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30results about "ATM surveillance" patented technology

Information processing apparatus, information processing system, information processing method, and non-transitory computer-readable medium

An information processing apparatus includes a call determination unit that determines whether a user who has visited an ATM is talking on a phone based on a captured image of a target area based on the ATM, an operation control unit that switches an operation mode of the ATM from a first operation mode to a second operation mode in which information different from information output in the first operation mode is output in a case that the user is talking on a phone, a case determination control unit that transmits data suggesting a state of the user in a target period based on the switching to an interested party terminal and acquires a determination result as to whether there is an incident, and an update unit that changes operation content of the second operation mode based on the determination result of the presence or absence of the incident.
Owner:NEC CORP

Service method and device, equipment, storage medium and program product

The embodiment of the invention provides a service method and device, equipment, a storage medium and a program product, and relates to the technical field of financial science and technology or artificial intelligence. The method comprises the following steps: collecting target customer information, wherein the target customer information comprises first face image data and first audio data of a target customer; performing facial feature extraction based on the first facial image data to obtain first facial feature information; performing audio feature extraction based on the first audio data to obtain first audio feature information; determining first state information according to the first facial feature information and the first audio feature information, wherein the first state information is used for indicating an emotional state of the target customer; under the condition that the first condition is met, first information is sent to the first terminal, the first information is used for indicating the first terminal to interact with the target client, and the first condition includes that the first state information meets the second condition. According to the service method provided by the invention, the satisfaction degree of bank services is improved.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Flexible security system for cash-in-transit

There is provided an adaptive access-control and monitor system that comprises at least one portable communication device, further comprising, a transceiver that is adapted to receive and transmit communication signals via a telecommunication link, at least one imaging sensor that is adapted to provide image data to an image processor and a rechargeable energy source and a user interface. The system further comprises at least one first remote actuator that is actuatable by said communication signals and / or electromagnetic energy; at least one control station that is manned by at least one operator and which is adapted to receive and process said image data and monitor and / or control said at least one first remote actuator and said at least one portable communication device via said telecommunication link.
Owner:TODD ROBERT EDMUND

Object recognition subject to a throttling effect

Apparatus and methods for dynamically controlling application of a graphic processing unit (“GPU”) based on the current processing needs is described. A number of objects in each image may be detected. A machine learning model may be utilized to detect and classify objects in each image. Based on the number of detected objects, the GPU could be switched on to provide increased image processing performance. Dynamically turning the GPU on / off may reduce power consumption. When the GPU is turned off, a central processing unit (“CPU”) may be used to perform image processing.
Owner:BANK OF AMERICA CORP

Media aperture protection for media handling devices

A shutter module of a media handling device is provided. The module includes a shutter blade and a fan. The shutter blade includes a hollow interior compartment designed to house air pumped into the compartment by the fan and to expel the air out through a vent in the blade when the blade is in an open position. The expelled air creates an air shield with the air being directed away from an aperture to prevent debris from entering the aperture when the blade is opened. The blade, when a closed position, covers the aperture sealing and protecting a media deposit / dispense slot of the media handling device from access. In an embodiment, the fan is continuously pumping air into the compartment when the blade is in the open position to expel the air out the vent and when the blade is in the closed position to keel the compartment pressurized.
Owner:CARDTRONICS USA INC

Monitoring device and teller machine system

The application provides a monitoring device and a teller machine system thereof, the monitoring device comprising a camera, a swing mechanism and a driving assembly, wherein the swing mechanism comprises a first transmission assembly and a support rod, the camera is installed on the support rod, the first transmission assembly comprises a first transmission part, a first transmission gear and a second transmission gear, the first transmission part comprises a first rack and a second rack; the first transmission gear is engaged with the first rack to drive the first transmission part to move, the second transmission gear is fixedly connected with the support rod and engaged with the second rack; and the driving assembly is drivingly connected with the first transmission gear. The driving assembly is arranged to drive the first transmission gear to rotate, so as to drive the support rod to rotate through the first transmission part and the second transmission gear, thereby driving the camera to swing at a predetermined angle, and the problem that the camera of the teller machine in the prior art is inconvenient for multi-directional monitoring of the teller machine is solved.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Automated transaction machine

An automated transaction machine includes upper and lower units. The lower unit has a chest with a main body. The main body of the lower unit forms a cavity and has interior and exterior walls, made of metal, metal alloys or composite metallic material. There is a non-metallic material layer disposed therebetween. There is opening for passage of documents or other items between the upper and lower units. The upper unit has a housing with a main body. The main body forms a cavity. The main body of the upper unit has an interior and an exterior wall. A transport system may be disposed in the housing to transport documents between the upper and lower units.
Owner:DIEBOLD NIXDORF INCORPORATED

Personalized visual codes for kiosk authentication

Disclosed herein are system, method, and computer program product embodiments for creating and displaying a personalized visual code for completing a transaction at a kiosk. An embodiment operates by receiving a request to complete a transaction from a mobile application on a user device; pairing the transaction with a kiosk; retrieving information unique to the user; generating a personalized visual code based on the information unique to the user for display; and generating a rule for presenting the personalized visual code on the kiosk, the rule comprising one or more guidelines regarding at least one of time of display or movement of the personalized visual code on a screen of the kiosk.
Owner:CAPITAL ONE SERVICES LLC

Systems, methods, and apparatuses for using an anomaly deterrent sensor within a self-service machine for dispensing physical items

PendingUS20260162511A1Complete banking machinesAlarms using trapping
Systems, computer program products, and methods are described herein for using an anomaly deterrent sensor within a self-service machine for dispensing physical items. The present disclosure is configured to: detect an interaction between a payment instrument with available resources and a self-service machine for dispensing physical items; receive an anomaly notification from an anomaly deterrent sensor within the self-service machine for dispensing physical items wherein the anomaly notification is associated with forced entry into the self-service machine, wherein the anomaly deterrent sensor detects forced entry into a physical item dispensing area within the self-service machine during the interaction between the payment instrument and self-service machine; and trigger a set of security measures associated with the self-service machine for dispensing physical items upon reception of the anomaly notification originating from the anomaly deterrent sensor, wherein the set of security measures comprises playing a pre-recorded alarm.
Owner:BANK OF AMERICA CORP

Automated transaction machine with unitary structure

An automated transaction machine includes upper and lower units. The lower unit has a chest with a main body. The main body of the lower unit forms a cavity and has interior and exterior walls, made of different metals, metal alloys or composite metallic material. There is a non-metallic material layer disposed therebetween. There is opening for passage of documents or other items between the upper and lower units. The upper unit has a housing with a main body. The main body forms a cavity. The main body of the upper unit has an interior and an exterior wall. A transport system may be disposed in the housing to transport documents between the upper and lower units.
Owner:DIEBOLD NIXDORF INCORPORATED

Self-service terminal with cash trap device prevention

A terminal includes a shutter that is configured to cover a media dispenser slot in a closed position and to provide access to the media dispenser slot in an open position. The shutter may have at least a part thereof that is transparent with a display mounted between the shutter and the media dispenser slot that is viewable through the transparent part. The shutter may have a touch sensor mounted on an outer surface thereof. The terminal is configured to open the shutter and dispense media only after the user enters the code displayed on the display on a keypad and / or touches the touch sensor. Furthermore, the terminal may include a distance sensor used to detect the presence of a cash trap device based on a threshold that is dynamically changed when the shutter remains open for periods of time longer than a predetermined range.
Owner:CARDTRONICS USA INC

Detection of unauthorized objects on ATM

ActiveUS12518603B2Complete banking machinesATM surveillance
Information-security LoRa-wave sensing is used to protect ATMs with LoRa modulator with spread-spectrum modulation techniques and / or transparent laser-guided systems 3D image generation to scan / monitor ATM card slots and ATM keypads for skimmers, fake keypads, etc. Sensor(s) with a DCNN / StNet-based algorithm are trained on 3D dimensions for card slot and keypad. Normal vs. detected constant weight of the keypad as well as weight distribution when keys are depressed are detected. Normal vs. disrupted signals based on the foregoing are observed and used to detect unauthorized objects. NB-IoT LoRa-waves initiate an alarm process. Additional features, functionality, and details are disclosed.
Owner:BANK OF AMERICA CORP

A bank real-time online monitoring anti-theft method and system and a storage medium thereof

The application relates to the field of intelligent security, in particular to a bank real-time online monitoring anti-theft method and system and a storage medium thereof, which comprises the following steps: acquiring cash-out data, a cash-out signal and current cash quality data; determining an ATM machine invasion signal through the cash-out data, the cash-out signal and a preset cash-out judgment threshold value, and outputting the signal to a user; determining current cash data through the current cash quality data and a preset single-cash quality threshold value; determining a stolen cash signal through the current cash data, a preset residual cash data and a preset environment deviation threshold value, and outputting the signal to the user; and determining new residual cash data through the original residual cash data and the cash-out data, and replacing the original residual cash data. The application has the effects of precision, rapidness and automatic realization of intelligent anti-theft.
Owner:ZHEJIANG NANDUN TECH DEV CO LTD

Artificial intelligence (AI)-based security systems for monitoring and securing physical locations

Various aspects of the disclosure relate to monitoring a physical location to determine and / or predict anomalous activities. One or more machine learning algorithms may be used to analyze inputs from one or more sensors, cameras, audio recording equipment, and / or any other types of sensors to detect anomalous measurements / patterns. Notifications may be sent one or more devices in a network based on the detection.
Owner:BANK OF AMERICA CORP

Bezel

[Problem] A camera device is mounted in a bezel attached to a bill validator to take user's clear face image. [Solution to Problem] A bezel (8) comprises a frame (4a) secured to a housing (1a) of a bill validator (1), a camera device (4) attached to the frame (4a) for taking images of user's face and a cover (4c) attached to the frame (4a) for covering the camera device (4), the cover (4c) being made of translucent and optically reflective materials.
Owner:JAPAN CASH MASCH CO LTD

System for providing virtual card using mobile communication device and method thereof

ActiveUS12632849B2Acutation objectsPayment architecturePaymentIdentity theft
Disclosed is a system for providing a virtual card using a mobile communication device and payment methods using the same. The virtual card is issued to a user by any financial institute, being adapted to authorize the user to withdraw the cash and / or pay for any product or service. The system (100) includes a mobile communication device (101) and an ATM (102), each with a SIM card and a communication module. The method includes the activation of the virtual card and allowing the user to do any kind of transaction like withdrawal, credit and / or debit for any product or service in response to the authentication procedure involving a PIN with 4 digit random number combination. Thus, the invention reduces the possibility of the scamming. The invention also does not require any physical card to be issued, hence reducing the possibility of identity theft by using fraudulent information and applying for new cards on the user's behalf.
Owner:PETHE SURESH

Face recognition method and equipment based on bank self-service terminal and medium

The embodiment of the invention discloses a face recognition method and device based on a bank self-service terminal and a medium, belongs to the technical field of face recognition, and solves the problem that the accuracy of user identity recognition is affected due to insufficient segmentation precision when a face image collected by the bank self-service terminal is processed in the prior art. Acquiring a face image of a customer through a camera device arranged on the bank self-service terminal; inputting the face image into a preset neural network, and performing face image segmentation on the face image through a coding path and a decoding path of the preset neural network to obtain user identity recognition information; acquiring historical service information corresponding to the user according to the user identity identification information, and performing comparison detection on the current service information and the historical service information; and when the detection result is abnormal business, abnormal information is generated, and secondary face recognition is carried out based on the bank self-service terminal so as to check the abnormal information.
Owner:中国农业银行股份有限公司山东省分行

Security arrangement for financial technology platforms

The invention discloses a security arrangement for a financial transactional platform including a 3rd step in authentication for an online electronic fund transferring platform or in app authentication for transactions on mobile devices or web-based platforms, and adapted to be utilised by a client and / or user, which includes at least one of the following means to activate and / or trigger duress mode during the login process; while logged in to the FTP under normal conditions; on a third-party mobile phone / device; and / or duress mode can be triggered on the client's / user's device while transacting at an ATM, POS or payment gateway.
Owner:DR Q BOTHA INC

Securing a cardless ATM authentication through position detection

Systems and methods include a kiosk that performs an electronic payment transaction based on instructions received from a portable device of a user. The system further includes a transmitting device electrically coupled to the kiosk. The transmitting device is configured to transmit a first signal to the portable device at a first direction. The system further includes a receiving device electrically coupled to the kiosk. The receiving device is configured to receive a second signal from the portable device at a second direction. The transmitting device and receiving device are positioned such that the first and second direction enable determination of a position of the user, where the processor enables the electronic payment transaction to be processed only when the portable device is at a location relative to the kiosk. The location is disposed within a transmission path coextensive with both the first direction and the second direction.
Owner:CAPITAL ONE SERVICES LLC

Replay attack detection

Images captured for components of a device are monitored for changes by evaluating a first region of interest in the images. Periodically, a command is sent to the device to move one or more of the components to a known position or state. A certain component or set of components associated with being moved based on the command is evaluated in a second region of interest in the images to determine if the corresponding component or set of components is in the known position or state within the images. When the corresponding component or set of components is not identified from the images in the known position or state, a security alert is raised for the device and security operations are processed on the host device.
Owner:NCR ATLEOS CORP

Systems and methods for detecting human presence near a transaction kiosk

Disclosed embodiments may include a system that may receive first level authentication data from a first user, identify a first user device associated with the first user, and determine whether a current location of the first user device is within a predetermined proximity of a first computing device. In response to the determination, the system may detect one or more objects within the predetermined proximity of the first computing device using the one or more positional sensors. The system may determine that at least one of the one or more objects is associated with a human, and in response, trigger a security measure. The system may transmit an indication of the triggered security measure to the first computing device, and may transmit instructions to the first user device configured to cause the first user device to provide an alert to the first user.
Owner:CAPITAL ONE SERVICES LLC

Detecting installation of an object at a terminal device

A system for detecting installation of a skimmer at an automated teller machine receives detection data from a sensor. The system converts the detection data from a time domain to a frequency domain using a wavelet transform to generate a wavelet matrix of coefficients. The system includes a first machine learning model to identify features in the wavelet matrix. The system generates a rain alert signal based on the identified features. The system includes a long short-term memory recurrent neural network model to determine a sequence from the detection data, the sequence including (i) an idle state, (ii) a hand proximity state, and (iii) a skimmer installation state. The system determines to generate a tamper alert signal based on the sequence.
Owner:NCR VOYIX CORP

Systems and methods for customer-specific content delivery via ATM

Systems and methods for customer-specific content delivery via an automated teller machine (ATM) may include one or more server(s) which receive, from an ATM, data indicative of a user profile corresponding to a user of the ATM, the user performing a transaction via the ATM; identify a transaction history associated with the user profile; determine, via one or more first machine learning models hosted on the one or more servers, a context corresponding to at least one transaction of the transaction history; generate, via one or more second machine learning models, a content item according to the context determined by the one or more first machine learning models; and transmit the content item for display by the ATM to the user, the ATM displaying the content item for at least a portion of a duration in which the transaction is performed via the ATM.
Owner:WELLS FARGO BANK NA

Device supporting financial services, and integrated system therefor

Provided is a device supporting financial services, and an integrated system that incorporates technologies such as QR codes, blockchain, distributed finance (DeFi), non-fungible tokens (NFT), and metaverse into financial services. Furthermore, the present disclosure relates to a method and a device for providing blockchain-based financial services and, more particularly, to a method and a device for providing services of making a payment or exchanging money through blockchain-based cryptocurrency that is performed in real time without a delay in processing time. Further, the present invention relates to: an ATM device that determines forgery / falsification of an ID card in an account opening process and authenticates the identity of an ID card holder by comparing the face of the ID card holder with the face of a photo of the ID card; and an operating method therefor. Moreover, the present disclosure relates to an electronic access management system using QR codes.
Owner:LEE JONG MYUNG

Microelectromechanical system sensors for ATM information security

A smart-dust information security and energy optimization process / machine / system is disclosed for use with an ATM. Tiny microelectromechanical systems (MEMS) less than 1 mm in size are deployed and distributed in and around the ATM internal and external components. The MEMS include various sensors to detect component malfunctions and identify security threats (e.g., card skimmers), and also to place the ATM in a reduced energy state whenever possible. MEMS interoperable components and sensors may include, inter alia, batteries, wireless transmitters / receivers, processors, memory, analog-to-digital converters, LIDAR, photo detectors, vibration detectors, motion detectors, wireless signal detectors for detecting Bluetooth or RFID signals, temperature sensors, humidity sensor, a power consumption / induced electromagnetic energy sensors, piezoelectric sensors, sound sensors, etc. The components and sensors are interoperable with one another, and the MEMS are in wireless communication with one another and ultimately with the ATM. Additional features and functionality are disclosed.
Owner:BANK OF AMERICA CORP

Automated teller machine and method of controlling the same

An automated teller machine includes: a main body; a reception unit; a temporary holding unit; an identification unit; a recycle cassette; a reject cassette; a utility cassette; a conveyance path through which a medium is conveyed; and a control unit. The control unit controls the conveyance path such that when the medium is replenished through the transit cassette, the medium recognized as the normal banknote by the identification unit, among the mediums stored in the transit cassette, is temporarily stored in the temporary holding unit, and among the mediums temporarily stored in the temporary holding unit, the medium recognized as the normal banknote by the identification unit is transferred to the transit cassette.
Owner:HYOSUNG TNS INC

Methods and systems for demonstrating a personalized automated teller machine (ATM) presentation

A computer-implemented method for demonstrating a personalized automated teller machine (ATM) presentation to a user may include: obtaining transaction data of the user via a device associated with the user; obtaining, via the one or more processors, geographic data of the user based on the transaction data; generating, via the one or more processors, ATM data based on the geographic data of the user; obtaining, via the one or more processors, user feedback data based on the ATM data, wherein the user feedback data comprises a selection of an ATM of the list of the ATMs; transmitting, to the selected ATM of the list of the ATMs, presentation data based on the transaction data and the user feedback data; and demonstrating, via the selected ATM of the list of the ATMs, the personalized ATM presentation to the user based on the presentation data.
Owner:CAPITAL ONE SERVICES LLC