The invention is applicable to the field of photovoltaic technology, and provides a
solar cell module and a
photovoltaic system, the
solar cell module comprises a first
cell string, a first solder strip, a second solder strip, a
bus bar and an insulating layer; the first battery string comprises a plurality of back contact battery pieces which are connected in series, and the back contact battery pieces comprise end battery pieces; a plurality of first
welding strips and second
welding strips are alternately arranged on the end battery piece in the first direction, the first
welding strips and the second welding strips extend in the second direction, one end, close to the edge of the first battery string of the end battery piece, of each second welding strip extends to form a turnover section, and the turnover sections are turned over towards the end battery piece; the insulating layer and the
bus bar are arranged in a stacked mode, extend in the first direction and are arranged between the second welding strip and the turnover section, the insulating layer makes contact with the second welding strip, and the
bus bar makes contact with the turnover section. Therefore, welding personnel or equipment can accurately control welding, the welding quality is improved, meanwhile,
thermal damage or subfissure to the back contact battery piece is avoided, and the service life and the stability of a product are guaranteed.