121results about "ATM depositing" patented technology

After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and / or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.

Sensors are mounted to surfaces of an intermediate module and a lower module of a media handling device. The sensors report to firmware and the firmware determines whether the lower module is in proper alignment with the intermediate module based on the reported sensor data. A spring plunger is configured with sufficient tension to push the lower module into alignment and a motorized latch controlled by the firmware is configured to pull the lower module into alignment and / or assist the spring plunger in pushing the lower module into alignment. In an embodiment, a lid and a lid alignment rail apparatus is provided to ensure a lid of the lower module is properly latched, aligned, and unlatched.

Systems and methods relate to an automated teller machine (ATM). The ATM includes a storage repository configured to store a non-monetary media and at least one processor and at least one memory coupled to the at least one processor. The memory has instructions thereon that when executed, cause the at least one processor to, in a first instance, receive, via an input device, a first user input from a user of the ATM regarding a transaction involving the non-monetary media. Additionally, responsive to receiving the first user input, the ATM receives, via at least one media aperture, non-monetary media for storing in the storage repository and provides, via an output device, an access credential associated with the transaction. In a second instance after the first instance, the ATM receives the access credential, validates the access credential, and provides the non-monetary media from the storage repository to the user.

In order to adjust the amount of money in a transaction apparatus installed in a store, a transaction system includes: a money handling unit that receives money, and recognizes and counts the received money to acquire a first total amount of the received money and a quantity of money for each denomination; a memory that stores therein a transaction condition including a transaction fee rate previously set for each denomination; and a processing unit that calculates, for each denomination, an amount of money by multiplying the quantity of money for each denomination by the transaction fee rate, based on the quantity of money and the transaction condition, and performs processing on a transaction of the received money, based on the first total amount acquired by the money handling unit and on a second total amount calculated by summing up the calculated amounts of money for the respective denominations.

Provided is a method of stacking media in a media storage unit, which includes: receiving information about a length of a medium entering a media storage unit; calculating a delay time of a stopper corresponding to the length of the medium; and applying a delay time of the stopper calculated for each medium entering the media storage unit to differentially control activation of the stopper for each medium.

A staging plate for an automated teller machine (ATM) is described herein. The staging plate can include a first surface configured to support media inserted into a pocket of the ATM, and a second surface connected to the first surface. The second surface can be configured to guide media handled by a user to the first surface.

Computer implemented systems and methods are provided for an automatic teller machine. In some embodiments, an automatic teller machine may comprise a touch-sensitive display, one or more memory devices storing instructions, and one or more processors. The one or more processors may be configured to receive authentication data associated with a user, retrieve user profile information based on the authentication data, determine user interface attributes based on the user profile information; and generate an automatic teller machine interface based on the user profile information.

A cash handling device having at least one processor, a communication interface, an item accepting device, an item dispensing device, an internal currency scanning system, an internal currency transport system, one or more currency storage cartridges, and a memory may receive, from a user, a request to perform a deposit transaction. Based on receiving the request to perform the deposit transaction, the cash handling device may receive at least one deposit item for deposit. Subsequently, the cash handling device may validate the at least one deposit item received for deposit. Based on validating the at least one deposit item received for deposit, the cash handling device may generate a deposit transaction record that includes information directing a banking server to apply a provisional credit to a treasury account associated with the user. Subsequently, the cash handling device may send the deposit transaction record to the banking server.

The present invention discloses a large-denomination deposit machine, which includes a safe. A banknote bag module is installed inside the safe, and the banknote bag module uses banknote bags to hold the deposited banknotes. A sorting module is installed above the safe, and the sorting module is used to sort the banknotes to be deposited. The sorting module is respectively provided with a first channel, a second channel, and a third channel. The first channel is selectively communicated with the second channel and the third channel through a reversing plate. The second channel is communicated with a banknote return plate so as to input the banknotes into the banknote return plate. The third channel is communicated with a banknote receiving table so as to stack the banknotes input into the banknote receiving table. The lower part of the banknote receiving table is directly or indirectly communicated with the banknote bags of the banknote bag module, so that the banknotes discharged from the banknote receiving table enter the banknote bags for storage. The present invention can realize the sorting, selection, temporary storage, and storage of banknotes, and can be attended by a machine throughout the process, so as to realize self-service large-denomination deposit. The deposits are finally stored in the banknote bags, and the staff only need to replace the banknote bags in the later stage.

The invention discloses a banknote pressing mechanism and financial equipment, and belongs to the technical field of financial equipment. The paper money pressing mechanism comprises a box body, a paper money pressing assembly and an elastic reset piece, the box body forms a containing space, and the containing space is used for containing stacked financial media; at least part of the banknote pressing assembly is located in the containing space, the banknote pressing assembly comprises a banknote pressing plate, a banknote pressing arm and an elastic piece, the banknote pressing arm is movably connected with the box body and the banknote pressing plate, the elastic piece is connected with the banknote pressing plate and the banknote pressing arm, and the banknote pressing arm is movably connected with the banknote pressing plate and the banknote pressing arm. The driving module is used for driving the banknote pressing plate to always press the financial medium without external force; and the elastic reset piece is arranged between the banknote pressing arm and the box body and is used for driving the banknote pressing arm to always press the financial medium under the condition of no external force. The banknote pressing mechanism can adapt to financial media with different thicknesses, provides effective and stable pressure for the financial media all the time, improves the banknote separating efficiency, and improves the overall performance and reliability of the banknote pressing mechanism.

A valuable medium handling apparatus and the like capable of allowing a deposit operator to perform depositing through an easy-to-understand operation are provided. A depositing machine 10 is a valuable medium handling apparatus for depositing proceeds obtained from sales commodities or provision of services by a deposit source, and includes an acquisition unit 114 configured to acquire a type of the deposit source, and a determination unit 117 configured to determine a handling date of proceeds to be deposited, according to the type of the deposit source acquired by the acquisition unit 114.

A medium processing apparatus, including: a banknote device configured to process a banknote, including a banknote device door arranged at an opening of a safe box and being movable between an open position and a closed position; a banknote device lock configured to switch the banknote device door between a locked state and an unlocked state; a loose coin device configured to process a loose coin, including a loose coin device door arranged at an opening of a safe box and being movable between an open position and a closed position; a loose coin device lock configured to switch the loose coin device door between a locked state and an unlocked state, wherein the banknote device lock and the loose coin device lock perform a switching between the locked state and the unlocked state independently from each other.

[Problem] A bill processor is provided with a bill validator that may receive, from a mobile terminal, telecommunication signals inclusive of electronic currency information to store it in a stacker memory of a bill stacker. [Solution to Problem] The bill processor comprises an interface (80) for receiving electronic currency information transmitted from a mobile terminal (70), a bill validator (1) that has a validation transceiver (3) for receiving the electronic currency information transmitted from the interface (80) and a bill stacker (2) for accumulating bills considered genuine by and forwarded from the bill validator (1) so that the validation transceiver (3) of the bill validator (1) transmits electronic currency information to a stacker transceiver (21) of a bill stacker (2) that then sends the information to a stacker memory (22) of the bill stacker (2) to finally store the information in the stacker memory (22).

An automated machine 1 is provided to comprise a communications device 5 for receiving remotely operable signals emitted from a mobile terminal 10 to produce monetary signals corresponding to money amount data in the remotely operable signals, a bill acceptor 4 for validating bills inserted from the outside to produce the monetary signals when bill acceptor 4 judges the inserted bill to be genuine and for relaying the monetary signals from communications device 5, a control device 8 that has built-in program software to produce drive signals of the amount corresponding to the monetary signals in accordance with the program software when control device 8 receives the monetary signals from bill acceptor 4. In another aspect, communications device 5 may receive the remotely operable signals emitted from mobile terminal 10 to produce the monetary signals corresponding to the money amount data in the remotely operable signals and receive the monetary signals from bill acceptor 4 and send them to control device 8.

A real-time system and method for invoking a fraud alert notification to a bank prompted by an abandoned deposit following a denied accelerated funding request for a financial item.

A money handling apparatus comprises a housing, a first cassette attachment unit and a second cassette attachment unit that are provided in the housing; a first transport unit that performs a depositing processing to deposit money from a first cassette, attached to the first cassette attachment unit, into the housing; a second transport unit that performs a dispensing processing to dispense money from the housing as a change fund into a second cassette that is attached to the second cassette attachment unit; and processing circuitry configured to control the first transport unit and control the second transport unit such that the dispensing processing of the change fund is performed before the depositing processing of the money.

A cash recycler is described. The cash recycler includes a communication device connected to a core network of a bank; an internal vault; an input bin for receiving bank notes; an output bin; a counter having sensors that count and evaluate bank notes for fitness, authenticity, and denomination, and a conveyor configured to convey the bank notes into the internal vault; a user interface including control circuitry configured to authenticate a non-teller user by accessing authentication information via the communication device based upon bank account records within a bank database; and a cash dispenser configured to transfer bank notes from the internal vault to the output bin upon authentication of the non-teller user and a transaction.

Provided is a method of stacking media in a media storage unit, the method which includes: receiving information about a length of a medium from a discrimination unit; determining whether the length of the medium received from the discrimination unit exceeds a reference value; when the length of the medium exceeds the reference value, spacing an upper surface of the medium loaded in a medium accumulation space on a push plate and a gap roller provided on a front plate located on an upper side of the push plate from each other by a set distance; and rotating a stack sheet to strike a rear end of the medium entering the media accumulation space, to allow the medium to be accumulated on the push plate by passing through a lower end of the gap roller.

Provided is a method of stacking media in a media storage unit, which includes: receiving position information of a motion strip of a preceding medium accumulated in a media accumulation space; determining whether the motion strip of the preceding medium is located on a side facing a succeeding medium entering the media accumulation space; and when the motion strip of the preceding medium is located on the side facing the succeeding medium, changing an entry angle of the succeeding medium to prevent the succeeding medium from being caught on the motion strip of the preceding medium.

A method of transporting currency notes can include moving a stack of currency notes into engagement with a belt. The method can also include removing at least a first note and a second note from the stack in a shingled arrangement. The method can also include directing the at least first and second notes into a currency cassette while maintaining the shingled arrangement. A currency transport assembly configured to execute the method and an automated transaction machine in which the currency transport assembly can operate is also disclosed.

An automated teller machine comprises a communications module; an image module; a processor; and a memory coupled to the processor storing instructions that, when executed by the processor, configure the processor to receive a first cheque for deposit; engage the image module to capture an image of the first cheque; send, via the communications module and to a server computer system, a signal that includes the image of the first cheque for acceptance; send, via the communications module and to an automated teller machine switch, a signal that includes a request for transaction authorization approval based on the first cheque; receive, via the communications module and from the server computer system, a signal that includes an indication of acceptance of the image of the first cheque; receive, via the communications module and from the automated teller machine switch, a signal that includes an indication of approval of the request for the transaction authorization based on the first cheque; and responsive to receiving the signal that includes the indication of acceptance of the image of the first cheque and the signal that includes the indication of approval of the request for the transaction authorization, return the first cheque.

Provided is a valuable medium processing apparatus including: a plurality of devices each of which performs processing related to a transaction of a plurality of kinds of transactions for a plurality of kinds of valuable media; an input device which receives an operation to select a kind of the transaction and at least one of the plurality of kinds of valuable media for the transaction; and a controller which, in a case where an operation to select at least some of the plurality of kinds of valuable media for the transaction are received, operates at least some of the plurality of devices corresponding to the selected at least some of plurality of kinds of valuable media, respectively, in a first mode that causes the at least some of the plurality of devices to start the processing in an order that is predetermined.

An automated teller machine includes: a storage unit configured to store a medium; a reception unit where deposit and withdrawal of the medium is made; and an identification unit configured to recognize the medium through identification. The storage unit includes: a holder for holding the medium; a housing for accommodating the holder; and a push plate movable in one direction to provide a space in which the medium is stored. A holder upper surface portion is formed on an upper side of the holder. The holder upper surface portion includes a first holder upper surface portion disposed adjacent to the push plate, and a second holder upper surface portion disposed on a side opposite to the first holder upper surface portion. The first holder 10 upper surface portion and the second holder upper surface portion are formed with different inclinations with respect to a center of the holder upper surface portion.

Systems, methods, and computer-readable storage media for ATM recycling operations. One method includes communicably coupling to one or more merchant computing systems associated with one or more merchants. The method further includes receiving a product inventory dataset associated with one or more merchants. The method further includes receiving, via a display interface, an input initiating an ATM session. The method further includes generating and presenting, via the display interface of the ATM, a GUI including a plurality of interactive elements associated with a plurality of products of the product inventory dataset. The method further includes receiving, via the display interface, a selection of at least one interactive element regarding at least one product of the plurality of products. The method further includes receiving a deposit for a value of the selection. The method further includes generating a code that embeds a value, and transmitting the code for a transaction.

Sensors are mounted to surfaces of an intermediate module and a lower module of a media handling device. The sensors report to firmware and the firmware determines whether the lower module is in proper alignment with the intermediate module based on the reported sensor data. A spring plunger is configured with sufficient tension to push the lower module into alignment and a motorized latch controlled by the firmware is configured to pull the lower module into alignment and / or assist the spring plunger in pushing the lower module into alignment. In an embodiment, a lid and a lid alignment rail apparatus is provided to ensure a lid of the lower module is properly latched, aligned, and unlatched.

An automatic teller machine and a method of receiving bank notes in an automatic teller machine are disclosed. The automatic teller machine comprises: a pocket to receive bank notes; a stage plate, wherein the stage plate is moveable up and down within the pocket; a fascia located around the pocket on an exterior surface of the automatic teller machine; a shutter that is configured to slide in a slot between the pocket and the fascia; and a side guide located on a side of the pocket, wherein the side guide includes a moveable tab, the moveable tab configured to occupy a portion of the slot when the shutter is retracted, and the moveable tab configured to retract from the slot when the shutter is extended to cover the pocket.

The present disclosure relates to systems and methods for secure facility management. More specifically, the present disclosure provides telecommunications, email, other messaging, financial services, vending, and commissary or canteen services for inmates of a secure facility with respect to family, friends and others. The system and methods disclosed herein also provide facial recognition and artificial intelligence subsystems.

In order to adjust the amount of money in a transaction apparatus installed in a store, a transaction system includes: a money handling unit that receives money, and recognizes and counts the received money to acquire a first total amount of the received money and a quantity of money for each denomination; a memory that stores therein a transaction condition including a transaction fee rate previously set for each denomination; and a processing unit that calculates, for each denomination, an amount of money by multiplying the quantity of money for each denomination by the transaction fee rate, based on the quantity of money and the transaction condition, and performs processing on a transaction of the received money, based on the first total amount acquired by the money handling unit and on a second total amount calculated by summing up the calculated amounts of money for the respective denominations.