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42results about How to "Slow process" patented technology

Electronic bill presentment and payment system

InactiveUS20050060261A1Minimizing and eliminating opportunitySlow processFinanceBilling/invoicingAuthorizationElectronic network
A bill presentment and payment remittance system is configured for use over an electronic network, such as the Internet. The bill presentment and payment remittance system allows the biller to create a bill and payment remittance information in a format specified by the biller. The biller submits the bill and associated payment remittance information by electronically transmitting it over the Internet to the consumer. The consumer authenticates that the bill did indeed come from the indicated biller. The bill is presented in a user interface which provides a line-by-line itemization of the bill, along with a predefined dispute reasons which the consumer can check to challenge particular items on the bill. The bill can then be automatically or manually adjusted to reflect any disputed amounts. Payment of the bill is preferably in the form of a “direct debit check” that is formed by the consumer software using the billing and remittance information provided in the bill to automatically name the biller as the payee. The consumer completely controls the payment authorization, specifying the amount to be paid (either partial or full), and the date for the payment to be made, and the account from which the money will be drawn. The electronic payment and any dispute criteria are associated with the payment remittance information. The payment instruction and remittance information are then transmitted in the biller prescribed format back over the Internet to the biller. In this manner, the payment remittance information is automatically returned directly to the biller in the format that the biller chooses, without intervention by the consumer. The biller executes the payment instructions sent to it electronically by the consumer by sending them onto the biller's bank.
Owner:MICROSOFT TECH LICENSING LLC

Sugarcoated fruit core-removing and stringing device

The invention relates to the technical field of sugarcoated fruit manufacturing equipment, and in particular, relates to a sugarcoated fruit core-removing and stringing device. The sugarcoated fruit core-removing and stringing device comprises a frame, and a positioning conveying mechanism, a drilling and core-removing mechanism, a quantitative stuffing mechanism, a precise stringing mechanism anda driving mechanism arranged on the frame; the drilling and core-removing mechanism and the quantitative stuffing mechanism are arranged on the upper end of the positioning conveying mechanism from front to back successively, the precise stringing mechanism is arranged on one side of the positioning conveying mechanism and corresponds to the positioning conveying mechanism; the driving machine isarranged at one side of the positioning conveying mechanism and comprises a first driving mechanism and a second driving mechanism; the first driving mechanism is connected with the positioning conveying mechanism and the precise stringing mechanism; the second driving mechanism is connected with the drilling and core-removing mechanism and the quantitative stuffing mechanism. The sugarcoated fruit core-removing and stringing device realizes the integration of core removing, stuffing and stringing in the production process of sugarcoated fruits, greatly improves the working efficiency, reduces the production cost, and is suitable for promotion and application.
Owner:QINGDAO UNIV
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