326 results about "Driver's license" patented technology

An application on a mobile device provides for the initiation and submission of an insurance claim by capturing information and images of documents using an image capture capability, then processing the images to extract content which is transmitted to an insurance company for processing of the claim. Documents such as an automobile insurance card (AIC), driver's license, vehicle identification number (VIN), license plate, police report, damage estimate and repair invoice may all be captured and processed by image processing techniques on the mobile device or an image processing unit in order to extract relevant content. Other features and capabilities of the mobile device—such as video and image capture, location-based services, accelerometers and tracking—may automatically populate relevant fields of a claim report and permit the user to upload photographic and video evidence of an accident and related damage.

The system, method, and apparatus of the present invention, address the problem of identity theft associated with the use of payment cards such as credit and debit cards, as well as identity theft associated with the use of identity cards such as driver's licenses and social security cards. An apparatus including a biometric input component that authenticates a system user is disclosed herein. Upon authentication, a proxy account number and a time varying security code are generated and displayed on the apparatus. The dynamically generated number and security code are then used to validate the user's identity within the system. Furthermore, the system, method, and apparatus of the present invention can be used to consolidate into one instrument, several payment and identity instruments.

A highly integrated and flexible system for vending products and services to consumers. The system receives information in advance of the vend by having the consumer insert an identification (ID) card, preferably a driver's license, into a point-of-purchase terminal (referred to as an OSU device). The OSU device preferably contains an Optical Scanning Unit (OSU), capable of scanning the textual information on the ID card. In one embodiment, the scanned information is compared against optical templates present in the system to discern or verify the information on the ID card, and is then used by the system to enable or disable the vending transaction, and / or to allow access to several preregistered system accounts.

A fraud detection and security system for financial institutions utilizes a secure database of information relating to financial transactions of non-account holders who present checks and other instruments for payment. The system collects and tracks the frequency of particular aspects of the subject's behavior, and flags deviations from such norms for the purpose of indicating that fraudulent or criminal behavior may be occurring. At such time, the teller or other employee with whom the subject is dealing may stop the transaction, to the benefit of the financial institution and account holder. The system also allows for law enforcement to detect related transactions, or a string of criminal activity from the same perpetrator. In the preferred mode, the system includes a teller collecting information from the non-account holder, including name, date of birth, address, gender, driver's license number, social security number, and / or telephone number. At the time of the transaction, such data is submitted to the system database and the database returns a response code based upon criteria established by the financial institution's desired security measures, accomplished by installation of new software or by integration of a custom program. The system alerts tellers to suspicious activity, such as when a particular account is accessed more than once in a day, or when the same non-account holder presents items for payment at multiple branches of a banking institution in a short period of time.

A virtual smartcard and methods for creating the same are provided. A virtual smartcard is a set of computer-implemented processes, associated with an individual, which simulate the behavior of a physical smartcard or other authentication token containing a hardware security module. In one embodiment, a computer receives credential data derived from the physical credential and authentication data pertinent to the individual such as a biometric imprint, and creates a virtual smartcard by storing the credential data in association with the authentication data in a network storage. The credential data may later be used for identification and encryption purposes upon the individual providing the authentication data to the network storage, even if the physical credential itself has been lost. Thus, the virtual smartcard provides a network-based method for backing up a passport, driver's license, credit card, public transportation card, or other such identification card or device.

Individuals asked to present two forms of picture identification face a problem as individuals usually only have one form of picture ID, that form of identification generally being a state-issued driver's license. The disclosed invention is a system and method for a party, generally a Customer or Patron, to establish proof of identification to another party, generally a Merchant or Agent, via a mobile phone using the mobile communications networks. The invention thereby provides the Merchant or Agent with an additional capability to verify the identity of Customers, including verification of the date of birth of the Customer. In a preferred embodiment, the invention uses the Short Message Service (“SMS”) and Multimedia Messaging Service (“MMS”) features available on mobile phones, or other wireless communication devices, to establish the identity of a Customer after communicating a request for such identification to a government administered identification database system.

The present invention relates to a system and corresponding method for creating an identity safe in which a user's identity and other data (such as payment data) is securely stored. An identity safe service provider receives from the user's device (e.g., smartphone) at least two forms of the user's identity (e.g., driver's license and passport). The identity safe and third party service providers verify the user's identity data. The identity safe service provider generates a public key and a private key associated with the user, the private key being sent to and retained by the user's secure smartphone keychain. The identity safe service provider encrypts and signs the verified user identity data with the private / public key pair, and adds that data to a blockchain ledger as a new entry. The new entry is cryptographically linked to a prior entry on the blockchain ledger to form the identity safe, which is immutable and incorruptible. An online service provider may subsequently verify the signature and decrypt the user's identity data with the user's private / public key pair to authenticate the user.

Identity documents are produced to confirm the identity of an individual and often their rights, such as driver's license, health card, age, and residence. False and counterfeit documents however can be used to commit fraud, gain unauthorized access to services and steal an individual's identity. Embodiments of the invention address verification and authentication of an identity document by correlating the information extracted from the identity document at the time of its presentation as evidence of an individual's identity with the original data relating to the identity document when it was issued to an individual or subsequently verified by an issuing authority of the identity document.

Systems and methods are provided for processing and extracting content from an image of a driver's license captured using a mobile device. In one embodiment, an image of a driver's license (DL) is captured by a mobile device and corrected to improve the quality of the image. The corrected image is then further processed by cropping the image, identifying the format and layout of the DL, binarizing the image and extracting the content using optical character recognition (OCR). Multiple methods of image cropping may be implemented to accurately assess the borders of the DL, and a secondary layout identification process may be performed to ensure that the content being extracted is properly classified.

Systems and methods for using a mobile device to submit an application for an insurance policy using images of documents captured by the mobile device are provided herein. The information is then used by an insurance company to generate a quote which is then displayed to the user on the mobile device. A user captures images of one or more documents containing information needed to complete an insurance application, after which the information on the documents is extracted and sent to the insurance company where a quote for the insurance policy can be developed. The quote can then be transmitted back to the user. Applications on the mobile device are configured to capture images of the documents needed for an insurance application, such as a driver's license, insurance information card or a vehicle identification number (VIN). The images are then processed to extract the information needed for the insurance application.

A method and system to automatically create and manage patron accounts using electronic data capture at an automated machine or kiosk, including electronically obtaining personal patron identification information from a patron identification source, such as a driver's license, determining if a patron account exists and if the identification source has expired and updating any existing patron account with the captured data. If the patron identification source is current and no account exists, a temporary account is created and a temporary patron account card supplied to the patron along with promotional offers. Patron activity is monitored at the location and used in creating a permanent patron account for providing additional offers, bonuses, and the like to the patron.

Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.

A method for collecting tolls on a high occupancy toll lane includes detecting a number of driver's licenses inserted into a card reader located in a vehicle and transmitting the number of driver's licenses to a roadside transceiver for a determination of a toll amount for the vehicle based on the number of driver's licenses. A transponder for use with the method includes a card reader for reading information from one or more driver's licenses inserted into the card reader and a processor operative to generate a licensed driver count related to the number of driver's licenses inserted into the card reader. In one embodiment, the processor is operative to determine whether or not a driver's license is valid and the licensed driver count is indicative of the number of valid driver's licenses inserted into the card reader.

Disclosed is a highly integrated and flexible system for vending products and services to consumers. The system receives information in advance of the vend by having the consumer insert an identification (ID) card, preferably a driver's license, into a point-of-purchase terminal (referred to as an OSU device). The OSU device preferably contains an Optical Scanning Unit (OSU), capable of scanning the textual information on the ID card. In one embodiment, the scanned information is compared against optical templates present in the system to discern or verify the information on the ID card, and is then used by the system to enable or disable the vending transaction, and / or to allow access to several preregistered system accounts.

A system and method of identity verification at a point-of-identification verification (POV) using biometric-based identity recognition and an identity verifying score based upon a presenter's initial identification presentment and their subsequent action in the system. The system also provides tracking and evaluates verifier activity within the system through biometric-based identity recognition and a performance score based upon their actions and the results of their actions within the system. System users register at least one biometric identifier and personal and / or business identity-verifying data. Users present a biometric sample obtained from their person and their system ID number to conduct identification transactions. This data is used to authenticate the user's identity to a percentage of reliability and allows a user with consistently positive ID verifications to establish a higher ID score, strengthening their credibility within the system. Once enrolled, the system allows the user to be identified without presenting any token-based information, such as a driver's license or passport. In one embodiment, an identity verification score generated via the system can be employed in conjunction with online transactions, such as purchases, auctions, email, instant messaging, and the like.

A novel telehealth video conferencing system (process) that is designed to enable the patient user to have a real-time or near real-time 2 way tele-conference / consult including the transfer of patient specific biometric information with a health care provider team (one or more health care providers simultaneously, i.e. a team consisting of a pharmacist, physician, mental health provider, clinical lab, mental health provider, orthopedist, podiatrist, dentist, clinical specialist, etc. . . . ) located remotely from the telehealth digital / video patient user portal. The present invention, the IPWP is an interactive-digital health care provider network to patient portal designed to provide patients with the same level of quality care that they would expect to receive if they were physically in a multispecialty doctor or health care providers' (nurse practitioner, physician assistant, dentist, ophthalmologist, orthopedist, podiatrist, medical specialty clinic, hospital, etc. . . . ) office. However, the patients that utilize the IPWP will interact with their health care provider / s on a computer / notebook / smart device screen / monitor via existing secure digital web or cellular camera technology in a mobile or stationary, enclosed / private HIPP compliant environment at a retail pharmacy or a pharmacy supported location (workplace, educational facilities, retail stores, etc. . . . that have an in-house, adjacent or an electronic dispensing pharmacy). Current statistics demonstrate that 80% of primary care provider visits result in the health care provider writing a script for medication. Medication management is critical to safe, effective quality care and has been an issue of health care reforms Accountable Care Organization concept since 2009. In order for the patient to receive comparable care to what they would receive in a multispecialty provider / doctor's office with an onsite pharmacy, the IMP will combine the use of existing biometric sensor technologies (i.e. Strain Gauge Tech, IR Thermometer, etc.) in order for the system to take patient real time biometric information such as height, weight, blood pressure, pulse, EKG, blood glucose, body temperature, etc. . . . as well as identify the patient positively by both video capture and biometric scanning (fingerprint, iris scan, driver's license photo, etc. . . . ). It also has the capability to upload information from certain glucose readers in order for the physician to better assess a patient's blood sugar levels and may incorporate the use of magnified micro camera technology and lighting to look at a patient's microanatomy (ear canals, nasal passages, skin conditions, color and eye examination, etc. . . . ). In addition to the use of sensor technology the IPWP can incorporate the use of antimicrobial materials or technologies (copper ions, silver ions, UV light, HEPA filters, etc. . . . ) to reduce the communication of disease from patient to patient. The monitor, web camera, and other vital components will be designed to be permanently or temporarily (mobile system) located within a secure / private enclosure at a pharmacy or pharmacy supported location (private kiosk, room, booth, enclosure, space, etc. . . . ). All patient information and electronic forms will be transmitted via a secure encrypted web based digital or cellular portal to multiple providers as needed simultaneously for a seamless 3-way (or more) consultation / communication. The IPWP will be linked to a smartphone / computer / Internet / web app that will allow the patient to view availability and schedule appointments at their local pharmacies IPWP or alternatively on a walk-in, as needed basis. Lastly, the unit will be equipped with electronic payment technologies such as card (swipe) readers, etc. . . . to capture / collect payment from credit cards, PayPal and debit cards for all health care services provided including, but limited to co-pays, payments, prescriptions, lab test, etc. . . . .In summary the ability of the patient portal system to provide real time, multiple simultaneously communicating health care providers with real time biometric information (including the onsite or tele pharmacist) is a novel process not limited to the single provider video / audio access currently patented. This new dimension to telehealth promises a telehealth experience that at a minimum matches the diagnostics ability and access of a multispecialty clinic or traditional hospital setting while exceeding the clinical / diagnostic ability of a single health care provider's office or clinic that is more accessible at a 50% reduced cost and resulting in better health outcomes.

The present invention relates to a ‘smart traffic ticket device’ with means to 1) determine the identity of a vehicle; 2) determine the identity of the offending driver; 3) issue traffic tickets according to applicable traffic laws. The smart traffic ticket device comprises of; 1 ) an interrogator in the form of a radiofrequency (RF) reader; 2) communication means comprising of a wireless transceiver, modem and communication ports; and 3) a central processing unit comprising of a processor and memory chip that controls the functioning of the smart traffic ticket device. Transponders, comprising of radiofrequency (RF) tags, are mounted on vehicles; and contain vehicle identification information. Similarly, transponders, comprising of radiofrequency (RF) tags, are present on the driver's license; and contain driver identification information. The RF reader of the smart traffic ticket device has means to interrogate the RF tag on vehicles and the RF tag on the driver's license from a safe distance; both while the said vehicle is at rest and while the said vehicle is in motion. The information thus obtained is used to issue a traffic ticket bearing; 1 ) vehicle identification information; 2) driver identification information and; 3) nature of violation and; 4) the associated fine. According to another aspect of the present invention, the smart traffic ticket device is equipped with a traffic violation sensing device, such as a speed sensor, to form a ‘smart speeding ticket device’ . The smart speeding ticket device has means to 1) identify a vehicle driving over allowed speed limit; 2) determine the identity of the said speeding vehicle; 3) determine the identity of the driver of the said speeding vehicle; and 3) issue a speeding ticket to the said speeding vehicle according the applicable traffic laws.

A system and method of performing identity verification based on the use of mobile phones or mobile computing devices in conjunction with a secure identity authority; said method to be used as an alternative to conventional identity verification using paper-based documents such as driver's licenses and passports. The new method improves speed, accuracy, cost, and reliability of identity verification for entities that need to verify identity, as well as convenience for end-users.

An image retaining card is disclosed. An image retaining card in accordance with the present invention may be utilized as an identification card, a driver's license, a passport, and the like. An image retaining card in accordance with the present invention comprises a substrate structure, a cover, and an image receptive material disposed between the substrate structure and the cover. The substrate structure comprises a substrate layer and a substrate tie layer.

The current invention discloses a solution for using a surface based computing device for verification of an identification document, such as a driver's license. A surface based computing device can be a device capable of scanning an identification document, comparing the scanned document against a set of conditions for a valid document, and reporting comparison results. A secured resource can be granted based at least in part upon identity verifications conducted by the surface based computing device. The surface based computing device can include a MICROSOFT SURFACE device or any other computing device able to scan an identification document and to process scanned results. In one embodiment, the surface based computing device can be used in conjunction with a human agent for added security.

Systems and methods are provided for processing and extracting content from an image of a driver's license captured using a mobile device. In one embodiment, an image of a driver's license (DL) is captured by a mobile device and corrected to improve the quality of the image. The corrected image is then further processed by cropping the image, identifying the format and layout of the DL, binarizing the image and extracting the content using optical character recognition (OCR). Multiple methods of image cropping may be implemented to accurately assess the borders of the DL, and a secondary layout identification process may be performed to ensure that the content being extracted is properly classified.

Authorization verification systems and methods are described that determine whether an authorization check is to be performed at a point of sale or other point of control, and, if the authorization check is to be performed, that check the authorization and that store a retrievable record of the authorization check. The system receives authorization information for an individual that is indicative of the individual's authorization to purchase a product or service, to enter a location, to attend an event, or to otherwise participate in an encounter whose access is limited to authorized individuals. In one embodiment, authorization for making a purchase is limited to individuals above an age threshold, and the authorization verification system receives information relating to the individual's age via an electronic scanning of a driver's license or other identification card, or by other methods, and uses the birth date information to calculate the customer's current age. The current age can be displayed on an existing display of a point-of-sale device or other display. A record of the authorization can be stored and can subsequently be retrieved to verify that an authorization check for the encounter was carried out.

Methods, computer-readable media, software, and apparatuses provide a tool for use by drivers and / or coaches throughout the pre-license stage of obtaining a driver's license. A pre-license program may control a computing device to collect drive data while a driver is driving a vehicle. This drive data may be used to detect a drive event. Then, the computing device may present coaching information associated with the detected drive event. The coaching information may provide a passenger, such as a coach or parent, with real-time advice for instructing the driver how to improve his / her driving skills. Moreover, the drive data collected may be used to prepare reports providing feedback to the drivers and coaches.

A device and method for imaging dual sided documents for authentification of the document. A document such as a driver's license traverses a linear flowpath into and out of a housing having a darkened interior. The document is segmentally imaged under a plurality of different light spectrums during travel along the flowpath. A data processor and software engaged to an imager capturing the segmented images assembles complete images of the document under one or a plurality of the light spectrums employed to yield a viewable rendition of both sides of the document to ascertain the presence of proper indica to validate the document. Also provided are a magnetic strip reader and bar code reader engaged to the data processor wherein data may be extracted therefrom for comparison to the images reviewed.

A system and method for scanning a business card or a driver's license from within MS Outlook directly into the address book of MS Outlook. The system includes a scanning device and a program application that is integrated with MS Outlook. The application controls the card scanner connected to the personal computer, stores the acquired image of the scanned card, extracts the text data and image data using an OCR module, opens a new contact in the MS Outlook address book and inserts the extracted textual and image data into said contact each in its appropriate field.

The invention provides a driver qualification confirmation system based on face recognition. The system comprises a video collection unit, a driving license recognition unit, a face image recognition unit, a data processing unit, a display alarm unit, a driver database, a center data processing unit and a data transmission unit, wherein the video collection unit, the driving license recognition unit, the face image recognition unit, the data processing unit and the display alarm unit are arranged inside a cab; the driver database, the center data processing unit and the data transmission unit are arranged in the center; the video collection unit collects driver face image data and driving license data; the face recognition unit recognizes the collected driver face images meeting the requirement, and determines whether a driver photo on a driving license is consistent with the face image of a driver or not; the driving license recognition unit sends the recognized driving license number and the photo of a licensee to a center processing unit of a management center; the center processing unit searches the driver database, determines whether the driving license is valid or not, and determines whether the driving license has the driving qualification or not currently. Therefore the driver without the driving qualification is effectively prevented from continuing to drive a vehicle, and safety and reliability of traffic transportation are improved.