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102results about "ATM surveillance" patented technology

Artificial intelligence (AI)-based security systems for monitoring and securing physical locations

Various aspects of the disclosure relate to monitoring a physical location to determine and / or predict anomalous activities. One or more machine learning algorithms may be used to analyze inputs from one or more sensors, cameras, audio recording equipment, and / or any other types of sensors to detect anomalous measurements / patterns. Notifications may be sent one or more devices in a network based on the detection.
Owner:BANK OF AMERICA CORP

Personalized QR codes for ATM authentication

Disclosed herein are system, method, and computer program product embodiments for creating a personalized visual code for completing a transaction at an Automated Teller Machine (ATM). An embodiment operates by receiving a request to complete a transaction from a mobile application on a user device, pairing the transaction with an ATM, retrieving information unique to the user, generating a personalized visual code based on the information unique to the user, and generating a rule for presenting the personalized visual code on the ATM, the rule including at least one of: i) when the personalized visual code should be presented, ii) how long the personalized visual code is to be presented, or iii) how the personalized visual code should move when presented on the ATM.
Owner:CAPITAL ONE SERVICES LLC

Information processing apparatus, information processing system, information processing method, and non-transitory computer-readable medium

An information processing apparatus includes a call determination unit that determines whether a user who has visited an ATM is talking on a phone based on a captured image of a target area based on the ATM, an operation control unit that switches an operation mode of the ATM from a first operation mode to a second operation mode in which information different from information output in the first operation mode is output in a case that the user is talking on a phone, a case determination control unit that transmits data suggesting a state of the user in a target period based on the switching to an interested party terminal and acquires a determination result as to whether there is an incident, and an update unit that changes operation content of the second operation mode based on the determination result of the presence or absence of the incident.
Owner:NEC CORP

Systems and Methods for Customer-Specific Content Delivery via ATM

Systems and methods for customer-specific content delivery via an automated teller machine (ATM) may include one or more server(s) which receive, from an ATM, data indicative of a user profile corresponding to a user of the ATM, the user performing a transaction via the ATM; identify a transaction history associated with the user profile; determine, via one or more first machine learning models hosted on the one or more servers, a context corresponding to at least one transaction of the transaction history; generate, via one or more second machine learning models, a content item according to the context determined by the one or more first machine learning models; and transmit the content item for display by the ATM to the user, the ATM displaying the content item for at least a portion of a duration in which the transaction is performed via the ATM.
Owner:WELLS FARGO BANK NA

Systems, methods, and apparatuses for using an anomaly deterrent sensor within a self-service machine for dispensing physical items

ActiveUS12354458B2Complete banking machinesAlarms using trappingSecurity MeasureSelf-service
Systems, computer program products, and methods are described herein for using an anomaly deterrent sensor within a self-service machine for dispensing physical items. The present disclosure is configured to: detect an interaction between a payment instrument with available resources and a self-service machine for dispensing physical items; receive an anomaly notification from an anomaly deterrent sensor within the self-service machine for dispensing physical items wherein the anomaly notification is associated with forced entry into the self-service machine, wherein the anomaly deterrent sensor detects forced entry into a physical item dispensing area within the self-service machine during the interaction between the payment instrument and self-service machine; and trigger a set of security measures associated with the self-service machine for dispensing physical items upon reception of the anomaly notification originating from the anomaly deterrent sensor, wherein the set of security measures comprises playing a pre-recorded alarm.
Owner:BANK OF AMERICA CORP

Inspection apparatus for optical inspection of a card insertion slot of a card reader

An inspection apparatus (100) for optical inspection of a card insertion slot (310) of a card reader (300). The apparatus (100) includes a housing (110) holding a magnifier lens assembly (120), the magnifier lens assembly (120) being mounted through the housing (110), from a back face (112) to a front face (112) of the housing (110); at least two guiding elements (141, 142), protruding outwards the front face of the housing (110); and at least two light sources (131, 132) located on a front side of the inspection apparatus (100). The inspection apparatus (100) is further configured so that the at least two guiding elements (141, 142), the at least two light sources (131, 132), and an optical axis (OA) of the magnifier lens assembly (120) are substantially contained in a same plane (P).
Owner:INGENICO INC

Monitoring and predicting physical force attacks on transaction terminals

A server obtains real-time video depicting an area that includes a terminal. The server analyzes the video for depictions of a vehicle and objects associated with attacks on terminals, A server provides factors associated with the analysis to a machine learning model (MLM). The server receives a confidence value as output from the MLM. The server sends an alert when the confidence value exceeds a threshold as an indication that a potential attack on the terminal may be in progress.
Owner:NCR ATLEOS CORP

Cooperative medium management method and device between medium storage devices and medium

The invention discloses a collaborative medium management method and device between medium storage devices and a medium, and relates to the technical field of artificial intelligence and financial science and technology, and the method comprises the steps: responding to the medium access operation of each medium storage device in a target area range, and generating medium state description information matched with the medium access operation in real time; when the collaborative medium management condition is met, determining a target time interval matched with the collaborative medium management condition, and obtaining state description information of each target medium generated in the target time interval; and performing iterative processing by adopting a particle optimization algorithm according to the state description information of each target medium to obtain an ideal medium storage amount of each medium storage device in each time period, and determining a medium management strategy for each target medium storage device in the target area range by combining the current system time so as to update the storage state of each medium. And the management efficiency, the optimization pertinence, the accuracy and the collaborative management precision of the medium storage equipment in the target area are improved.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Casino cage cashout system with integrated chip validation and transaction record generation

A casino cage cashout system includes integrated chip validation and transaction record generation. The system includes an interface to a chip reader. An output of the chip reader is used to generate chip information, including chip value, such as for causing an automated cash dispenser to dispense cash in an amount equal to the value of the chips being redeemed. The cage cashout system is also integrated with an anti-money laundering (AML) system, wherein the cage cashout system automatically generates a transaction report which include information regarding the chip cashout and transmits that report to the AML system.
Owner:EVERI PAYMENTS

Image processing to prevent access to private information

A processing resource receives original image data by a surveillance system. The original image data captures at least private information and occurrence of activity in a monitored region. The processing resource applies one or more transforms to the original image data to produce transformed image data. Application of the one or more transforms sufficiently distorts portions of the original image data to remove the private information. The transformed image data includes the distorted portions to prevent access to the private information. However, the distorted portions of the video include sufficient image detail to discern occurrence of the activity in the retail environment.
Owner:NCR VOYIX CORP

Service method and device, equipment, storage medium and program product

The embodiment of the invention provides a service method and device, equipment, a storage medium and a program product, and relates to the technical field of financial science and technology or artificial intelligence. The method comprises the following steps: collecting target customer information, wherein the target customer information comprises first face image data and first audio data of a target customer; performing facial feature extraction based on the first facial image data to obtain first facial feature information; performing audio feature extraction based on the first audio data to obtain first audio feature information; determining first state information according to the first facial feature information and the first audio feature information, wherein the first state information is used for indicating an emotional state of the target customer; under the condition that the first condition is met, first information is sent to the first terminal, the first information is used for indicating the first terminal to interact with the target client, and the first condition includes that the first state information meets the second condition. According to the service method provided by the invention, the satisfaction degree of bank services is improved.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Detection of peripheral device manipulation

A computer-implemented method and transaction terminal is disclosed. The method comprises capturing, by an imaging device, a first image of an internal region of an apparent peripheral device of the transaction terminal, calculating, by a processor of a transaction terminal, a first amount of change between the first image and a baseline image of the internal region, capturing, by the imaging device, at least one further image of the internal region, for each further image, calculating, by the processor, a second amount of change between the further image and a respective baseline image of the internal region, and when at least two consecutive values of the first and / or second amount of change are below a predefined value, determining that the imaging device is in a dummy peripheral device to prevent detection of a foreign object in an active peripheral device of the transaction terminal.
Owner:NCR ATLEOS CORP

Unauthorized Activity Detection at Automated Teller Machine

Arrangements for providing unauthorized activity detection are provided. A computing platform may receive a request for transaction from a transaction processing card via a card reader of a transaction processing device. The computing platform may dynamically generate a validation code. The computing platform may transmit the validation code to the transaction processing card. In some examples, the computing platform may receive, from the transaction processing card, an encrypted version of the validation code. The code may be encrypted by the transaction processing card using a key associated with the transaction processing card. The computing platform may attempt to decrypt the encrypted code with a key associated with the transaction processing device. If the decryption is successful, the transaction may continue. If decryption is not successful, the transaction may be denied and a notification indicating that the transaction processing card is compromised may be generated and transmitted to a computing device.
Owner:BANK OF AMERICA CORP

Skimmer detection and mitigation

Disclosed are systems and methods for detecting a skimmer located proximate a card reader of a self-service terminal (SST). The systems and methods may include obtaining a baseline measurement for a plurality of sensors located proximate the card reader and activating a subset of the plurality of sensors. A signal may be received from each of the subset of the plurality of sensors that were activated. When the signal from each of the subset of the plurality of sensors deviate from the baseline measurement by a predetermined threshold, a determination may be made that the skimmer is proximate the card reader. In response to determining that the skimmer is located proximate the card reader, the self-service terminal may be disabled.
Owner:CARDTRONICS USA INC

Detection of Unauthorized Objects on ATM

Information-security LoRa-wave sensing is used to protect ATMs with LoRa modulator with spread-spectrum modulation techniques and / or transparent laser-guided systems 3D image generation to scan / monitor ATM card slots and ATM keypads for skimmers, fake keypads, etc. Sensor(s) with a DCNN / StNet-based algorithm are trained on 3D dimensions for card slot and keypad. Normal vs. detected constant weight of the keypad as well as weight distribution when keys are depressed are detected. Normal vs. disrupted signals based on the foregoing are observed and used to detect unauthorized objects. NB-IoT LoRa-waves initiate an alarm process. Additional features, functionality, and details are disclosed.
Owner:BANK OF AMERICA CORP

Using a third party dynamic QR code on a personal mobile device to complete a transaction at an ATM

Disclosed herein are system, method, and computer program product embodiments for using a third party dynamic QR code on a personal mobile device to complete a transaction at an ATM. The customer may stage a transaction using a mobile application on a mobile device. Upon the staged transaction being authenticated and approved, a machine-readable image may be transmitted to the mobile device. When the customer visits the ATM, the machine-readable image on the mobile device may be captured by the ATM and sent to an application server from the ATM. The application server may associate the ATM with the staged transaction that is staged using the mobile application, and send instructions to the ATM to dispense cash according to the staged transaction.
Owner:CAPITAL ONE SERVICES LLC

Abnormal fund flow monitoring and management system based on behavior perception

The present invention relates to the technical field of financial transactions, and in particular, to an abnormal fund flow monitoring and management system based on behavior perception. The system comprises a bank card status acquisition module, a cardholder behavior information pre-acquisition module, an actual controller identity authentication module, and an idle card disposal management module, wherein: the bank card status acquisition module acquires the cardholder's usage habits, and identifies the common bank cards and idle bank cards under the cardholder's name based on the usage habits; in the abnormal fund flow monitoring and management system based on behavior perception, the cardholder's transaction habits in normal transactions are acquired by using the trial information, and when an idle bank card transaction occurs, the cardholder is placed in a monitorable environment by adding a verification location, and the actual behavior of the cardholder during the idle bank card transaction is acquired by using the monitorable environment, and then the idle bank card's fund behavior is judged based on the transaction habits, thereby reducing the false freezing rate of the idle bank card.
Owner:DAYOU FUTURES CO LTD

Flexible security system for cash-in-transit

There is provided an adaptive access-control and monitor system that comprises at least one portable communication device, further comprising, a transceiver that is adapted to receive and transmit communication signals via a telecommunication link, at least one imaging sensor that is adapted to provide image data to an image processor and a rechargeable energy source and a user interface. The system further comprises at least one first remote actuator that is actuatable by said communication signals and / or electromagnetic energy; at least one control station that is manned by at least one operator and which is adapted to receive and process said image data and monitor and / or control said at least one first remote actuator and said at least one portable communication device via said telecommunication link.
Owner:TODD ROBERT EDMUND

Detection of peripheral device manipulation

A computer-implemented method and transaction terminal is disclosed. The method comprises capturing, by an imaging device, a first image of an internal region of an apparent peripheral device of the transaction terminal, calculating, by a processor of a transaction terminal, a first amount of change between the first image and a baseline image of the internal region, capturing, by the imaging device, at least one further image of the internal region, for each further image, calculating, by the processor, a second amount of change between the further image and a respective baseline image of the internal region, and when at least two consecutive values of the first and / or second amount of change are below a predefined value, determining that the imaging device is in a dummy peripheral device to prevent detection of a foreign object in an active peripheral device of the transaction terminal.
Owner:NCR ATLEOS CORP

Object recognition subject to a throttling effect

Apparatus and methods for dynamically controlling application of a graphic processing unit (“GPU”) based on the current processing needs is described. A number of objects in each image may be detected. A machine learning model may be utilized to detect and classify objects in each image. Based on the number of detected objects, the GPU could be switched on to provide increased image processing performance. Dynamically turning the GPU on / off may reduce power consumption. When the GPU is turned off, a central processing unit (“CPU”) may be used to perform image processing.
Owner:BANK OF AMERICA CORP

Safe interaction method for bank self-service money withdrawal

The invention provides a bank self-service money withdrawing safety interaction method, which relates to the technical field of financial security, and comprises the following steps: when a client approaches a door of an ATM (Automatic Teller Machine), the identity is confirmed through face recognition, when the ATM is used, the client fills an answer according to a reserved question, and if the filled reserved answer is a warning effect, a bank system starts a monitoring video record to be compared with the face, and if not, the ATM is started. The face state is analyzed, counter personnel are notified to intervene in an early warning mode during double abnormity, and if normal reserved information is filled, the ATM operates normally. According to the method, the fund safety of the customer in the self-service money withdrawing process can be effectively guaranteed.
Owner:IND & COMMERCIAL BANK OF CHINA CO LTD XINYANG BRANCH

Media aperture protection for media handling devices

A shutter module of a media handling device is provided. The module includes a shutter blade and a fan. The shutter blade includes a hollow interior compartment designed to house air pumped into the compartment by the fan and to expel the air out through a vent in the blade when the blade is in an open position. The expelled air creates an air shield with the air being directed away from an aperture to prevent debris from entering the aperture when the blade is opened. The blade, when a closed position, covers the aperture sealing and protecting a media deposit / dispense slot of the media handling device from access. In an embodiment, the fan is continuously pumping air into the compartment when the blade is in the open position to expel the air out the vent and when the blade is in the closed position to keel the compartment pressurized.
Owner:CARDTRONICS USA INC

Monitoring device and teller machine system

The application provides a monitoring device and a teller machine system thereof, the monitoring device comprising a camera, a swing mechanism and a driving assembly, wherein the swing mechanism comprises a first transmission assembly and a support rod, the camera is installed on the support rod, the first transmission assembly comprises a first transmission part, a first transmission gear and a second transmission gear, the first transmission part comprises a first rack and a second rack; the first transmission gear is engaged with the first rack to drive the first transmission part to move, the second transmission gear is fixedly connected with the support rod and engaged with the second rack; and the driving assembly is drivingly connected with the first transmission gear. The driving assembly is arranged to drive the first transmission gear to rotate, so as to drive the support rod to rotate through the first transmission part and the second transmission gear, thereby driving the camera to swing at a predetermined angle, and the problem that the camera of the teller machine in the prior art is inconvenient for multi-directional monitoring of the teller machine is solved.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Self-service storage interaction method and system based on shared information of bank financial system

The invention discloses a self-service storage interaction method and system based on shared information of a bank financial system, and belongs to the technical field of self-service storage interaction. The system comprises a posture size parameter generation module, a posture verification module, an identity verification information generation module and an identity verification module. According to the invention, through an intelligent complement scheduling strategy based on comprehensive cost optimization, efficient execution of a complement service is realized, mechanical loss is reduced, a complement task is converted into a combinatorial optimization problem, an optimal page turning and printing sequence is calculated through an algorithm, and a mechanical motion path and time consumption are reduced, so that the service life of equipment is prolonged; the problems that in the prior art, bankbook self-service equipment is low in reregistration service efficiency and high in mechanical abrasion speed are solved.
Owner:HUAIAN ATONG AUTOMATION TECH CO LTD

Equipment supporting financial services and its integrated systems

The present invention relates to an apparatus and an integrated system for supporting financial services. The present invention also proposes an integrated system that introduces technologies such as QR code, blockchain, DeFi (decentralized finance), NFT (non-fungible token), and metaverse into financial services. The present invention also relates to a method and apparatus for providing a blockchain-based financial service, and more particularly, to a method and apparatus for providing a service of making payments and exchanging money through blockchain-based cryptocurrency in real time without processing time delay. The present invention also relates to an ATM machine and an operating method thereof that determines whether an ID card is forged or altered during an account opening process and authenticates the identity of the ID card holder by comparing the face of the ID card holder with the face in the ID card photo. The present invention also relates to an electronic access control system using a QR code.
Owner:イチョン-ミョン

Controlling ATM surface attacks leveraging decentralized swarm intelligence using ATMS

A decentralized swarm intelligence algorithm over a network of paired ATMs to prevent or control surface attacks on ATMs. The ATMs may be seeded with an initial swarm intelligence model to identify suspicious activity. An ATM may relay alerts about suspicious activity at that ATM to other paired ATMs. The ATMs use machine learning to update the model and perform swarm intelligence autonomously at the paired ATMs. A bank may provide the initial swarm intelligence model, receive alerts about and analyze the attacks, and provide updated swarm intelligence models to prevent or limit future attacks. Smart contracts may be used to specify rules for performing swarm intelligence using the paired ATMs. Records regarding swarm intelligence models, attempted suspicious attacks including payment instruments that may have been used, actions taken in response to the attacks, and smart contracts may be recorded on a blockchain distributed ledger.
Owner:BANK OF AMERICA CORP

Processing device, processing method, and program

A processing device (10) according to the present invention comprises: an action analysis unit (11) that detects that a target person shown in an image obtained by imaging a person within a facility is performing any of a plurality of detection-target actions; a determination unit (12) that determines a notification destination on the basis of at least one from among the type of a detected detection-target action, a location at which the detected detection-target action is performed, the length of time for which the detected detection-target action has been performed, a time at which the detected detection-target action is performed, and the confidence of a detected result; and a notification unit (13) that sends, to the determined notification destination, a detection notification of the detection-target action.
Owner:NEC CORP

Media shutter attack sensing

A media shutter apparatus is provided. The apparatus includes a side flange with first and second apertures. The side flange is affixed to an end of a blade / shutter and the first aperture adapted to receive a pin that drives the blade open and shut via movement of the pin through the first aperture. The second aperture is adjacent to the first aperture and adapted to rupture and move the side flange such that the pin is in the second aperture when force is applied to the blade and transferred to the side flange. The side flange further includes an extending notch from a bottom of the side flange that is surrounded by a sensor such that when the notch moves because of a rupture of the pin from the first aperture to the second aperture the sensor reports a change in state for the blade.
Owner:NCR VOYIX CORP