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91 results about "Personal identification number" patented technology

A personal identification number (PIN), or sometimes redundantly a PIN number, is a numeric or alpha-numeric password used in the process of authenticating a user accessing a system. The personal identification number has been the key to flourishing the exchange of private data between different data-processing centers in computer networks for financial institutions, governments, and enterprises. PINs may be used to authenticate banking systems with cardholders, governments with citizens, enterprises with employees, and computers with users, among other uses.

Digital asset management method and device, equipment, storage medium and program product

The invention discloses a digital asset management method and device, equipment, a storage medium and a program product, and the method comprises the steps: carrying out the hash calculation of transaction data when a super SIM card receives a transaction request carrying transaction data sent by first equipment, and generating a transaction hash value; performing hierarchical signature on the transaction hash value through a preset signature algorithm, and triggering personal identification code authentication of the user so as to release signature data of the hierarchical signature after the personal identification code authentication is passed; and sending the verification abstract of the personal identification code and the signature data to a block chain network, so that the block chain network verifies the signature data, stores the signature data after verification is passed, and returns a transaction confirmation event to the first device. According to the embodiment of the invention, the super SIM card is used as a security carrier, and the transaction data hash calculation, the hierarchical signature and the personal identification code authentication are combined, so that the whole-process security protection of the digital asset transaction is realized, and the security of the digital asset transaction can be effectively improved.
Owner:CHINA MOBILE INTERNET CO LTD +1

Method, apparatus, system, and non-transitory computer readable medium for user verification and authentication

A method, apparatus, system, and non-transitory computer readable medium for performing user verification and authentication may include receiving a network request from a client device associated with an online service in response to a user access attempt of the online service associated with a user, the network request including message recipient information for a mobile-terminated (MT) short message service (SMS) message and a unique one-time password or pin (OTP) code associated with the user, calculating at least one first signature based on the network request and a shared secret key, the shared secret key shared with the client device, the at least one first signature associated with the user, transmitting a network response to the client device, the network response causing the client device to transmit a call-to-action (CTA) message to at least one user device associated with the user, and determining a status of the user access attempt.
Owner:MUNOMO LLC

Authenticating transactions using biometric authentication

A system and method for authenticating transactions using biometric authentication is disclosed. The method includes receiving a message for a transaction from one of a user device and a trusted authority server. The message is generated on receiving preconfigured biometric data for the transaction on the user device. The message is verified in order to retrieve a prestored second Personal Identification Number (PIN) fragment associated with a PIN of the user. The second PIN fragment is transmitted to one of the user device and the trusted authority server in order to determine the PIN by using the second PIN fragment and a first PIN fragment received from the user device. In an alternate implementation, the method includes determining an authorized token using one or more token fragments stored on a plurality of entities.
Owner:MINKASU INC

Multi-factor automated teller machine (ATM) personal identification number (PIN)

An automated teller machine (ATM) may include an input component and one or more processors. The input component may be configured to detect multi-factor input associated with an account. The multi-factor input may include at least two of: a sequence of characters input via the input component, a force with which at least one character, of the sequence of characters, is input via the input component, a length of time over which at least one character, of the sequence of characters, is input via the input component, or a combination of at least two characters, of the sequence of characters, that are input concurrently via the input component. The ATM may receive the multi-factor input, validate the multi-factor input in association with the account, and selectively permit or deny access to one or more actions associated with the account based on validating the multi-factor input.
Owner:CAPITAL ONE SERVICES LLC

Anti-Theft System for Lithium Batteries in Golf Carts

The invention provides an anti-theft system for lithium batteries in golf carts, comprising an integrated hardware module that selectively enables or disables power output from the battery. A mobile application on a user device communicates with the anti-theft hardware through secure encrypted protocols. When activated, the system interrupts the power path between battery cells and output terminals, rendering the battery inoperable during unauthorized use attempts. The system incorporates tamper detection sensors that monitor physical interference and automatically alert users via the mobile application. Authentication mechanisms include biometric verification, passwords, and personal identification numbers to ensure only authorized users can control the functionality. Additional features include geographic boundary detection that automatically activates protection when the user device moves beyond a predetermined distance from the battery, real-time status monitoring, and comprehensive event logging for security auditing. The system provides effective protection against theft while maintaining user convenience.
Owner:MCDONALD MICHAEL

System

To improve user's convenience and the efficiency of information management by unifying information of an insurance card, personal identification number certificate, driver's license, passport, medicine pocket book, consultation ticket, or the like to manage the information with one card.SOLUTION: A system manages information with one card by unifying the information of an insurance card, personal identification number certificate, driver's license, passport, medicine pocket book, consultation ticket, or the like.SELECTED DRAWING: Figure 1
Owner:SOFTBANK GROUP CORP

Systems and methods for securing login authentication

Systems and methods for securing login authentication are disclosed. In one embodiment, a method may include: (1) receiving, by a mobile application executed by a mobile electronic device, a login from a user; (2) determining, by the mobile application, that secure login authentication is required; (3) prompting, by the mobile application, the user for additional authentication information comprising a personal identification number or a passcode; (4) receiving, by the mobile application, the additional authentication information; (5) comparing, by the mobile application, the additional authentication information to stored authentication information; and (6) presenting, by the mobile application, a landing screen in response to the additional authentication information matching the stored authentication information.
Owner:JPMORGAN CHASE BANK NA

Method and system for establishing a secure messaging channel between a smartcard and an end device

A method for establishing a secure messaging channel between a smartcard and an end device is described. The smartcard contains a Personal Identification Number (PIN), an initial key derivation function, and a communication channel establishment protocol. The end device contains the PIN, the initial key derivation function, and the communication channel establishment protocol. The method comprises the following steps: creating an initial key on the smartcard and on the end device based on the PIN and the initial key derivation function; creating a nonce value, which further comprises the following steps: generating the nonce value on one end device or the end device; encrypting the nonce value with the initial key; and sending the encrypted nonce value to the other end device or the smartcard.and decrypting the encrypted nonce value with the first key, executing the communication channel establishment protocol on the smartcard and on the terminal device based on the generated nonce value to generate a second key on the smartcard and on the terminal device, first deriving a first secure messaging channel key on the smartcard and on the terminal device based on the second key, and second deriving a second secure messaging channel key on the smartcard and on the terminal device based on the second key.
Owner:SECUNET SECURITY NETWORKS GMBH

Electronic device for performing subscriber identity module authentication, and operating method and storage medium thereof

An electronic device includes: a communication circuit; a display; at least one processor including processing circuitry; and memory storing instructions that, when executed by the at least one processor individually or collectively, cause the electronic device to: display a lock screen for user authentication through the display based on an event for subscriber identity module (SIM) authentication being generated, acquire a personal identification number (PIN) for an SIM unlock based on acquisition of user authentication information for releasing the lock screen, identify whether the acquired PIN corresponds to a stored PIN, and perform the SIM unlock, based on identifying that the acquired PIN corresponds to the stored PIN.
Owner:SAMSUNG ELECTRONICS CO LTD

System and method to protect privacy of personal-identification-number entry on consumer mobile device and computing apparatus

A system for accepting the input of a PIN comprises a first device receiving a randomized PIN layout derived on a fourth device. The randomized PIN layout is displayed on a display of the first device. A second device comprises an input for accepting a series of key presses to produce a PIN token. The PIN token indicating each of the series of key presses. A third device is in communication with the second device. The third device derives the randomized PIN layout and receives the PIN token from the second device without the PIN token being present on the first device. The third device combines the PIN layout and the PIN token to produce a PIN. The PIN is used to authenticate a transaction. The fourth and third devices each store a shared secret used to independently derive the randomized PIN layout on the fourth and third devices.
Owner:STRIPE LLC

Fingerprint enrollment method of fingerprint smart card, fingerprint smart card, and fingerprint enrollment system

In a fingerprint enrollment method of a fingerprint smart card configured to communicate with a server and to enroll fingerprint information through a point of sale (POS) terminal, the method includes determining whether the fingerprint information is enrolled in the fingerprint smart card, performing a first authentication based on a user authenticator corresponding to the fingerprint smart card, in response to determining the fingerprint information is not enrolled in the fingerprint smart card, receiving the fingerprint information, in response to the first authentication being successfully completed, performing a second authentication based on the server and a personal identification number (PIN) code corresponding to the fingerprint smart card, storing the fingerprint information in the fingerprint smart card, in response to the second authentication being successfully completed, and omitting the first authentication and the second authentication in response to determining the fingerprint information is enrolled in the fingerprint smart card.
Owner:SAMSUNG ELECTRONICS CO LTD

Information processing system and information processing method

To provide a technique for preventing fraudulent receipt of benefits in measures for which an application is made using an individual number card.SOLUTION: A gateway server 20 acquires, when an individual logs in to a service, a first serial number which is a serial number of an electronic certificate for user certification read from a first individual number card. The gateway server 20 acquires, when the individual applies for measures of a public institution using the service, a second serial number which is a serial number of an electronic certificate for user certification read from a second individual number card. The gateway server 20 determines, based on the first serial number and the second serial number, whether the first individual number card is identical with the second individual number card. The gateway server 20 executes processing relating to the application for the measures when the first individual number card is identical with the second individual number card.SELECTED DRAWING: Figure 1
Owner:NOMURA RESEARCH INSTITUTE

Multi-factor automated teller machine (ATM) personal identification number (PIN)

An automated teller machine (ATM) may include an input component and one or more processors. The input component may be configured to detect multi-factor input associated with an account. The multi-factor input may include at least two of: a sequence of characters input via the input component, a force with which at least one character, of the sequence of characters, is input via the input component, a length of time over which at least one character, of the sequence of characters, is input via the input component, or a combination of at least two characters, of the sequence of characters, that are input concurrently via the input component. The ATM may receive the multi-factor input, validate the multi-factor input in association with the account, and selectively permit or deny access to one or more actions associated with the account based on validating the multi-factor input.
Owner:CAPITAL ONE SERVICES LLC

Event based authentication

A method and system for determining a custom personal identification number (PIN) for a user based on an ordered series of events are disclosed, comprising generating the custom PIN for the user based on a set of stored events of the user, each event associated with a point in time and authenticating the user responsive to receiving information that matches the custom PIN. A chronological order of a selected subset of events can be determined. A chronological identifier can be assigned representative of a position of the respective event in the determined chronological order. The custom PIN can be determined as an arrangement of the chronological identifiers. The selected subset of events can be presented to the user in the arranged order. The user can be authenticated responsive to determining that a received indication of a chronological arrangement matches the determined PIN.
Owner:MICROSOFT TECHNOLOGY LICENSING LLC

Digital asset transaction system and method for operating same

The present invention relates to a digital asset transaction system for supporting transactions of digital assets and to a method for operating same. An electronic device included in the digital asset transaction system may: generate a temporary identifier for identifying a digital transaction and provide the temporary identifier to a counterpart device; and identify whether a recipient address for performing the digital transaction is valid by using digital signature data obtained by querying an address-signature database on the basis of a substitute identifier and a random personal identification number provided by the counterpart device in response to the temporary identifier.
Owner:SAMSUNG ELECTRONICS CO LTD

Unmanned aerial vehicle identity identification method and system based on WIFI broadcast

The invention discloses an unmanned aerial vehicle identity identification method and system based on WIFI broadcast. The method comprises the following steps: arranging a beacon module on the unmanned aerial vehicle and enabling the beacon module to work in a WIFI frequency band; the control beacon module periodically broadcasts an SSID frame containing an unmanned aerial vehicle serial number and / or a personal identification code, position data, a CRC check code and a timestamp; and the ground equipment obtains the identity information of the unmanned aerial vehicle by scanning and analyzing the standard WIFI beacon frame. According to the invention, unmanned aerial vehicle identity broadcasting is realized through a general WIFI protocol, and the technical defects of high deployment cost and limited coverage range caused by dependence on special receiving equipment and signal blind areas and tampering hidden dangers caused by dependence on active network reporting in the prior art are overcome. A dynamic MAC address rotation and data encryption mechanism is adopted to ensure communication security, and low-power-consumption operation is realized through an optimized frame structure and an intermittent working mode, so that a common smart phone can complete identity recognition without a special APP, and the technical effects of low cost, wide coverage, high security and convenient supervision are achieved.
Owner:叶耀中

Communication channel enhancement

A system for automatic authentication of service requests includes authentication of a remote access device. This authentication may be accomplished automatically prior to text or audio communication between a customer and a service agent. In some embodiments, authentication is accomplished automatically by authentication of the remote access device or accomplished by asking the customer questions. A single authentication of the remote access device may be used to authenticate a service request transferred between service agents. The authentication of the remote device may include, for example, use of a personal identification number, a fingerprint, a photograph, and / or a hardware identifier. Some embodiments include an intelligent pipeline configured for managing queues of customer service requests and / or customer service agent control over a customer's access device. Some embodiments include logic configured to manage and enhance communication channels between devices.
Owner:UJET INC

Methods and systems for robotic testing of fuel point of sale terminals

A method of providing fuel to consumers at fuel pumping stations. The method comprises installing a given version of a software update in a fuel pump simulator; testing the given version of the software update in the fuel pump simulator by an automated fuel pump test platform, wherein the testing comprises a personal identification number (PIN) entry robot of the automated fuel pump test platform keying a PIN into a PIN pad of the fuel pump simulator and wherein the PIN pad of the fuel pump simulator is maintained at an angle between 30 degrees relative to horizontal and 60 degrees relative to horizontal; and detecting an error in the given version of the software update by the automated fuel pump test platform.
Owner:SAFEWAY INC(US)

Cover-based ultra-wideband 1-bit reconfigurable metasurface with switchable frequency bands

The invention discloses a cladding-based ultra wide band 1-bit reconfigurable metasurface with switchable frequency bands, which comprises a basic unit, and is characterized in that the basic unit comprises a dielectric substrate, a metal patch and a PIN (Personal Identification Number) diode; the metal patch is positioned on the upper surface of the dielectric substrate; the metal patches are two axisymmetric metal patches, an interval is formed between the two axisymmetric metal patches, the PIN diode is arranged at the interval, and the two axisymmetric metal patches are connected through the PIN diode located in the center of the unit; a coating is loaded on the surface of the basic unit and is used for enhancing or expanding the regulation and control capability of the basic unit; an air layer is arranged between the surface of the basic unit and the coating. By loading a specific coating on the surface of the basic unit, frequency band switching and 94% relative bandwidth can be realized. According to the invention, the regulation and control capability of the reconfigurable metasurface on electromagnetic waves is greatly improved, and the breakthrough progress of an intelligent metasurface platform is realized.
Owner:XIDIAN UNIV

Method for enhancing identity authentication of industrial control system

The invention belongs to the technical field of identity authentication, and particularly relates to a method for enhancing identity authentication of an industrial control system, which comprises the following steps of: configuring a PIN (Personal Identification Number) code and a container name of a usbkey; establishing a one-to-one correspondence relationship between the user name and the usbkey container name; establishing a corresponding relationship between the user name and the password; inserting the usbkey into an upper computer; the upper computer obtains a user name, a password and a PIN code of the usbkey; performing preliminary verification, and judging whether the name a of the inserted usbkey container is consistent with the name b of the usbkey container corresponding to the user name or not after the preliminary verification succeeds; if the container name a is inconsistent with the container name b, the identity authentication fails; otherwise, performing hash operation on the container name b and the random number to obtain a hash result; signing the hash result through a private key to obtain a signature value; performing signature verification on the digital certificate, the root certificate, the hash result and the signature value through the public key; if the signature verification is passed, the identity authentication is successful; according to the invention, the risk that a single password is cracked or leaked is reduced, and the safety of the industrial control system is improved.
Owner:XIAN THERMAL POWER RES INST CO LTD +1

Non-contact card personal identification system

To provide a system, method and apparatus for multi-factor authentication of a transaction received at a client device by using a personal identification number (PIN) in combination with a non-contact card.SOLUTION: The system includes a transaction device 222, a non-contact card 205, and an authentication server 223. The transaction device receives an input PIN from a user and transmits it to the non-contact card. The non-contact card performs PIN verification by comparing the received input PIN with a stored PIN. If the comparison result indicates a match, encryption logic generates an encryption code and transmits the encryption code to the transaction device. The transaction device transmits the received encryption code to the authentication server. Upon receiving the encryption code, the authentication server generates an expected encryption code using a counter, key, shared secret and the like associated with the non-contact card, and determines whether the generated encryption code matches a unique digital signature provided by the received encryption code. The authentication server then returns to the transaction device an authentication status indicating whether the transaction is approved or denied.SELECTED DRAWING: Figure 2B
Owner:CAPITAL ONE SERVICES LLC

PIN code updating method and device based on terminal NFC and storage medium

The invention provides a terminal NFC (Near Field Communication)-based PIN (Personal Identification Number) code updating method and device and a storage medium, and relates to financial science and technology or other related fields. According to the method, a communication channel is established between an application program and a chip card in terminal equipment through an NFC function on the card-holding user terminal equipment, after safety verification is carried out on a card-holding user, the card-holding user inputs a new PIN code in the application program and safely transmits the new PIN code to a core server side, the core server side calls a key management platform, and the key management platform carries out key management on the chip card. And generating an instruction message encrypted by the security key, and sending the instruction message to the chip card through the communication channel so as to update the off-line PIN of the chip card. Therefore, compared with an existing offline PIN updating scheme, the offline PIN updating method has the advantages that the situation that the user needs to reset and update the offline PIN code from an offline site to a card issuing bank outlet is avoided, so that the safety is guaranteed, the process is reduced, the consumed time is shortened, and the convenience and the service experience of the user are improved.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Digital forge systems and methods

A system having an object encoded with a proxy private key (PPK) generated using a digital forge process from a private key (PK) by taking a random hex string that is the same length as the private key and running it through a digital forge system until the private key is generated, a processor on a backend computing device that receives the personal identification number (PIN), a wallet address, and the PPK, and a processor on an authentication computing device that receives the PPK, the PIN, a forge cycle, and a forge set and generates a PK for signing transactions.
Owner:NIDAVELLIR HOLDINGS LLC

Biometric authentication-based token

In some implementations, a physical medium may include a fingerprint scanner, one or more memories that store fingerprint data and a PIN, and one or more processors. The physical medium may receive power from a terminal that is in communication with the physical medium. The physical medium may scan a fingerprint using the fingerprint scanner and the power received from the terminal. The physical medium may compare scanned fingerprint data, determined based on scanning the fingerprint, and the stored fingerprint data using the power received from the terminal. The physical medium may determine that the scanned fingerprint data sufficiently matches the stored fingerprint data based on comparing the scanned fingerprint data and the stored fingerprint data. The physical medium may transmit the PIN to the terminal based on determining that the scanned fingerprint data sufficiently matches the stored fingerprint data.
Owner:CAPITAL ONE SERVICES LLC

Electronic lock units and delivery boxes

To provide a highly convenient electronic lock unit that allows unlocking and resetting of a personal identification number, etc., more easily, and a user-friendly delivery box in which such an electronic lock unit can be suitably used. [Solution] The device comprises a key operation unit 11 for locking and unlocking using a passcode, a main lock 12 for locking and unlocking using a physical key, and a reset lock 21 for resetting the passcode using the physical key, and the main lock 12 and reset lock 21 are configured to be operable independently of each other.
Owner:有限会社ドリームチーム

System and method for dynamic integration of user-provided data with one-time password authentication password

The disclosed systems and methods are directed to improving operational security associated with a one-time password (OTP) authentication card. The proposed solution involves incorporating data values provided by a user, such as a Personal Identity (PIN) and / or password, into a cryptographic process flow for generating a Message Authentication Code (MAC) associated with an OTP Authentication Password. One key operation aspect corresponds to scrambling of data stored by a unique card, such as a shared secret value, with runtime data provided externally by the user. In this manner, the proposed system and method incorporates two identification factors associated with data elements stored by the card and known to the user into the OTP card authentication password.
Owner:CAPITAL ONE SERVICES LLC

Method and apparatus for verifying personal identification number pin code

This application provides a method and an apparatus for verifying a personal identification number PIN code. When a first SIM card is inserted into a powered-on terminal device or the terminal device into which the first SIM card is inserted is powered on, whether a mapping relationship includes a PIN code to which a first ICCID of the first SIM card is mapped is queried; the PIN code is sent to the first SIM card if the mapping relationship includes the PIN code to which the first ICCID is mapped; and a verification result of the PIN code from the first SIM card is received.
Owner:HUAWEI TECH CO LTD

Short range signal technology for inter-device communication

A method and system for cardless cash withdrawal from an automated teller machine (ATM) using a mobile device with near-field communication (NFC) connectivity. A user places a mobile device proximal the ATM where the device is within range and NFC connectivity is established. The NFC channel ensures that the user is physically located at the ATM, and also enables data exchange from a digital banking systems application on the device to the ATM. Data communicated to the ATM from the mobile device includes the identity of a client and an account containing funds for the withdrawal. The digital banking app on the mobile device may provide other data to the ATM—such as the withdrawal amount. An authentication step, including a biometric scan or entry of a personal identification number, further secures the withdrawal transaction, where the authentication may be performed on the mobile device or on the ATM.
Owner:TRUIST BANK

System

To provide a system that makes AI learn facial photographs, selfies, and blinking images to perform face authentication in order to prevent unauthorized use of accounts in electronic money services.SOLUTION: There is provided a system for preventing unauthorized use of accounts by making AI learn facial photographs, selfies, and blinking images and performing face authentication during charge, transfer, and settlement in electronic money services. The system comprises: means for using images stored as transaction records of identification cards or individual number card as learning data; means for executing a facial recognition algorithm by AI; and means for permitting transactions only when the face authentication is successful.SELECTED DRAWING: Figure 1
Owner:SOFTBANK GROUP CORP

Dynamic encryption for secure personal identification number entry

The present disclosure provides various devices, systems, and methods for securely providing a personal identification number (PIN), for securely accepting a PIN, and for authenticating a transaction based on a securely provided PIN. In one aspect, a method for securely providing a user PIN can include receiving, by a portable electronic device, a device key provisioned by a server. The device key can be associated with a payment card. The method can further include receiving, by the portable electronic device, a request for an encrypted PIN to authenticate a transaction initiated using the payment card and generating, by a PIN encryption application executed by the portable electronic device, the encrypted PIN based on the user PIN and the device key. The encrypted PIN can be provided to an access device. The access device can be configured to communicate the encrypted PIN to the server.
Owner:VISA INTERNATIONAL SERVICE ASSOCIATION