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65results about "ATM surveillance" patented technology

Information processing apparatus, information processing system, information processing method, and non-transitory computer-readable medium

An information processing apparatus includes a call determination unit that determines whether a user who has visited an ATM is talking on a phone based on a captured image of a target area based on the ATM, an operation control unit that switches an operation mode of the ATM from a first operation mode to a second operation mode in which information different from information output in the first operation mode is output in a case that the user is talking on a phone, a case determination control unit that transmits data suggesting a state of the user in a target period based on the switching to an interested party terminal and acquires a determination result as to whether there is an incident, and an update unit that changes operation content of the second operation mode based on the determination result of the presence or absence of the incident.
Owner:NEC CORP

Systems and Methods for Customer-Specific Content Delivery via ATM

Systems and methods for customer-specific content delivery via an automated teller machine (ATM) may include one or more server(s) which receive, from an ATM, data indicative of a user profile corresponding to a user of the ATM, the user performing a transaction via the ATM; identify a transaction history associated with the user profile; determine, via one or more first machine learning models hosted on the one or more servers, a context corresponding to at least one transaction of the transaction history; generate, via one or more second machine learning models, a content item according to the context determined by the one or more first machine learning models; and transmit the content item for display by the ATM to the user, the ATM displaying the content item for at least a portion of a duration in which the transaction is performed via the ATM.
Owner:WELLS FARGO BANK NA

Cooperative medium management method and device between medium storage devices and medium

The invention discloses a collaborative medium management method and device between medium storage devices and a medium, and relates to the technical field of artificial intelligence and financial science and technology, and the method comprises the steps: responding to the medium access operation of each medium storage device in a target area range, and generating medium state description information matched with the medium access operation in real time; when the collaborative medium management condition is met, determining a target time interval matched with the collaborative medium management condition, and obtaining state description information of each target medium generated in the target time interval; and performing iterative processing by adopting a particle optimization algorithm according to the state description information of each target medium to obtain an ideal medium storage amount of each medium storage device in each time period, and determining a medium management strategy for each target medium storage device in the target area range by combining the current system time so as to update the storage state of each medium. And the management efficiency, the optimization pertinence, the accuracy and the collaborative management precision of the medium storage equipment in the target area are improved.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Service method and device, equipment, storage medium and program product

The embodiment of the invention provides a service method and device, equipment, a storage medium and a program product, and relates to the technical field of financial science and technology or artificial intelligence. The method comprises the following steps: collecting target customer information, wherein the target customer information comprises first face image data and first audio data of a target customer; performing facial feature extraction based on the first facial image data to obtain first facial feature information; performing audio feature extraction based on the first audio data to obtain first audio feature information; determining first state information according to the first facial feature information and the first audio feature information, wherein the first state information is used for indicating an emotional state of the target customer; under the condition that the first condition is met, first information is sent to the first terminal, the first information is used for indicating the first terminal to interact with the target client, and the first condition includes that the first state information meets the second condition. According to the service method provided by the invention, the satisfaction degree of bank services is improved.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Detection of peripheral device manipulation

A computer-implemented method and transaction terminal is disclosed. The method comprises capturing, by an imaging device, a first image of an internal region of an apparent peripheral device of the transaction terminal, calculating, by a processor of a transaction terminal, a first amount of change between the first image and a baseline image of the internal region, capturing, by the imaging device, at least one further image of the internal region, for each further image, calculating, by the processor, a second amount of change between the further image and a respective baseline image of the internal region, and when at least two consecutive values of the first and / or second amount of change are below a predefined value, determining that the imaging device is in a dummy peripheral device to prevent detection of a foreign object in an active peripheral device of the transaction terminal.
Owner:NCR ATLEOS CORP

Unauthorized Activity Detection at Automated Teller Machine

Arrangements for providing unauthorized activity detection are provided. A computing platform may receive a request for transaction from a transaction processing card via a card reader of a transaction processing device. The computing platform may dynamically generate a validation code. The computing platform may transmit the validation code to the transaction processing card. In some examples, the computing platform may receive, from the transaction processing card, an encrypted version of the validation code. The code may be encrypted by the transaction processing card using a key associated with the transaction processing card. The computing platform may attempt to decrypt the encrypted code with a key associated with the transaction processing device. If the decryption is successful, the transaction may continue. If decryption is not successful, the transaction may be denied and a notification indicating that the transaction processing card is compromised may be generated and transmitted to a computing device.
Owner:BANK OF AMERICA CORP

Skimmer detection and mitigation

Disclosed are systems and methods for detecting a skimmer located proximate a card reader of a self-service terminal (SST). The systems and methods may include obtaining a baseline measurement for a plurality of sensors located proximate the card reader and activating a subset of the plurality of sensors. A signal may be received from each of the subset of the plurality of sensors that were activated. When the signal from each of the subset of the plurality of sensors deviate from the baseline measurement by a predetermined threshold, a determination may be made that the skimmer is proximate the card reader. In response to determining that the skimmer is located proximate the card reader, the self-service terminal may be disabled.
Owner:CARDTRONICS USA INC

Using a third party dynamic QR code on a personal mobile device to complete a transaction at an ATM

Disclosed herein are system, method, and computer program product embodiments for using a third party dynamic QR code on a personal mobile device to complete a transaction at an ATM. The customer may stage a transaction using a mobile application on a mobile device. Upon the staged transaction being authenticated and approved, a machine-readable image may be transmitted to the mobile device. When the customer visits the ATM, the machine-readable image on the mobile device may be captured by the ATM and sent to an application server from the ATM. The application server may associate the ATM with the staged transaction that is staged using the mobile application, and send instructions to the ATM to dispense cash according to the staged transaction.
Owner:CAPITAL ONE SERVICES LLC

Flexible security system for cash-in-transit

There is provided an adaptive access-control and monitor system that comprises at least one portable communication device, further comprising, a transceiver that is adapted to receive and transmit communication signals via a telecommunication link, at least one imaging sensor that is adapted to provide image data to an image processor and a rechargeable energy source and a user interface. The system further comprises at least one first remote actuator that is actuatable by said communication signals and / or electromagnetic energy; at least one control station that is manned by at least one operator and which is adapted to receive and process said image data and monitor and / or control said at least one first remote actuator and said at least one portable communication device via said telecommunication link.
Owner:TODD ROBERT EDMUND

Detection of peripheral device manipulation

A computer-implemented method and transaction terminal is disclosed. The method comprises capturing, by an imaging device, a first image of an internal region of an apparent peripheral device of the transaction terminal, calculating, by a processor of a transaction terminal, a first amount of change between the first image and a baseline image of the internal region, capturing, by the imaging device, at least one further image of the internal region, for each further image, calculating, by the processor, a second amount of change between the further image and a respective baseline image of the internal region, and when at least two consecutive values of the first and / or second amount of change are below a predefined value, determining that the imaging device is in a dummy peripheral device to prevent detection of a foreign object in an active peripheral device of the transaction terminal.
Owner:NCR ATLEOS CORP

Object recognition subject to a throttling effect

Apparatus and methods for dynamically controlling application of a graphic processing unit (“GPU”) based on the current processing needs is described. A number of objects in each image may be detected. A machine learning model may be utilized to detect and classify objects in each image. Based on the number of detected objects, the GPU could be switched on to provide increased image processing performance. Dynamically turning the GPU on / off may reduce power consumption. When the GPU is turned off, a central processing unit (“CPU”) may be used to perform image processing.
Owner:BANK OF AMERICA CORP

Media aperture protection for media handling devices

A shutter module of a media handling device is provided. The module includes a shutter blade and a fan. The shutter blade includes a hollow interior compartment designed to house air pumped into the compartment by the fan and to expel the air out through a vent in the blade when the blade is in an open position. The expelled air creates an air shield with the air being directed away from an aperture to prevent debris from entering the aperture when the blade is opened. The blade, when a closed position, covers the aperture sealing and protecting a media deposit / dispense slot of the media handling device from access. In an embodiment, the fan is continuously pumping air into the compartment when the blade is in the open position to expel the air out the vent and when the blade is in the closed position to keel the compartment pressurized.
Owner:CARDTRONICS USA INC

Monitoring device and teller machine system

The application provides a monitoring device and a teller machine system thereof, the monitoring device comprising a camera, a swing mechanism and a driving assembly, wherein the swing mechanism comprises a first transmission assembly and a support rod, the camera is installed on the support rod, the first transmission assembly comprises a first transmission part, a first transmission gear and a second transmission gear, the first transmission part comprises a first rack and a second rack; the first transmission gear is engaged with the first rack to drive the first transmission part to move, the second transmission gear is fixedly connected with the support rod and engaged with the second rack; and the driving assembly is drivingly connected with the first transmission gear. The driving assembly is arranged to drive the first transmission gear to rotate, so as to drive the support rod to rotate through the first transmission part and the second transmission gear, thereby driving the camera to swing at a predetermined angle, and the problem that the camera of the teller machine in the prior art is inconvenient for multi-directional monitoring of the teller machine is solved.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Self-service storage interaction method and system based on shared information of bank financial system

The invention discloses a self-service storage interaction method and system based on shared information of a bank financial system, and belongs to the technical field of self-service storage interaction. The system comprises a posture size parameter generation module, a posture verification module, an identity verification information generation module and an identity verification module. According to the invention, through an intelligent complement scheduling strategy based on comprehensive cost optimization, efficient execution of a complement service is realized, mechanical loss is reduced, a complement task is converted into a combinatorial optimization problem, an optimal page turning and printing sequence is calculated through an algorithm, and a mechanical motion path and time consumption are reduced, so that the service life of equipment is prolonged; the problems that in the prior art, bankbook self-service equipment is low in reregistration service efficiency and high in mechanical abrasion speed are solved.
Owner:HUAIAN ATONG AUTOMATION TECH CO LTD

Equipment supporting financial services and its integrated systems

The present invention relates to an apparatus and an integrated system for supporting financial services. The present invention also proposes an integrated system that introduces technologies such as QR code, blockchain, DeFi (decentralized finance), NFT (non-fungible token), and metaverse into financial services. The present invention also relates to a method and apparatus for providing a blockchain-based financial service, and more particularly, to a method and apparatus for providing a service of making payments and exchanging money through blockchain-based cryptocurrency in real time without processing time delay. The present invention also relates to an ATM machine and an operating method thereof that determines whether an ID card is forged or altered during an account opening process and authenticates the identity of the ID card holder by comparing the face of the ID card holder with the face in the ID card photo. The present invention also relates to an electronic access control system using a QR code.
Owner:イチョン-ミョン

Processing device, processing method, and program

A processing device (10) according to the present invention comprises: an action analysis unit (11) that detects that a target person shown in an image obtained by imaging a person within a facility is performing any of a plurality of detection-target actions; a determination unit (12) that determines a notification destination on the basis of at least one from among the type of a detected detection-target action, a location at which the detected detection-target action is performed, the length of time for which the detected detection-target action has been performed, a time at which the detected detection-target action is performed, and the confidence of a detected result; and a notification unit (13) that sends, to the determined notification destination, a detection notification of the detection-target action.
Owner:NEC CORP

Automated transaction machine

An automated transaction machine includes upper and lower units. The lower unit has a chest with a main body. The main body of the lower unit forms a cavity and has interior and exterior walls, made of metal, metal alloys or composite metallic material. There is a non-metallic material layer disposed therebetween. There is opening for passage of documents or other items between the upper and lower units. The upper unit has a housing with a main body. The main body forms a cavity. The main body of the upper unit has an interior and an exterior wall. A transport system may be disposed in the housing to transport documents between the upper and lower units.
Owner:DIEBOLD NIXDORF INCORPORATED

Personalized visual codes for kiosk authentication

Disclosed herein are system, method, and computer program product embodiments for creating and displaying a personalized visual code for completing a transaction at a kiosk. An embodiment operates by receiving a request to complete a transaction from a mobile application on a user device; pairing the transaction with a kiosk; retrieving information unique to the user; generating a personalized visual code based on the information unique to the user for display; and generating a rule for presenting the personalized visual code on the kiosk, the rule comprising one or more guidelines regarding at least one of time of display or movement of the personalized visual code on a screen of the kiosk.
Owner:CAPITAL ONE SERVICES LLC

Foreign object detection

A computer-implemented method and transaction terminal is disclosed. The method comprises capturing, by an imaging device of a peripheral device of a transaction terminal, a first image of an internal region of the peripheral device, calculating, by a processor of the transaction terminal, a difference between first pixel values associated with pixels of the first image and second pixel values associated with corresponding pixels of a baseline image of the internal region, thereby obtaining a plurality of difference values, and when more than a predetermined number of the plurality of difference values exceed a first predetermined threshold in at least one region of interest associated with the internal region, determining, by the processor, that a foreign object is present in the peripheral device.
Owner:NCR ATLEOS CORP

ATM fraud detection system and methods thereof

An ATM fraud detection system having a plurality of vibration sensors to detect vibration of one or more of an ATM cash dispenser, card reader, cash rejection bin, and / or cash tray. The system further having NFC sensor to detect persistent presence of wireless signal near an ATM machine. The system also includes a plurality of reed switch sensors to detect tampering of cash door, network cable-model interface, network cable-computer interface, hard disk drive-computer interface and / or ATM keyboard cable-computer interface. A micro controller is programmed to detect fraudulent ATM activity such as jackpotting, transaction reversal, shimming, skimming, cash trapping or internal theft.
Owner:INTELLIDATA360 INC

Systems, methods, and apparatuses for using an anomaly deterrent sensor within a self-service machine for dispensing physical items

PendingUS20260162511A1Complete banking machinesAlarms using trapping
Systems, computer program products, and methods are described herein for using an anomaly deterrent sensor within a self-service machine for dispensing physical items. The present disclosure is configured to: detect an interaction between a payment instrument with available resources and a self-service machine for dispensing physical items; receive an anomaly notification from an anomaly deterrent sensor within the self-service machine for dispensing physical items wherein the anomaly notification is associated with forced entry into the self-service machine, wherein the anomaly deterrent sensor detects forced entry into a physical item dispensing area within the self-service machine during the interaction between the payment instrument and self-service machine; and trigger a set of security measures associated with the self-service machine for dispensing physical items upon reception of the anomaly notification originating from the anomaly deterrent sensor, wherein the set of security measures comprises playing a pre-recorded alarm.
Owner:BANK OF AMERICA CORP

Automated transaction machine with unitary structure

An automated transaction machine includes upper and lower units. The lower unit has a chest with a main body. The main body of the lower unit forms a cavity and has interior and exterior walls, made of different metals, metal alloys or composite metallic material. There is a non-metallic material layer disposed therebetween. There is opening for passage of documents or other items between the upper and lower units. The upper unit has a housing with a main body. The main body forms a cavity. The main body of the upper unit has an interior and an exterior wall. A transport system may be disposed in the housing to transport documents between the upper and lower units.
Owner:DIEBOLD NIXDORF INCORPORATED

Self-service terminal with cash trap device prevention

A terminal includes a shutter that is configured to cover a media dispenser slot in a closed position and to provide access to the media dispenser slot in an open position. The shutter may have at least a part thereof that is transparent with a display mounted between the shutter and the media dispenser slot that is viewable through the transparent part. The shutter may have a touch sensor mounted on an outer surface thereof. The terminal is configured to open the shutter and dispense media only after the user enters the code displayed on the display on a keypad and / or touches the touch sensor. Furthermore, the terminal may include a distance sensor used to detect the presence of a cash trap device based on a threshold that is dynamically changed when the shutter remains open for periods of time longer than a predetermined range.
Owner:CARDTRONICS USA INC

Terminal equipment and terminal equipment use method

The invention belongs to the technical field of terminal equipment. The embodiment of the invention provides terminal equipment and a terminal equipment using method. And the terminal equipment selects a verification strategy based on judging whether the operation time of the target user is in the high-frequency transaction time period. Through comprehensive verification modes such as multi-stage verification and verification strategy dynamic adjustment, the safety of the user in the process of using the terminal equipment is improved.
Owner:SHENGYIN DIGITAL TECH (SHENYANG) CO LTD +1

Encryption system for payment security

An encryption system for payment security is provided and includes: a payment end, a processing end, and a consumption end. The payment end comprises a facial data collection unit, a payment data generation unit, a signal conversion unit of the payment end, a data encryption unit of the payment end, a feedback data receiving unit. The processing end comprises a data decryption unit of the processing end, a payment data receiving unit, an image data receiving unit, a facial emotion recognition unit, a signal conversion unit of the processing end, a determination unit, and a data encryption unit of the processing end. In the present application, the facial data is collected during payment, the facial emotion of the user during payment is recognized, the security level of the surrounding payment environment is determined based on the state of the recognized facial emotion. In this way, payment security is ensured.
Owner:CAI XUHUI

Detection of unauthorized objects on ATM

Information-security LoRa-wave sensing is used to protect ATMs with LoRa modulator with spread-spectrum modulation techniques and / or transparent laser-guided systems 3D image generation to scan / monitor ATM card slots and ATM keypads for skimmers, fake keypads, etc. Sensor(s) with a DCNN / StNet-based algorithm are trained on 3D dimensions for card slot and keypad. Normal vs. detected constant weight of the keypad as well as weight distribution when keys are depressed are detected. Normal vs. disrupted signals based on the foregoing are observed and used to detect unauthorized objects. NB-IoT LoRa-waves initiate an alarm process. Additional features, functionality, and details are disclosed.
Owner:BANK OF AMERICA CORP