55 results about "Monetary Amount" patented technology

To reliably complete settlement using a balance of settlement means.SOLUTION: A determination unit (102) of a settlement system (1) determines the amount of balance to be used in settlement where a balance of settlement means is used. An execution unit (103) makes the settlement on the basis of the use amount. When the balance is used for another settlement during a period from when the use amount is determined until the settlement is made, and the balance is insufficient at the time of making the settlement, the determination unit (102) determines the use amount again. The execution unit (103) makes the settlement on the basis of the determined the use amount again.SELECTED DRAWING: Figure 4

To provide a salary calculation device that makes salary calculation affairs efficient at a company to which public servants are loaned.SOLUTION: An affair support device 100 as a salary calculation device makes total calculations of a total payment amount, a total taxation amount, a total reward amount, a total wages amount, and overtime work reference wages according to an item definition master 106a first, and calculates dispatch adjustment allowances to temporarily determine amounts of money. Then the affair support device makes total calculations of the total payment amount, the total taxation amount, the total reward amount, and the total wages amount based upon data including temporarily determined adjustment allowances according to the item definition master 106a, and calculates dispatch adjustment allowances to determine amounts of money. Further, the affair support device makes total calculations of the overtime reference work wages based upon data including the temporarily determined dispatch adjustment allowances according to the item definition master 106a, makes total calculations of the total payment amount, the total taxation amount, the total reward amount, and the total wages amount based upon required data including the determined dispatch adjustment allowances according to the item definition master 106a, and makes total calculations of deduction total amounts based upon the required data according to the item definition master 106a.SELECTED DRAWING: Figure 1

A computer-implemented method of dividend stock tracking and administering advancement of dividend income including the steps of receiving an identifiable dividend-based investment product at the remote server and associating the identifiable dividend-based investment product and the first user monetary account information to first user account, ascertaining a projected user-non-selectable dividend distribution frequency schedule and a projected dividend monetary amount associated with the identifiable dividend-based investment product, receiving a monetary amount approximately equal, within 5%, the projected dividend monetary amount, less an administrative fee and a loan % fee, into the first user monetary account and from the loan user monetary account, and then receiving an actual dividend monetary amount on each of the plurality of independent advanced dividend distribution dates and into the loan user monetary account from until reaching the monetary amount approximately equal to the projected dividend monetary amount.

Methods for deferred payment systems which facilitate the payment of very small monetary amount by a user when the total of accrued debit amounts exceed a predetermined amount or occur after a predetermined time interval, and which further enable promoters to pay the accrued amounts or provide credits when a purchase intent indicator exceeds a threshold value based on the digital content purchased by the user, which indicates a purchase of products or services associated with the promoters is likely.

The invention discloses a financial product payment method and device, a medium and a program product, and relates to the field of financial science and technology. The method comprises the steps that a payment request for a target financial product is acquired, and the payment request is used for indicating the current payment amount of a first target payment main body in the current payment period; according to pre-stored payment supplementing and returning information, the payment supplementing and returning amount corresponding to the first target payment main body is determined, and the payment supplementing and returning information comprises the payment supplementing and returning amount corresponding to each payment main body in the historical payment period with the adjusted payment cardinal number; determining a target payment amount of the first target payment main body in the current payment period according to the current payment amount and the payment supplementing and returning amount corresponding to the first target payment main body; and performing payment in the target financial product according to the target payment amount. The method achieves the automatic processing of the compensation and withdrawal amount from the offset to the current payment period, is higher in efficiency, achieves the refined payment processing, and improves the data accuracy and consistency.

A method is provided for loan generation and management including generating a loan contract specifying payment terms including a payment amount and a due date for a payment in the payment amount. The method includes defining a linked account containing non-cash assets to be used for loan repayment. The method then determines that payment is due under the loan contract and defines a threshold required total asset value for the linked account. Upon confirming that an actual total asset value for the linked account is greater than the threshold required asset value, the method initiates payment of the payment amount under the loan contract. Such a payment may result in a negative cash balance associated with the linked account, and the method then initiates a sale of non-cash assets in the linked account to eliminate the negative cash balance. Also provided is a system for implementing the method.

To provide a system for improving convenience of a hometown tax donation program.SOLUTION: A system comprises a first information processing device and a second information processing device. The first information processing device includes: means for acquiring settlement information for donations relating to a hometown tax donation program; means for setting up an amount of money based on an amount of a donation as a loan, for a person who made the donation on the basis of the settlement information; means for setting up a repayment amount on and after a month when tax deduction begins, in a year following the donation, for the person who made the donation, by dividing the loan by a prescribed number of times; and means for transmitting information relating to the loan including the repayment amount to a second information processing device. The second information processing device includes: means for providing the person who made the donation with the setup loan in the next month of the donation; and means for providing the person who made the donation with money equal to an amount obtained by subtracting the repayment amount from an original amount as salary a prescribed number of times on and after the month when the tax deduction begins in the year following the donation.SELECTED DRAWING: Figure 23

The invention discloses an administrative penalty case-involved amount extraction method, which comprises the following steps: S1, inputting administrative penalty contents into a classification model based on a rule algorithm, and obtaining feature tags corresponding to the administrative penalty contents; s2, for the non-amount characteristic administrative punishment, outputting the extracted amount as 0, and ending the operation; carrying out administrative punishment on single-amount characteristics, and extracting the amount in the paragraph through a regular expression; performing administrative punishment on multi-amount characteristics, and entering the next step; s3, phrasing the paragraph, and extracting the amount of money in each phrasing to obtain a fine amount of money and an amount of money obtained by not receiving the law violation; and S4, adding the sum extracted from the clauses of the fine sum and the non-property sum to obtain the administrative penalty case-involved sum, and the invention also discloses a system. And when the amount is a single amount, processing is carried out through a regular expression, and when the amount is a multiple amount, processing is carried out through an algorithm model, so that corresponding schemes are provided for different contents, and the efficiency and accuracy of extracting the administrative penalty case-related amount are integrally improved.

The application discloses an individual risk claim maximum payment implementation method, which comprises the following steps: 1) responsibility matching; 2) amount calculation; 3) sequence determination; 4) amount allocation; 5) circulation settlement; and 6) result verification. Through the dynamic sorting logic of 'the minimum payment amount is given priority to', the application reduces the early deduction loss of high-value responsibility, ensures the maximization of the total payment amount after the superposition of multiple responsibilities, solves the problem that the traditional fixed sequence settlement cannot realize optimal payment, and improves user satisfaction. Through fine processing of the sharing and deduction rules between responsibilities, the payment amount is split according to the payment type, so that the deduction logic is accurate; through the layer-by-layer promotion of multiple settlement formulas, segmented payment rules, limit and premium accounting, the amount calculation is accurate and error-free, and the risk of claim dispute is reduced.

Methods for payment and merchant systems which facilitates the payment of small monetary amounts, making the payment more secure for the user. A payment system for at least one online shop relies on an identifier of a user device for recording at least one identification number of the user device, for receiving and confirming direct debit orders, and for storing the direct debit orders. Such method monitors the total of the debit amounts in relation to the identification number and to request a user of the user device to register after a predetermined time interval and / or on exceeding a predetermined value of the total payable, in order to settle at least part of the total payable. Such payment system methods further provide unique solutions of canceling purchases, detecting abusers of cancelations, awarding trust tokens, and providing a quality measure of the digital content, and the merchant offering such content.

The invention discloses a transaction processing apparatus and a storage medium capable of checking whether a coupon can be applied to a transaction. The transaction processing apparatus includes a determination unit and an application unit. The determination unit determines whether or not the transaction satisfies an amount condition based on the amount of the transaction. When the transaction satisfies the amount condition, the application unit applies the coupon identified by the input coupon information to the transaction.

According to an embodiment, a settlement apparatus calculates, if a payment amount is an amount of money in a unit of a second currency, the amount of difference between a settlement amount in the unit of the second currency and the payment amount. The settlement apparatus converts the payment amount in the unit of the second currency into the payment amount in a unit of a first currency and computes the amount of difference between the converted payment amount and a settlement amount calculated in the unit of the first currency. Further, the settlement apparatus outputs the amount of difference calculated by second computing means or the amount of difference calculated by second converting means.

Embodiments of the present invention provide a computer-implemented method for secure exchange of currency. The computer-implemented method includes transmitting a receiver digital certificate to a sender device. In some circumstances, the sender device is configured to compute the receiver digital certificate using publicly available information. Furthermore, the computer-implemented method includes receiving a financial message indicative of transfer of a predetermined amount of a currency from a sender financial account to a receiver financial account. The computer-implemented method further includes facilitating the transfer of the predetermined amount of the currency to the receiver financial account. Furthermore, the computer-implemented method includes receiving a request for withdrawal of all or a part of the predetermined amount of the currency, from a receiver device. The computer-implemented method also includes facilitating the withdrawal of the all or the part of the predetermined amount of the currency from the receiver financial account.

The invention discloses an inter-bank transaction clearing system and an inter-bank transaction clearing method based on intelligent offset bookkeeping, which support real-time dynamic offset, intelligent matching of transaction opponents and automatic risk control of inter-bank transaction clearing so as to realize efficient, safe and low-cost net amount settlement. Wherein the offset accounting is to summarize and calculate the receivable / payable amounts among all participants in the same period under the scene of'multi-party participation and multiple transactions', and finally, multiple transactions are combined into one transaction only according to the way of finishing accounting processing according to the net amount of each participant, so that the operation process is simplified, and the efficiency is improved; the total amount of funds exposed in the risk is reduced, and the credit risk is reduced; the fund occupation amount is reduced, the cash flow pressure of an enterprise is relieved, only net funds need to be prepared, and the liquidity risk is reduced; as the number of settlement times is greatly reduced, the probability of settlement failure is also reduced, and the service charge and the labor cost generated in the links of payment, settlement, account checking and the like are reduced.

To provide an income deduction management apparatus, an income deduction management method, and an income deduction management program that enable automatic determination by a system for matters that cannot be accurately determined using a paper-based declaration of exemption for dependents.SOLUTION: An income deduction management apparatus displays a declaration screen on which declaration items for income deductions can be set, acquires a determination result of deduction requirements for dependents on the basis of determination criteria when birth dates of the dependents of a salaried employee, an estimated amount of salary income, and an amount of retirement income are set on the declaration screen, and creates data of a declaration of exemption for dependents in which the presence / absence and the number of dependents eligible for deductions are set on the basis of template data and the determination result.SELECTED DRAWING: Figure 6

To reduce the burden on staff in overseas settlement operations. [Solution] The calculation unit calculates the difference between the first total amount, which is the sum of each invoice amount in the home country, and the second total amount, which is the sum of each payment amount in the home country. The conversion processing unit converts the invoice amount and payment amount, each converted to the home country, into settlement currency invoice amount and settlement currency payment amount based on a predetermined conversion rate for the settlement currency, which is the type of currency used for settlement and has been set in advance with the settlement recipient. The offset confirmation processing unit calculates the offset difference, which is the difference between the total settlement currency invoice amount and the total settlement currency payment amount. Then, if the payment schedule data generation unit obtains an offset difference that indicates the total settlement currency invoice amount is larger than the total settlement currency payment amount, it generates payment schedule data including the offset difference and the home country currency conversion difference.

The present invention provides a system for providing a year-end tax settlement analysis service, and a method using same, the system comprising: a scraping unit for obtaining past year-end tax settlement information and current time financial information of a user from an external system, and generating a basic data set for each deduction item of the past year-end tax settlement information and a basic data set for each deduction item of the current time financial information on the basis of the obtained past year-end tax settlement information and current time financial information of the user; a year-end tax settlement analysis unit for generating deduction item-specific year-end tax settlement analysis information including a deduction amount and a maximum deduction condition amount for each deduction item on the basis of the basic data set for each deduction item of the past year-end tax settlement information; an inference unit for generating deduction item-specific financial consulting information about the user on the basis of the deduction item-specific year-end tax settlement analysis information and the basic data set of the current time financial information; and an output unit for transmitting the deduction item-specific year-end tax settlement analysis information and / or the deduction item-specific financial consulting information to a user terminal and displaying same through the user terminal.

The invention discloses a personnel salary credit granting and payment method based on a block chain, and relates to the technical field of salary payment, and the method comprises the steps: automatically generating a rule template related to a task demand through an intelligent contract, carrying out the efficient linkage of task release and fund management through the combination of the configuration of a dynamic credit granting limit and an agreed salary limit, and improving the efficiency. In the task execution process, employees complete sign-in verification and real-time man-hour updating through the mobile terminal, the smart contract automatically verifies the task completion situation according to sign-in data and triggers a salary payment rule, manual check operation one by one is greatly reduced, real-time identities are generated based on the Hash algorithm for non-real-name temporary workers and recorded in the block chain, and the real-time work efficiency is improved. According to the payment rule, the salary amount is flexibly set according to the task completion condition of the employee, the payment fairness is guaranteed, the credit line of the project administrator is updated in real time through the adjusted payment amount, and the fund flow direction is accurately controlled.

Methods for deferred payment systems which facilitate the payment of very small monetary amount by a user when the total of accrued debit amounts exceed a predetermined amount or occur after a predetermined time interval, and which further enable promoters to offer promotions of paying the accrued amounts or providing credits when the payment system when the payment system detects that an item proposed for purchase by a user device has an attribute that makes it eligible for a promotion subject to providing certain user information to the promoter via the payment system.

To provide a personal insurance passbook for realizing a storage service for automatically withdrawing money from one's own passbook and automatically transferring it to another one's own passbook every month in order to dissolve any troublesome work of rushing into an ATM with a plurality of passbooks in congestion immediately after a salary payment date, and repeating payment and reception work.SOLUTION: A depositor using my insurance passbook requests monthly automatic transfer from a main deposit account such as a salary receiving account to a single or a plurality of sub-deposit accounts journalized for each account title of the same depositor. The financial institution automatically transfers the amount designated by the depositor from the main deposit account to the sub-deposit account by a fixed amount every month. To cope with different financial institutions by a commission or the like. The amount of money to be automatically transferred to each sub-deposit account is set in advance by the depositor for each account title, based on the annual required amount for one month. To set a bonus combination as desired. Also, it is made possible to easily change the household budget in the middle without difficulty.SELECTED DRAWING: Figure 1-1

The present invention discloses a payment method, device, medium and program product for a financial product, and relates to the field of financial technology. The method comprises: obtaining a payment request for a target financial product, wherein the payment request is used to indicate the current payment amount of the first target payer in the current payment cycle; determining the corresponding supplementary payment amount for the first target payer based on pre-stored supplementary payment information, wherein the supplementary payment information includes the corresponding supplementary payment amount for each payer in the historical payment cycle with an adjusted payment base; determining the target payment amount for the first target payer in the current payment cycle based on the current payment amount and the supplementary payment amount corresponding to the first target payer; and making payment in the target financial product based on the target payment amount. The method realizes automatic processing of the supplementary payment amount netted to the current payment cycle, which is highly efficient. At the same time, it realizes refined payment processing and improves data accuracy and consistency.

To provide a service that lists insurance contracts that an individual has contracted, and allows the details of coverage and payment amounts to be seen at a glance.SOLUTION: A system includes means for listing insurance contracts and enabling easy verification of coverage and payment amounts, and AI for suggesting appropriate insurance products based on individual circumstances.SELECTED DRAWING: Figure 1

To create, accurately and with a low load, a tentative journal scheduled for a cash flow at acquisition of a budget containing a non-accounting title.SOLUTION: A cash flow schedule creation device of an embodiment includes budget accept processing means which accepts input of budget data containing a settlement term, a general account title containing a non-accounting title, an auxiliary title, and the amount of money for each month, and refers to a budget accepting journal definition master with the general account title and the auxiliary title as keys on the basis of the budget data, to create journal data scheduled for a cash flow containing occurrence date, a credit / debit classification, a general account title, an auxiliary title, an auxiliary breakdown title, and the amount of money calculated based on the amount of money for a target month of the budget data, a classification of the amount of money of a fund obtained from the budget accepting journal definition master, a fund allocation month, a fund allocation rate, and the calculated amount of money.SELECTED DRAWING: Figure 1

To support calculating the amount to be paid to workers who move their residence from Japan to foreign countries.SOLUTION: A business support apparatus includes: an acquisition unit which acquires, from a storage unit that stores at least a payment date for compensation, a payment date desired by a worker, and work result data indicating actual work time, the work result data corresponding to a payment calculation period of the worker who desires payment on the desired payment date; a calculation unit which calculates, based on the acquired work result data, the amount of payment obtained by subtracting the total deductions from the total payment amount for the payment calculation period; and an output control unit which stores, in the storage unit, the calculated amount to be paid, as the amount to be paid to the worker who desires payment on the desired payment date, and outputs the amount to an external device. Accordingly, the apparatus can support calculating the amount to be paid to workers who move their residence from Japan to foreign countries.SELECTED DRAWING: Figure 1

The invention relates to a financial cancel-after-verification method and system based on an FIFO principle and a medium, and the method comprises the steps: obtaining a plurality of original financial sub-receipts to be cancel-after-verification, and sorting the original financial sub-receipts belonging to the same financial receipt to obtain a queue to be cancel-after-verification; performing cancel-after-verification processing on each original financial sub-document in the to-be-cancel-after-verification queue according to an FIFO principle, and performing accumulative summation on the debtor to-be-cancel-after-verification balance of each original financial sub-document to obtain an accumulative cancel-after-verification amount of each original financial sub-document; according to the accumulated verification amount of each original financial sub-document, judging the overall verification state of the financial document to which the original financial sub-document belongs; and splitting the financial document of which the overall cancel-after-verification state is partially cancel-after-verification into a cancel-after-verification part and a remaining part, and performing cancel-after-verification processing on the cancel-after-verification part, so that the financial document of which the overall cancel-after-verification state is partially cancel-after-verification indirectly realizes complete cancel-after-verification. Compared with the prior art, the method supports batch verification of the same financial document, and improves the adaptability and efficiency of verification operation.

To provide a settlement amount calculation device capable of allocating costs of increasing or decreasing greenhouse gas emissions generated when an amount of electricity generated is adjusted to prevent an imbalance in the supply and demand of electric power.SOLUTION: A settlement amount calculation device includes: an offset amount calculation unit that calculates a fluctuation of greenhouse gas emissions according to an amount of regulated power sources and calculates an amount of offset to offset the fluctuation in emissions; an imbalance acquisition unit that acquires power generation by power generation companies, and a difference between an actual value and a planned value in electric power demand of electricity sellers; and an allocation calculation unit that allocates the offset amount calculated by the offset amount calculation unit to the power generation companies and power sellers on the basis of the difference acquired by the imbalance acquisition unit.SELECTED DRAWING: Figure 1

To reduce the burden of reviewing a guarantee amount for an owners under a sublease agreement.SOLUTION: When reviewing a payment amount based on a sublease agreement, a determination unit determines whether setting information of a storage unit is first setting information indicating the setting of the payment amount contracted at the time of the sublease agreement, or second setting information indicating the setting of a smaller payment amount between a payment amount before the review and a payment amount after the review. When the setting information is the second setting information, a calculation unit multiplies a rent after review by a guarantee rate to calculate the payment amount after review. A detection unit detects the smaller amount of the calculated payment amount after the review and the payment amount before the review. When the setting information is the first setting information, a payment request data generation unit generates payment request data including a payment amount at the time of the sublease agreement, and when the setting information is the second setting information, generates payment request data including the smaller payment amount between the calculated payment amount after review and the payment amount before the review.SELECTED DRAWING: Figure 1