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Digital credit authentication method

A technology of digital authentication and authentication method, applied in data processing applications, commerce, instruments, etc., can solve problems such as limited access to data

Active Publication Date: 2015-04-29
SHANGHAI FOISON CREDIT RATING CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Credit evaluation companies have evaluation index systems and evaluation calculation models, but the channels for obtaining data are very limited

Method used

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  • Digital credit authentication method
  • Digital credit authentication method

Examples

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Embodiment Construction

[0127] figure 1 It shows a schematic flow chart of the credit digital authentication method according to the first embodiment of the present invention, the credit digital authentication method is used to identify the credit risk of the credit subject, and further, through the identity information of the credit subject, obtain the corresponding identification The evaluation results, and then generate the corresponding credit evaluation grade logo and credit evaluation report, and send them to the credit grantor to provide reference for the credit granting entity to establish a credit risk early warning. Specifically, it includes the following steps:

[0128] First, enter step S101 to read the identity information of the credit subject. Those skilled in the art understand that the device for reading the identity information of the credit subject is preferably a computer software system, which may also be an APP, or It is a webpage browsing frame, which is used for the creditor t...

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Abstract

The invention provides a digital credit authentication method which i=is used for identifying a potential credit risk of a credit subject and comprises the following steps: a, reading identity information of the credit subject, b, inquiring a credit record according to the identity information, c, carrying out identification evaluation according to the credit record, d, generating a credit evaluation level identification and a credit evaluation report according to an identification evaluation result, and e, pushing the identification evaluation result in real time. According to the other aspect of the invention, the invention further provides a digital credit authentication processing device. Various evaluation work can be effectively handled by an evaluation index system, an evaluation algorithm and an evaluation processing device, and the accuracy and efficiency are improved in conjunction with arrangement of expert database.

Description

technical field [0001] The invention relates to a third-party identity authentication carrier, a third-party credit record query platform and a computer evaluation processing system, which can identify corporate legal persons and natural person subjects with credit risks in real time through a data interaction mode. Specifically, it involves a credit digital authentication application module embedded in a third-party identity authentication carrier, a query feedback application module of a third-party credit record query platform, and a credit risk identification processing application module of a computer evaluation processing system. Background technique [0002] With the development of society, credit is becoming more and more important in society, and the interaction in almost any situation will involve the credit issues of both parties. [0003] The identity authentication carrier provided by the Municipal Digital Authentication Center cannot perform any credit risk ass...

Claims

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Application Information

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IPC IPC(8): G06Q30/00
Inventor 张伟平楼月盛
Owner SHANGHAI FOISON CREDIT RATING CO LTD
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