4 results about "Electronic banking" patented technology

The application discloses a kind of electronic bank dynamic flow control method and system based on multidimensional data fusion, belong to data processing technical field.The method includes: the multiple-source data in electronic bank system is collected and unified structured processing is carried out;Dynamic baseline is generated based on historical transaction data using sliding window algorithm, and dynamic baseline is corrected in combination with real-time cluster load state;Business priority and multi-tenant priority are calculated, and after dynamically adjusting weight coefficient according to load factor, weighted summation is obtained to obtain comprehensive priority;According to the comprehensive priority, generate token bucket parameters, execute service level throttling and interface level throttling, and dispatch requests according to queue weight proportion;The execution result is collected and returned to update dynamic baseline and calculation parameters.The application realizes adaptive adjustment and differentiated resource guarantee of throttling parameters through the synergistic effect of dynamic baseline calculation, comprehensive priority model, hierarchical throttling execution and closed-loop feedback.

A cash recycler is described. The cash recycler includes a communication device connected to a core network of a bank; an internal vault; an input bin for receiving bank notes; an output bin; a counter having sensors that count and evaluate bank notes for fitness, authenticity, and denomination, and a conveyor configured to convey the bank notes into the internal vault; a user interface including control circuitry configured to authenticate a non-teller user by accessing authentication information via the communication device based upon bank account records within a bank database; and a cash dispenser configured to transfer bank notes from the internal vault to the output bin upon authentication of the non-teller user and a transaction.

The invention discloses a cross-system data integration and value layering method based on customer numbers, and belongs to the field of digital marketing and financial science and technology. The method comprises the following steps: cleaning and standardizing source data of an electronic bank, credit management and customer channel system by taking a customer number as a unique association key to form a unified customer view; based on the view, non-linear fitting is carried out on the non-sensitive features by utilizing a gradient boosting tree model, and a customer value sorting result is generated; screening target clients according to the value sequence, and outputting a desensitization list only containing client numbers; and a full-process automatic closed-loop system covering data integration, portrait generation, multi-channel touch and effect tracking is constructed, and data interaction and task distribution among the modules are realized through an API (Application Program Interface). According to the method, the cross-system data integration efficiency and the accuracy and automation level of customer value layering are improved.

The invention discloses a login method and device of an electronic bank, a program product and electronic equipment, and relates to the field of financial science and technology or other related fields, and the login method comprises the steps: detecting a login environment where a user terminal is located under the condition that a user initiates a login request through the user terminal, the method comprises the following steps: generating a verification request through a server of an electronic bank under the condition that a login environment is a safe environment, verifying the verification request through a user terminal, signing the verification request by adopting a preset private key under the condition that the verification is passed to obtain a signature result, and verifying the signature result through the server based on a preset public key to obtain a verification result. And executing the login request under the condition that the signature verification is passed. According to the method and the device, the technical problem that the security is relatively low when the user logs in the electronic bank in the related technology is solved.