The invention discloses a multi-channel fund integration method for a whole-people
digital rights and interests platform fusing a commercial governance scene, and relates to the technical field of
financial data processing. According to the method, a plurality of
independent point pools such as a commercial point
pool and a social government point
pool are established, so that unified integration management of multi-source funds such as government funds, commercial income and
bank flow is realized. The
system adopts an event-driven architecture, a plurality of profit items are configured, and each profit item comprises a unique code identifier, a profit calculation formula and an entry rule. When a user executes behaviors such as
payment and answering, the
system automatically matches corresponding profit items, determines profit values through a special calculation formula, and distributes the profit values to an integral
pool and a user account according to a preset proportion. According to the method, the problems of fund decentralized management, rigid distribution rules, insufficient transparency and the like of a traditional
system are solved, intelligent profit distribution based on user behaviors is realized, ten thousand-level concurrent
processing per second is supported, and efficient
technical support is provided for digital social governance and commercial operation.