213 results about "Advisory system" patented technology

An interactive credit report educational and counseling system provides a method and system for compiling, presenting and explaining a consumer's credit report in an easier to understand and more user friendly format. A consumer's credit performance information is characterized and a customized display of a consumer's credit report information is provided. Through the customized display of information the user may access detailed explanations regarding the information contained within their credit report. Based on the characterization of the consumer's credit performance an action plan may be generated allowing the consumer to receive counseling as to actions to avoid or to take to enhance their credit score, thereby improving their credit worthiness.

An airborne network system (ANS) on a member aircraft receives incoming geo-referenced atmospheric data regarding atmospheric conditions from other member aircraft and can re-transmit the data to other members. An air data system senses local pressure and temperature conditions. A navigation system calculates geo-referenced aircraft position. An inertial data system senses member aircraft attitude, angular rates and accelerations. A data processing system (DPS) generates the member aircraft's perspective of the atmospheric conditions, based on input data from the above-mentioned systems. Network directed DPS output atmospheric data is provided to the ANS to be transmitted to other airborne network systems positioned on other member aircraft. An airborne display system is adapted to receive crew directed DPS output atmospheric data and in response thereto display desired atmospheric forecast conditions. An airborne caution / advisory system receives the crew directed DPS output atmospheric data and alerts the pilot(s) of hazardous flight conditions.

A driver advisory system is provided for use in a host vehicle and for transmitting to drivers of other vehicles information regarding the status of a driver of the host vehicle. The driver advisory system includes a sensor, a first processor and a communication unit. The sensor monitors a physical condition of the driver of the host vehicle. The sensor provides an output quantifying the physical condition of the driver of the host vehicle. The first processor receives the output provided by the sensor. The first processor calculates a risk factor as a function of the output provided by the sensor. The first processor provides an output signal having information concerning the condition of the driver of the host vehicle in response to the risk factor exceeding a predetermined threshold value. The communication unit receives the output signal from the first processor and transmitting the information for retrieval by the other vehicles in the vicinity of the host vehicle.

The present invention provides a method and a computer system for providing a communication medium over a network for financial modeling and counseling. The system includes financial modeling using a profile of a user and provides automated customized financial coaching directly to the user in a web-based environment. The financial coaching is based on the financial modeling and the profile and includes suggestions for changes to the user's current financial portfolio. The suggestions are presented in a natural language format and include financial products and recommended securities for the user to purchase. The financial advisor may provide live financial coaching such that the user is assisted in achieving financial goals and optimizing long-term goals.

A financial advisory system is provided. According to one aspect of the present invention, return scenarios for optimized portfolio allocations are simulated interactively to facilitate financial product selection. Return scenarios for each asset class of a plurality of asset classes are generated based upon estimated future scenarios of one or more economic factors. A mapping from each financial product of an available set of financial products onto one or more asset classes of the plurality of asset classes is created by determining exposures of the available set of financial products to each asset class of the plurality of asset classes. In this way, the expected returns and correlations of a plurality of financial products are generated and used to produce optimized portfolios of financial products. Return scenarios are simulated for one or more portfolios including combinations of financial products from the available set of financial products based upon the mapping.

The present invention relates to a healthcare consultation system that includes a means for gathering data, a knowledge database, a decision support server and an interactive help system. The present invention further relates to a method for providing training and help services to a healthcare provider, a healthcare manufacturer or a healthcare user by providing a resource center that comprises a knowledge database, a decision support server and an interactive help system, building the knowledge database by compiling information, analyzing the information in the knowledge database to develop the decision support server, establishing a connection between the interactive help system and the healthcare provider, healthcare manufacturer and healthcare user, accessing the decision support server, and delivering education, training and consultation services via the interactive help system.

Methods of monitoring brain activity signals in a patient are described, including the steps of identifying a lobe or lobes of the patient's brain in which the patient's seizures originate; selecting an electrode array from a plurality of predetermined dispersed electrode patterns based on the identified lobe or lobes of the brain; implanting the electrode array within the patient's cranium to place the electrodes in contact with the identified lobe or lobes of the brain; and coupling the electrodes to an seizure advisory system. Also described is a seizure advisory system that includes an electrode array having fewer than 32 electrodes in a predetermined dispersed radial pattern, adapted to be implanted through a single opening in the skull, and to be deployed in the predetermined dispersed radial pattern to detect a brain activity signal. The system also includes a communication assembly and an external assembly.

Apparatus according to an embodiment of the present invention includes an advisory system that transmits information regarding the status of the host vehicle to drivers of other vehicles, in particular when the status of the host vehicle presents a hazardous condition to other vehicles. An advisory system may also receive information from other vehicles, and provide an alert to the driver of the host vehicle if a hazard to the host vehicle exists. Methods of providing such information are also described.

A vehicle maintenance advisor system for use by a driver of an automotive vehicle includes a computer. The computer is configured to receive input indicative of a vehicle history. The vehicle history includes how the vehicle is driven over time. The computer is further configured to identify a need to advise the driver that the vehicle requires a maintenance service based on the vehicle history. An alert is output to the driver. The alert indicates the required maintenance service for the vehicle.

An emotive advisory system for use by one or more occupants of an automotive vehicle includes a computer configured to receive input indicative of an operating state of the vehicle. The computer determines at least one of a need to provide owner's manual (or maintenance) information to an occupant based on the operating state of the vehicle and a request to provide owner's manual (or maintenance) information to the occupant. The computer generates (i) data representing an avatar having an appearance and (ii) data representing a spoken statement for the avatar. The spoken statement provides owner's manual (or maintenance) information to the occupant in spoken dialog based on at least one of the need and the request. The data representing the avatar is output for visual display, and the data representing the statement for the avatar is output for audio play.

A traffic flow advisory system includes a locating device for identifying a position of a driven vehicle. A communication device exchanges vehicle position data, speed data, and heading data with remote vehicles. A processor constructs a traffic flow rate in a plurality of road lanes based on the position data and speed data. A human machine interface indicates to a driver of the driven vehicle the traffic flow rate of each of the road lanes.

A method of developing a brain state advisory system including the following steps: deriving a brain state advisory algorithm; applying the brain state advisory algorithm to patient EEG data to identify occurrences of the target patient brain state (such as, e.g., a pro-ictal state or a contra-ictal state) in the patient EEG data; determining if a performance measure of the advisory algorithm for the target brain state exceeds the performance measure of a chance predictor for the target brain state; and if the performance measure of the advisory algorithm for the target brain state exceeds the performance measure of a chance predictor for the target brain state, storing the advisory algorithm in memory of the brain state advisory system. The invention also includes seizure advisory systems.

A sound monitoring system and method. The system can include a plurality of sound pressure level meters, a plurality of sound level indicators and a server connected by a network. The sound pressure level meters measuring a sound level at their location, and the sound level indicators providing a visual indication of the sound level measured by at least one of the sound pressure level meters. The system devices can be powered, as well as monitored and controlled remotely over the network. A user interface enables constructing and monitoring multiple zones and groups in a monitored area, as well as reviewing real-time and historical sound data. The system can also control lighting in the monitored area, and use lighting as a visual indicator of noise level.

An emotive advisory system for use by one or more occupants of an automotive vehicle includes a computer. The computer is configured to receive input indicative of an operating state of the vehicle. The computer determines at least one of a need to provide time information to an occupant based on the operating state of the vehicle and an occupant request to provide time information to the occupant. The computer generates data representing an avatar having an appearance, and data representing a spoken statement for the avatar. The spoken statement provides time information to the occupant in spoken dialog based on at least one of the need and the request. The computer outputs data representing the avatar for visual display, and data representing the statement for the avatar for audio play.

A method for passing content to at least one communicator device. The user of a communicator device registers with at least one service provider for delivering a plurality of different types of content to be passed to the at least one communicator device. A user defined priority is assigned to the at least one type of content. The user-defined priority is stored on a computer readable medium. The different types of content are passed to the at least one communicator device based on the user defined priority.

A Ground Runway Awareness and Advisory System (GRAAS) that provides supplemental position information and airport situational awareness alerts and advisories to pedestrians and vehicle operators during surface operations by providing timely aural, textual, graphic or pictographic alerts and advisory messages to pedestrians and vehicle operators in a significant number of different scenarios that have led to past runway and taxiway incursion occurrences. These messages are optionally supplemented by a situational awareness video display wherein one or more of the user's position, heading and ground speed are superimposed on a graphic display of airport features of interest. The GRAAS thereby satisfies one clear requirement in reducing VPDs: that the pedestrians or vehicle operators have a clear understanding of the airport layout, including designations of runways and taxiways, and their position relative to the airport layout and features, including aircraft, other ground vehicle traffic and pedestrians where position information is available.

A method for locating at least one individual located remotely from a broadcast network. An analysis unit compares user profiles, dynamic locations stored in the communicator location database, and / or fixed locations entered into the analysis unit. A data set of at least one matching individualized locatee user profile is generated and the individualized locatee user profile is transmitted to the locator via the locator's communicator device.

Integrated surveillance systems and methods for processing multiple sensor inputs and determining a best route for avoiding multiple hazards. An example method performed on a first aircraft includes generating a plurality of routes for avoiding a previously determined alert from a first advisory system. Then, probability of success information is generated at other advisory systems for each of the plurality of routes. The best route of the plurality of routes is determined based on the generated probabilities and output to the flight crew or other aircraft. The probability of success information includes a previously defined uncertainty value. The uncertainty value corresponds to quality of data provided to or provided by the respective advisory system.

The present invention relates to an automated coaching system for financial modeling and counseling system. The automated coaching system enables the user to analyze the user's investment portfolio and dispense context sensitive automated advice to the user based on the user inputted financial data, preferences and financial goals. The automated coaching provides its advice to the user in syntactically correct natural language coaching strings and is able to configure and recommend solutions and financial products, specific to the user's situation. Furthermore, the automated coaching system can analyses the impact of the recommended product on the user's financial model.

A device, method and computer program product for locating aircraft with respect to airport runways and taxiways, determining if a conflict exists between an aircraft having operating the invention and another aircraft, and generating and annunciating conflict awareness advisories as a function of determining that a conflict exists.

A consulting system helps a user on collecting information, building object model, and creating virtual environment, produces animated images, captures feedback from the user, analyzes user's response, and provides advices in various formats. First, the system provides interfaces for guiding the user to collect, manipulate, organize, search, and retrieve advices and their related examples. Next, the system provides interfaces for the user to build object models, which consist of the general object model for describing regular objects and human object model for describing human characteristics and behaviors. Further, the system provides interfaces for the user to build virtual environment from object models and creates animated images according to the events described in the related examples, properties associated with objects, and event templates. Further, the system captures user's feedback, which can be verbal requirement, facial expression, and keyboard input. Then the system analyzes user's response, compares to predetermined goals or expert's requirement, and provides user advices in various desired formats.

A method for transmitting individualized real-time work assignments to a plurality of employees located remotely from a broadcast network. An analysis unit compares user profiles, dynamic locations stored in the communicator location database, fixed locations, and job assignments entered into the analysis unit. A data set of at least one individualized work assignment is generated and the individualized work assignment is transmitted to the employee via the employee's communicator device. A method of generating individualized real-time weather and environmental data including the steps of receiving a plurality of user profiles with at least two of the user profiles identifying communicator devices, designated locations and identifications of pre-determined weather and environmental sensors associated with the designated locations, analyzing a weather and environmental information database as well as sensor data from the pre-determined weather and environmental sensors to generate individualized weather output signals and transmitting the weather and environmental output signals to communicator devices identified in the user profiles.

The present invention relates to a web-based financial management system for providing personalized financial coaching to a user. The system operates in a collaborative computing environment between the user and a financial advisor and comprises a service level subsystem and an advice generating subsystem. The service level subsystem allows the user to negotiate a service level agreement that defines the user's desired level of support and limits access to user provided information. The advice generating subsystem is coupled to the service level subsystem and includes one or more coaching engines that dynamically analyze the financial needs of the user in accordance with the user's service level agreement. Furthermore, the coaching engine provides customized financial advice tailored to the user's life intentions. The present invention also provides for a financial portfolio management subsystem enabling the user to model the effects of adding or deleting various securities and helping the user to better conform his portfolio to his level of risk tolerance and his investment style.

A method, system and a computer program product are provided for classifying elements in a ground truth training set by iteratively assigning machine-annotated training set elements to clusters which are analyzed to identify a prioritized cluster containing one or more elements which are frequently misclassified and display machine-annotated training set elements associated with the first prioritized cluster along with a warning that the first prioritized cluster contains one or more elements which are frequently misclassified to solicit verification or correction feedback from a human subject matter expert (SME) for inclusion in an accepted training set.

This invention relates to a system for medical treatment with consultation (the consultation system) and its method, designed to support several physicians located at different place and time to access the system at a designated time, share medical records on a patient and conduct medical treatment with consultation. To this end, this invention comprises the following stages: receiving a consultation request from at least one of the hospital terminals, physician terminals, and patient terminals; selecting at least more than one consulting physicians to participate in the consultation according to the said consultation request; receiving the medical records of a patient subject to said consultation from at least one of the hospital servers, hospital terminals, physician terminals, or patient terminals, providing the medical records to the consulting physicians, and conducting consultation pursuant to the registered consultation schedule by controlling communications among the said hospital terminals, physician terminals, and patient terminals; and transmitting the consultation progress information including the consultation schedule, consulting opinions received from the consulting physicians, and consultation data registered according to the consulting opinions to at least one of the hospital terminals, physician terminals, and patient terminals.

A method for providing information to a plurality of vendors located remotely from a broadcast network. A plurality of user-defined parameters are received by a user input database with at least one of the user-defined parameters including a user profile. Each of the user profiles includes a user identifier code identifying a communicator device associated with a particular user. Real-time data indicative of the spatial locations of the communicator devices is received by a communicator location database. Search information is received independently from a plurality of vendors and a data set is generated for each vendor.