606results about "ATM surveillance" patented technology

A tokenless identification system and method for authorization of transactions and transmissions. The tokenless system and method are principally based on a correlative comparison of a unique biometrics sample, such as a finger print or voice recording, gathered directly from the person of an unknown user, with an authenticated biometrics sample of the same type obtained and stored previously. It can be networked to act as a full or partial intermediary between other independent computer systems, or may be the sole computer systems carrying out all necessary executions. It further contemplates the use of a private code that is returned to the user after the identification has been complete, authenticating and indicating to the user that the computer system was accessed. The identification system and method of additionally include emergency notification to permit an authorized user to alert authorities an access attempt is coerced.

An automated banking apparatus is operative to carry out banking transactions commonly required by merchants. The apparatus includes an item accepting depository for accepting deposit items, such as deposit bags, currency, and checks. The apparatus further includes an input device that is operative to interrogate an RFID tag to obtain merchant deposit information therefrom. The information can include data representative of the deposit, such as an account number and the deposit amount. The RFID tag may be located on an item being deposited.

A security card system that includes a security card having an appearance like a real credit card or other bank card, and a security network that contains a security firm that enrolls persons in the system who have been provided with a security card by a card-issuing institution, and uses the security network for responding to emergency calls initiated by use of the security card, reports fraud, and in general, implements an emergency system and acts as a theft deterrent.

A compact image steering and focusing device has a generally rectangular frame containing at least one illuminator and at least one and preferably two cameras and a pan/tilt mirror on a tilting frame. There is a tilt axis through the frame. A tilt motor is attached to the frame to turn the frame about the tilt axis. Another camera is positioned in optical alignment with the pan/tilt mirror. The device can fit behind the cover plate of an automated teller machine. Images from the cameras on the titling frame are used to focus the other camera on one eye of the automated teller machine user to identify the user by iris analysis and comparison to an iris image or iris code on file.

A system and method is carried out in connection with a card actuated automated banking machine. The automated banking machine is operative to dispense cash to users. An imaging device in the automated banking machine is operative to capture data corresponding to images of checks. At least one computer in the automated banking machine operates to produce markup language documents including data corresponding to indicia included on checks received by the machine. Markup language documents produced by the automated banking machine are communicated to a remote check analysis terminal.

A voice prompt method includes obtaining an image of a user and storing the obtained image as a characteristic image when users successfully log onto an automated teller machine; taking photographs of the location surrounding the automated teller machine at predetermined time intervals to obtain real-time images; judging whether the person of the characteristic image is the same as the person in the real-time image; detecting whether the distance between the user and the automated teller machine is larger than a predetermined value if the person in the two images is judged to be the same; and generating a voice prompt to remind the user not to forget to remove his/her bank card if the distance between the user and the automated teller machine becomes larger than a predetermined value. An automated teller machine is also provided.

A method and apparatus for integrated ATM surveillance of an area of interest, such as an automated teller machine (ATM), is presented. An embodiment includes a surveillance system for an ATM utilizing multiple cameras aimed at the user, the card slot, the cash dispenser, the surrounding areas and internally in the card reader (to link the card used to the ATM user). The cameras are constantly powered and begin to record images after a sensor is activated. A buffer of recorded imagery is maintained such that when the sensors are activated, the video processing equipment can store a pre-defined amount of time before the sensor is activated. The buffer allows for the video capture of events just prior to the activation of the sensor. A time stamp and any other relevant data from the cameras may also be included with the stored recorded video.

An automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver and receive individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine and assessed as valid may be recycled and dispensed to other users. Notes assessed by the machine as being of questionable validity may be marked with a removable mark and subjected to further analysis. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user. Documents produced by the machine such as receipts, checks or money orders as well as notes dispensed from the machine may be assembled into a stack within the machine and delivered from the machine through the opening.

An apparatus, system and method for multimedia capturing, logging and retrieval are disclosed. The apparatus provides time synchronized voice and data interactions capturing and logging, secured playback and retrieval functionality for dispute resolution, for detecting negative and positive conduct, for business analysis and performance, and for quality management. The apparatus provides for synchronization and association of multi-media interactions for financial transactions in order to provide for the retrieval, playback, and review of the transaction-specific events in their temporally correct and integrated sequence.

A kiosk machine vends stored value cards (i.e., pre-paid and gift cards). The kiosk is self-service and will allow a user to select, purchase and pay for a stored value card without requiring the presence or assistance of a sales clerk. The kiosk can vend one or more cards in a single transaction. The kiosk is a computer-based vending machine having a touch-sensitive video screen and a card reader. The touch screen provides a user interface for a user to receive information and provide input selections. The card reader can be used to read a transaction card (e.g., an American Express card or credit card) to facilitate payment for the stored value card(s) being purchased. The vending method comprises: providing a kiosk having a user interface; receiving, via the user interface, a request to purchase a stored value card, receiving payment for the purchase; determining a card number associated with a selected card; activating the selected card to produce an activated stored value card in the card denomination; and dispensing the activated stored value card. A user purchasing a stored value card can select a type of stored value card, wherein the type is selected from the group consisting of an open card and a closed card. The closed card can be of the type usable only in a shopping center where the kiosk is physically located. The user can further select a card denomination. The method further allows a user to check a card balance for a stored value card.

An automated banking machine (10) includes a user interface (15) and a cash dispensing mechanism (220). A fascia of the machine (12) includes a pair of horizontally disposed convex mirrors (338, 340) which enables viewing an area (343) behind the user of the machine. Sensors are operative to determine when a mirror requires cleaning and to cause the mirror to be cleaned either by actuating a cleaning device and/or by contacting a remote servicer. Lights may be selectively directed and illuminated to reduce the risk of observation of inputs to the machine by unauthorized persons.

This invention discloses a system wherein behaviormetrics are utilized to authenticate electronic transactions, either alone or in combination with other identifiers such as PIN's, passwords, codes and the like. Probability profiles or probability distribution representations may be constructed for determining whether a purported or alleged authorized user is in fact the authorized user, by comparing new data on a real-time basis against probability distribution representations including an authorized user probability distribution representation and a global or wide population probability distribution representation, to provide a probability as to whether the purported authorized user is the authorized user. This invention may utilize keypad, touch screen dynamics, X-Y dynamics, data, X-Y device data, or other data from similar measurable characteristics (such as movement filmed by an ATM machine), to determine the probability that the new data from the purported authorized user indicates or identifies that user as the authorized user.

A video analytics system includes a first database for storing searchable time-stamped transactional data indicative of activity within a monitored system, a second database for storing time-stamped video metadata, wherein the time-stamped video metadata comprises searchable attributes associated with a raw video data stream; and a rule-based correlation server for comparing the time-stamped transactional data with the time-stamped video metadata to identify correlation events indicating potential activity of interest. An output subsystem reports the correlation events from the correlation engine. The analytics system is useful for detecting fraud in ATM transactions by comparing the transactional data, for example, the presence of a transaction, with video metadata, for example, indicating whether a transaction occurs when a person is present, for how long the person is there.

Apparatuses and methods for setting-up, implementing and using a remote network access using a biometric recognition system is described. The system utilizes a user machine (10), host web server (20), secure server (100), authentication server (70) and controlling programs (72,25) to trigger or prompt and filter information.

A system detects a transaction outcome by obtaining video data associated with a transaction area and by obtaining transaction data concerning at least one transaction that occurs at the transaction area. The system correlates the video data associated with the transaction area to the transaction data to identify specific video data captured during occurrence of that at least one transaction at the transaction area. Based a transaction classification indicated by the transaction data, the system processes the video data to identify appropriate visual indicators within the video data that correspond to the transaction classification.

In an example embodiment, an automated banking machine that allows a customer to employ a mobile wireless device for performing banking transactions. The customer may request assistance from a teller or other bank personnel at a remote location. An audio, and optionally video, communication may be initiated between the remote location and the customer. The customer may use either the automated banking machine, mobile wireless device, or both for communicating with the remote location.