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75 results about "Reference rate" patented technology

A reference rate is a rate that determines pay-offs in a financial contract and that is outside the control of the parties to the contract. It is often some form of LIBOR rate, but it can take many forms, such as a consumer price index, a house price index or an unemployment rate. Parties to the contract choose a reference rate that neither party has power to manipulate.

Method for estimating SOC (State Of Charge) of lithium battery of low-velocity electronic vehicle

InactiveCN106443492AMeet the requirements for estimation accuracyMeet driving requirementsElectrical testingLow speedReference rate
The invention discloses a method for estimating the SOC (State Of Charge) of a lithium battery of a low-velocity electronic vehicle. The method comprises the following specific steps of: (1) when the low-velocity electronic vehicle is electrified, performing rated capacity calculation on the lithium battery so as to ensure that the reference rated capacity of SOC is calculated and the SOC is accurate after the capacity of the lithium battery is attenuated, wherein a rated capacity estimation equation is as follows: Q rated=Q initial*K*SOH; and (2) performing SOC calculation, namely, performing SOC estimation, wherein an SOC estimation equation for SOC estimation is as shown in the specification in the charge and discharge process when an ampere-hour integral method is implemented. By adopting the method, an open circuit voltage method, the ampere-hour integral method and various modification compensation algorithms are respectively combined under different conditions to meet requirements of the low-speed electronic vehicle on battery SOC estimation precision in complex and variable working environments. Practical verification of the method shows that the precision can be up to 5%, and driving requirements of the low-speed electronic vehicle can be very well met.
Owner:SHENZHEN POLYTECHNIC

Insurance intelligent quotation method and device, medium and electronic equipment

The embodiment of the invention relates to the technical field of information, and provides an insurance intelligent quotation method and device, a medium and electronic equipment, and the method comprises the steps: carrying out the measurement and calculation according to the responsibility pricing according to the obtained historical underwriting data and historical claim settlement data, and obtaining an intermediate table; constructing a pricing model according to the intermediate table; inputting the attribute information of the insured customer and the insurance type scheme into the pricing model to obtain a forecast price; and carrying out corresponding correction on the forecast price according to an insuring scheme to obtain a final quotation. According to the embodiment of the invention, aiming at the group insurance, the forecast price is calculated by the installed and constructed pricing model, and the forecast price is correspondingly corrected, so that more accurate final quotation is obtained. According to different types of insurance type responsibilities, an intermediate table composed of a multi-dimensional risk factor table, a reference rate table and the likeis established to construct a pricing model, the future compensation condition of the group can be predicted more accurately, the precision of the model is improved, and the precision of price prediction is further improved.
Owner:TAIKANG LIFE INSURANCE CO LTD +1
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