having, at a rear portion, an entrance for replenishment and recovery to which a transit cassette is connectable; an identification unit serving to identify whether a medium is a normal medium or a rejection medium; a temporary holding unit configured to temporarily accommodate a medium; a recycle cassette configured to accommodate the medium identified as the normal medium; a conveyance path configured to convey the medium between the identification unit, the temporary holding unit, and the recycle cassette; a control unit configured to control the conveyance path such that the medium replenished from the transit cassette is conveyed to the temporary holding unit, the medium conveyed to the temporary holding unit is conveyed to the identification unit, and the medium identified as the normal medium in the identification unit is conveyed to the recycle cassette.
Owner:HYOSUNG TNS INC
Banking interface
An example embodiment includes one or more processors configured to execute computer executable instructions stored in a memory to determine a device property of a mobile device including a location of the mobile device using a geographic positioning system detection component, select a security mode for the mobile device based on a device property where a high security mode is selected when the mobile device is located in a first location, and a low security mode is selected when the mobile device is located in a second location where the second location is specified as part of a preference associated with a user account associated with the mobile device, and selectively provide a visualization on a user interface that masks a portion of the visualization in the high security mode and does not mask the portion of the visualization in the low security mode.
Owner:WELLS FARGO BANK NA
Medium stacking method of medium storage unit
Provided is a method of stacking media in a media storage unit, the method which includes: receiving information about a length of a medium from a discrimination unit; determining whether the length of the medium received from the discrimination unit exceeds a reference value; when the length of the medium exceeds the reference value, spacing an upper surface of the medium loaded in a medium accumulation space on a push plate and a gap roller provided on a front plate located on an upper side of the push plate from each other by a set distance; and rotating a stack sheet to strike a rear end of the medium entering the media accumulation space, to allow the medium to be accumulated on the push plate by passing through a lower end of the gap roller.
Owner:HYOSUNG TNS INC
Methods and devices for self-service terminals
A method including: generating, by a self-service terminal, SST, a cryptographic key; sending the cryptographic key to a remote device; generating, by the SST, a cryptographic challenge; outputting, via a user interface of the SST, the cryptographic challenge; receiving, via the user interface of the SST, a response to the cryptographic challenge; and verifying the response to authorize a user to access a resource of the SST.
Owner:DIEBOLD NIXDORF SYST GMBH
Alerting users of a physical pickup point
The method, system, and non-transitory computer-readable medium embodiments described herein are directed to alerting a user of a physical pickup point. In various embodiments, a server receives a request to be completed by one or more Automated Teller Machines (ATMs) located at a first location. The server may be in communication with the ATMs at the first location and a sensor device at the first location. The server receives an alert generated by the sensor device at the first location that the user device is proximate the first location. Next, the server identifies one or more ATMs in a state to complete the request based on a parameter associated with the request. Next, the server transmits an identifier of the at least one ATM of the one or more ATMs that will be used to complete the request to the user device and instructs the at least one ATM to complete the request.
Owner:CAPITAL ONE SERVICES LLC
Systems and methods for automated teller machine replenishing and merchant operations
ActiveUS12536881B1Complete banking machinesATM softwaresGraphical user interfaceSoftware engineering
Systems, methods, and computer-readable storage media for ATM recycling operations. One method includes communicably coupling to one or more merchant computing systems associated with one or more merchants. The method further includes receiving a product inventory dataset associated with one or more merchants. The method further includes receiving, via a display interface, an input initiating an ATM session. The method further includes generating and presenting, via the display interface of the ATM, a GUI including a plurality of interactive elements associated with a plurality of products of the product inventory dataset. The method further includes receiving, via the display interface, a selection of at least one interactive element regarding at least one product of the plurality of products. The method further includes receiving a deposit for a value of the selection. The method further includes generating a code that embeds a value, and transmitting the code for a transaction.
Owner:WELLS FARGO BANK NA
Mobile device for delivery of cash and goods by a delivery service
A mobile device configured to be carried by a user enables the user to wirelessly request delivery of tangible items including cash and goods. The mobile device is usable to request delivery of at least one tangible item at a user specified delivery location through communication with at least one remote system. The mobile device is operable to confirm user agreement with transaction details including the deliverable items, delivery location and the amount of value to be assessed to a user account for the items. Confirmation that the user agrees with the transaction details causes the tangible items to be delivered at the specified location and the account to be assessed the amount.
Owner:WALKER PATRICIA A +1
Transaction system and transaction method
In order to adjust the amount of money in a transaction apparatus installed in a store, a transaction system includes: a money handling unit that receives money, and recognizes and counts the received money to acquire a first total amount of the received money and a quantity of money for each denomination; a memory that stores therein a transaction condition including a transaction fee rate previously set for each denomination; and a processing unit that calculates, for each denomination, an amount of money by multiplying the quantity of money for each denomination by the transaction fee rate, based on the quantity of money and the transaction condition, and performs processing on a transaction of the received money, based on the first total amount acquired by the money handling unit and on a second total amount calculated by summing up the calculated amounts of money for the respective denominations.
Owner:GLORY LTD
Automated transaction system and method
Disclosed is a method comprising: arranging an automated bank terminal and a bank core both of a first bank in communication with one another over a bank network of the first bank; receiving, at the automated bank terminal, a banking transaction request from a user having an account with the first bank wherein the banking transaction request is thus an on-us transaction; designating, with the automated bank terminal, the banking transaction request as an off-us transaction irresponsive to the banking transaction actually being an on-us transaction; directing, with the automated bank terminal, the banking transaction request to a partner switch outside of the secured internal bank network in response to said receiving the banking transaction request and after said designating; converting, with the partner switch, the banking transaction request received from the automated bank terminal and designated as off-us to a force-post transaction; and directing, with the partner switch, the banking transaction request back into the secured internal bank network after said converting.
Owner:DIEBOLD NIXDORF INCORPORATED
Modular transaction terminal architecture
A first host device housing is provided with a host device and first peripherals. The host device includes a motherboard and an upper core Input / Output (I / O) control board connected to the motherboard within the host device housing. A non-host device housing includes second peripherals and a lower core I / O control board. The host device housing is removably attachable to the non-host device housing to form a modular terminal. The second peripherals are interfaced to the host device through a cable that connects the lower core I / O control board to the upper core I / O control board. Combinations of the host device housing and a selected non-host device housing form different configurations of a modular terminal. Features available to a given configuration of the modular terminal are driven by the first peripherals and the second peripherals.
Owner:NCR VOYIX CORP
Methods, apparatuses, computing devices, and storage media for password verification
Embodiments of the present disclosure relate to a method, device, computing equipment and storage medium for password verification. The method comprises, in response to a user-initiated password input request, randomly generating a plurality of sets of virtual keyboards, each set of virtual keyboards having a key layout that is at least partially different from other sets of virtual keyboards; determining a display color for each set of virtual keyboards that is different from other sets of virtual keyboards; applying the plurality of sets of virtual keyboards with different display colors to a password input interface of the same password verification device simultaneously, such that the plurality of sets of virtual keyboards with different display colors are displayed in the input interface with overlapping key contents in the same key positions; and determining an effective display color corresponding to the password input request, so as to determine whether a password input by the user is verified according to the effective display color and the set of virtual keyboards corresponding to the effective display color. Thus, while achieving password authentication, the risk of user password leakage due to the password input interface being spied on can be avoided.
Owner:SHANGHAI BRANCH CHINA CONSTR BANK
Cold-wallet interface for an automated teller machine
PendingEP4769269A1Complete banking machinesCryptography processingSoftware engineeringFinancial transaction
An automated teller machine (ATM) with a cold-wallet interface and a machine readable media are disclosed. The ATM comprises: a user interface, a memory including instructions; and processing circuitry that, when in operation, is configured by the instructions to: receive, via the user interface, an instruction from a user for a cryptocurrency transaction, the cryptocurrency transaction including a transfer involving a cold wallet of the user; obtain a key from the cold wallet via a hardware interface of the ATM; perform the cryptocurrency transaction using the key; and erase the key from the ATM based on completion of a session between the user and the ATM.
Owner:CARDTRONICS USA INC
Finger-activated chip or contactless card
In some implementations, an integrated circuit may receive, from the front-end device and at a communication device embedded in a substrate, an incoming signal indicating a request for information. Accordingly, the integrated circuit may verify that at least one correct contact, of a plurality of contacts on the substrate, has been connected to circuitry embedded in the substrate. Therefore, the integrated circuit may transmit, to the front-end device and using the communication device, an outgoing signal responding to the request for information based on verifying that the at least one correct contact has been connected.
Owner:CAPITAL ONE SERVICES LLC
Input means, cash maschine and method
According to various embodiments, the invention relates to an input device (100a to 500b), having: a support (102) that has a user area (102a) and that has a coupling area (102b) for coupling an object to be monitored to the input device (100a to 500b); an electromechanical transducer structure (104) coupled both to the user area (102a) and to the coupling area (102b); a control apparatus (106) that implements a user function of the user area by means of the electromechanical transducer structure and further implements mechanical integrity monitoring of the object to be monitored and / or of the support.
Owner:DIEBOLD NIXDORF SYST GMBH
Currency processing method and currency processing device
ActiveUS12511971B2Paper-money handling devicesApparatus with change-givingFinancial transactionDatabase
This currency processing method is implemented by a currency processing device having first and second currency storages for storing currency in a dispensable manner, and involves: receiving a dispensation instruction regarding a selected transaction and based on the type of said transaction; executing a dispensing process regarding the transaction by using the first currency storage when the type of the transaction is a first type; and executing the dispensing process regarding the transaction by using the second currency storage when the type of the transaction is a second type.
Owner:GLORY LTD
Systems, methods, and apparatuses for using an anomaly deterrent sensor within a self-service machine for dispensing physical items
Systems, computer program products, and methods are described herein for using an anomaly deterrent sensor within a self-service machine for dispensing physical items. The present disclosure is configured to: detect an interaction between a payment instrument with available resources and a self-service machine for dispensing physical items; receive an anomaly notification from an anomaly deterrent sensor within the self-service machine for dispensing physical items wherein the anomaly notification is associated with forced entry into the self-service machine, wherein the anomaly deterrent sensor detects forced entry into a physical item dispensing area within the self-service machine during the interaction between the payment instrument and self-service machine; and trigger a set of security measures associated with the self-service machine for dispensing physical items upon reception of the anomaly notification originating from the anomaly deterrent sensor, wherein the set of security measures comprises playing a pre-recorded alarm.
Owner:BANK OF AMERICA CORP
System and method for real-time cheque processing and return at an automated teller machine
An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to receiving the signal that includes the indication of acceptance of the image of the first cheque and the signal that includes the indication of approval of the request for the transaction authorization, return the first cheque.
Owner:THE TORONTO DOMINION BANK
NFC enabled card for consumer accessibility
A contactless card useful for adjusting the operation, configuration, and / or performance of a secondary device is described. The contactless card is equipped with a communication interface which allows the contactless card to transmit information to the secondary device using NFC signals. The contactless card stores accommodation information related to a physical accommodation desired by the user and transmits that information in the form of an accommodation message to the secondary device after being placed in a NFC field generated by the secondary device. In some embodiments, the contactless card requests an authentication certificate in order to determine a degree of trust prior to sending an accommodation message. In some embodiments, the contactless card may adjust what accommodation information is included in the accommodation message based on the authentication certificate received from the secondary device.
Owner:CAPITAL ONE SERVICES LLC
Computer-based systems configured to provide multimodal ATM access via mobile devices and methods of use thereof
Systems and methods of providing multimodal ATM accessibility are disclosed. In one embodiment, an exemplary computer-implemented method may comprise detecting a presence of a wireless device of a user in proximity to the ATM; establishing a communication session between the ATM and the wireless device based on a session key; instructing an app to provide a first graphical user interface (GUI) to the user; authenticating the user for access to the user account at the wireless device based at least on the entered account login information; and commencing, in response to successful authentication of the user, an ATM transaction session for the user by instructing the app to provide a second GUI to the user at the wireless device, the second GUI comprising one or more GUI elements operable by the user to perform one or more ATM transactions with the user account at the wireless device.
Owner:CAPITAL ONE SERVICES LLC
Transaction processing system, transaction processing method, and program
An information processing apparatus that can easily cope with the specification of the apparatus that differs for each customer, or a change in the specification of the apparatus is provided. A transaction processing system of the present disclosure includes an acquisition unit for acquiring image data of an image displayed on a display apparatus for displaying a content of a transaction, an extraction unit for extracting a character or graphic displayed on the display apparatus from the image data, a generation unit for generating instruction information corresponding to the operation performed on the input apparatus by the user from the changed character or graphic, and a communication unit for transmitting the instruction information to a money processing apparatus.
Owner:GLORY LTD
User authentication using secure infrastructure
ActiveUS12580904B2Cryptography processingPublic key for secure communicationComputer networkEmail address
A process for validating a user using existing secure infrastructure, such as Automated Teller Machines (ATMs). The process can be modified to incorporate further aspects that verify information about a user (e.g., an identifier of a user, a location of the user) or verifying capabilities of a user (e.g., ability to receive messages via a communication channel, such as a telephone number, email address, or mailing address).
Owner:US BANK NATIONAL ASSOCIATION
Financial device
PCT designated stageWO2026000730A1Complete banking machinesCoin/currency accepting devicesMechanical engineeringElectrical and Electronics engineering
Owner:GRG BANKING EQUIPMENT CO LTD
Card skimming detection
In some implementations, a physical medium for card skimming detection may include a magnetic stripe, on which account information associated with a user account may be stored, one or more sensors configured to detect when information is read from the magnetic stripe, and a processor. The physical medium may detect a first read and a second read of the magnetic stripe. The physical medium may determine that the first read and the second read occur within a time threshold of each other. The physical medium may transmit, to a device and based on determining that the first read and the second read occur with the time threshold of each other, an alert signal indicating a potential threat associated with the user account.
Owner:CAPITAL ONE SERVICES LLC
Medium processing system, medium processing method, recording medium
ActiveUS12609007B2Complete banking machinesAutomatic teller machinesComputer hardwareInformation processing
A medium processing system includes: a memory and a processor, in which the processor performs application execution for exchanging transaction information with a device via middleware to perform information processing on a transaction of a valuable medium, the device being configured to perform the transaction, and error processing of acquiring, upon occurrence of an error in the device during the transaction of the valuable medium, first error information from among pieces of information on the error without the middleware to perform error recovery processing on the error based on the first error information.
Owner:GLORY LTD