The invention provides a method and
system for realizing electronic channel
risk control processing based on a code
insertion technology, and relates to the technical field of electronic channel
risk control, and the method comprises the steps: encrypting
user information and channel identification information through a dual Hash
algorithm to generate a dynamic session identification code, and forming a target coding sequence through employing a self-adaptive segmentation
algorithm and a business feature flag bit. And constructing a dynamic
risk control rule model by using a graph neural network, extracting user multi-dimensional features, carrying out weighted fusion to generate a user risk
score, comparing the user risk
score with an adaptive
risk threshold, analyzing abnormal behaviors based on a probability
graph model, and generating an intelligent risk early warning report. And calling a
reinforcement learning risk control strategy engine to determine an optimal disposal strategy, and issuing a multi-factor interaction
verification instruction. And after
verification, selectively activating a blocking mechanism according to a
verification result,
synchronizing interaction data and a result to a distributed risk
control data center, and continuously optimizing the risk control model based on federal learning.