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77results about "ATM depositing" patented technology
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Systems and methods for using a check registry with mobile deposit for fraud detection
Owner:MITEK SYSTEMS INC
ATM for non-customers
PendingUS20250335890A1Payment architectureApparatus for meter-controlled dispensingComputer networkEngineering
Systems and methods relate to an automated teller machine (ATM). The ATM includes a storage repository configured to store a non-monetary media and at least one processor and at least one memory coupled to the at least one processor. The memory has instructions thereon that when executed, cause the at least one processor to, in a first instance, receive, via an input device, a first user input from a user of the ATM regarding a transaction involving the non-monetary media. Additionally, responsive to receiving the first user input, the ATM receives, via at least one media aperture, non-monetary media for storing in the storage repository and provides, via an output device, an access credential associated with the transaction. In a second instance after the first instance, the ATM receives the access credential, validates the access credential, and provides the non-monetary media from the storage repository to the user.
Owner:WELLS FARGO BANK NA
Method for stacking media of media storage unit
Provided is a method of stacking media in a media storage unit, which includes: receiving information about a length of a medium entering a media storage unit; calculating a delay time of a stopper corresponding to the length of the medium; and applying a delay time of the stopper calculated for each medium entering the media storage unit to differentially control activation of the stopper for each medium.
Owner:HYOSUNG TNS INC
Banknote sorting devices and financial equipment
ActiveCN118334789BComplete banking machinesCoin/currency accepting devicesStructural engineeringMechanical engineering
Owner:GRG BANKING EQUIPMENT CO LTD
Staging plate for an automated teller machine
ActiveUS12586447B1Complete banking machinesCoin/currency accepting devicesSoftware engineeringMechanical engineering
A staging plate for an automated teller machine (ATM) is described herein. The staging plate can include a first surface configured to support media inserted into a pocket of the ATM, and a second surface connected to the first surface. The second surface can be configured to guide media handled by a user to the first surface.
Owner:CARDTRONICS USA INC
Banking Systems Controlled by Data Bearing Records
A cash handling device having at least one processor, a communication interface, an item accepting device, an item dispensing device, an internal currency scanning system, an internal currency transport system, one or more currency storage cartridges, and a memory may receive, from a user, a request to perform a deposit transaction. Based on receiving the request to perform the deposit transaction, the cash handling device may receive at least one deposit item for deposit. Subsequently, the cash handling device may validate the at least one deposit item received for deposit. Based on validating the at least one deposit item received for deposit, the cash handling device may generate a deposit transaction record that includes information directing a banking server to apply a provisional credit to a treasury account associated with the user. Subsequently, the cash handling device may send the deposit transaction record to the banking server.
Owner:BANK OF AMERICA CORP
Banknote-processing apparatus
[Problem] A bill processor is provided with a bill validator that may receive, from a mobile terminal, telecommunication signals inclusive of electronic currency information to store it in a stacker memory of a bill stacker. [Solution to Problem] The bill processor comprises an interface (80) for receiving electronic currency information transmitted from a mobile terminal (70), a bill validator (1) that has a validation transceiver (3) for receiving the electronic currency information transmitted from the interface (80) and a bill stacker (2) for accumulating bills considered genuine by and forwarded from the bill validator (1) so that the validation transceiver (3) of the bill validator (1) transmits electronic currency information to a stacker transceiver (21) of a bill stacker (2) that then sends the information to a stacker memory (22) of the bill stacker (2) to finally store the information in the stacker memory (22).
Owner:JAPAN CASH MASCH CO LTD
Automated machine provided with a bill acceptor for driving a drive device
ActiveUS12542020B2Paper-money testing devicesCoin/currency accepting devicesAutomatonCommunication device
An automated machine 1 is provided to comprise a communications device 5 for receiving remotely operable signals emitted from a mobile terminal 10 to produce monetary signals corresponding to money amount data in the remotely operable signals, a bill acceptor 4 for validating bills inserted from the outside to produce the monetary signals when bill acceptor 4 judges the inserted bill to be genuine and for relaying the monetary signals from communications device 5, a control device 8 that has built-in program software to produce drive signals of the amount corresponding to the monetary signals in accordance with the program software when control device 8 receives the monetary signals from bill acceptor 4. In another aspect, communications device 5 may receive the remotely operable signals emitted from mobile terminal 10 to produce the monetary signals corresponding to the money amount data in the remotely operable signals and receive the monetary signals from bill acceptor 4 and send them to control device 8.
Owner:JCM AMERICAN CORP
Instant funds availablity risk assessment and real-time fraud alert system and method
A real-time system and method for invoking a fraud alert notification to a bank prompted by an abandoned deposit following a denied accelerated funding request for a financial item.
Owner:VALID SYST LLC
Electronic banking facility
A cash recycler is described. The cash recycler includes a communication device connected to a core network of a bank; an internal vault; an input bin for receiving bank notes; an output bin; a counter having sensors that count and evaluate bank notes for fitness, authenticity, and denomination, and a conveyor configured to convey the bank notes into the internal vault; a user interface including control circuitry configured to authenticate a non-teller user by accessing authentication information via the communication device based upon bank account records within a bank database; and a cash dispenser configured to transfer bank notes from the internal vault to the output bin upon authentication of the non-teller user and a transaction.
Owner:CITIZENS BANK OF EDMOND
Medium stacking method of medium storage unit
Provided is a method of stacking media in a media storage unit, the method which includes: receiving information about a length of a medium from a discrimination unit; determining whether the length of the medium received from the discrimination unit exceeds a reference value; when the length of the medium exceeds the reference value, spacing an upper surface of the medium loaded in a medium accumulation space on a push plate and a gap roller provided on a front plate located on an upper side of the push plate from each other by a set distance; and rotating a stack sheet to strike a rear end of the medium entering the media accumulation space, to allow the medium to be accumulated on the push plate by passing through a lower end of the gap roller.
Owner:HYOSUNG TNS INC
Medium stacking method of medium storage part
Provided is a method of stacking media in a media storage unit, which includes: receiving position information of a motion strip of a preceding medium accumulated in a media accumulation space; determining whether the motion strip of the preceding medium is located on a side facing a succeeding medium entering the media accumulation space; and when the motion strip of the preceding medium is located on the side facing the succeeding medium, changing an entry angle of the succeeding medium to prevent the succeeding medium from being caught on the motion strip of the preceding medium.
Owner:HYOSUNG TNS INC
Currency transport assembly for note shingling and method
PendingUS20260148603A1Paper-money handling devicesCoin/currency accepting devicesSoftware engineeringFinancial transaction
A method of transporting currency notes can include moving a stack of currency notes into engagement with a belt. The method can also include removing at least a first note and a second note from the stack in a shingled arrangement. The method can also include directing the at least first and second notes into a currency cassette while maintaining the shingled arrangement. A currency transport assembly configured to execute the method and an automated transaction machine in which the currency transport assembly can operate is also disclosed.
Owner:DIEBOLD NIXDORF INCORPORATED
Automated teller machine
ActiveUS12664850B2Paper-money handling devicesComplete banking machinesMechanical engineeringStorage cell
An automated teller machine includes: a storage unit configured to store a medium; a reception unit where deposit and withdrawal of the medium is made; and an identification unit configured to recognize the medium through identification. The storage unit includes: a holder for holding the medium; a housing for accommodating the holder; and a push plate movable in one direction to provide a space in which the medium is stored. A holder upper surface portion is formed on an upper side of the holder. The holder upper surface portion includes a first holder upper surface portion disposed adjacent to the push plate, and a second holder upper surface portion disposed on a side opposite to the first holder upper surface portion. The first holder 10 upper surface portion and the second holder upper surface portion are formed with different inclinations with respect to a center of the holder upper surface portion.
Owner:HYOSUNG TNS INC
Systems and methods for automated teller machine replenishing and merchant operations
ActiveUS12536881B1Complete banking machinesATM softwaresGraphical user interfaceSoftware engineering
Systems, methods, and computer-readable storage media for ATM recycling operations. One method includes communicably coupling to one or more merchant computing systems associated with one or more merchants. The method further includes receiving a product inventory dataset associated with one or more merchants. The method further includes receiving, via a display interface, an input initiating an ATM session. The method further includes generating and presenting, via the display interface of the ATM, a GUI including a plurality of interactive elements associated with a plurality of products of the product inventory dataset. The method further includes receiving, via the display interface, a selection of at least one interactive element regarding at least one product of the plurality of products. The method further includes receiving a deposit for a value of the selection. The method further includes generating a code that embeds a value, and transmitting the code for a transaction.
Owner:WELLS FARGO BANK NA
Side guide enhancement system and method
PendingEP4769351A1Paper-money handling devicesComplete banking machinesMechanical engineeringBank note
An automatic teller machine and a method of receiving bank notes in an automatic teller machine are disclosed. The automatic teller machine comprises: a pocket to receive bank notes; a stage plate, wherein the stage plate is moveable up and down within the pocket; a fascia located around the pocket on an exterior surface of the automatic teller machine; a shutter that is configured to slide in a slot between the pocket and the fascia; and a side guide located on a side of the pocket, wherein the side guide includes a moveable tab, the moveable tab configured to occupy a portion of the slot when the shutter is retracted, and the moveable tab configured to retract from the slot when the shutter is extended to cover the pocket.
Owner:CARDTRONICS USA INC
Transaction system and transaction method
In order to adjust the amount of money in a transaction apparatus installed in a store, a transaction system includes: a money handling unit that receives money, and recognizes and counts the received money to acquire a first total amount of the received money and a quantity of money for each denomination; a memory that stores therein a transaction condition including a transaction fee rate previously set for each denomination; and a processing unit that calculates, for each denomination, an amount of money by multiplying the quantity of money for each denomination by the transaction fee rate, based on the quantity of money and the transaction condition, and performs processing on a transaction of the received money, based on the first total amount acquired by the money handling unit and on a second total amount calculated by summing up the calculated amounts of money for the respective denominations.
Owner:GLORY LTD
Automated teller machine and module for identifying type of medium
PCT designated stageWO2026018225A1Paper-money handling devicesComplete banking machinesLight energyPrism
A module for identifying the type of a medium comprises: a support plate that includes a light-emitting hole and a plurality of light-receiving holes arranged in different phases according to the type of the medium; a detection sensor that emits and receives light energy via the light-emitting hole and the light-receiving holes, respectively; an adjustment bracket rotatably mounted on the support plate; and a prism that provides a travel path for the light energy and is mounted on the adjustment bracket. The prism is arranged such that at least a portion of the prism faces either the light-emitting hole or one of the plurality of light-receiving holes when the adjustment bracket rotates a certain angle.
Owner:HYOSUNG TNS INC
Banknote separation device and financial apparatus
PCT designated stageWO2025208838A9Complete banking machinesCoin/currency accepting devicesStructural engineeringMechanical engineering
Owner:GRG BANKING EQUIPMENT CO LTD
Electric vehicle charging
Described herein are methods for providing electric vehicle charging services. In an example embodiment, there is disclosed herein a method of operating an electric vehicle charging station that also provides additional services. A user is authenticated via a user interface with the electric vehicle charging station and upon authenticating the user electric vehicle charging is provided. In addition, upon additional authentication and / or payment, the user can perform one of a group consisting of a banking transaction, a retail transactions, a purchase of streaming services, a purchase of television services, a purchase of phone services, and a purchase of videoconferencing services. In particular embodiments, the electric vehicle charging station can schedule charging times for an autonomous electric vehicle and provide data to the autonomous electric vehicle to enable the autonomous electric vehicle to arrive at the scheduled time period.
Owner:DIEBOLD NIXDORF INCORPORATED
Cold-wallet interface for an automated teller machine
PendingEP4769269A1Complete banking machinesCryptography processingSoftware engineeringFinancial transaction
An automated teller machine (ATM) with a cold-wallet interface and a machine readable media are disclosed. The ATM comprises: a user interface, a memory including instructions; and processing circuitry that, when in operation, is configured by the instructions to: receive, via the user interface, an instruction from a user for a cryptocurrency transaction, the cryptocurrency transaction including a transfer involving a cold wallet of the user; obtain a key from the cold wallet via a hardware interface of the ATM; perform the cryptocurrency transaction using the key; and erase the key from the ATM based on completion of a session between the user and the ATM.
Owner:CARDTRONICS USA INC
Medium storage device and automatic teller machine
The invention relates to the technical field of financial terminals, and provides a medium storage device and an automatic teller machine wherein the medium storage device comprises a medium storage part, a banknote pressing mechanism, a return path, a deposit path and a flexible limiting mechanism, and the medium storage part defines a banknote accommodating space; the flexible limiting mechanism comprises a first flexible limiting assembly and a second flexible limiting assembly, and the first flexible limiting assembly and the second flexible limiting assembly are arranged on the inner walls of the two opposite sides of the banknote containing space in the first direction. The first flexible limiting assembly and the second flexible limiting assembly are used for conducting flexible limiting on the returning medium conveyed from the returning path to the taking-out storage area. When the space of a taking-out area is too large due to the fact that the position of the banknote pressing mechanism is improper, it is guaranteed that a small number of returned banknotes can still be kept in an upright and tidy posture, and when a user stores a large number of banknotes, obstruction cannot be formed, and the capacity of the storage device cannot be affected.
Owner:GRG BANKING EQUIPMENT CO LTD
Machine core hardware control system of banknote processing device and banknote processing device
PCT designated stageWO2025208836A1Coin/currency accepting devicesATM depositingComputer hardwareControl system
A machine core hardware control system (1) of a banknote processing device (2) and a banknote processing device (2), belonging to the technical field of banknote processing. The machine core hardware control system (1) of the banknote processing device (2) comprises: a main control board (10) and several drive sub-boards (20) connected to the main control board (10), the main control board (10) being connected to an upper module (30); each of the several drive sub-boards (20) is connected to a lower module (40); and sensor communication between the main control board (10) and each of the several drive sub-boards (20) is cascaded for use in IO direct connection communication bus technology for data interaction. By adopting the IO direct connection communication bus technology, high-speed data exchange between the main control board (10) and the drive sub-boards (20) is achieved, improving the response speed and real-time performance of the system, thus significantly enhancing the speed of deposit and withdrawal. In addition, scalable multi-frame channels are designed, allowing flexible addition or reduction of configurations according to actual needs, and the removal of a control board from any channel slot does not affect the normal operation of other channels.
Owner:GRG BANKING EQUIPMENT CO LTD
Coin handling apparatus
A coin handling apparatus includes: a first transport path configured to transport coins; a feeding unit configured to feed out the coins one by one to the first transport path; a recognition unit configured to recognize the coins fed out to the first transport path by the feeding unit; a storage unit arranged beneath the recognition unit, the storage unit being configured to receive the coins recognized by the recognition unit from the first transport path, and store the coins therein; and a cassette detachably mounted to the coin handling apparatus and arranged beneath the recognition unit and above the storage unit, the cassette being configured to receive the coins from the first transport path and store the coins therein.
Owner:GLORY LTD
Currency processing method and currency processing device
ActiveUS12511971B2Paper-money handling devicesApparatus with change-givingFinancial transactionDatabase
This currency processing method is implemented by a currency processing device having first and second currency storages for storing currency in a dispensable manner, and involves: receiving a dispensation instruction regarding a selected transaction and based on the type of said transaction; executing a dispensing process regarding the transaction by using the first currency storage when the type of the transaction is a first type; and executing the dispensing process regarding the transaction by using the second currency storage when the type of the transaction is a second type.
Owner:GLORY LTD
System and method for real-time cheque processing and return at an automated teller machine
An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to receiving the signal that includes the indication of acceptance of the image of the first cheque and the signal that includes the indication of approval of the request for the transaction authorization, return the first cheque.
Owner:THE TORONTO DOMINION BANK
Cash handling system and cash handling method
A cash handling system includes: a cash handling apparatus; a support server storing therein store identification information of a plurality of stores, inventory amount information of cash in each store, and ID information of each of clerks of the stores; an acquisition unit to acquire ID information from a user of the cash handling apparatus; and a control circuitry configured to, when the user authenticated based on the acquired ID information is a clerk, acquire inventory amount information of the store stored in the support server in association with the ID information, and display an input screen, which includes the acquired inventory amount information and is displayed on a display of the cash handling apparatus, for instructing cash handling to be performed in the cash handling apparatus. The cash handling apparatus performs the cash handling, based on an instruction from the user performed on the input screen.
Owner:GLORY LTD
Self-service equipment cash replenishing processing method and device and electronic equipment
The invention discloses a self-service equipment cash replenishing processing method and device and electronic equipment. Relates to the field of financial science and technology. The method comprises the following steps: acquiring respective corresponding actual banknote consumption amounts of the self-service equipment in a plurality of historical days; on the basis of the actual banknote use amounts corresponding to the historical days, a Propeht model is adopted to obtain predicted banknote use amounts corresponding to the predicted days in the next banknote adding period, and the Propeht model is used for predicting the banknote use amounts by automatically recognizing and capturing the long-term trend, seasonal change and holiday effect in the time sequence; on the basis of the predicted cash usage amounts corresponding to the prediction days, a cash adding strategy of the self-service equipment is determined, and the cash adding strategy comprises the cash adding amount in the next cash adding period, whether a temporary cash adding day exists in the next cash adding period or not and the cash adding amount of the temporary cash adding day. According to the invention, the technical problem that self-service equipment is low in cash replenishing processing efficiency and accuracy in the prior art is solved.
Owner:AGRICULTURAL BANK OF CHINA
Banknote sorting device and financial apparatus
ActiveCN118397746BComplete banking machinesCoin/currency accepting devicesTelecommunicationsMechanical engineering
The application discloses a currency separating device and a financial equipment, and belongs to the technical field of financial equipment. The currency separating device comprises a rack, a currency receiving plate, a mounting frame, a pickup assembly and a driving mechanism. The currency receiving plate is movably installed on the rack and is used for placing financial media. The mounting frame is movably installed on the rack and is spaced apart from the rack to define an entering channel. The pickup assembly is installed on the mounting frame and is used for pushing the financial media to move. The driving mechanism is installed on the rack and is connected with the pickup assembly. When the currency receiving plate is away from the mounting frame, the driving mechanism is configured to drive the pickup assembly to push the financial media to move towards the direction of entering the entering channel. According to the currency separating device, the pickup assembly only acts on the financial media located on the upper layer, thereby reducing the probability that multiple financial media are overlapped and taken out when the separating wheel separates the financial media, improving the currency separating effect of the currency separating device, and helping to correct the inclined financial media.
Owner:GRG BANKING EQUIPMENT CO LTD
Banknote separation device and financial apparatus
PCT designated stageWO2025208839A9Complete banking machinesCoin/currency accepting devicesMechanical engineeringElectrical and Electronics engineering
A banknote separation device and a financial apparatus, which belong to the technical field of financial apparatuses. The banknote separation device comprises: a rack; a banknote carrying plate (100), the banknote carrying plate (100) being movably mounted on the rack and being used for the placement of financial media (800); a mount (200), the mount (200) being movably mounted on the rack, and the mount (200) and the rack being spaced apart from each other, and defining a banknote intake channel (900); a pickup assembly, the pickup assembly being mounted on the mount (200) and used to push the financial media (800) to move; and a driving mechanism, which is mounted on the rack, wherein the driving mechanism is connected to the pickup assembly, and when the banknote carrying plate (100) is away from the mount (200), the driving mechanism is configured to drive the pickup assembly to push the financial media (800) to move in the direction of entrance into the banknote intake channel (900).
Owner:GRG BANKING EQUIPMENT CO LTD