227 results about "Transaction processing system" patented technology

The invention relates to the technical field of transaction processing systems, and particularly discloses a trusted monitoring auditing system fusing TEE and a block chain, which comprises the following steps: generating a transaction instantaneous state abstract containing a key information field at a key node of a business process through a trusted execution environment, signing, anchoring a hash value of the transaction instantaneous state abstract to a block chain network, and storing the signature abstract under the chain; and during auditing, by comparing integrity verification of on-chain hash and under-chain abstract and TEE signature verification, dual authentication of transaction authenticity and environment reliability is realized. Through the collaborative architecture of the TEE and the block chain, the transaction core data state and the credible environment proof are deeply fused, so that the audit verification can be independently completed without depending on a centralized database, the problem that post-event tracing depends on the credibility of the log in the traditional audit is fundamentally avoided, and the audit verification efficiency is improved. And a lightweight credible verification basis is provided for a cross-mechanism cooperation scene.

The embodiment of the invention provides a multi-core network-on-chip transaction processing system, method, device, medium and product, the multi-core network-on-chip transaction processing system comprises a plurality of clusters, each cluster comprises four processing cores, a slave node and a master node, each processing core is provided with a cache, each slave node is provided with a slave node, and each slave node is provided with a slave node; the slave node is provided with a private cache, and the slave node comprises a four-stage pipeline architecture; the slave node is used for processing a request transaction through the four-stage pipeline architecture and generating a target response message or target response message data under the condition that the request transaction is received, and the four-stage pipeline architecture is constructed based on different clock periods and is used for periodically processing the request transaction.

Systems and techniques for trusted validation agent platform are described herein. A transaction is detected as potentially fraudulent based on user profile data of a user. A trusted validation agent is determined for the transaction using the user profile data. Remediation instructions are generated for the trusted validation agent using transaction data of the transaction. The remediation instructions are transmitted to the trusted validation agent. A disposition is determined for the transaction based on input received from the trusted validation agent. Transaction handling instructions are transmitted to a transaction processing system based on the disposition.

Systems and methods for processing cryptographic transactions within a decentralized node network using region-specific sub-tokenization. A processing system receives transaction requests containing transaction data, including source locations, destination locations, or transaction amounts. The processing system identifies a region corresponding to the provided geolocation data and generates a region-specific sub-token containing metadata related to the transaction. The processing system routes transaction requests to distributed nodes located within the identified region. These nodes locally validate transactions through consensus mechanisms and update region-specific ledgers. The processing system then synchronizes each updated region-specific ledger with a global ledger maintained across the decentralized network for secure, efficient, and verifiable region-specific transaction processing.

A system / process provides fault tolerance to an integrated component system which integrates core components of a transaction processing system into a single processing platform, i.e., a single server, enabling elimination of the network interconnects and associated latencies introduced thereby in favor of much faster interconnects, such as inter-process communication and shared memory communication messaging, where a failure of any one component necessitates failing over the entire system to a backup thereof.

The invention provides a real-time fraud detection method and system based on multi-modal fusion, and belongs to the technical field of financial transaction fraud detection.The method comprises the steps that firstly, payment behaviors, transaction texts and account behavior data are connected in series through a transaction event unique identifier, and a real-time multi-modal transaction data link is formed; generating an inter-modal fraud association link based on the inter-modal fraud association link; performing interactive operation to obtain cross-modal fraud intermediate features; constructing a transaction fraud tendency path according to a transaction link time sequence; and finally, analyzing the transaction fraud tendency path to determine a fraud association level, generating a fraud response instruction containing a transaction blocking instruction and risk notification content, and transmitting the fraud response instruction to a transaction processing system to terminate the transaction, so that multi-modal data can be comprehensively integrated, a transaction time sequence is considered, and the fraud detection accuracy and real-time performance are improved.

The present invention relates to a method for facilitating electronic transactions between transmitting bank entity and a receiving bank entity made by a user. The method involves receiving payment details from a user through a user interface and initiating a transaction request using these payment details by the transmitting bank entity. The transaction request is then transmitted to a receiving bank entity, which processes the request to determine transaction approval based on the provided payment details. The receiving bank entity subsequently sends a transaction response to the transmitting bank entity, indicating approval or denial of the transaction request, back to the transaction processing system. Finally, the user is notified of the transaction response via the user interface. Disclosed embodiments optimize and streamline the electronic transaction process, ensuring efficient and secure handling of payment details and transaction requests between bank entities.

The presently disclosed subject matter relates to detection and mitigation of financial fraud, and in particular to implementation of systems for training machine learning models in such systems. It involves self-labelling of fraud risk in a transaction processing system.

In one embodiment, a method includes receiving user identifying information in association with a checkout request for an order. The method includes determining that a user account with a transaction processing system associated with the user identifying information does not exist in a database associated with the transaction processing system. The method includes, subsequent to determining that the user account associated with the user identifying information does not exist, receiving payment information for the order from the user. The method includes concurrently receiving an order confirmation and authorization to create a new account with the transaction processing system corresponding to the user identifying information. The method includes facilitating authorization for the order. The method includes storing the received payment information in association with the user identifying information in the database.

An implementation may involve: receiving, by an application launcher, a message on behalf of a client device; determining a server application based on the message and metadata, wherein the server application is associated with a path, wherein the path includes a set of steps, wherein each of the set of steps is respectively associated with program logic to perform a discrete set of functions, wherein a generate result step causes the server application to determine an outcome of executing the path, and wherein a handle request step causes the server application to provide, to an external service, a representation of a request related to the outcome; providing, by the application launcher, a client application to the client device; and executing, by an orchestrator, the path, wherein a context of the execution is written in a database between execution of at least some of the set of steps.

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and / or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

In a method of processing a cash transaction, a transaction processing system receives an account transaction request identifying a user account and a cash transaction to be carried out using a cash service machine (CSM). A set of CSMs available for processing the account transaction request is determined and a list of available CSMs is transmitted to the requesting user device. A request to process the transaction including an identification of a selected CSM is received the user device or the selected CSM. A unique authentication code is generated and transmitted to the processing requester. The transaction processing system receives from the non-process requester, an authentication request including a purported authentication code. The system then verifies that the purported authentication code matches the unique authentication code. Upon positive verification, the system transmits an instruction to the CSM to carry out a cash exchange according to the requested account transaction.

Systems, methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions. Aspects of such methods, systems, and data structures include providing at an electronic device, an output indicating that a dynamically-configured electronic token is in a transaction-ready state, where the dynamically-configured electronic token is associated with a plurality of loyalty accounts; in response to one or more signals providing information regarding a location of the electronic device, obtaining token data associated with a loyalty account of the plurality of loyalty accounts corresponding to the location of the electronic device; and via a data communication interface, route a token, generated from the token data, for processing at a transaction processing system.

Described herein are pharmacy claim transaction processing systems and methods. A method for pre-approval of a prior authorization includes receiving a claim transaction message associated with a pharmacy claim transaction for a prescription that satisfies a prior authorization (PA) trigger condition, the message including a plan identifier and a prescriber identifier. The method includes querying a database with the prescriber identifier and plan identifier to access prescriber reference data, healthcare plan provisions, and jurisdictional regulations, as well as applying pre-approval rules to the prescriber reference data, healthcare plan provisions, and jurisdictional regulations, the pre-approval rules defining pre-approval conditions for pharmacy PAs. The method includes, when the pre-approval conditions are met, automatically appending an approval data element to the message to generate a PA approval message and transmitting the PA approval message. The method further includes writing a record to the database including whether the transaction satisfied the pre-approval conditions.

In one embodiment, a method includes receiving user identifying information in association with a checkout request for an order. The method includes determining that a user account with a transaction processing system associated with the user identifying information does not exist in a database associated with the transaction processing system. The method includes, subsequent to determining that the user account associated with the user identifying information does not exist, receiving payment information for the order from the user. The method includes concurrently receiving an order confirmation and authorization to create a new account with the transaction processing system corresponding to the user identifying information. The method includes facilitating authorization for the order. The method includes storing the received payment information in association with the user identifying information in the database.

A data transaction processing system includes a quarantine system that delays messages configured to accept a delay before being processed by the data transaction processing system. During periods of heavy network traffic, the imposed delay reduces network congestion by distributing / load leveling messages according to available computing resources. Separating messages over time also reduces the processing latency of the data transaction processing system. Messages that are routed and delayed through the quarantine system may be executed at a better transactional value than other non-delayed messages.

A system / process provides fault tolerance to an integrated component system which integrates core components of a transaction processing system into a single processing platform, i.e., a single server, enabling elimination of the network interconnects and associated latencies introduced thereby in favor of much faster interconnects, such as inter-process communication and shared memory communication messaging, where a failure of any one component necessitates failing over the entire system to a backup thereof.

The invention provides an identity identification input method in a payment process and related equipment, which can be used in the field of payment processing. The method comprises the following steps: receiving an input request of an identity label sent by a client, and generating a plurality of pictures and associated indexes; sending each picture and the associated index to a client, and receiving an input position and a numerical value of a picture selected by a user and sent by the client; determining a picture name corresponding to the selected picture according to the numerical value, and determining an index value corresponding to the picture name; and determining each number input by the user at the client according to each index value, combining each number according to each input position to obtain an identity label, and associating the identity label with a transaction serial number of a transaction performed by the client so as to be used by a transaction processing system. In the application, through triple mapping of the picture selected by the user, the index value and the array associated with the index, secure input of the identity label by the user is realized, and the payment security is improved.

A method is provided for processing micropayments. Micropayments are financial transactions involving relatively small financial amounts that can be difficult for conventional transaction processing systems to handle in a cost-effective and expeditious manner. The improved method uses a virtual micropayment account managed by a transaction processor. The limit of the virtual micropayment account may be adjusted with credit reduction requests and credit reset notices that are sent from the transaction processor to the issuer bank. The issuer bank may use the credit reduction requests and credit reset notices to adjust a temporary credit limit of the credit account from which the micropayments are to be made.

Transaction processing systems in accordance with aspects of the invention may process a variety of transactions. Transaction processing systems may include a transaction processing device and a distributed processing system. The transaction processing device obtains transaction requests from a variety of client devices and process the transaction requests. The distributed processing system may also obtain the transaction requests and maintain a transaction history of the transaction requests obtained and / or processed by the transaction processing device. Both the distributed processing system and the transaction processing device may send a transaction succeeded event based on the transaction being processed successfully. The transaction processing device and distributed ledger may also maintain an indication of if a particular transaction has been processed. When the transaction processing device becomes available after a period of unavailability, the transaction history for both the transaction processing device and distributed ledger may be reconciled.

Systems, computer program products, and methods are described herein for operation continuity in decentralized exchange networks. The present disclosure is configured to monitor transaction requests, detect and respond to disruptions by rerouting transactions through alternative paths, and interface with a decentralized marketplace to ensure uninterrupted processing. Utilizing smart contract protocols for automated bidding, the system optimizes transaction flow, enhances user experience through real-time updates, and provides third parties with market insights derived from aggregated transaction data. This technology represents a advancement in transaction technology, offering a resilient and efficient alternative to traditional transaction processing systems.

An implementation may involve: receiving, by a web site, selection of a server application, wherein the server application is associated with a path, wherein the path includes a set of steps, wherein the set of steps is associated with program logic to perform a set of functions; receiving, by an application launcher, a request on behalf of a client device; determining, by the application launcher, the server application based on the request, and also based on metadata that relate to the server application and an operator of the web site; providing, by the application launcher, a client application to the client device, the client application configured to interact with the server application; executing, by an orchestrator, the path, wherein at least some of the set of steps include interaction with an external service, wherein a context of the execution is written in a database between execution of some of the steps.

Secure transaction processing system and method The present invention discloses a system (100) and method (200) for secure transaction processing. The system (100) comprises a payment application (102), a memory (106) and a settlement server (108) hosting the application (102). The application (102) allows registered users to generate requests to initiate a payment. The memory (106) stores registered users associated with a list of identifiers and their corresponding registration details. Upon receiving a payment request, the settlement server (108) generates and sends a first one-time verification code / PIN to the application (102). The settlement server (108) receives the second verification code / PIN via a second user interface (20), verifies the two codes / PINs, and if the two codes / PINs match, sends the transaction data to the issuing bank (30) of the first user via the acquiring bank (40) to complete the payment. The system (100) allows users to perform a payment without entering a secure payment account.

Systems / methods which utilize machine learnt networks for efficiently proactively preventing an electronic data transaction processing system, such as an electronic trading system, from transitioning to an anomalous state which must be reverted, e.g., to unwind one or more processed transactions, or where further state changes must be restricted, e.g., by only allowing limited processing of subsequently received transactions, or prevented, e.g., the processing of subsequently received transactions is temporarily or permanently halted. Using a machine learnt network, the disclosed systems / methods are able to recognize both anticipated and unanticipated anomalous transactions which would result in an anomalous state reducing occurrence thereof and minimizing having to revert, pause or halt the electronic trading system while also minimizing the impact on the performance of the electronic trading system.

This invention discloses a transaction processing apparatus, a transaction processing system, and a storage medium, enabling smoother checkout for self-service customers. The apparatus registers transaction data related to the customer's transactions based on data received from a first terminal operated by the customer in the store. The apparatus generates a machine-readable code to retrieve the transaction data related to the customer operating the first terminal and the data related to the electronic settlement used by the customer. Based on the checkout instruction from the first terminal, the apparatus displays the machine-readable code on a second terminal used by the customer operating the first terminal. Based on the machine-readable code read by the reading unit, the apparatus retrieves the transaction data and electronic settlement data corresponding to the machine-readable code, and uses the electronic settlement data to process the payment of the settlement amount calculated from the transaction data.

A method and apparatus for performing economic nexus determination by a transaction processing system. The method may include accessing a plurality of transactions associated with a plurality of merchant systems processed by the transaction processing system over a period of time. The method may also include inferring a geographic location, from among a plurality of geographic locations, for each of the plurality of transactions based on one or more transaction parameters. Then, the method may include aggregating a total revenue per geographic location per merchant system based on the inference of geographic location determined from the one or more transaction parameters. For a merchant and for a geographic location for which said merchant has location based revenue within the geographic location, the method may include applying an economic nexus rule corresponding to the geographic location, and determining when the economic nexus rule corresponding to the geographic location is satisfied.

The present application provides a management method for a transaction processing system. The transaction processing system includes multiple participant nodes, each participant node stores a data partition, and each participant node is used to process multiple transactions. Among them, the data partition combination accessed by each transaction includes at least one data partition. The method includes: obtaining the number of transactions accessing each data partition combination within a period, and adjusting the storage of data partitions among multiple participant nodes according to the number of transactions accessing each data partition combination within the period. This method can reduce the number of participant nodes participating in the transaction, thereby reducing the number of interactions between the coordinator node and the participant nodes, shortening the latency of transaction submission, and improving the performance of transaction submission.

The invention discloses a block chain transaction data processing system convenient to maintain, which comprises a regional chain data transaction processing system, the regional chain data transaction processing system comprises a software operation system, a cloud system, a data processing system and an alarm system, and an alarm lamp is fixedly installed at the top of a bearing cabinet. The bearing plate is fixedly installed in the bearing cabinet through a connecting assembly, a plurality of connecting plates are slidably connected to the outer walls of the two connecting rails in a clamped mode, a locking assembly and a plurality of limiting assemblies are arranged between the connecting plates and the bearing cabinet, and the limiting assemblies are arranged between the bearing plate and the two connecting plates. Through cooperative use of the bearing cabinet, the bearing plate, the connecting assembly and the limiting assembly, the bearing plate is used for bearing and installing the data processing operation equipment, when the operation equipment is detected and maintained, firstly, limitation of the limiting assembly on the bearing plate is removed, and then the bearing plate can be pulled out from the interior of the bearing cabinet; therefore, subsequent disassembly and maintenance of the data processing operation equipment are facilitated.

A transaction processing method, apparatus and system, a storage medium and a program product, the method is applied to a transaction processing system, a first center in the transaction processing system comprises a TM, a first TC and a first RM, a second center comprises a second RM and a second TC, the method comprises: the second TC receives a first request from the second RM for requesting to create a branch transaction of a global transaction, the first request comprises first information used for indicating the identification information of the first TC and the identification information of the global transaction; the second TC sends a first registration message for requesting to register a branch transaction of the global transaction to the first TC based on the identification information of the first TC; the second TC sends a first response to the second RM, the first response comprises identification information of the branch transaction, and the identification information of the branch transaction is generated by the first TC or the second TC. And the second TC and the first TC cooperate with each other to complete registration of branch transactions, so that transaction processing in a multi-center scene is realized.