64 results about "Transaction processing system" patented technology

The invention provides a real-time fraud detection method and system based on multi-modal fusion, and belongs to the technical field of financial transaction fraud detection.The method comprises the steps that firstly, payment behaviors, transaction texts and account behavior data are connected in series through a transaction event unique identifier, and a real-time multi-modal transaction data link is formed; generating an inter-modal fraud association link based on the inter-modal fraud association link; performing interactive operation to obtain cross-modal fraud intermediate features; constructing a transaction fraud tendency path according to a transaction link time sequence; and finally, analyzing the transaction fraud tendency path to determine a fraud association level, generating a fraud response instruction containing a transaction blocking instruction and risk notification content, and transmitting the fraud response instruction to a transaction processing system to terminate the transaction, so that multi-modal data can be comprehensively integrated, a transaction time sequence is considered, and the fraud detection accuracy and real-time performance are improved.

A method is provided for processing micropayments. Micropayments are financial transactions involving relatively small financial amounts that can be difficult for conventional transaction processing systems to handle in a cost-effective and expeditious manner. The improved method uses a virtual micropayment account managed by a transaction processor. The limit of the virtual micropayment account may be adjusted with credit reduction requests and credit reset notices that are sent from the transaction processor to the issuer bank. The issuer bank may use the credit reduction requests and credit reset notices to adjust a temporary credit limit of the credit account from which the micropayments are to be made.

Systems / methods which utilize machine learnt networks for efficiently proactively preventing an electronic data transaction processing system, such as an electronic trading system, from transitioning to an anomalous state which must be reverted, e.g., to unwind one or more processed transactions, or where further state changes must be restricted, e.g., by only allowing limited processing of subsequently received transactions, or prevented, e.g., the processing of subsequently received transactions is temporarily or permanently halted. Using a machine learnt network, the disclosed systems / methods are able to recognize both anticipated and unanticipated anomalous transactions which would result in an anomalous state reducing occurrence thereof and minimizing having to revert, pause or halt the electronic trading system while also minimizing the impact on the performance of the electronic trading system.

This invention discloses a transaction processing apparatus, a transaction processing system, and a storage medium, enabling smoother checkout for self-service customers. The apparatus registers transaction data related to the customer's transactions based on data received from a first terminal operated by the customer in the store. The apparatus generates a machine-readable code to retrieve the transaction data related to the customer operating the first terminal and the data related to the electronic settlement used by the customer. Based on the checkout instruction from the first terminal, the apparatus displays the machine-readable code on a second terminal used by the customer operating the first terminal. Based on the machine-readable code read by the reading unit, the apparatus retrieves the transaction data and electronic settlement data corresponding to the machine-readable code, and uses the electronic settlement data to process the payment of the settlement amount calculated from the transaction data.

The invention discloses a block chain transaction data processing system convenient to maintain, which comprises a regional chain data transaction processing system, the regional chain data transaction processing system comprises a software operation system, a cloud system, a data processing system and an alarm system, and an alarm lamp is fixedly installed at the top of a bearing cabinet. The bearing plate is fixedly installed in the bearing cabinet through a connecting assembly, a plurality of connecting plates are slidably connected to the outer walls of the two connecting rails in a clamped mode, a locking assembly and a plurality of limiting assemblies are arranged between the connecting plates and the bearing cabinet, and the limiting assemblies are arranged between the bearing plate and the two connecting plates. Through cooperative use of the bearing cabinet, the bearing plate, the connecting assembly and the limiting assembly, the bearing plate is used for bearing and installing the data processing operation equipment, when the operation equipment is detected and maintained, firstly, limitation of the limiting assembly on the bearing plate is removed, and then the bearing plate can be pulled out from the interior of the bearing cabinet; therefore, subsequent disassembly and maintenance of the data processing operation equipment are facilitated.

In a system for verifying transactions, when a user with a portable communication device approaches a resource provider location, the portable communication device provides an indication of its proximity to the location to a transaction processing system. Subsequently, the portable communication device provides a universally unique identifier (UUID) of a base station of the resource provider to the transaction processing system, which generates a hash using the UUID and a primary account number (PAN) of a portable transaction device associated with the portable communication device. When the user transacts with the portable transaction device at the provider, the provider generates a separate hash from the UUID and the PAN and sends the hash to the transaction processing system. A match between the hashes is considered a positive indication that the transaction is not fraudulent and that the resource provider is in compliance with the system.

In one embodiment, a method includes receiving data associated with a first checkout of a first order, where the data comprises a user identifying information, determining that a user account with a transaction processing system associated with the user identifying information exists, determining that a biometric authentication for the user account is not registered with the transaction processing system, performing an alternative authentication with the transaction processing system, obtaining a unique biometric authentication registration challenge, obtaining an identifier of a credential for biometric authentications, a public key associated with the credential, and a first signature, where the first signature is the unique biometric authentication registration challenge signed by a private key associated with the credential, and sending a biometric authentication registration request comprising the identifier of the credential, the public key associated with the credential, and the first signature.

To prevent settlement processing from being performed when the settlement processing to be completed according to the operation of a customer in a terminal should not be performed.SOLUTION: A transaction processing system includes a terminal having acquiring means for acquiring a commodity code, and a settlement device for performing settlement of an amount based on the commodity code acquired by the acquiring means, and further includes selection means and first and second outputting means. The selection means selects whether to output the payment-related information or to perform settlement by the settlement device when the settlement is possible by the terminal on the basis of the information stored in the storage means and indicating whether the settlement is possible by the terminal. The first output device outputs information for settlement to the settlement apparatus when the settlement cannot be performed in the terminal or when the settlement is selected to be performed in the settlement apparatus. The second output means outputs the information on the payment when the output of the information on the payment is selected.SELECTED DRAWING: Figure 14

Techniques are disclosed for automatically generating and updating a control group. In disclosed techniques, a server computer system trains, using a plurality of transactions, a machine learning model. During training the machine learning model learns a feature distribution of both a current set of control group (CG) transactions and a current set of non-control group (non-CG) transactions included in the plurality of transactions. The system inputs the current set of CG transactions into the trained machine learning model. Based on the output of the trained machine learning model for the current set of CG transactions, the system modifies the current set of CG transactions to generate an updated set of CG transactions. Based on the updated set of CG transactions, the server performs one or more preventative measures for a transaction processing system. The disclosed techniques may advantageously improve the accuracy e.g., of a transaction processing system.

To improve the convenience of accounting for users. [Solution] The transaction processing system comprises a registration machine, an information processing device, and an accounting machine. The registration machine comprises a transmission means. The transmission means transmits the input user information and unaccounted transaction information based on product registration to the information processing device. The information processing device comprises a receiving means and a management means. The receiving means receives the user information and the unaccounted transaction information from the registration machine. The management means manages the unaccounted transaction information in association with the user information. The accounting machine comprises a transmission means, a receiving means, and an accounting means. The transmission means transmits the input user information to the information processing device. The receiving means receives the unaccounted transaction information associated with the user information from the information processing device. The accounting means processes the accounting of the transactions related to the unaccounted transaction information.

A transaction evaluation system may include a configurable and / or scalable transaction rate input model which models historical and / or recent transaction input rate patterns of a transaction processing system for a specified time period with configurable and / or scalable transactional amplitude for use in evaluating performance of the transaction processing system. The system may operate to inject particular volumes of transactions into the transaction processing system at specific times and / or periods of time.

This allows for the management of transactions with customers who have not been assigned an identifier in advance. [Solution] The transaction processing system of the embodiment comprises a registration means, a first acquisition means, a query means, a second acquisition means, and a generation means. The registration means registers the details of a transaction with a customer. The first acquisition means acquires the customer's biometric information. The query means queries the conversion processing device for the biometric information acquired by the first acquisition means. The second acquisition means acquires an identifier notified by the conversion processing device as a response to the query by the query means. The generation means generates transaction data that represents the details of the transaction registered by the registration means and includes the identifier acquired by the second acquisition means.

In the disclosed transaction processing system, members of an authorized network of consumers and merchants manage account information using blockchain ledgers. Because both consumers and merchants maintain copies of the blockchain, for any consumer / merchant transaction, both entities can quickly validate the transaction because both are aware, via their blockchain entries, of the current status of the account sourcing the transaction, allowing fast and accurate transaction validation without the need to incur the processing charges inherent in traditional fiat currency credit transactions.

Dynamic timers are determined using machine learning. The timers are used to control the amount of time that new data transaction requests wait before being processed by a data transaction processing system. The timers are adjusted based on changing conditions within the data transaction processing system. The dynamic timers may be determined using machine learning inference based on feature values calculated as a result of the changing conditions.

The application discloses a multi-blockchain cross-chain transaction processing system and method, and belongs to the technical field of blockchain transaction processing; all the data of all nodes on the main chain and all nodes on each sub-chain during operation are monitored and pretreated, so that the running state of the main chain and each sub-chain can be accurately and efficiently evaluated and regulated subsequently; the overall state of the transaction is evaluated by simultaneously considering the traffic, online users and online duration during the transaction, and it is judged whether the overall state of the transaction will affect the operation of the main chain; the application is used for solving the technical problem that the multi-blockchain cross-chain transaction is not comprehensively monitored and evaluated in the prior art, and the overall effect of the multi-blockchain cross-chain transaction processing and regulation is poor.

The present disclosure discloses a system (100) and method (200) for secure transaction processing. The system (100) comprises a payment application (102), a memory (106), and a transaction server (108) hosting the application (102). The application (102) facilitates a registered user to generate a request for initiating a payment transaction. The memory (106) stores a list of identifiers associated with registered users and registration details corresponding to each user. The transaction server (108) generates a first one-time verification code / PIN based on the transaction request and sends it to the application (102). The transaction server (108) receives a second verification code / PIN via a second user interface (20), compares the two codes / PINs, and sends transaction data to the issuing bank (30) of the first user, via an acquirer bank (40), for the completion of the payment transaction when the codes / PINs match. The system (100) enables users to carry out payment transactions without entering their sensitive financial accounts.

A transaction processing method and system provides travel planning and booking workflows, typically in the form of curation, display and automated transacting of travel packages. Users interact with the service at least in part leveraging Al chat-based functions, and the system is configured and implemented to support very large numbers of concurrent search and retrieval operations in a highly-scalable, highly-available and highly-reliable performant manner. In one embodiment, a virtual search paradigms. One such paradigm enables users to shop in a distinct manner, sometimes referred to herein as a "destinationless search."

The disclosed embodiments relate to an exchange computing system which selectively prematurely expires financial instruments in order to finally settle them and remove them from the computing system. In particular, the disclosed embodiments recognize that during the pendency of a futures contract between first available trade date and the expiration, the exchange computing system must facilitate trading thereof by tracking traders positions, providing regular pricing data as well as transacting trades therefore. This consumes exchange resource especially given the number of products offered and the extended length of term for some. Accordingly where contracts can be settled early and thereby removed from being transacted, exchange resources may be conserved.

The invention provides a transaction processing method and device, relates to the technical field of big data, and is applied to a transaction processing system, the transaction processing system comprises a business device and a transaction center device, and the method comprises the following steps: the business device sends a first transaction execution request to the transaction center device, the first transaction execution request carries a first transaction identifier of the first transaction; the transaction center equipment adds the first transaction identifier into a transaction reconciliation table; the transaction center device obtains a first execution result of the first transaction and adds the execution result of the first transaction into the transaction reconciliation table, and the first transaction identifier and the first execution result are correspondingly recorded in the transaction reconciliation table. Whenever the transaction reconciliation condition is met, the transaction center equipment compares the transaction identifier in the transaction reconciliation table with the corresponding execution result to determine whether the transaction which is missed to be processed exists or not. By adopting the method and the device, missed transactions can be found in time.

A transaction processing system includes a cart terminal attachable to a shopping cart on which a basket can be placed, the cart terminal being configured to register one or more merchandise items for purchase, and a transaction processing device configured to acquire information indicating at least a size of each of the registered merchandise items, determine a degree of occupancy of the registered merchandise items in the basket using the acquired information, and output the determined degree of occupancy.

To provide a transaction processing system that enables a payment device to efficiently acquire information necessary for payment for a transaction.SOLUTION: The transaction processing system includes an input processing device and a plurality of payment devices. The input processing device includes creation means and storage means. The creation means creates payment information necessary for payment for a transaction based on input data. The storage means stores the payment information in a storage unit. Each of the payment devices includes payment means. The payment means acquires the payment information from the storage unit when the payment information is stored in the storage unit and when the payment device is in a state in which payment processing can be executed, and executes the payment processing based on the payment information.SELECTED DRAWING: Figure 8

An electronic device and a method of operating an electronic device for analyzing a processing engine of a transaction-processing system. Determined are data records related to transactions of the transaction-processing system, the data records including one or more data fields. Determined are in an embodiment, on the basis of data fields representing interface identifiers of interfaces used for sending requests and receiving replies, associations between request and reply data records. Determined are, on the basis of the similarity or identity of the contents of one or more data fields, indicative associations between data records. Assigned are, on the basis of the contents of one or more data fields of the respective data records, association weight sums to the indicative associations. Determined are, on the basis of the respective association weight sums, data records being associated to each other. Data records being associated to each other belong to the same transaction.

A system includes terminals installed in a store and configured to register an item in a transaction, first devices for executing the transaction, and an apparatus including: an interface connectable to the terminals and devices, a memory that stores first data that associates each terminal with one first device, and a processor configured to: upon receipt of a notification indicating one first device from a first terminal, update the first data to associate the first terminal with said one first device, upon receipt of a registration request from the first terminal, generate second data for a transaction in association with said one first device, and upon receipt of a change request from a second terminal, update the first data to associate the second terminal with said one first device.

Methods and systems are presented for providing a computer framework for processing transactions among digital wallets that are associated with different transaction processors. The computer framework includes a universal transaction platform that provides various functionalities to different transaction processing systems and / or digital wallet applications via one or more application programming interfaces. The functionalities provided by the universal transaction platform enables the different transaction processing systems and / or the digital wallet applications to perform the necessary tasks in the processing of transactions between digital wallets that are associated with different transaction processing systems.

A decision tree-based processing system implements a decision tree data structure to process publicly available files, such as websites suspected to contain data generated by a data transaction processing system which may be constantly fluctuating and varying. The data transaction processing system generates the data based on processing electronic data transaction request messages received over a network.

Disclosed herein are methods, systems, and apparatus, including computer programs encoded on computer storage media, for processing blockchain transactions. An example of a system for processing blockchain transactions includes a storage subsystem comprising one or more storage devices that store blockchain data, and one or more processors configured to support a first thread pool and a second thread pool. The second thread pool is dedicated to the storage subsystem. The system receives M blockchain transactions and executes N of the M blockchain transactions in parallel using K threads of the first thread pool. For each blockchain transaction assigned to each thread of the K threads, each blockchain transaction uses one or more coroutines such that the blockchain transaction is executed asynchronously using the coroutines. A blockchain block is generated to contain the M blockchain transactions and the blockchain block is added to a blockchain stored in the storage subsystem.

The application discloses a high-conflict transaction processing method for a shared-nothing architecture distributed database, realizes a prototype system, can effectively detect high-conflict load existing in the distributed database, and starts corresponding high-conflict processing strategies, so that the performance of the distributed database system under high-conflict load is improved. The application further provides a high-conflict transaction processing system for the shared-nothing architecture distributed database.