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Check cashing systems and methods

A system for facilitating a check-cashing transaction in accordance with the present invention comprises a check-cashing apparatus and a host system in communication with the check-cashing apparatus. The check-cashing apparatus has input devices for receiving check data and identification data from a user. The host system includes one or more processors configured to receive check data, identification data, check image and membership data input by the user at the check-cashing apparatus. The host system can authenticate the identification data by applying a validation algorithm to the identification data or by cross-referencing the data against one or more databases containing validated identification data. If the check cashing apparatus includes a device for capturing biometric information, the identification data can also be authenticated by comparing the biometric information captured at the time of the transaction with stored biometric information relating to the user. The host system can authenticate the check data by: converting one or more of the data fields of the check image into a format capable of being processed. The converted data is then compared to the check data input by the user. The host system can calculate a score for each data field based on a probability that the converted data from the check image matches the check data input by the user. The processor determines automatically whether to approve the check by applying a risk assessment guidelines.
Owner:FIDELITY INFORMATION SERVICES LLC

Intramedullary devices and methods of deploying the same

Internally locking intramedullary nails or devices and methods of deploying internally locking intramedullary nails are disclosed. According to some embodiments, the nail includes a cannulated sleeve, a plurality of anchoring elements, and one or more extension mechanisms for outwardly extending anchoring elements to anchor against movement along an elongated axis of the sleeve. Exemplary methods include but are not limit to methods of securing an internally locking intramedullary nail within a fracture bone, methods of effecting a reamed deployment of an internally locking intramedullary nail, and methods of modifying the extend to which anchoring elements are extended to effect dynamization useful for inducing bone growth. According to some embodiments, the internally locking intramedullary device includes a first extension mechanism operative to outwardly extend at least one anchoring element of a first set of anchoring elements through respective radially openings in the sleeve at an oblique position facing one end of the sleeve to anchor against movement in a longitudal direction and a second extension mechanism independent of or decoupled from the first extension mechanism operative to outwardly extend at least one anchoring element of a second set of anchoring elements through respective radially openings in the sleeve at an oblique position facing the opposite end of the sleeve to anchor against movement in the opposite longitudal direction. According to some embodiments, the intramedullary device includes a differential extension mechanism operative to extend anchoring elements through respective radial openings such that an increase in displacement of individual said anchor elements of first and second groups of anchoring elements generated by operation of the differential extension mechanism is distributed between the first and second groups as a function of resistance encountered by the first and second groups of anchoring elements. Some embodiments of the present invention provide hip prosthetic implant for replacing the proximal portion of a femur, where the implant includes at least one deformable clamping element for outwardly engaging surrounding bone tissue to anchor a stem portion of the implant within the intramedullary canal.
Owner:ORTHOMECHANICS
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