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12 results about "Annuity" patented technology

An annuity is a series of payments made at equal intervals. Examples of annuities are regular deposits to a savings account, monthly home mortgage payments, monthly insurance payments and pension payments. Annuities can be classified by the frequency of payment dates. The payments (deposits) may be made weekly, monthly, quarterly, yearly, or at any other regular interval of time.

Annuity service handling graphical user interface for an electronic device

1. The name of the design product: annuity business handling graphical user interface of electronic equipment. 2. The use of the design product: for an electronic device. 3. The design points of the design product: in the graphical user interface. 4. The picture or photo that best indicates the design points: design 1 front view. 5. Design 1 is designated as the basic design. 6. The use of the graphical user interface: design 1 front view is the home page of the graphical user interface for annuity payment business handling; the user clicks "payment task" in design 1 front view to enter design 1 interface change state diagram 1; by clicking the "new" button in the upper right corner of design 1 interface change state diagram 1, enter design 1 interface change state diagram 2, you can upload files on this interface; the user drags the file to the upload area to enter design 1 interface change state diagram 3, you can view the successfully uploaded files. Design 2 front view is the home page of the graphical user interface for annuity payment business handling; the user clicks "payment task" in design 2 front view to enter design 2 interface change state diagram 1; by clicking the "new" button in the upper right corner of design 2 interface change state diagram 1, enter design 2 interface change state diagram 2, you can upload files on this interface; the user drags the file to the upload area to enter design 2 interface change state diagram 3, you can view the specific information when the upload is incorrect. Design 3 front view is the home page of the graphical user interface for annuity payment business handling; the user clicks "payment task" in design 3 front view to enter design 3 interface change state diagram 1; by clicking the "new" button in the upper right corner of design 3 interface change state diagram 1, enter design 3 interface change state diagram 2, click "public account payment" on design 3 interface change state diagram 2 to enter design 3 interface change state diagram 3, you can upload files on this interface; the user drags the file to the upload area to enter design 3 interface change state diagram 4, you can view the successfully uploaded files. Design 4 front view is the home page of the query graphical user interface for annuity business handling; the user clicks the details button in the "enterprise information summary" of design 4 front view to enter design 4 interface change state diagram 1, you can view the overview of annuity plan; by sliding design 4 interface change state diagram 1, you can view the complete information, as shown in design 4 interface change state diagram 2. The design 5 main view is a homepage of a query graphical user interface for annuity business handling; a user clicks "business progress query" in a left column of the design 5 main view, enters the design 5 interface change state diagram 1; by clicking a "detail" button in the design 5 interface change state diagram 1, enters the design 5 interface change state diagram 2, and can view acceptance progress and payment information; by swiping the design 5 interface change state diagram 2, complete information can be viewed, as shown in the design 5 interface change state diagram 3. 7. Other situations needing to be explained Other explanations: "XXX" in the design 1 to the design 5 diagram represents replaceable text and / or numbers and / or letters and / or symbols.
Owner:CHINA PEOPLES PENSION INSURANCE CO LTD +1

Blockchain-based annuity data processing method, device, equipment and medium

The application relates to a blockchain-based annuity data processing method, device, equipment and medium. The method is applied to an annuity data processing platform. The method comprises the following steps: receiving a forbidden investment rule for a fund management node generated by a trusted node, and sending the forbidden investment rule to a blockchain platform node in a blockchain system; receiving information data sent by an information provider node, and sending the information data to the blockchain platform node in the blockchain system; receiving the forbidden investment rule and the information data sent by the blockchain platform node, and generating forbidden investment pool data by an intelligent contract based on the forbidden investment rule and the information data; receiving investment data sent by the blockchain platform node, and comparing the forbidden investment pool data with the investment data by the intelligent contract to generate a supervision result of the investment data. Through the on-chain processing of the data, the timeliness, accuracy and effectiveness of the forbidden investment supervision are greatly improved.
Owner:泰康保险集团股份有限公司 +1

Enterprise annuity payment automatic matching bookkeeping method and system and computer equipment

PendingCN121836947AFinanceBusiness enterpriseAnnuity
The invention belongs to the technical field of data processing. According to the enterprise annuity payment automatic matching bookkeeping method and system, the process is initialized, parameter legality is verified, accurate starting of the process is ensured, and the problem of process interruption caused by parameter errors is solved; matching group modes are judged and processed according to different modes, and the limitation that different matching scenes cannot be flexibly coped with in a traditional method is overcome; automatic matching and batch accounting are combined, so that the processing efficiency is improved, and complexity and errors of manual operation are avoided; the introduction of the anonymous artificial matching process ensures the flexible response when the automatic matching fails, and avoids the business stagnation.
Owner:INSPUR GENERSOFT CO LTD

Removal annuity record management system

PendingCN121599770AFinanceAnnuityOld Age Security
The invention provides a retirement annuity record management system. According to the embodiment of the invention, the retired pension record management system receives a retired pension management request of a first user side, generates a first asset plan by using pension amount information containing the retired pension management request, sends the first asset plan to the first user side, receives execution completion information of the first asset plan, and sends the execution completion information to the first user side. And calculating a first return rate of the first asset plan according to preset time, if the first return rate is lower than a first threshold value, updating the first asset plan, and generating a second asset plan.
Owner:MULTI-TONE INFORMATION SYSTEM CO LTD

Market-driven housing securitization system and method therefor

PCT designated stageWO2026049099A1FinanceBuying/selling/leasing transactionsMarket placeMarket driven
The present invention relates to a market-driven housing securitization system and a method therefor, and the method comprises a step comprising: an advisory step of informing, by an advisory company server, a home owner of a contract condition according to a home location, share, collateral, and market price, and informing a home sale and LeaseBack (HSLB) operator company of an operating condition; a token issuance step of, when the HSLB operator company concludes an HSLB contract with the home owner, issuing, by an HSLB operator company server, securities reflecting contract conditions and operating conditions, and then issuing an HSLB token mirrored or linked to the securities through the advisory company server and listing same on a token distribution platform; a pension payment step of settling, by the HSLB operator company server, token trading profit through the token distribution platform and paying a home trading price to the home owner in a lump sum or in the form or an annuity; and a dividend payment step of, when the HSLB operator company server receives payment for a rental fee from the home owner, settling a dividend and paying the dividend to token investors.
Owner:WEALTHGUIDE CO LTD

A method and device for intelligent early warning of pension market risks based on a large model

PendingCN122312309ARisk ControlEngineering
This invention discloses a method and device for intelligent early warning of risks in the annuity market based on a large-scale model. The method includes: constructing a vector database using multi-source heterogeneous data provided by multiple annuity service institutions; constructing a knowledge graph using at least one of the following: an annuity risk control dictionary, annuity supervision clauses, historical risk cases, and asset associations of investment portfolios; capturing risk events; each risk event includes a subject and descriptive information; retrieving relevant context from the vector database based on the risk event; inputting the relevant context into a pre-trained large-scale model, which then uses the relevant context to access the knowledge graph, perform associated risk reasoning, and output a risk transmission chain; and generating an early warning report based on the risk transmission chain. The early warning report includes risk attribution, impact estimation, and response recommendations. This invention can uncover the causal transmission mechanism behind risk events, improving the interpretability of risk warnings.
Owner:泰康保险集团股份有限公司 +1

Intelligent recommendation method, apparatus, device, medium, and program product

PendingCN122388025AEngineeringFeature data
The application provides an intelligent recommendation method and device, equipment, storage medium and program product, which can be applied to the field of artificial intelligence technology. The method comprises the following steps: obtaining user feature data and annuity historical collection data of m annuity users after obtaining authorization of the m annuity users to the user feature data and the annuity historical collection data; dividing the m annuity users into k user groups based on the user feature data of the m annuity users; determining the distribution of the annuity collection mode selected by the users in each user group according to the annuity historical collection data of the m annuity users; obtaining an annuity collection request and user feature data authorization initiated by a target user, wherein the annuity collection request comprises user feature data of the target user; determining a target user group to which the target user belongs based on the user feature data of the target user; and recommending at least one annuity collection mode to the target user according to the distribution of the annuity collection mode corresponding to the target user group.
Owner:INDUSTRIAL AND COMMERCIAL BANK OF CHINA

Annuity payment business processing method and device based on large model and MCP protocol

The application provides an annuity payment business processing method and device based on a large model and an MCP protocol, relates to the technical field of artificial intelligence, and comprises the following steps: receiving an annuity payment business request, wherein the annuity payment business request comprises payment application materials; obtaining current effective interface protocol metadata from an MCP server dynamically through the MCP protocol; inputting the payment application materials and the interface protocol metadata into a business processing intelligent agent based on a large model, performing multi-modal analysis and extraction on the payment application materials through the business processing intelligent agent to obtain first structured business data; determining a target interface protocol and field requirements matched with a current business stage according to the interface protocol metadata; performing data assembly on the first structured business data according to the target interface protocol and the field requirements, obtaining second structured business data packets conforming to the interface specification of an account management system, and sending the second structured business data packets to the corresponding account management system to complete the annuity payment business interaction.
Owner:泰康保险集团股份有限公司 +1

Removal annuity record management system

PendingCN121599769AFinanceEngineeringAnnuity
The invention provides a retirement annuity record management system, which comprises a subscriber information acquisition part for acquiring object information and propaganda information of a retirement annuity joining object from one or more career terminals, and a retirement annuity account application information providing part for creating a retirement annuity account for a selected career, the refunding annuity account application information is made to be refunding annuity account application information corresponding to the refunding annuity account application information, and the refunding annuity account entry result of each career account for completing the refunding annuity account application information is provided by the career terminal, and the refunding annuity account is entered through each career account.
Owner:MULTI-TONE INFORMATION SYSTEM CO LTD

Annuity plan scheduling management method and device, electronic equipment and readable storage medium

The invention provides an annuity plan scheduling management method and device, electronic equipment and a readable storage medium, and relates to the technical field of data migration, and the method comprises the steps: carrying out the recognition of the account attribute of each enterprise account in a transferred-out annuity plan, and determining the account type of the transferred-in annuity plan based on the recognized account attribute combination; based on the determined account type, generating a data migration mapping rule from transfer-out of the annuity plan to transfer-in of the annuity plan; based on the generated data migration mapping rule, executing data migration for transferring out the annuity plan; and after it is determined that the migration is completed, performing accuracy verification on a data migration result to obtain an annuity transfer plan passing the accuracy verification. Not only is a large amount of data entry work of an operator avoided, the business operation process is simplified, but also the situation that the data entry workload of the operator is increased due to the increase of the number of enterprises is avoided.
Owner:CHINA CONSTRUCTION BANK +1

System for automated capacity control with level-dependent billing function

ActiveDE202025001859U1FinanceCommunication interfaceAnnuity
System for automated capacity control in an account system with a retrievable payment limit, comprising at least one computing unit, one data storage unit and one communication interface, characterized by that the system is designed in such a way that a testing and control function is automatically triggered when a defined, system-defined threshold is exceeded, which involves or prepares the conversion of an overdrawn amount into a selectable repayment model, in particular a fixed rate, an annuity or a flexible repayment amount.
Owner:WIRKUNGSDRIVE UG (HAFTUNGSBESCHRÄNKT)