Disclosed is an individually-customized online learning system which, when respective learners make online connections using terminals belonging to the learners, automatically discloses learning problems on the terminals of respective learners, which instructs the learners to solve the learning problems using the terminals, which receives the learner's answers through the terminals and evaluates the students' grades, which additionally provides information regarding time taken to solve each problem, information regarding answers to respective problems, and information regarding solving of respective problems, and which can automatically adjust the difficulty level of the automatically disclosed problems using information regarding time taken to solve each problem and to submit the answer and information regarding erroneous answers to corresponding problems, thereby disclosing problems according to the learning level of learners.