23 results about "Annuity" patented technology

An embodiment of the present application provides a reconciliation method, device, equipment and medium for an annuity plan based on a blockchain. The method is applied to a blockchain composed of a trustee node and a custodian node. The trustee node is linked to the blockchain through an annuity service platform. The method includes: receiving a trustee business transaction record and an accounting voucher accounting rule belonging to a target annuity plan uploaded by the trustee node through the annuity service platform, where the accounting voucher accounting rule is a rule for recording the trustee's business transactions; generating multiple trustee business accounting vouchers based on the accounting rules, and each trustee business accounting voucher corresponds to an annuity business change record in the trustee business transaction record; receiving multiple custodian accounting vouchers of the target annuity plan uploaded by the custodian node, and each custodian accounting voucher is an annuity business change record of the target annuity plan; reconciling each trustee business accounting voucher and each custodian accounting voucher in turn, and outputting a reconciliation result.

A state detection system includes a processor and memory communicatively connected to the processor. The memory includes instructions for controlling the processor to obtain raw data of annuity products, write the raw data to a rules table of respective files communicatively connected to the processor, select one or more of the respective files corresponding to a request, build a vector comprised of the one or more respective files, each annuity product exhibited by the one or more respective files is a respective policy instance, calculate a respective cash value and a respective surrender value of each respective policy instance of the vector based on the raw data, calculate a projected cash value and a projected surrender value for each respective policy instance of the vector, and match the respective policy instance to the request based on the respective cash value, the respective surrender value, the projected respective cash value, and the projected respective surrender value, and calculate a duration for the respective policy instance so matched.

The embodiment of the present invention provides a supervision method and device for annuity data, and an electronic device, the method comprising: obtaining annuity data and asset classification strategies corresponding to each of a plurality of annuity roles; storing the annuity data in different databases according to the asset classification strategies corresponding to each of the plurality of annuity roles, and obtaining data classification results under each annuity role; performing statistics according to at least one target field for each data classification result, and obtaining at least one statistical result corresponding to each data classification result; upon receiving a query request from a first annuity role, obtaining and displaying the statistical results corresponding to the data classification results under the first annuity role, for the first annuity role to supervise, wherein the first annuity role is one of the plurality of annuity roles. When annuity roles perform supervision and query data, directly using predetermined statistical results not only saves computing resources, but also improves response speed.

The invention discloses an implementation method and device of an annuity individual tax calculation system, equipment, a medium and a product, and relates to the technical field of financial systems.The method comprises the steps that an external request is received through an interface layer, and the external request is analyzed to obtain input parameters; external rules are received through the interface layer, the external rules are mapped into internal rules through the rule mapping relation in the rule engine, and the internal rules comprise a plurality of preset rule fields; dividing an annuity account total item in the input parameters into a plurality of sub-items through a rule engine, and determining a fund sub-item tree according to the plurality of sub-items; the tax identification of the fund subitem tree is updated through a rule engine according to an internal rule, a tree-shaped tax rule is obtained, and the tax identification is used for representing whether tax calculation is needed or not; and calculating a total individual tax result through a calculation engine according to the input parameters and the tree tax rule, and outputting the total individual tax result. According to the invention, the later maintenance cost of the annuity individual tax calculation system is reduced.

To provide a further reliable pension management system by including years prior to those that should normally be managed.SOLUTION: A pension management system 1 has a claimant system 10 and a consignee system 30. The claimant system 10 notifies the consignee system 30 of updated case identification information and updated pension-specific information. When the consignee system 30 determines that pension management of the case is possible due to the update of pension-specific information in the claimant system 10, it identifies and notifies the starting year for case management, and the consignee system 30 begins managing the pension payment status for the starting year and all previous years. The claimant system 10 then notifies the consignee system 30 of information about the pension payment status for the previous years.SELECTED DRAWING: Figure 2

1. The name of the design product: annuity business handling graphical user interface of electronic equipment. 2. The use of the design product: for an electronic device. 3. The design points of the design product: in the graphical user interface. 4. The picture or photo that best indicates the design points: design 1 front view. 5. Design 1 is designated as the basic design. 6. The use of the graphical user interface: design 1 front view is the home page of the graphical user interface for annuity payment business handling; the user clicks "payment task" in design 1 front view to enter design 1 interface change state diagram 1; by clicking the "new" button in the upper right corner of design 1 interface change state diagram 1, enter design 1 interface change state diagram 2, you can upload files on this interface; the user drags the file to the upload area to enter design 1 interface change state diagram 3, you can view the successfully uploaded files. Design 2 front view is the home page of the graphical user interface for annuity payment business handling; the user clicks "payment task" in design 2 front view to enter design 2 interface change state diagram 1; by clicking the "new" button in the upper right corner of design 2 interface change state diagram 1, enter design 2 interface change state diagram 2, you can upload files on this interface; the user drags the file to the upload area to enter design 2 interface change state diagram 3, you can view the specific information when the upload is incorrect. Design 3 front view is the home page of the graphical user interface for annuity payment business handling; the user clicks "payment task" in design 3 front view to enter design 3 interface change state diagram 1; by clicking the "new" button in the upper right corner of design 3 interface change state diagram 1, enter design 3 interface change state diagram 2, click "public account payment" on design 3 interface change state diagram 2 to enter design 3 interface change state diagram 3, you can upload files on this interface; the user drags the file to the upload area to enter design 3 interface change state diagram 4, you can view the successfully uploaded files. Design 4 front view is the home page of the query graphical user interface for annuity business handling; the user clicks the details button in the "enterprise information summary" of design 4 front view to enter design 4 interface change state diagram 1, you can view the overview of annuity plan; by sliding design 4 interface change state diagram 1, you can view the complete information, as shown in design 4 interface change state diagram 2. The design 5 main view is a homepage of a query graphical user interface for annuity business handling; a user clicks "business progress query" in a left column of the design 5 main view, enters the design 5 interface change state diagram 1; by clicking a "detail" button in the design 5 interface change state diagram 1, enters the design 5 interface change state diagram 2, and can view acceptance progress and payment information; by swiping the design 5 interface change state diagram 2, complete information can be viewed, as shown in the design 5 interface change state diagram 3. 7. Other situations needing to be explained Other explanations: "XXX" in the design 1 to the design 5 diagram represents replaceable text and / or numbers and / or letters and / or symbols.

The application relates to an enterprise annuity business automatic receiving platform and a control method, which comprises the following steps: step S1, based on a constructed unified rule database, individualized configuration of rule data sets of a trust end is carried out, and the rule data sets are encapsulated into a verification set according to business types; step S2, after the receiving platform receives an instruction package, the encapsulated verification set is called to analyze data in the instruction package and to carry out step-by-step verification; after verification, step S3 is entered to receive business according to business types, otherwise, an abnormal processing process is entered; step S3, an adaptive business process node is automatically generated according to analyzed instruction package data, and account management is interacted to process business; if an account management feedback exception occurs in the interaction process, the abnormal processing process is entered. Compared with the prior art, the application has the advantages of high universality and high business processing efficiency.

To provide an industrial property right fee payment management system that can easily and properly determine and set whether or not to maintain or update management object rights.SOLUTION: A patent maintenance fee payment management system 1 includes: a management information database 2 that stores information on management object rights; and an information processing device 3 that can access an industrial property right information database 200. Information on the management object rights stored in the management information database 2 includes: identification information on each management object right; information on the necessity of the fee payment; and extraction condition information on an extraction condition set for each identification information. The information processing device 3 extracts, at predetermined timing, an application that satisfies the extraction condition from the industrial property right information database 200 by an extracting unit 33, and updates the extracted application by the extracting unit 33.SELECTED DRAWING: Figure 1

The application relates to a blockchain-based annuity data processing method, device, equipment and medium. The method is applied to an annuity data processing platform. The method comprises the following steps: receiving a forbidden investment rule for a fund management node generated by a trusted node, and sending the forbidden investment rule to a blockchain platform node in a blockchain system; receiving information data sent by an information provider node, and sending the information data to the blockchain platform node in the blockchain system; receiving the forbidden investment rule and the information data sent by the blockchain platform node, and generating forbidden investment pool data by an intelligent contract based on the forbidden investment rule and the information data; receiving investment data sent by the blockchain platform node, and comparing the forbidden investment pool data with the investment data by the intelligent contract to generate a supervision result of the investment data. Through the on-chain processing of the data, the timeliness, accuracy and effectiveness of the forbidden investment supervision are greatly improved.

A state detection system to obtain raw data of annuity products, write the raw data to a rules table of respective files communicatively connected to the processor, select one or more of the respective files corresponding to a request, build a vector comprised of the one or more respective files, each annuity product exhibited by the one or more respective files is a respective policy instance, calculate a respective cash value and a respective surrender value of each respective policy instance of the vector based on the raw data, calculate a projected cash value and a projected surrender value for each respective policy instance of the vector, and match the respective policy instance to the request based on the respective cash value, the respective surrender value, the projected respective cash value, and the projected respective surrender value, and calculate a duration for the respective policy instance so matched.

The invention belongs to the technical field of data processing. According to the enterprise annuity payment automatic matching bookkeeping method and system, the process is initialized, parameter legality is verified, accurate starting of the process is ensured, and the problem of process interruption caused by parameter errors is solved; matching group modes are judged and processed according to different modes, and the limitation that different matching scenes cannot be flexibly coped with in a traditional method is overcome; automatic matching and batch accounting are combined, so that the processing efficiency is improved, and complexity and errors of manual operation are avoided; the introduction of the anonymous artificial matching process ensures the flexible response when the automatic matching fails, and avoids the business stagnation.

The invention provides a retirement annuity record management system. According to the embodiment of the invention, the retired pension record management system receives a retired pension management request of a first user side, generates a first asset plan by using pension amount information containing the retired pension management request, sends the first asset plan to the first user side, receives execution completion information of the first asset plan, and sends the execution completion information to the first user side. And calculating a first return rate of the first asset plan according to preset time, if the first return rate is lower than a first threshold value, updating the first asset plan, and generating a second asset plan.

The present invention relates to a market-driven housing securitization system and a method therefor, and the method comprises a step comprising: an advisory step of informing, by an advisory company server, a home owner of a contract condition according to a home location, share, collateral, and market price, and informing a home sale and LeaseBack (HSLB) operator company of an operating condition; a token issuance step of, when the HSLB operator company concludes an HSLB contract with the home owner, issuing, by an HSLB operator company server, securities reflecting contract conditions and operating conditions, and then issuing an HSLB token mirrored or linked to the securities through the advisory company server and listing same on a token distribution platform; a pension payment step of settling, by the HSLB operator company server, token trading profit through the token distribution platform and paying a home trading price to the home owner in a lump sum or in the form or an annuity; and a dividend payment step of, when the HSLB operator company server receives payment for a rental fee from the home owner, settling a dividend and paying the dividend to token investors.

The invention provides a shopping annuity payment system and a shopping annuity payment method, which are used for accumulating part of sales revenue when a shopping annuity product is sold and paying shopping annuity to a purchaser in a certain time. To this end, the shopping annuity payment system related to commercial transactions of the present invention comprises: a purchase information collection module for collecting purchase information including purchaser information and payment after purchasing a shopping annuity product; the purchase code registration module is used for registering a transaction code for confirming a purchase sequence for the respective purchase information; the purchase accumulated money calculation module is used for calculating the accumulated money of the prior transaction code according to the agreed accumulation rate of each payment of the transaction code and generating purchase accumulated money information of the transaction code; a first storage module for storing shopping annuity information including purchase information in which the transaction code is registered, purchase accumulated money information of the respective transaction code, a shopping annuity payment period, a total amount of shopping annuity, and annuity start reserve fund; the shopping annuity payment module is used for analyzing the purchase accumulated money information of the transaction codes stored in the first storage module, and when the accumulated purchase accumulated money of the transaction codes reaches the annuity initial reserve money, payment is carried out; and paying the total amount of the shopping annuity to the receivers set in the purchase information registered with the transaction code in batches during the payment period of the shopping annuity. According to the invention, the shopping annuity of a certain period is paid to the purchaser who purchases the shopping annuity product by using the funds created by selling the shopping annuity product, so that the shopping burden of the consumer is reduced, and the sales of the shopping annuity product is stimulated.

This invention discloses a method and device for intelligent early warning of risks in the annuity market based on a large-scale model. The method includes: constructing a vector database using multi-source heterogeneous data provided by multiple annuity service institutions; constructing a knowledge graph using at least one of the following: an annuity risk control dictionary, annuity supervision clauses, historical risk cases, and asset associations of investment portfolios; capturing risk events; each risk event includes a subject and descriptive information; retrieving relevant context from the vector database based on the risk event; inputting the relevant context into a pre-trained large-scale model, which then uses the relevant context to access the knowledge graph, perform associated risk reasoning, and output a risk transmission chain; and generating an early warning report based on the risk transmission chain. The early warning report includes risk attribution, impact estimation, and response recommendations. This invention can uncover the causal transmission mechanism behind risk events, improving the interpretability of risk warnings.

The application provides an intelligent recommendation method and device, equipment, storage medium and program product, which can be applied to the field of artificial intelligence technology. The method comprises the following steps: obtaining user feature data and annuity historical collection data of m annuity users after obtaining authorization of the m annuity users to the user feature data and the annuity historical collection data; dividing the m annuity users into k user groups based on the user feature data of the m annuity users; determining the distribution of the annuity collection mode selected by the users in each user group according to the annuity historical collection data of the m annuity users; obtaining an annuity collection request and user feature data authorization initiated by a target user, wherein the annuity collection request comprises user feature data of the target user; determining a target user group to which the target user belongs based on the user feature data of the target user; and recommending at least one annuity collection mode to the target user according to the distribution of the annuity collection mode corresponding to the target user group.

The embodiments of the present invention provide a method, device and electronic device for processing annuity transfer payments. The above method includes: obtaining the transfer payment application of the annuity plan uploaded by the operating node; verifying the transfer payment application according to the first smart contract, and generating transfer payment data if the verification passes; when the management node determines that the corresponding management personnel has changed, obtaining the billing data generated after the management personnel has changed; wherein, the management personnel corresponding to the account management node is the account manager, and the management personnel corresponding to the trustee node is the trustee; performing transfer payment processing according to the billing data to obtain the transfer payment result. The above scheme can increase the automated processing flow of annuity transfer payments based on blockchain technology, improve data flow efficiency, ensure the accuracy of data during data flow, and improve customer satisfaction.

The application provides an annuity payment business processing method and device based on a large model and an MCP protocol, relates to the technical field of artificial intelligence, and comprises the following steps: receiving an annuity payment business request, wherein the annuity payment business request comprises payment application materials; obtaining current effective interface protocol metadata from an MCP server dynamically through the MCP protocol; inputting the payment application materials and the interface protocol metadata into a business processing intelligent agent based on a large model, performing multi-modal analysis and extraction on the payment application materials through the business processing intelligent agent to obtain first structured business data; determining a target interface protocol and field requirements matched with a current business stage according to the interface protocol metadata; performing data assembly on the first structured business data according to the target interface protocol and the field requirements, obtaining second structured business data packets conforming to the interface specification of an account management system, and sending the second structured business data packets to the corresponding account management system to complete the annuity payment business interaction.

The invention provides a retirement annuity record management system, which comprises a subscriber information acquisition part for acquiring object information and propaganda information of a retirement annuity joining object from one or more career terminals, and a retirement annuity account application information providing part for creating a retirement annuity account for a selected career, the refunding annuity account application information is made to be refunding annuity account application information corresponding to the refunding annuity account application information, and the refunding annuity account entry result of each career account for completing the refunding annuity account application information is provided by the career terminal, and the refunding annuity account is entered through each career account.

The invention provides an annuity plan scheduling management method and device, electronic equipment and a readable storage medium, and relates to the technical field of data migration, and the method comprises the steps: carrying out the recognition of the account attribute of each enterprise account in a transferred-out annuity plan, and determining the account type of the transferred-in annuity plan based on the recognized account attribute combination; based on the determined account type, generating a data migration mapping rule from transfer-out of the annuity plan to transfer-in of the annuity plan; based on the generated data migration mapping rule, executing data migration for transferring out the annuity plan; and after it is determined that the migration is completed, performing accuracy verification on a data migration result to obtain an annuity transfer plan passing the accuracy verification. Not only is a large amount of data entry work of an operator avoided, the business operation process is simplified, but also the situation that the data entry workload of the operator is increased due to the increase of the number of enterprises is avoided.

System for automated capacity control in an account system with a retrievable payment limit, comprising at least one computing unit, one data storage unit and one communication interface, characterized by that the system is designed in such a way that a testing and control function is automatically triggered when a defined, system-defined threshold is exceeded, which involves or prepares the conversion of an overdrawn amount into a selectable repayment model, in particular a fixed rate, an annuity or a flexible repayment amount.

This application provides a method, apparatus, device, and medium for determining rebates based on annuity accounts. The method includes: an annuity service platform receiving a transaction order from a target user making purchases on a third-party platform using their annuity account; the transaction order carrying one or more service objects ordered by the target user and first rebate information determined for the service objects; the annuity service platform verifying the accuracy of the first rebate information based on preset rebate mapping information, which is pre-determined through negotiation between the annuity service platform and the third-party platform; and, in response to a verification result indicating that the first rebate information is incorrect, the annuity service platform returning the first rebate information to the third-party platform. This method effectively improves the accuracy of rebate information for each transaction order made using an annuity account, providing support for protecting the rebate rights of annuity insurance institutions.