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91 results about "Business transactions" patented technology

Business transaction. A business transaction is an economic event with a third party that is recorded in an organization's accounting system. Such a transaction must be measurable in money. Examples of business transactions are: High-volume business transactions may be recorded in a special journal, such as the purchases journal or sales journal.

Transaction request processing method and device, storage medium and electronic equipment

The invention discloses a transaction request processing method and device, a storage medium and electronic equipment. The method comprises the steps that a business transaction request sent by a second transaction system is received in a target time period, and the first transaction system and the second transaction system are used for processing the business transaction request in parallel in the target time period; analyzing the business transaction request, and determining a transaction serial number; analyzing a sequence log according to the transaction serial number, determining a service serial number corresponding to the transaction serial number, the sequence log being generated by a second transaction system in advance according to the service transaction request, and the service serial number being a random number used for identifying the service transaction request; generating a first business processing result according to the business transaction request; and storing the first service processing result, the service serial number and a mapping relationship between the first service processing result and the service serial number. The technical problem that the new and old transaction systems cannot guarantee the data consistency in the parallel double-sending stage is solved.
Owner:CHINA CONSTRUCTION BANK +1

Supply chain data real-time integration processing method and system based on multi-source heterogeneous data

The invention relates to the technical field of industrial data management, in particular to a supply chain data real-time integration processing method and system based on multi-source heterogeneous data, and the method comprises the steps: obtaining an external compliance data document, calling a document layout analysis model based on a multi-modal converter, extracting a text semantic vector, fusing the text semantic vector with a two-dimensional space coordinate feature to generate a composite index key, and carrying out the real-time integration processing of the supply chain data. Executing clustering analysis to recognize the text blocks and generating structured metadata; carrying out discretization processing on the business transaction data flow, and constructing an associated database with production environment and logistics data as attributes; executing cross-modal entity alignment by using the structured metadata, and establishing a bidirectional pointer link between the unstructured document index and the associated database; receiving a query vector, executing a recursive traversal algorithm based on a bidirectional pointer link, calculating a cascade influence probability as a correlation sorting score, and outputting a retrieval result; through multi-modal feature fusion and cross-modal entity alignment, deep integration and risk linkage retrieval of supply chain heterogeneous data are realized.
Owner:SUZHOU JINZHIYUAN TECHNOLOGY CO LTD

Unattended wagon balance monitoring method and system

The invention discloses an unattended wagon balance monitoring method and system, and relates to the field of wagon balance monitoring, and the method specifically comprises the following steps: S1, constructing a data processing architecture; s2, triggering and receiving multi-source data; s3, carrying out data verification and credibility evaluation; s4, executing a graded early warning decision; and S5, realizing data archiving and model iteration. The unattended wagon balance monitoring method and the unattended wagon balance monitoring system provided by the invention can accurately identify behaviors influencing data authenticity, such as incomplete loading of a vehicle and cargo cheating, and guarantee the accuracy of commercial measurement data from the source. Meanwhile, for a localized dynamic correction mechanism of slightly abnormal data, a complete traceability mark is reserved while data validity is ensured, a traceable verification evidence chain is formed, a reliable basis is provided for solving commercial transaction disputes, legal rights and interests of two transaction parties are practically maintained, meanwhile, the manual intervention requirement can be greatly reduced, and the transaction efficiency is improved. Management personnel are liberated from tedious remote verification work.
Owner:SHENZHEN WASTE TO GOLD TECH CO LTD

System for the payment of commercial transactions

The invention relates to systems for organizing and monitoring payments for trade operations. This system for the payment of commercial transactions includes a block for interaction with system users; a block for issuing and / or registering electronic documents (EDs) that confirm the financial obligations of the user designated in an ED to pay to the ED owner the designated amount of money in the designated currency; a block for creating, signing, encrypting, and storing smart contracts; a block for forming a closed chain of smart contracts for the purchase and sale of EDs, including at least one smart contract for the ED purchase and one smart contract for the ED sale in a currency different from the payment currency for the other smart contracts generated by the block for creating, signing, encrypting, and storing smart contracts. The technical result is manifested in increased efficiency, security and control over the implementation of payments for trade transactions.
Owner:TITOV OLEG NIKOLAEVICH

Semantic monitoring and causal delimiting method for affairs of electricity consumption information acquisition terminal

PendingCN121880064AAchieve non-intrusive depth observationIncrease the level of automationFault responseTimestampPower usage
The invention discloses an electricity consumption information acquisition terminal transaction semantic monitoring and causal delimiting method, which comprises the following steps: acquiring an application protocol data unit by utilizing an eBPF probe, generating a cross-layer unique transaction fingerprint based on extracted sessions, objects, businesses and calling identifiers, and generating a transaction event record by utilizing a pairing state machine; constructing a transaction observation window containing front and back extensions by taking a transaction observation timestamp as a reference, and screening and aggregating kernel events associated with the transaction fingerprint to obtain a transaction evidence set; and constructing a directed evidence graph based on the set, and calculating the confidence coefficient of each root cause category by using a scoring rule and an index normalization algorithm. According to the invention, non-intrusive deep observation of power acquisition business affairs is realized, and the automation level and fault diagnosis precision of power terminal operation and maintenance are improved.
Owner:NANJING XINLIAN ELECTRONICS CO LTD

system

We provide the system. [Solution] A means for receiving electronic links containing commercial transaction information, A means for automatically acquiring visual and linguistic information about a product from the aforementioned electronic link, A means for automatically generating the format of an advertising medium using acquired visual and linguistic information, A means for generating optimized electronic advertisements compatible with multiple communication infrastructures based on the generated advertising media, A means for measuring the effectiveness of the aforementioned electronic advertisement and presenting an optimized electronic advertisement, A system that includes this.
Owner:SOFTBANK GROUP CORP

System and method for managing virtual signatures and electronic documents

Business transactions are complex and require numerous documents to be completed. Moreover, managing signatures to every one of the documents in such transactions is also an important aspect. Traditional systems and method are not adept at handling the intricacies of complex business transactions. The disclosure herein relates to an improved system and method for managing virtual signatures and electronic documents, wherein documents are managed via an online web infrastructure, the documents are drafted, distributed, collected and verified using virtual signatures at the web infrastructure.
Owner:FREEDOM SOLUTIONS GROUP LLC

Credit Transaction System

To enable issuers to offer a variety of services without burdening merchants or acquirers. [Solution] The credit management method of the present invention includes the steps of: when a commercial transaction occurs, the issuer server receives transaction information from an acquirer server which contains merchant identification information that identifies a merchant where the commercial transaction took place, the credit card number used in the commercial transaction, and acquirer identification information that identifies an acquirer server which received the transaction information from the merchant terminal; and the issuer server notifies the acquirer server of the credit result for the received transaction information and stores the commercial transaction separately from other commercial transactions if the combination defined by the credit card number, the acquirer identification information, and the merchant identification information matches predetermined conditions.
Owner:ORIENT GROUP OF COMPANIES

Financial data processing method and device and electronic equipment

The invention provides a financial data processing method and device and electronic equipment. A reimbursement system cleans multi-source flow data pushed by a business and financial platform, and generates a deduction prepayment order based on the cleaned data and a preset field mapping relation; the reimbursement system performs red punching verification on the deduction prepayment order, and generates a deduction refund order based on the deduction prepayment order, a preset field mapping relation and a flow claiming red punching order pushed by the business and financial platform; the reimbursement system performs first examination and approval on the generated deducted document based on a preset examination and approval rule so as to push the deducted document to a financial system for second examination and approval when the first examination and approval of the deducted document are passed; and the reimbursement system synchronizes the first state of the deducted document in the first approval process and the second state of the deducted document in the second approval process to the business and financial platform. According to the invention, the document generation efficiency and accuracy and the abnormal business processing efficiency can be improved, and the business process integrity is guaranteed.
Owner:BEIJING HESI HUIZHI INFORMATION TECHNOLOGY CO LTD

Consensus method, device and equipment based on grouping concurrency weighted random, and medium

The embodiment of the invention provides a consensus method based on grouping concurrence weighted random, which can be applied to the technical field of block chains. The method comprises the following steps: performing grouping on all online consensus nodes in a block chain network; for all business transaction data in the block chain network, executing transaction distribution according to the node grouping information; based on the number of randomly extracted nodes and the node weight information of all the online consensus nodes, extracting participating consensus nodes according to the node grouping information, and generating a participating consensus node set; randomly determining proposal nodes and verification nodes in the consensus participating node set; determining transaction verification information of the verification node according to candidate verification blocks provided by the proposal node according to the transaction distribution information; and according to the pre-packaged block corresponding to the transaction verification information, block splicing corresponding to each node group is executed to form a complete block chain. The embodiment of the invention further provides a consensus device and equipment based on grouping concurrence weighted random, a storage medium and a program product.
Owner:BEIJING JINGNING DATA TECH CO LTD

Method and device for acquiring industry-related data, electronic equipment and storage medium

The invention provides a method and a device for acquiring industry-related data, electronic equipment and a storage medium, relates to the technical field of data processing, and can solve the problem of inaccurate industry evaluation in the prior art. According to the specific technical scheme, firstly, an industrial chain atlas and a supply chain atlas are obtained; then, determining a third node matched with the second node of the industrial chain graph from a plurality of first nodes of the supply chain graph by adopting a classification tree model, and performing quantitative calculation on the third node according to node information of the third node to obtain a node characteristic value of the third node; then, according to the business exchange information of each group of business entities, business association values of the two business entities in each group of business entities are calculated; and finally, performing aggregation calculation according to the node feature value of the third node and the service association numerical values of the two service entities in each group of service entities to obtain industrial related data. By implementing the application, the accuracy and reliability of industrial structure evaluation in the region can be improved.
Owner:CHINA CONSTRUCTION BANK +1

A financial service video post-event quality inspection method, device, equipment and medium

This application provides a method, apparatus, equipment, and medium for post-event quality inspection of financial business videos, relating to the field of identity recognition technology. The method includes: acquiring video data from a financial business transaction scenario; separating audio and image data from the video data; determining the speaker's identity and a first time range in the audio data based on a neural network model; performing facial recognition on the image data to identify target objects and determine a second time range; cross-comparing the first and second time ranges to obtain an overlapping time interval; within the overlapping time interval, statistically analyzing the variance of the mouth aspect ratios of each target object using a sliding window, and summing the variances of each sliding window to obtain the matching confidence level between the target object and the speaker's identity; constructing a confidence matrix based on all matching confidence levels, and solving the confidence matrix using a global optimal matching algorithm to obtain the identity of each target object in the video data.
Owner:NINGBO JUFENG SYST SOFTWARE CO LTD

A business data intelligent matching method, system and storage medium

This invention discloses a method, system, and storage medium for intelligent matching of business data. The method includes: acquiring business invoice data to be matched; and performing intelligent business data matching on the business invoice data to be matched according to a trained intelligent business data matching model to obtain matched invoice data. Through the intelligent matching of business data in this invention, an enterprise's input invoices and business transaction documents can be automatically associated through a matching algorithm, realizing online automated matching and difference analysis of the two documents, forming a business closed loop from business to invoice data.
Owner:ZHONGKE XUNLIAN SMART NETWORK TECH (BEIJING) CO LTD

Business support device, business support method, and business support program

This invention provides a business support device, method, and program for manufacturers to manage retail store sales performance by tracking sales results to retail stores. [Solution] The business support device 1 comprises an acquisition unit 21, a detection unit 22, a calculation unit 23, a journal entry data generation unit 24, and an output control unit 25. The acquisition unit acquires retail store performance data, including the quantity of commercial transactions sold by wholesalers to retailers. The detection unit detects the transfer destination department within the manufacturer from the storage unit. The calculation unit multiplies the quantity included in the retail store performance data of the retailer for which a transfer destination department is set, from the retail store performance data acquired by the acquisition unit, by the sales price to calculate the sales amount of the transfer destination department. The journal entry data generation unit generates sales transfer journal entry data that transfers the calculated sales amount of the transfer destination department from the sales of the department of the manufacturer that sold the commercial transactions to the wholesalers to the sales of the detected transfer destination department. The output control unit outputs the sales transfer journal entry data to the output target device.
Owner:OBIC CO LTD

Transaction processing method and device, storage medium and electronic equipment

The invention provides a transaction processing method and device, a storage medium and electronic equipment, and is applied to the technical field of distributed transaction processing. The method comprises the following steps: acquiring transaction request data containing transaction uniqueness elements, and sequentially executing at least one preposed business transaction to obtain a local pipeline record; after the pre-transaction succeeds, acquiring auxiliary reconciliation information based on the transaction uniqueness element and the execution result set; then executing an auxiliary reconciliation transaction to obtain an auxiliary reconciliation registration result; and finally, a real-time transaction state associated with the transaction request is generated in combination with a local flow record and an auxiliary reconciliation registration result, synchronization and automatic reconciliation of cross-system transaction states are realized, and the accuracy of transaction state confirmation and the efficiency of accounting checking are improved.
Owner:AGRICULTURAL BANK OF CHINA

Enterprise management system and method

PendingCN121836136AFinanceCommerceTechnology developmentMarket place
The invention discloses an enterprise management system and method, and the method comprises the steps: a company management platform is provided with a shareholder meeting, a board, a supervision meeting and a general manager, and is divided into an office, a product service department, a human resource department, a market sales department, a public gateway department and a financial department under the general manager, and is used for managing the operation of each department of a company; the operation management module comprises a financial service part, a talent service part, an investment attraction transaction part, a science and technology service part and an administrative business part, and is used for providing operation management for company science and technology services and achievement transformation; and the recruitment management module is used for providing recruitment services internally and externally and providing personnel recruitment for a company. The method is beneficial to encouraging vast scientific and technical workers and enterprises to apply new technologies, develop new products, create new demands, cultivate new markets, create new formats and fully stimulate and release new consumption potentials, thereby injecting continuous power and vitality for rapid and healthy development of economy in our city.
Owner:CHINA UNIV OF MINING & TECH

Combined service handling method and device

The embodiment of the invention discloses a combined service handling method, and further relates to a corresponding device, electronic equipment and a computer readable medium, and the method comprises the steps: obtaining voucher verification elements of at least two service handling parties, and obtaining corresponding verifiable vouchers locally according to the voucher verification elements; generating a verifiable expression according to the distributive identity label of the applicant, the verifiable certificate and the combined service; sending the verifiable expression to at least two business handling parties; and receiving and summarizing business handling results returned by the business handling parties, and displaying the summarized business handling results. According to the embodiment of the invention, on the basis of ensuring the security of the identity information, the operation of secondary verification of the user is reduced, and the combined service handling efficiency is improved.
Owner:THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST +1

Point of sale system, store system, and method

A point of sale (POS) system includes a POS server configured to manage sales data of a store, and a plurality of POS terminals installed in the store and configured to perform processing for commercial transactions at the store and transmit data of the commercial transactions to the POS server. One of the POS terminals is connectable to a mobile settlement system including one or more mobile terminals and a mobile settlement server configured to store data of commercial transactions performed using the mobile terminals. The one of the POS terminals is configured to acquire the data of the commercial transactions performed using the mobile terminals from the mobile settlement server, generate sales data from the acquired data, and transmit the generated sales data to the POS server.
Owner:TOSHIBA TEC KK

Construction method and device of combined business transaction, electronic equipment and program product

The invention discloses a combined business transaction construction method and device, electronic equipment and a program product, and relates to the field of financial science and technology, and the construction method comprises the steps: carrying out the business decoupling of all historical business transactions, obtaining a plurality of service units, packaging each service unit, and obtaining a plurality of packaged transaction services; determining a current business demand, and constructing an initial combined business transaction based on the current business demand, a preset workflow model and all transaction services; performing business process simulation processing on the initial combined business transaction to obtain a simulation result; and under the condition that the index data indicates that the index is abnormal, adjusting the initial combined service transaction to obtain a target combined service transaction. According to the method and the device, the technical problem that the efficiency of processing the combined business transaction is low because the combined business transaction cannot be efficiently constructed in the related technology is solved.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Blockchain-based transaction processing method, apparatus, computer, medium, and product

This application discloses a blockchain-based transaction processing method, apparatus, computer, medium, and product. The method includes: acquiring first transaction data; acquiring N transaction signature information associated with the first transaction data; each transaction signature information includes the address of a signature object corresponding to the transaction signature; acquiring first object association information associated with the signature object addresses in the N transaction signature information from object configuration data; the first object association information includes the object weight and object permission information of the corresponding signature business object; performing data detection on the first transaction data using the N first object association information; if the sum of the object weights corresponding to the N transaction signature information is greater than or equal to the business weight threshold corresponding to the first transaction data, and the verification of the N object permission information is passed, then executing the business transaction indicated by the first transaction data. Using this application can improve the flexibility and security of multi-signature processing.
Owner:TENCENT TECHNOLOGY (SHENZHEN) CO LTD

Modeled and distributed transaction platform system

The invention discloses a modeled and distributed transaction platform system, which relates to the technical field of transaction platforms, and is technically characterized by comprising a main program cloud module including an information storage unit, an information aggregation unit, a sub-module management unit and a two-dimensional code information carrier management unit; the cloud module with the module service function is provided with a module service information storage and aggregation unit; the main program handheld terminal app comprises a frame structure and a modular sub-function; the main program PC management end comprises a main program framework, a modularized sub-function and a display framework; the main program PC browsing end is used for editing versions with browsing and other functions for the PC management end; the structure of the module service handheld app is the same as that of the main program handheld terminal app, and no sub-module management unit exists; the two-dimensional code information carrier is attached to the surface of an object for scanning and displaying an information instance; according to the invention, the flexibility, response speed, information circulation and integration capability of the system can be improved, and the requirements of modern commercial transactions are met.
Owner:TAIYUAN BANTOU WILD GOOSE TECH CO LTD

A service transaction data processing method, device, equipment and storage medium

The application provides a business transaction data processing method and device, equipment and a storage medium, relates to the technical field of financial accounting, and comprises the following steps: obtaining a bill generation request from a business end; generating a target financial scenario code corresponding to business transaction data according to a billing dimension in the business transaction data; generating a target transaction bill according to the business transaction data and the target financial scenario code; matching a corresponding target voucher template from a preset target voucher template library according to the target financial scenario code; and generating a financial voucher associated with the target transaction bill according to the target voucher template and the target transaction bill. The application can improve the efficiency of financial accounting.
Owner:SHENZHEN LANYOU TECHNOLOGY CO LTD

Intelligent-based reconciliation method and system

The application relates to an intelligent-based reconciliation method and system, which comprises the following steps: obtaining business transaction processing information, splitting the information into a plurality of information pieces according to preset data types to obtain a transaction information piece set, each information piece corresponding to a data type; performing feature extraction on the transaction information piece set to generate a transaction feature vector, including a transaction amount, a transaction type and a channel identifier, inputting the vector into a pre-trained reconciliation window prediction model, and outputting a reconciliation window size corresponding to the current transaction information piece set; and based on the transaction information piece set and the reconciliation window size, using a preset reconciliation link generation mechanism to perform distributed processing on the transaction information piece set, so as to realize reconciliation of the business transaction processing information. Therefore, the processing resources are reasonably allocated, distributed processing is realized, and the processing efficiency and accuracy of the reconciliation are significantly improved.
Owner:WUHAN BAIDONG INFORMATION TECHNOLOGY CO LTD

Transaction data processing method and system based on unified transaction platform

Embodiments of the present application provide a transaction data processing method and system based on a unified transaction platform. A business transaction request is received through a front-end interaction interface of the unified transaction platform, and identity verification is performed on the business transaction request. After the identity verification is passed, a target transaction workflow is generated based on business type information by calling a unified workflow engine. A preset permission adaptation analysis model is called to determine whether there is an uncovered authorized transaction permission. If there is an authorized transaction permission, a standardized permission application work order is generated through the permission adaptation analysis model, and the standardized permission application work order is intelligently routed to an approval node corresponding to a target business line. In the case where the approval result returned by the approval node is approval, a target business function module is loaded to perform a full-link transaction processing operation, and a transaction data processing result is generated. The method can improve the processing efficiency of transaction data processing in the bank system and reduce system resource waste.
Owner:JIANGSU CHANGSHU RURAL COMMERICAL BANK CO LTD

Lake and warehouse integrated financial level-based multi-source heterogeneous data synchronization method, device and equipment and storage medium

The invention discloses a lake and warehouse integrated financial level-based multi-source heterogeneous data synchronization method, device and equipment and a storage medium, and relates to the technical field of data processing, the method comprises the following steps: in response to a data synchronization request, performing data fragmentation on to-be-synchronized total data based on the data synchronization request to obtain total data blocks; the full-amount data blocks are distributed to a full-amount data synchronization concurrent thread in a polling mode for full-amount data synchronization; under the condition that synchronization of the to-be-synchronized full data is completed, data fragmentation is conducted on the to-be-synchronized incremental data based on a lock-free consistency switching strategy, incremental data synchronization is conducted on the basis of the obtained target data block, and the lock-free consistency switching strategy is a snapshot and incremental data cooperative processing strategy based on a watermark mechanism. Compared with an existing mode that read lock processing needs to be conducted on the read library or table during data synchronization, data synchronization can be conducted under lock-free operation in the mode, and business transaction is prevented from being blocked.
Owner:中邮消费金融有限公司

Database updating method and apparatus, electronic device, and storage medium

The application provides a database updating method and device, electronic equipment and storage medium, which can be used in the field of artificial intelligence technology. The method comprises the following steps: periodically acquiring incremental transaction data from a production database; the incremental transaction data comprises first transaction data corresponding to a plurality of business transactions; acquiring second transaction data corresponding to a business transaction with transaction failure from the incremental transaction data; inputting the incremental transaction data into a trained transaction data recommendation model; determining target transaction data similar to the second transaction data from the incremental transaction data by using the transaction data recommendation model; and uploading the second transaction data and the target transaction data similar to the second transaction data into a test database. It can be seen that the method not only reduces the data volume, but also helps the filtered transaction data more than other transaction data in the incremental transaction data for software testing, thereby ensuring the quality of the test data.
Owner:BANK OF CHINA

Financial institution business transaction authentication system based on audio authentication

The invention discloses a financial institution business transaction authentication system based on audio authentication, which is characterized in that an audio acquisition and preprocessing module acquires user voice sample audio, and a voiceprint feature extraction and recognition module extracts multi-dimensional voiceprint features from the preprocessed audio by using a deep convolutional neural network; calculating a similarity score of the real-time voiceprint and the registered voiceprint template through a feature vector comparison algorithm; and the dynamic authentication decision module dynamically combines the authentication factors according to the voiceprint matching score and the risk score, adjusts the authentication intensity according to the real-time risk level, and triggers different levels of security authentication processes. According to the invention, through multi-modal risk assessment combining acoustic environment analysis and behavior feature analysis, fraudulent behaviors can be comprehensively identified; the dynamic authentication decision can flexibly adjust the authentication process and factor combination according to the real-time risk to balance the safety and experience; and the authentication knowledge base continuously optimizes the risk assessment model to ensure the recognition capability of the system on the novel fraud mode.
Owner:IND & COMMERCIAL BANK OF CHINA CO LTD PUYANG BRANCH

Data processing method and device, equipment, medium and program product

The invention provides a data processing method which can be applied to the technical field of artificial intelligence. The data processing method comprises the steps that in response to a received target business transaction request, a real-time dialogue group related to the target business transaction request is constructed, and the real-time dialogue group is used for generating context information of real-time dialogue of business personnel related to the target business transaction request for the target business transaction; carrying out transaction element identification on the context information based on a natural language processing model to obtain transaction intention information related to the target business transaction; and in response to the transaction intention information meeting a target preset rule, generating transaction contract information related to the target business transaction according to the transaction intention information. The invention further provides a data processing device and equipment, a storage medium and a program product.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

SQL (Structured Query Language) auditing method and device in financial transaction, equipment and medium

The invention discloses an SQL auditing method, device and equipment in financial transactions and a medium, and relates to the technical field of electrical digital data processing, and the method comprises the steps: generating a task instruction based on a business application end, intercepting a running state SQL statement in a JDBC mode through an Agent agent deployed at the business application end according to a business transaction serial number, a sub-serial number and / or a channel number, and sending the running state SQL statement to the business application end; collecting execution information of the SQL statement; transmitting the execution information to an auditing server through a communication protocol; the auditing server responds to the task instruction to trigger an auditing task, analyzes and audits the execution information according to a specified SQL auditing rule set, and generates an auditing result; wherein the auditing server side provides a configurable SQL (Structured Query Language) auditing rule set; and receiving and persistently storing the execution information and the auditing result. The method can assist a user in finding SQL problems in time, performance optimization of a service system is carried out in combination with an auditing rule, and the optimization threshold is reduced.
Owner:DIGITAL CHINA FINANCIAL SOFTWARE LTD