146results about "Automatic teller machines" patented technology

An information processing apparatus includes a call determination unit that determines whether a user who has visited an ATM is talking on a phone based on a captured image of a target area based on the ATM, an operation control unit that switches an operation mode of the ATM from a first operation mode to a second operation mode in which information different from information output in the first operation mode is output in a case that the user is talking on a phone, a case determination control unit that transmits data suggesting a state of the user in a target period based on the switching to an interested party terminal and acquires a determination result as to whether there is an incident, and an update unit that changes operation content of the second operation mode based on the determination result of the presence or absence of the incident.

Embodiments of the present disclosure are directed to operating an Automated Teller Machine (ATM) to provide an electronic game on or through the ATM where the electronic provides a chance for a user to reduce transaction fees associated with a withdrawal. Accordingly, embodiments add a gambling feature at an ATM or kiosk which allows the user and option to play an electronic game in an attempt to reduce or win some or all the ATM transaction fee. The electronic game can be a game of chance or a skills-based game. In some cases, the game can be a multi-player game and the amount of reduction in the transaction fee, or even a award larger than the transaction fee, can depend upon an amount in a pot for the game.

Systems, computer program products, and methods are described herein for using an anomaly deterrent sensor within a self-service machine for dispensing physical items. The present disclosure is configured to: detect an interaction between a payment instrument with available resources and a self-service machine for dispensing physical items; receive an anomaly notification from an anomaly deterrent sensor within the self-service machine for dispensing physical items wherein the anomaly notification is associated with forced entry into the self-service machine, wherein the anomaly deterrent sensor detects forced entry into a physical item dispensing area within the self-service machine during the interaction between the payment instrument and self-service machine; and trigger a set of security measures associated with the self-service machine for dispensing physical items upon reception of the anomaly notification originating from the anomaly deterrent sensor, wherein the set of security measures comprises playing a pre-recorded alarm.

An authentication computing device including at least one processor in communication with a memory is provided. The processor stores, within the memory, an authentication profile associated with an account holder. The authentication profile includes an account identifier associated with a payment account of the account holder and authentication information. The processor further receives an authentication request associated with the payment account and a payment card action request from a requestor for a payment card action to be performed through an automated teller machine (ATM). The processor also retrieves the stored authentication profile, generates an authentication challenge based on the authentication profile, transmits the authentication challenge to a client device and / or the ATM, receives an authentication response from the requestor, and determines an authentication result based, at least in part, on the authentication response. The authentication result indicates if the requestor is the authenticated account holder of the payment account.

Provided is a method of stacking media in a media storage unit, which includes: receiving information about a length of a medium entering a media storage unit; calculating a delay time of a stopper corresponding to the length of the medium; and applying a delay time of the stopper calculated for each medium entering the media storage unit to differentially control activation of the stopper for each medium.

Arrangements for leveraging quantum computing to optimize cash recycling at ATMs are provided. Current status data including location data, cash depletion rate data, and the like, may be received from a plurality of ATMs. Telemetry data from one or more cash replenishment vehicles may be received. The telemetry data may include GPS-based location data from a computing device associated with each vehicle, speed data, and the like. A machine learning model may be executed using the ATM status data and telemetry data as inputs to output an optimized replenishment scenario. In some examples, quantum computing may be used to analyze the data and identify the optimized replenishment scenario for execution. Executing the optimized replenishment scenario may include generating one or more instructions that causing one or more ATMs to activate or deactivate cash recycling functionality, causing one or more cash replenishment vehicles to modify a replenishment route, or the like.

To provide a contactless card, a method and a system for modifying the operation of a secondary device including an automated teller machine.SOLUTION: A contactless card useful for adjusting the operation, configuration, and / or performance of a secondary device includes a communication interface which allows the contactless card to transmit information to the secondary device using NFC signals. The contactless card stores accommodation information related to a physical accommodation desired by the user and transmits the information in a format of an accommodation message to the secondary device after being placed in an NFC field generated by the secondary device. The contactless card may request an authentication certificate in order to determine a degree of trust prior to sending an accommodation message. The contactless card may adjust accommodation information to be included in the accommodation message based on the authentication certificate received from the secondary device.SELECTED DRAWING: Figure 5

A cash handling device having at least one processor, a communication interface, an item accepting device, an item dispensing device, an internal currency scanning system, an internal currency transport system, one or more currency storage cartridges, and a memory may receive, from a user, a request to perform a deposit transaction. Based on receiving the request to perform the deposit transaction, the cash handling device may receive at least one deposit item for deposit. Subsequently, the cash handling device may validate the at least one deposit item received for deposit. Based on validating the at least one deposit item received for deposit, the cash handling device may generate a deposit transaction record that includes information directing a banking server to apply a provisional credit to a treasury account associated with the user. Subsequently, the cash handling device may send the deposit transaction record to the banking server.

The application provides an alarm method and an alarm device, and relates to the technical field of automatic alarm. The alarm method is applied to an alarm device, and the alarm device is buried in a preset range of a target facility. The alarm device comprises a shell, a sound pressure sensor array rigidly connected with the shell, and a vibration velocity sensor array rigidly connected with the shell. The method comprises the following steps: acquiring a sound pressure signal collected by the sound pressure sensor array and a vibration velocity signal collected by the vibration velocity sensor array; detecting a sound-emitting target according to the sound pressure signal; detecting the direction of the sound-emitting target according to the vibration velocity signal; and sending an alarm information when the sound-emitting target is in a preset angle interval. The preset angle interval is used for indicating the direction of the target facility. The method is suitable for the process of risk alarm of the target facility, and is used for solving the problem of low alarm accuracy of current alarm products.

A sheet dispenser arrangement for an automated transaction machine (ATM) can include a shuttle frame guide, a shuttle frame, and a shuttle assembly. The shuttle frame guide can be configured to be positioned in the ATM. The shuttle frame can be telescopically engaged with the shuttle frame guide. The shuttle frame can be moveable between first and second end limits of travel. The shuttle frame can be moveable relative to the shuttle frame guide between a retracted position and an extended position. The shuttle assembly can be telescopically engaged with the shuttle frame. The shuttle assembly can be moveable between first and second end limits of travel. The shuttle assembly can be moveable relative to the shuttle frame between a retracted position and an extended position.

Methods for banking at an automated teller machine (ATM) using a mobile device. The ATM may automatically detect the presence of the mobile device in a vicinity of the ATM and initiate contact with the mobile device, or a mobile device may initiate contact with the ATM. After verifying user permission to access the ATM, the mobile device may be enabled to provide user access to one or more of the banking services available at the ATM using the mobile device and to view banking-related information on the mobile device. A mobile application on the mobile device may be used to access the ATM using the mobile device. While a mobile device is accessing the ATM, a screen on the ATM may become inactive for banking services and the option to select banking services directly at the ATM may be disabled.

A financial apparatus, comprising an enclosure (100), a banknote pressing mechanism (200), a banknote conveying mechanism (300) and a banknote pushing mechanism (400), wherein the banknote pressing mechanism (200) is movably arranged in the enclosure (100); the banknote conveying mechanism (300) is movably arranged in the enclosure (100), and an accommodating space with a banknote placing opening is formed among the banknote pressing mechanism (200), the banknote conveying mechanism (300) and the enclosure (100); and the banknote pushing mechanism (400) is movably arranged on the banknote conveying mechanism (300) and is used to push financial media (900) located in the accommodating space to the banknote pressing mechanism (200). By means of the banknote pushing mechanism (400) being movably arranged on the banknote conveying mechanism (300), after the counted financial media (900) are stored, the banknote pressing mechanism (200) moves in a direction away from the banknote conveying mechanism (300) to release the financial media (900), and the banknote pushing mechanism (400) pushes the financial media (900) located in the space to the banknote pressing mechanism (200), such that the financial media (900) originally inclined towards the banknote conveying mechanism (300) can move to fit onto the banknote pressing mechanism (200), and a user can directly observe whether there are still financial media (900) in the accommodating space, thereby improving the use safety and reliability of the financial apparatus.

A computing device, a computer program product, and a computer-implemented method for enabling a user to select between a default ATM operating mode in which actions are visually represented on a user interface with words, and a basic ATM operating mode in which actions are represented on the user interface with graphical images.

The present invention relates to a method and apparatus for biometric identification for use in connection with a payment or transaction based system, a stand alone and retrofit module for carrying out the same.

[Problem] A bill processor is provided with a bill validator that may receive, from a mobile terminal, telecommunication signals inclusive of electronic currency information to store it in a stacker memory of a bill stacker. [Solution to Problem] The bill processor comprises an interface (80) for receiving electronic currency information transmitted from a mobile terminal (70), a bill validator (1) that has a validation transceiver (3) for receiving the electronic currency information transmitted from the interface (80) and a bill stacker (2) for accumulating bills considered genuine by and forwarded from the bill validator (1) so that the validation transceiver (3) of the bill validator (1) transmits electronic currency information to a stacker transceiver (21) of a bill stacker (2) that then sends the information to a stacker memory (22) of the bill stacker (2) to finally store the information in the stacker memory (22).

A valuable medium processing apparatus according to the present disclosure that includes a secure boot function and executes a first medium process related to a valuable medium, the valuable medium processing apparatus including: a safe in which a container that stores the valuable medium is disposed; and a circuit board arranged inside the safe and equipped with a processor, the processor being configured to: execute an execution prohibition process of transmitting a prohibition command of prohibiting execution of a second medium process related to the valuable medium to an execution apparatus that executes the second medium process, and execute a prohibition release process of releasing the prohibition command when a validity of the execution apparatus is confirmed.

A medium storage device includes: a safe having, at a rear portion, an entrance for replenishment and recovery to which a transit cassette is connectable; an identification unit serving to identify whether a medium is a normal medium or a rejection medium; a temporary holding unit configured to temporarily accommodate a medium; a recycle cassette configured to accommodate the medium identified as the normal medium; a conveyance path configured to convey the medium between the identification unit, the temporary holding unit, and the recycle cassette; a control unit configured to control the conveyance path such that the medium replenished from the transit cassette is conveyed to the temporary holding unit, the medium conveyed to the temporary holding unit is conveyed to the identification unit, and the medium identified as the normal medium in the identification unit is conveyed to the recycle cassette.

A cash handling system includes: a cash handling apparatus installed in a store and operable based on a first application for handling cash withdrawn from or deposited into a bank account of a customer of the store and a second application for handling sales proceeds and change funds of the store; and an acquisition unit to acquire ID information from a user of the cash handling apparatus. The cash handling apparatus operates based on the first application or the second application selected based on the acquired ID information, displays different operation screens based on whether the first application is executed or the second application is executed, and performs cash handling corresponding to an operation performed on the operation screen.

An example embodiment includes one or more processors configured to execute computer executable instructions stored in a memory to determine a device property of a mobile device including a location of the mobile device using a geographic positioning system detection component, select a security mode for the mobile device based on a device property where a high security mode is selected when the mobile device is located in a first location, and a low security mode is selected when the mobile device is located in a second location where the second location is specified as part of a preference associated with a user account associated with the mobile device, and selectively provide a visualization on a user interface that masks a portion of the visualization in the high security mode and does not mask the portion of the visualization in the low security mode.

Provided is a method of stacking media in a media storage unit, the method which includes: receiving information about a length of a medium from a discrimination unit; determining whether the length of the medium received from the discrimination unit exceeds a reference value; when the length of the medium exceeds the reference value, spacing an upper surface of the medium loaded in a medium accumulation space on a push plate and a gap roller provided on a front plate located on an upper side of the push plate from each other by a set distance; and rotating a stack sheet to strike a rear end of the medium entering the media accumulation space, to allow the medium to be accumulated on the push plate by passing through a lower end of the gap roller.

In some embodiments, based on a wireless signal of a mobile device (e.g., obtained by a local device) the mobile device and a first authentication capability of the mobile device may be detected. Based on the detection of the mobile device, the mobile device may present access initiation options on a user interface of the mobile device. Based on a selection of a first option of the access initiation options via the user interface to initiate an access request for an access operation with the local device, an authentication request may be generated, where the authentication request is associated with the first authentication capability and with a first authentication tier. For example, the authentication request may be generated based on (i) the first authentication capability being detected as an authentication capability of the mobile device and (ii) the first authentication tier corresponding to an access amount of the access request.

Described in an example embodiment herein is a technique for cleaning between a touch screen and a display that can be performed without the use of tools. The method comprises disengaging a latch coupling a display with a fascia having a a touch panel mounted thereon and rotating the display away from the fascia. The method further comprises cleaning either a rear surface of a touch panel, a display surface, or both the rear surface of the touch panel and the display surface.

A method including: generating, by a self-service terminal, SST, a cryptographic key; sending the cryptographic key to a remote device; generating, by the SST, a cryptographic challenge; outputting, via a user interface of the SST, the cryptographic challenge; receiving, via the user interface of the SST, a response to the cryptographic challenge; and verifying the response to authorize a user to access a resource of the SST.

An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to receiving the signal that includes the indication of acceptance of the image of the first cheque and the signal that includes the indication of approval of the request for the transaction authorization, return the first cheque.

The method, system, and non-transitory computer-readable medium embodiments described herein are directed to alerting a user of a physical pickup point. In various embodiments, a server receives a request to be completed by one or more Automated Teller Machines (ATMs) located at a first location. The server may be in communication with the ATMs at the first location and a sensor device at the first location. The server receives an alert generated by the sensor device at the first location that the user device is proximate the first location. Next, the server identifies one or more ATMs in a state to complete the request based on a parameter associated with the request. Next, the server transmits an identifier of the at least one ATM of the one or more ATMs that will be used to complete the request to the user device and instructs the at least one ATM to complete the request.

Systems, methods, and computer-readable storage media for ATM recycling operations. One method includes communicably coupling to one or more merchant computing systems associated with one or more merchants. The method further includes receiving a product inventory dataset associated with one or more merchants. The method further includes receiving, via a display interface, an input initiating an ATM session. The method further includes generating and presenting, via the display interface of the ATM, a GUI including a plurality of interactive elements associated with a plurality of products of the product inventory dataset. The method further includes receiving, via the display interface, a selection of at least one interactive element regarding at least one product of the plurality of products. The method further includes receiving a deposit for a value of the selection. The method further includes generating a code that embeds a value, and transmitting the code for a transaction.

The invention relates to an electronic service system (1), in particular an automated citizen service system, for use by natural persons. The service system (1) comprises an electronic processing and control unit (2) which is designed to determine a service (3) depending on at least one input from a user. Depending on the selected service (3), a dialogue is conducted with the user, said dialogue being based at least partially on a voice input (5) by the user and / or at least partially on a voice output (6) by the service system (1). Service-relevant or service-related information (7) is determined or generated based on the at least partially voice-based dialogue with the user.Furthermore, at least an excerpt from the information (7) obtained through the dialogue is brought to the user's attention, and the user is prompted to confirm, correct, supplement, or reject the information (7). The selected service (3) is initiated or at least partially implemented using confirmed information. Furthermore, the invention relates to a method for operating an electronic service system (1). This enables a wide range of people to utilize official, public, or private services.

A method for allocating money from a bank account to an unidentified, anonymous person and for enabling a cardless, unidentified, and anonymous ATM cash withdrawal, including the steps of receiving allocation requests from bank account holders via online bank accounts, each request including an allocated amount and an associated non-registered mobile phone number, storing the requests in a bank database, flagging each allocation request as authorized for cardless, unidentified, and anonymous withdrawal, to be completed solely by entry at an ATM of the specified phone number and a one-time password (OTP) sent to that number, and authorizing the cash withdrawal of the allocated amount.

A mobile device configured to be carried by a user enables the user to wirelessly request delivery of tangible items including cash and goods. The mobile device is usable to request delivery of at least one tangible item at a user specified delivery location through communication with at least one remote system. The mobile device is operable to confirm user agreement with transaction details including the deliverable items, delivery location and the amount of value to be assessed to a user account for the items. Confirmation that the user agrees with the transaction details causes the tangible items to be delivered at the specified location and the account to be assessed the amount.