697 results about "Risk factor" patented technology

Methods and apparatus for a smartcard system are provided which securely and conveniently provides for secure transaction completion in a contact or contactless environment. The invention utilizes selection of processing applications based on the account issuer parameters and risk factors (stored on a smartcard) and merchant system parameters and risk factors (stored on a merchant system database). The invention permits a merchant system and smartcard to exchange information useful for determining if particular transactions should be completed online or offline.

A computer system conducts transactional monitoring to detect different types of possible cases in order to prevent financial crimes and assist businesses to comply with different types of laws and regulations. The computer system derives a total risk score for each of a group of entities based on risk factors. Each of the risk factors is assigned a risk score. The computer system also detects an entity when the total risk score of the detected entity differs from a reference derived from total risk scores of the group of entities by a pre-determined margin. The computer system also assists a user to identify at least one transaction that has caused the detected entity to have a total risk score that differs from the reference derived from the total risk scores of the group of entities.

A driver advisory system is provided for use in a host vehicle and for transmitting to drivers of other vehicles information regarding the status of a driver of the host vehicle. The driver advisory system includes a sensor, a first processor and a communication unit. The sensor monitors a physical condition of the driver of the host vehicle. The sensor provides an output quantifying the physical condition of the driver of the host vehicle. The first processor receives the output provided by the sensor. The first processor calculates a risk factor as a function of the output provided by the sensor. The first processor provides an output signal having information concerning the condition of the driver of the host vehicle in response to the risk factor exceeding a predetermined threshold value. The communication unit receives the output signal from the first processor and transmitting the information for retrieval by the other vehicles in the vicinity of the host vehicle.

A computer-implemented process of developing a person-level cost model for forecasting future costs attributable to claims from members of a book of business, where person-level data are available for a substantial portion of the members of the book of business for an actual underwriting period, and the forecast of interest is for a policy period is disclosed. The process uses development universe data comprising person-level enrollment data, historical base period health care claims data and historical next period claim amount data for a statistically meaningful number of individuals. The process also provides at least one claim-based risk factor for each historical base period claim based on the claim code associated with the health care claim and provides at least one enrollment-based risk factor based on the enrollment data. The process also develops a cost forecasting model by capturing the predictive ability of the main effects and interactions of claim based risk factors and enrollment-based risk factors, with the development universe data through the application of an interaction capturing technique to the development universe data.

Omega-3 fatty acid compositions comprising eicosapentaenoic acid (EPA) and docosahexaenoic acid (DHA) are provided, where the compositions are useful for treating, reducing the occurrence of, or preventing major adverse cardiovascular events or major coronary events in patients who have established cardiovascular disease without prior myocardial infarction, preventing their further progression, and treating underlying risk factors for CVD such as hypertension, dyslipidemia, obesity and/or diabetes.

Certain embodiments of the present invention provide a system for vulnerability detection and scoring with threat assessment including an analysis engine adapted to perform at least one of automated and semi-automated analysis of a computing system of at least one of known threats, vulnerabilities, and risk factors. The analysis engine is further adapted to determine a security score for the computing system based on the analysis and a schedule indicating a severity level for each threat, vulnerability, and risk factor.

An implantable medical device and method are provided for assessing autonomic tone and risk factors associated with arrhythmias and, based on this assessment, an early recurrence of ventricular tachycardia or ventricular fibrillation is predicted. Specifically, changes in R—R interval, heart rate variability, patient activity, and myocardial ischemia are measured prior to and after a detected an arrhythmia episode. A recurrence score is calculated as a weighted sum of measured parameters and compared to a prediction criterion. The prediction criterion may be a preset threshold score or an individualized episode template based on previously calculated recurrence scores associated with recurring episodes. Stored parameters and episode-related data may be downloaded for offline analyses for optimizing prediction criteria and monitoring patient status.

A method for assessing susceptibility of a subject to a genetically related disease or condition relative to a general population. The method includes the steps of: determining the presence or absence of a plurality of risk factors associated with the subject and having a correlation with the disease or condition; assigning a risk score, to each of the selected risk factors determined to be present, based upon a strength of correlation assigned to the factor with respect to the disease or condition; and combining the risk scores to calculate an overall susceptibility score, wherein the overall susceptibility score represents susceptibility of the subject to the disease or condition in relation to a base score representing the risk that a member of the general population will have the disease or condition without consideration of risk factors. The risk factors require the inclusion of at least two of age, gender, race, and family history and require the inclusion of a plurality of polymorphisms selected for known correlation with the disease or condition.

A patient is diagnosed and a regimen of treatment is prescribed in a system which tests the patients, receives test results from a patient, including DNA test results. A database of human genome data correlating human health disorder with DNA genetic tests is accessed. A database of environmental factors which correlate known human health disorders with environmental conditions is accessed. Risk factors including genetic risk and environmental risk are developed, and from these, a composite risk factor is developed. This is used to access a database of prescribed drug therapy.

The invention provides a method and a system for predicting cardiovascular and cerebrovascular disease risks. The method comprises the following steps: step 1, defining problems of cardiovascular and cerebrovascular disease prognosis risk prediction, step 2, collecting health medical data of cardiovascular and cerebrovascular disease patients; step 3, preprocessing data, including data integration, data cleaning, and processing missing data; step 4, constructing features and selecting features, identifying potential risk factors; step 5, the identified risk factors and rehabilitation outcomes forming an input-output sample set, inputting the input-output sample set to a random forest algorithm for model training, and evaluating prediction performance of a model. The method and the system can obtain health medical data of cardiovascular and cerebrovascular disease patients, the data being required by a clinician input model, and a predicted rehabilitation outcome of a patient in a certain time period in future is obtained through the model. The method and the system can preferably predict prognosis risks, so as to realize personalized accurate rehabilitation treatment.

The present invention relates to methods and kits for reducing the occurrence of preterm delivery and other pregnancy-related conditions in pregnant female subjects exhibiting one or more risk factors for preterm delivery and other pregnancy-related conditions. For example, the present invention relates to methods for reducing the occurrence of preterm delivery in a pregnant female subject having no history of preterm delivery and exhibiting one or more risk factors for preterm delivery (e.g., smoking during pregnancy). The methods and kits provide for the administration of a steroid hormone to the pregnant female subject.

Methods and apparatuses, including computer program products, are described for transaction-based security risk aggregation and analysis. A server computing device receives security risk data elements from a plurality of data sources, the data elements corresponding to a transaction submitted by a remote computing device to the server computing device for execution. The server computing device aggregates the security risk data elements into a weighted risk matrix. The server computing device generates a risk score for the submitted transaction based upon the weighted risk matrix. The server computing device determines an internal environment risk factor and an external environment risk factor based upon environmental risk data received from the plurality of data sources. The server computing device adjusts the risk score for the submitted transaction based upon the internal environment risk factor and the external environment risk factor, and determines a disposition for the transaction based upon the adjusted risk score.

The invention relates to systems and methods for assessing blood flow in single or multiple vessels and segments, for assessing vascular health, for conducting clinical trials, for screening therapeutic interventions for effect, for assessing risk factors, for evaluating intracranial pressure and for analyzing the results in a defined manner. The invention enables direct monitoring of therapies, substances and devices on blood vessels, especially those of the cerebral vasculature. Relevant blood flow parameters include mean flow velocity, systolic acceleration, and pulsatility index. Measurement and analysis of these parameters, and others, provides details regarding the vascular health of individual and multiple vessels and a global analysis of an individual's overall vascular health. The invention is applicable as both a system and method for monitoring and improving the design, performance, marketing and use of vascular stents. In particular, the invention enables DVA-assisted stenting procedures, including both pre-operative and post-operative management.

Methods are provided for reducing serum proinsulin levels, lessening post-prandial pancreatic stress, and reducing risk factors for atherosclerosis in subjects with diabetes mellitus, type 2. The method includes administration of insulin in a manner that mimics the meal-related first phase insulin response, using a dose sufficient to reduce serum levels of proinsulin. In some embodiments of the method insulin administration is commenced early in the course of the disease. Mimicking first phase kinetics, peak serum insulin levels can be reached within about 18 minutes of administration. In increasingly preferred embodiments peak serum insulin levels can be reached within about 15, 12, or 10 minutes of administration. Serum insulin levels return to baseline within about two hours of administration.

Embodiments of the invention generally relate to predicting the likelihood of an error in a previously filed tax return. In particular, a set of screening questions is presented to a user that correlate to set of risk factors for an erroneous return. Based on the responses to the screening questions, a likelihood of error and an expected magnitude of error are calculated. Based on the likelihood of error and the expected magnitude of error, an error score and a recommendation of whether to re-prepare and refile an amended tax return is presented.

The present invention provides a system enabling the remote analysis of a fluid, wherein the analysis of the fluid and collection of data relating thereto can be provided at a plurality of remote locations by a plurality of remote devices. Each remote device is connected directly or indirectly to a central controller via one or more communication networks, thereby enabling centralised collection, evaluation and analysis of a plurality of data relating to characteristics of the fluid system being monitored. The system according to the present invention can further provide a means for the collection of strategic samples of fluid, for example, such that these samples can be collected from one or more of the remote locations at a later time for future and more detailed analysis at a laboratory or other facility. The fluid monitoring system provides a means for real time monitoring of a fluid at a plurality of locations together with a global view of the characteristics of a fluid system. In one embodiment of the invention, this fluid monitoring system can provide information and risk factors relating to real time change in the characteristics of a fluid and the fluid system.

The present invention relates generally to systems and methods for assessing blood flow in blood vessels, for assessing vascular health, for conducting clinical trials, for screening therapeutic interventions for adverse effects, and for assessing the effects of risk factors, therapies and substances, including therapeutic substances, on blood vessels, especially cerebral blood vessels, all achieved by measuring various parameters of blood flow in one or more vessels and analyzing the results in a defined matter. The relevant parameters of blood flow include mean flow velocity, systolic acceleration, and pulsatility index. By measuring and analyzing these parameters, one can ascertain the vascular health of a particular vessel, multiple vessels and an individual. Such measurements can also determine whether a substance has an effect, either deleterious or advantageous, on vascular health. In one of many embodiments, the present invention further provides an expert system for achieving the above.

A method for managing business information and account strategy by a business entity is provided. The method uses a computer system coupled to a database. The method includes receiving at the computer system information including historical financial data relating to at least one customer of the business entity, and entering into the computer at least one risk factor including at least one of a deal driver, a tracking source, a tracking frequency, a target metric, a trigger level, an impact of factor, and corresponding action plan wherein the risk factor indicating a risk associated with the business entity providing financing to the customer. The method further includes updating the database periodically with newly received information, and monitoring the at least one deal driver to determine whether to alter a current account strategy being applied by the business entity to the customer including updating a buy/hold/sell plan.

The present invention relates to a system and method for customer retention. Historical transaction and customer data may be received from stores. Likewise, recent customer transaction data may be received from the stores. The transactions are linked to each customer. Attriters, historical customers who discontinued shopping, are identified. Next, risk factors for attrition may be identified by examining the attriters' transaction history for commonalities. From the risk factors a loss model may be generated. The loss model may be used, in conjunction with current transaction data, to generate the likelihood of loss for each of the current customers, which may then be reported. Retention measures may be generated for each customer by comparing the customer's transactions to the loss model and the risk factors. The retention measures may be outputted to the stores, and a price optimization system. Likewise, the retention measures may be validated by comparing actual customer loss to the loss model.

A crowdsourcing log analysis system and methods for protecting computers and networks from malware attacks by analyzing data log information obtained from a plurality of client network. The client networks are associated with a set of network entities representing a plurality of business units or customers. The system may further comprise a plurality of server machines, each operable to execute a security product associated with a security product vendor and log associated information of at the network entities into at least one log file. The log files may be uploaded onto a breach detection platform for analysis based upon crowdsourcing principles and is operable to generate a risk factor attribute for at least one suspect entity.

Disclosed are a device and method for providing driver tracking and behavior analysis, initiated without concurrent user input, by the presence detection of one or more drivers of the vehicle. Vehicle motion inferred from a location aware device sensor, as well as other driver smartphone sensors and application use are logged and analyzed to determine risk factors associated with identified drivers. Internet data sources are further utilized for associating road conditions and traffic regulations with the logged locations of the vehicle. Logged and analyzed data from the identified drivers is aggregated for reporting on vehicle risk.

The invention relates to a travelling risk field-based automobile driving safety assistance method which comprises the steps of (1) establishing a travelling risk field unified model according to the combined action of all factors of people, automobiles and roads in the ambient environment for the travelling risk; (2) establishing a self automobile travelling risk field model by building a mathematical model of the kinetic energy field, the potential energy field and the behavior field of objects in the ambient environment, and calculating the total field intensity of the travelling risk field of a self automobile; (3) calculating the acting force applied to the self automobile in the travelling risk field based on the total field intensity of the travelling risk field; (4) calculating the travelling risk factor of the self automobile according to the acting force applied to the self automobile in the travelling risk field, and carrying out safety assistance in the travelling process based on the risk factor. The method is suitable for decision of driving safety assistance in the complex environment and the route planning of an intelligent vehicle.

Methods and apparatus for improving measurements of cardiovascular health status in a given individual are provided. The comprehensive assessment of cardiovascular health includes at least two components: risk factor assessment based on epidemiologic studies and functional status of the individual. Structural studies of the individual can also be included in the comprehensive assessment of cardiovascular health. The invention aims to improve detection, treatment, devices, and administration of cardiovascular risk assessment.

Orally administrable composition comprising fatty acids, wherein at least 50% by weight of the fatty acids comprise omega-3-fatty acids, salts or derivatives thereof, wherein the omega-3 fatty acids comprise eicosapentaenoic acid (EPA; C20:5-n3), docosapentaenoic acid (DPA; C22:5-n3), and docosahexaenoic acid (DHA; C22:6-n3), wherein the ratio of DHA to EPA (DHA:EPA) is less than 1:20, and wherein the ratio of DHA to DPA (DHA:DPA) is less than 2:1 are provided. These compositions can be used for the treatment or prophylaxis of dyslipidemic, cardiovascular, CNS, inflammatory, and other diseases/conditions or risk factors therefore.

A preferred embodiment comprises providing heath management services by collecting member assessment data, collecting member biometric data, and generating risk factors for one or more members based upon the member assessment data and the member biometric data. The risk factors are analyzed using a set of rules to stratify the member population based upon risk and wellness coaching and outreach services are provided the population based upon risk levels.

A modern business enterprise will have a large number of heterogeneous assets. The risk associated with a selected asset from the heterogeneous assets can be assessed. In one embodiment, the present invention includes selecting the asset from a plurality of heterogeneous assets for risk analysis, and collecting a plurality of risk factors associated with the selected asset. The risk associated with the asset can be determined by providing the plurality of risk factors to a non-linear statistical data model to derive a risk score associated with the asset.

A secure communication network operates between a central administrator (a hedge fund of funds), and numerous separate investment funds, each investment fund including several different instruments; each instrument in a portfolio is modelled as a software component that responds to a common risk factor response API. This addresses technical implementation issues associated with a second aspect of the invention, namely a method in which the FoFs actively sets a risk budget for its underlying, individual funds or associated managers. The risk budget can be dynamically set by the hedge funds of funds in real time using a secure electronic protocol.

Compositions, methods and kits are described for identifying biomolecules (e.g., proteins and nucleic acids) expressed in a biological sample that are associated with the presence, development, or progression of a disease (such as cancer), or more generally determination of the etiology or risk factors associated with a disease. Sample types analyzed by the disclosed methods include but are not limited to archival tissue blocks that have been preserved in a fixative, tissue biopsy samples, tissue microarrays, and so forth. The methods disclosed herein correlate expression profiles of biomolecules with various disease types, and allow for the determination of relative survival rates; in some embodiments, the methods permit determination of survival rates for a subject with cancer. In other embodiments, the disclosure relates to methods for evaluating therapeutic regimes for the treatment, such as treatment of cancer.

The invention provides a building construction quality safety online risk assessment system. The system comprises: a project management module, an engineering information module, a risk identification module, a risk assessment module and a dynamic risk assessment module. The project management module is used for information management of a building construction project and a case library. The engineering information module is used for general situation information management of the building construction project. The risk identification module can automatically identify a risk event and a risk factor according to an engineering general situation information system so as to form a risk list and a risk tree. The risk assessment module carries out data reasoning according to comparison of the project general situation information and the similar project information in a database, estimates a risk event generation probability and losses, determines a risk grade, determines an importance degree of the risk factor through a sensitivity analysis and automatically searches the database so as to obtain a pre-control measure and form a risk assessment report. The dynamic risk assessment module is used for risk tracking, monitoring and situation evaluation during an engineering construction process.

A risk analysis apparatus and method are provided. According to one embodiment of the present disclosure, the risk analysis apparatus includes: at least one processor configured to: a risk factor collector configured to collect risk factors related to one or more authentication processes for authentication of a user of a client device in an authentication system; a risk analyzer configured to calculate a current risk score for the user based on the collected risk factors and calculate a total risk score based on a risk score history of the user and the current risk score based on the one or more authentication processes being successful; and an additional authentication requester configured to determine whether additional authentication of the user is required based on the current risk score and the total risk score and, request the client device for the additional authentication of the user based on the additional authentication being required.