149results about How to "Reduce transaction risk" patented technology

A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction and determining whether the transaction requires access to protected resources. Moreover, the method determines whether inputted information is known, determines a state of a communications device when the inputted information is known, and transmits a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled. Additionally, the method includes validating the communications device, capturing biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and granting access to the protected resources when the transmitted and stored one-time pass-phrases match.

A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction, inputting information in a workstation, and determining whether the inputted information is known. Moreover, the method includes determining a state of a communications device when the inputted information is known, and transmitting a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled. Additionally, the method includes obtaining biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and conducting the transaction when the transmitted and stored one-time pass-phrases match.

A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction, inputting information in a workstation, and determining whether the inputted information is known. Moreover, the method includes determining a state of a communications device when the inputted information is known, and transmitting a biometric authentication request from a server to a workstation when the state of the communications device is enrolled. Additionally, the method includes obtaining biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and conducting the transaction when the transmitted and stored one-time pass-phrases match.

The invention discloses a method and a system for e-commerce transactions. The method comprises the following steps that a buyer releases purchase order information through a buyer terminal, a network server automatically matches corresponding supplier information, a matched supplier feeds back quotation information to the network server according to the order information, and the buyer bargains with the corresponding supplier according to the quotation information to generate transaction order information; the network server prompts the supplier to update production schedule information in real time; the supplier updates the production schedule information and delivery schedule information in real time through the network server, the delivery schedule information comprises commodity inspection schedule, customs clearance schedule and logistics customs clearance and dispatch schedule, and the buyer and the supplier respectively feed back transaction evaluation information to the network server. The method and the system disclosed by the invention can carry out automatic identification, matching and schedule tracking and prompting on two parties of transactions, realize real-time updating, query and feedback of the transaction status, reduce the transaction risk and cost, and improve the working efficiency and success rate of transactions.

The invention discloses a cloud sale electronic commerce trading method and system. The method comprises the steps that: a supplier logs in a network server to publish product information through a supplier terminal network; when a consumer transfers to any micro store in the network server from a URL (Uniform Resource Locator) link and / or a two-dimensional code of the user through a consumer terminal and buys a corresponding product; the network server records user information on the product transaction micro store and the user information on a superior micro store of the micro store, and the network server generates order information and a payment page and feeds back to the consumer terminal and the supplier terminal; the network server pays the payment to the suppliers in a set period respectively after the consumer confirms receipt, and pays the commission to the user of the product transaction micro store and the user of the superior micro store of the micro store according to a preset proportion. According to the method and the system, the product promotion cost and the transaction risk and cost of the supplier enterprise are reduced, and the working efficiency and the success rate of transaction are improved.

The invention relates to a multifunctional intelligent card and an identification method and an operation method of the multifunctional intelligent card. The multifunctional intelligent card is connected with a client through a Bluetooth interface when internet banking transaction is carried out; since Bluetooth communication is in a one-to-one communication mode, the safety is high, and incorrect transmission of data cannot be caused, and the transaction risk is reduced; the connection is in a wireless mode, the connection is convenient, and thus the application of the multifunctional intelligent card is wider; and since a safety processor at the inner part of the multifunctional intelligent card is utilized by the multifunctional intelligent card for storing a secret key and a digital certificate, the multifunctional intelligent card not only can be used as a common card for paying at a payment terminal, but also can be used as a USBKEY for online paying, the function is diversified, and the cost is saved.

The invention discloses a supply chain information processing method, device and equipment based on block chain and a medium, which are applied to the technical field of block chains, and are used forsolving the problem that the transaction risk on the supply chain in the automobile industry is relatively high. The method comprises the steps of after an electronic contract uploaded by an automobile company is acquired, calling an interface of a preset intelligent contract on a block chain, and recording the electronic contract to the block chain; updating the contract confirmation signing information to an electronic contract on the block chain, and recording the logistics information to the block chain; obtaining shipping information uploaded by a logistics company, and updating the shipping information to the logistics information on the block chain; acquiring received goods information uploaded by an automobile company, and updating the received goods information to the logistics information on the block chain; initiating a collection application to a financial institution; and calling an interface of the intelligent contract, recording the payment information and the repaymentinformation of the automobile company to the block chain, and authorizing a credit investigation mechanism to record the repayment information of the automobile company and update the credit investigation information of the automobile company.

The invention discloses an electronic trading system and an electronic trading method for a transportation service, and in particular relates to the electronic trading system and the electronic trading method for the transportation service performed in an exchange. The prior art has the problems of time consumption, energy consumption, high credit risk, difficult management and the like. The electronic trading system comprises an acquirer client, a supplier client, a trading server, a payment gateway and a transportation service supervision centre, wherein the trading server is positioned in the transportation service exchange; the acquirer client and the supplier client are connected with the trading server through the Internet or a wireless mobile communication network; the basic process comprises the following steps that: an acquirer member of the transportation service exchange submits a transportation service buying instruction through the acquirer client, and a supplier member of the transportation service exchange submits a transportation service selling instruction through the supplier client; the buying instruction and selling instruction of the transportation service are executed in the trading server and a transportation service electronic contract is automatically generated; and then the transportation service supervision centre performs overall supervision on the implementation of the electronic contract. The electronic trading system and the electronic trading method for the transportation service fulfill the aim of improving the trading efficiency and reliability of the transportation service and lowering the trading cost of the transportation service.

The invention provides a client side equipment security authentication system and method and a client side trusted identification device, and relates to the technical field of client side security authentication. The method comprises the steps that the client side trusted identification device acquires fingerprint element information of client side equipment so as to generate authentication information; authentication server equipment analyzes the authentication information and transmits a matching request to fingerprint feature library equipment; the fingerprint feature library equipment inquires fingerprint information of each set of client historical equipment corresponding to a client identifier and determines the matching degree of the authentication information and each set of client historical equipment; the authentication server equipment determines the authentication state of the client side equipment according to the maximum value of the matching degree; when the authentication state indicates successful authentication, the client identifier and a trusted identifier are transmitted to the client side trusted identification device; when the authentication state is the under authentication state, new equipment trusted authentication is performed according to client authentication information library equipment; and transaction application server equipment is enabled to process a transaction session request according to the client side equipment authentication result.

The invention discloses a supply process management and control method, device and equipment integrating bill financing and a medium, which are applied to the technical field of block chains, and areused for solving the problem that the transaction risk on a supply chain in the automobile industry is relatively high. The method provided by the invention comprises the following steps of after an electronic contract is acquired, uploading the electronic contract to a block chain; after contract confirmation and signing information is received, updating the contract confirmation and signing information to the electronic contract on the block chain, and uploading the logistics information to the block chain; obtaining and updating logistics information of the delivered information and the received information to the block chain; after the received information is confirmed, initiating a bill financing application to a financial institution; uploading the ticket issuing information to a block chain; and when the bill is split into small bills, cashing, cashing or transferring, updating the bill state to the bill outlet information on the block chain.

The invention provides a trading platform data processing method, and the trading platform data processing method includes the following steps: (1) receiving order information sent by a payment platform, wherein the order information including order amount and seller information, (2) searching the pre-saved current credit extension information of the seller in the pre-saved credit extension database according to the information of the seller, (3) judging whether the current order information is corresponding to conditions of the credit information or not on the basis of the current credit extension information of the seller and the current order information, and carrying out the credit extension for the current order and recording the credit extension in the credit extension database if the current order corresponds to the conditions of the credit information. The invention further provides a trading platform data processing system used for achieving the method. The trading platform data processing method and the system can achieve automatic credit extension, and improve flexibility of the credit extension and data processing efficiency.

The invention provides a digital credit authentication method which i=is used for identifying a potential credit risk of a credit subject and comprises the following steps: a, reading identity information of the credit subject, b, inquiring a credit record according to the identity information, c, carrying out identification evaluation according to the credit record, d, generating a credit evaluation level identification and a credit evaluation report according to an identification evaluation result, and e, pushing the identification evaluation result in real time. According to the other aspect of the invention, the invention further provides a digital credit authentication processing device. Various evaluation work can be effectively handled by an evaluation index system, an evaluation algorithm and an evaluation processing device, and the accuracy and efficiency are improved in conjunction with arrangement of expert database.

The invention discloses an internet safety paying system which comprises a user end and paying gate way used to intercommunication by the internet, wherein the paying gate way is connected with the background exchange processing system. It adds the card reader which is connected with the host machine and the gather encoding program inside the host machine except visiting the host machine of the internet. It adopts the gather encoding program and the card reader to gather and encode the userí»s card information and key information. It also discloses an internet safety paying method.

The invention relates to the field of reverse pricing of a buyer, and provides a method and a system for reverse pricing of a buyer based on a block chain. The method comprises the following steps: receiving a buyer element by a first client, generating a buyer contract according to the buyer element, and recording the buyer contract in a block chain, the buyer element comprising a first element and a buyer price, and the first element comprising a to-be-purchased commodity name; receiving a seller element by at least one second client, generating a seller contract according to the seller element, and recording the seller contract in the block chain, the seller element comprising a second element, a seller price, and the second element comprising a to-be-sold commodity name; and judging whether the seller contract read from the block chain conforms to the buyer contract or not by a server, if yes, generating an intelligent contract for concluding a transaction, and recording the intelligent contract in the block chain, and if not, notifying the first client and the second client of a message characterizing the transaction failure. The invention avoids the control right of a centralized system management platform to the transaction between the buyer and the seller.

The invention discloses a cloud-based network transaction platform. The cloud-based network transaction platform establishes an electronic commerce network transaction platform by the use of an Internet website, a mobile terminal website and a mobile terminal client. The transaction platform comprises a merchant and individual management system, a rating system, a two-dimension code automatic generation transaction system, a commodity reservation and commodity transaction system, a transaction tracking system, a pushing system, a commodity comparison system, a particular commodity enquiry system and a wireless communication system. The transaction platform is suitable for various electronic commerce transaction forms such as B2B, B2C, C2C, O2O and the like, and commodities are targeted and information is timely transmitted, thereby bringing convenient experience for suppliers and demanders.

The invention discloses a method for monitoring stock transaction, which includes the following steps: A, selecting a specified stock, setting the highest price and the lowest price after the stock trading is halted, setting the amount of funds or shares for each trading of the stock and the total buying frequency, and setting the base price, selling rise range and buying dropping range of the stock; B, acquiring the real-time price of the stock through a networking computer, selling the stock as per the amount of funds or the shares of each trading if the difference value of the real-time price and the base price surpasses the rise range, buying the stock as per the amount of funds or the shares of each trading if the difference value of the real-time price and the base price is lower than the drop range, and prompting in halting the transaction if the real-time price surpasses the highest price or is lower than the lowest price. The method can improve the earnings and lowers the transaction exposure.

The invention provides a financial commodity real-time trading system and a financial commodity real-time trading method based on a network, the trading system can simultaneously faces investors, suppliers, trading intermediaries and strategy developers, trading steps are simplified, trading barriers are lowered, the trading safety is guaranteed, the market management efficiency is increased, and the online trading order is improved. The financial commodity real-time trading system based on the network comprises a development module, a supply module, a mediation module and an investment module, wherein the development module comprises a strategy development unit and a trading signal unit which are connected; the supply module comprises a strategy service center website and a strategy service center background which are connected; the mediation module comprises a trading strategy consultant website and a trading strategy consultant management website which are connected; the investment module comprises an investment unit and an intelligent trading unit.

The invention discloses a movable article management system which comprises a server, a mobile client and a locking device fixedly arranged on a movable article, wherein the server is connected with the mobile client through a wireless network; an identification code or a reminding device is arranged on the movable article; the locking device is connected with a Bluetooth module; the Bluetooth module can be connected with the mobile client; the server is connected with the Bluetooth module through the mobile client to control the opening of the locking device. In the invention, an electronic lock with a Bluetooth device is connected with the mobile client, and the electronic lock is automatically opened or closed according to the distance between the client and the electronic lock; the functions of vehicle stealing prevention, automatic locking, machine timing and payment, motion range limitation, advertising information push and the like are realized through the ways of no-password unlocking and automatic timing; moreover, the cost is low, and the system has relatively good commercial use.

The present application discloses an identity authentication method and device based on block chain, The method includes: the first block chain node determines at least one second user associated withthe first user according to the identity information of the first user, and sends an authentication request to the at least one second block chain node logged in by the second user, wherein the authentication request includes the identity information of the first user; the authentication information sent by at least one of the first block chain nodes is received, and the identity of the first user is authenticated according to the authentication information and the set identity authentication contract. By virtue of the untamperable nature of the block chain network, the identity of the traderwho has not been authenticated is authenticated by the trader who has the authority to authenticate, and according to the generated authentication information and the set identity authentication contract, trader identity authentication is achieved, the authenticity of trader identity information is effectively ensured, the credibility of the identity information of trading members in the OTC market is ensured, the risk of trading in the OTC market is reduced.

An embodiment of the invention discloses a method and a system for monitoring an online service, wherein the method and the system relate to the technical field of big data. Detecting efficiency can be improved and network transaction risk is reduced. The method comprises the steps of searching a data source according to identification information of a target user, and reading service informationwhich is related with the identification information of the target user from the data source; searching a user in association with the target user through a characteristic template, wherein the characteristic template corresponds with a service system with the target user; and performing alarming to the user in association with the target user. The method and the system are suitable for automatically detecting an account number which may be used for a network fraud case in real time.

The invention discloses a bulk stock supply chain internet of things management system based on an intelligent pallet. The system herein includes an internet of things warehouse, a management platform, an intelligent pallet and an intelligent fork truck. The internet of things warehouse is provided with intelligent video monitors and electronic tag reader-writers therein. The intelligent pallet includes a pallet body, an intelligent internet of things apparatus, an intelligent longitudinal beam, and sensing plankings. The intelligent internet of things apparatus includes a master control unitMCU, a narrowband internet of things module group NB-IoTU, a load interface unit ITU, a built-in sensor unit, an external sensor group, a battery pack, and a communication antenna. The surfaces of thesensing plankings are provided thereon with information acquisition holes in accordance with the external sensor group. The system has the following advantages that: the system is directed at bulk stock supply chain management. The system employs internet of things, mobile internet, and blockchain technologies, with intelligent pallet as core technology, integrates information flow, object flow and asset flow, realizes real-time bonding of cargo, information and assets, and helps all respective parties of interests of the supply chain to optimize resources, reduce cost and risk and innovate supply chain modes.

The invention discloses an intellectual property policy risk prevention system comprising an input module, a rule module, and an examination module. The input module is used for acquiring informationof an intellectual property transaction item. The rule module is used for inquiring a policy rule database based on rule reference data in the transaction item information to obtain a corresponding examination rule. And the examination module is used for selecting the part of or all data in the intellectual property transaction item information based on the examination rule to carry out examination and feeding back the examination result. In addition, the invention also discloses an intellectual property transaction system and method based on the intellectual property policy risk prevention system. According to the invention, automatic selection and examination of the intellectual property transaction item information are carried out to improve the transaction efficiency of the intellectual property item and reduce the transaction risk.

The present invention provides an electronic transaction online service platform. The platform comprises an electronic commerce network transaction platform constructed by using an Internet website, a mobile terminal network and a mobile terminal client, wherein the electronic commerce network transaction platform comprises a buyer and seller management system, a fund management module, a task issuing module, a task requesting module, an online transaction offer module, a two-dimensional tracking module, a rating system, a mobile terminal client and a wireless communication system. The electronic transaction online service platform takes advantage of powerful data processing ability and integrates multi-party resources, so as to provide a service platform for buyers and sellers and enable the buyers and sellers to directly make an offline transaction and perform online right-protection, and the platform performs automatic identification, matching and progress tracking prompt for the both transaction parties, so that real-time update, query and feedback of the transaction state are implemented, the transaction risk and cost are reduced, and transaction efficiency and the transaction success rate are improved.

The invention discloses an authority updating method based on a block chain, and the method comprises the steps: obtaining transaction information and a signature with the transaction information comprising an identity identifier of a commodity and a target account address; obtaining an account address of a sender of the transaction information through the signature; calling a permission smart contract according to the transaction information to verify whether the account address of the sender is consistent with the account address of the current commodity owner or not; and if yes, changing the account address of the current owner of the commodity into the target account address by the permission smart contract. According to the invention, the information of the circulation process of thecommodity is recorded, the change of the commodity authority is intelligently realized through the authority, the problems of information asymmetry, verification and the like in the commodity transaction are solved, the transaction risk and the transaction cost are reduced, and the anti-counterfeiting purpose is achieved.

The invention discloses an individual stock buying-selling method and system of stock investment. The individual stock buying-selling method comprises the following steps that a time period is set, and exchange quotation data of different stocks during closing everyday within the time period is obtained; real-time prices of stocks are obtained, and a price monitoring list is set for stocks which need monitoring; the obtained exchange quotation data of the stocks during closing is analyzed to obtain high-speed, intermediate-speed and high-speed increasing lines of the stock prices, optimal buying points of the stocks are determined, and the downside amplitudes of buying are set; and a specific stock is selected, the reference price, the upside and downside selling amplitudes and the highest and lowest selling prices of the stock are set, and the amount of money or the amount of stocks in each transaction of the stock is limited. The individual stock buying-selling system of stock investment can improve the benefits and reduce the transaction risk.

This invention relates to commercial transaction certification system, composed of certified identification on a certified subject, an identification discriminator, a mobile communication terminal, a wireless network, a transaction certification management data base, a commercial operation businessman data base, a bank certification manage data base, a central genuine identifying data base and a producer genuine identifying data base, among which, the businessman data base sends the transaction information to the transaction data base, the false or genuine of goods are identified by the central genuine identifying information and fingerprint data are transferred to the transaction data base and the bank data base via the identifier, the fingerprint identifier, the mobile communication terminal and the wireless network to compare the fingerprint then to transfer accounts and the information is transferred to the mobile communication center and the businessman data base.

This invention relates to a system and a method for information collection, transmission and process based on the short message of a cell phone to constitute a unified standard electronic trade system based on short messages of cell phones. Since this invented system and method transmits the bank account numbers and codes in the system by different routes and they cannot be interrupted on a same route at the same time, the bank account information of the user can be guaranteed safely.

The invention discloses a second-hand item self-service trading cabinet which comprises a cabinet. The cabinet comprises a control cabinet and a plurality of storage cabinets with different sizes, the control cabinet is positioned in the middle of the cabinet, the various storage cabinets are independent from one another, independent controllers are arranged in the various storage cabinets, independent display screens, red lamps and green lamps are arranged on cabinet doors of the storage cabinets, and the red lamps and the green lamps are used for displaying states of the cabinet doors; a main display screen is arranged on a cabinet door of the control cabinet, and a control system is arranged inside the control cabinet; the control system comprises a microprocessor, a GPS (global positioning system) chip and a communication module, and information interaction can be carried out between network trading platforms of external intelligent terminals and the microprocessor via information transmission channels; an input end of the microprocessor is connected with the GPS chip, an output end of the microprocessor is connected with the main display screen and the controllers of the various storage cabinets, and the microprocessor is connected with the network trading platforms of the external terminals by the communication module. The second-hand item self-service trading cabinet has the advantages that the second-hand item self-service trading cabinet is wide in application, can be arranged in regions such as campuses, residential areas or commercial centers and can bring convenience for people during use, and accordingly second-hand item exchange requirements of people can be met.