29 results about "Online trading" patented technology

There are provided systems and methods for on-device data privacy operations to prevent data sharing at user locations. A service provider, such as a merchant location of a merchant and / or associated online transaction processor, may provide additional services for to users via user data that may be tracked or stored of the user. However, the user may not want to share certain data with the merchant or other backend processor for privacy concerns. Thus, on-device data privacy operations may be used to detect when a user is at a location that has a corresponding privacy setting to hide or abstract user data for the location. The privacy setting may designate data to prevent from sharing when the user uses their device with devices associated with the location. Abstracted data associated with recommendations or actions to provide the user may be generated and provided to a merchant for the location.

An online trading system for identifying counterfeit goods is provided. The sale of counterfeit items has always been a problem in marketplaces, especially in auction houses. When sellers submit items for sale in marketplaces, there is a need for automated detection of counterfeit items. The disclosed technology receives information about the items to be traded. Information associated with the item includes metadata related to the item and an image of the item. The method uses a database of items known not to be sold (e.g., stock photos) or counterfeit items. The method matches the item's data with data in the database and identifies the item as counterfeit based on the matching result. The matching operation includes data analysis (e.g., image analysis using features of image data). Using the disclosed technology, counterfeit items can be detected automatically and efficiently when sellers submit items for sale in marketplaces, thereby improving the reliability of marketplaces from the buyer's perspective.

A secure, compliant trading platform for securities exchange using the open outcry methodology within a secure electronic exchange environment that reduces or eliminates unfairness and opportunities for fraud within the marketplace. Enhancements to the system include the addition of an exchange blockchain for recording all trade events, smart contracts that allow the use of digital currencies for monetary transactions associated with trades, and an intelligent exchange assistant that monitors the exchange member's activity and offers contextual notifications and makes recommendations in real-time to assist the exchange member. The system assures that private information is retained private and the blockchain records immutable data that is used for compliance checking and performance analytics.

The application belongs to the technical field of online transaction, and discloses a blockchain integral transaction method, system, device and storage medium. The blockchain integral transaction method comprises the following steps: generating a payment code and a repurchase gold account for a merchant; receiving and executing a payment transaction sent by a user and transferring repurchase gold to the repurchase gold account; receiving an integral exchange request of the user; triggering a transaction when the accumulated amount of repurchase gold in the repurchase gold account is greater than or equal to a trigger value, repurchasing all integrals with the repurchase gold until the repurchase gold is exhausted or the qualified integrals are completely repurchased. The application breaks the mode of only active buy orders in the traditional integral transaction system, creates passive buy orders of consumption orders, links online and offline consumption scenes, changes the traditional active buy and sell transaction into an order repurchase passive buy and sell transaction mechanism, and can promote consumption, increase additional income of consumers, improve customer return rate, increase customer stickiness and stimulate user consumption.

Devices, systems, and methods of detecting a vishing attack, in which an attacker provides to a victim step-by-step over-the-phone instructions that command the victim to log-in to his bank account and to perform a dictated banking transaction. The system monitors transactions, online operations, user interactions, gestures performed via input units, speed and timing of data entry, and user engagement with User Interface elements. The system detects that the operations performed by the victim, follow a pre-defined playbook of a vishing attack. The system detects that the victim operates under duress or under dictated instructions, as exhibited in irregular doodling activity, data entry rhythm, typographical error introduction rhythm, unique posture of the user, alternating pattern of listening to phone instructions and performing online operations via a computer, and device orientation changes or spatial changes that characterize a device being used to perform an online transaction while also talking on the phone.

Method, apparatus and system may control chronological sequencing of data items received from a plurality of client computing devices, substantially based on times of completion of transmission respectively from the client computing devices, and distributing the data items according to the chronological sequencing to one or more destination computing devices with minimal latency. In an exemplary implementation, trade orders from participant computing devices may be distributed by an electronic trading platform with minimal latency to exchange gateways, substantially based on time of transmission of the trade orders to the platform instead of time of receipt of the trade orders by the platform, thereby avoiding unfairness to those participants whose computing devices are located at greater distances from the platform than other computing devices respectively of other participants.

The embodiment of the invention provides a resource allocation method and device, a storage medium and a program product. In the method, a resource display page pointed by an access link published by an online transaction platform is displayed, a resource participation request is initiated, and multi-source behavior data of users are uploaded, so that the platform identifies participation willingness information and screens candidate users, the scale of the users participating in resource allocation concurrently by the platform is reasonably controlled, and stable operation of the platform is guaranteed; after a user is selected as a candidate, platform page resource information can be received, and an interactive dynamic page containing a resource allocation control and options is rendered and displayed; in resource allocation, a latest resource allocation option regenerated by a platform based on a seller negotiation reference value is received, a page option is updated, a new round of resource allocation request is initiated in response to user operation, irrational and tentative operation of a user is effectively avoided based on accurate interaction with the platform, invalid resource allocation requests are reduced, sharp increase of a quotation round is restrained, and resource allocation efficiency is improved. The high-concurrency pressure of the platform is relieved, and stable operation of the platform is further guaranteed.

1. Name of the product in this design: Graphical User Interface for a Public Resource Electronic Trading Platform for Electronic Equipment. 2. Intended use of this design: for use in an electronic device. 3. The key design features of this product are: the graphical user interface displayed on the product, including the graphic combinations, layout content, chart and icon styles, and decorative patterns in each graphical user interface. 4. The picture or photo that best illustrates the key design points: Design 1 main view. 5. The key feature of this design is the graphical user interface; other views are omitted. 6. Design 1 is designated as the basic design. 7. Purpose of the graphical user interface: Used to display the operating interface of the public resource electronic trading platform. 8. Description of the changing states of the graphical user interface: In the main view of Design 1, click the "Project" button at the top of the main view of Design 1 to switch to the interface state change diagram 1; click the "Project Registration" button in the "Tender Scheme" drop-down bar on the left side of the interface state change diagram 1 to switch to the interface state change diagram 2 of Design 1. Design 1 Interface State Change Figure 2. Click the "New Project" button in the upper left corner of Design 1 Interface State Change Figure 2 to switch to Design 1 Interface State Change Figure 3. In the main view of Design 2, click the "Project" button at the top of the main view of Design 2 to switch to the interface state change diagram 1 of Design 2; click the "Project Registration" button in the "Tender Scheme" drop-down bar on the left side of the interface state change diagram 1 of Design 2 to switch to the interface state change diagram 2 of Design 2. Design 2 Interface State Change Figure 2. Click the corresponding "Operation" button on the right side of Design 2 Interface State Change Figure 2 to switch to Design 2 Interface State Change Figure 3. In the main view of Design 3, click the "Engineering" button at the top of the main view of Design 3 to switch to the interface state change diagram 1 of Design 3; in the interface state change diagram 1 of Design 3, click the "Bidding and Evaluation Site Reservation" button in the "Bidding" drop-down bar on the left side of the interface state change diagram 1 of Design 3 to switch to the interface state change diagram 2 of Design 3. In the main view of Design 4, click the "To-Do Notification" section to switch to the Design 4 interface status change diagram 1; click the "Submit Filing for Review Process of Unsubmitted Bidding Projects" option in the "To-Do Items" section of the Design 4 interface status change diagram 1 to switch to the Design 4 interface status change diagram 2. In the Design 5 main view, click the "Project Workbench" section, then click the "Filter" button in the "Project Workbench" section to switch to the Design 5 interface state change diagram. In the Design 6 main view, click the "Project Workbench" section, and then click the corresponding "Enter Workbench" button in the "Project Workbench" section to switch to the Design 6 interface state change diagram.

Systems and methods for real time, online transaction processing are disclosed. The system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform a method. The method may include receiving, from an event broker, event data that includes account data. The operations may include using a data structure to identify an issuer system associated with the account data and an enrollment status of the issuer system. The method may include generating a filtered transaction data structure to an analyzer and receiving a result data structure. The method may include generating, based on the result data structure, a linked data structure comprising installment loan parameters and an online address. The method may include routing the linked data structure to a user device and receiving approval data that triggers an account allocation.

Some aspects of the present technology relate to technologies for progressive decisioning of behavioral risk by dynamically analyzing and synthesizing behavioral fraud pattern. In accordance with some configurations, a signature comprising time series data corresponding to a user of an online transaction platform is received at various checkpoints in a user workflow. These signatures are stored in a knowledge graph. Upon receiving a search query from a business user for a combination of signatures indicative of fraud, the search query is converted, without human intervention, into graph traversal logic of the knowledge graph. The knowledge graph is traversed, in real-time, utilizing the graph traversal logic. Based on the traversing, the user workflow can be dynamically modified to prevent fraudulent activity.

The application provides a blockchain transaction processing method and device, electronic equipment and readable medium. The method comprises: acquiring a transaction quantity of blockchain transactions in a local transaction pool of a blockchain; determining an overload state of the local transaction pool according to the transaction quantity and an overload threshold of the local transaction pool; if it is determined that the local transaction pool is overloaded, obtaining to-be-transferred transactions from the local transaction pool according to a preset transfer ratio and the transaction quantity; and transferring the to-be-transferred transactions from the local transaction pool to an online transaction pool of the blockchain, wherein a proposal node in the blockchain reads blockchain transactions to be packaged from the online transaction pool and the local transaction pool when packaging a block for chaining. The method can transfer the transaction pool from the local memory of the server to the external object storage, improve the overall capacity of the transaction pool, and improve the overall throughput and processing performance of the consortium chain.

The present technology can integrate online transaction requests across different combinations of online applications to streamline approvals. A software connector is integrated to retrieve necessary information from digital banking applications, such that an approval process remains in a single application interface (e.g., of a merchant website or online application). The software connector polls for a notification from a respective banking application and presents the notification in a lightbox on the merchant website or application.

A computer-implemented technique may secure an online transaction by reading embedded identification information from a machine-readable government-issued official identification document at a user device. The user device may generate control characters and an encryption key based on transformation rules applied to at least a portion of the embedded identification information, and may encrypt transaction details to form an encrypted transaction packet. The user device may transmit the encrypted transaction packet, unencrypted account identification information, and the control characters to an online organization for forwarding to a financial institution associated with the unencrypted account identification information. The financial institution may reproduce the transformation rules from the control characters using a rule generating algorithm, reconstruct a decryption key based on stored account holder identification information, decrypt the encrypted transaction packet, determine whether decrypted identification information matches the stored account holder identification information, and transmit an approval or rejection.

An online transaction platform includes a computer system and a consumer profile database including a first and second consumer profile. The computer system is configured to access the consumer profile database including the first consumer profile and the second consumer profile; determine a first minimum bid for a leasehold transaction based on a seller proceeds value and the first consumer profile associated with a first consumer; determine a second minimum bid for the leasehold transaction based on the seller proceeds value and the second consumer profile associated with a second consumer; cause to be displayed a first visual representation of the leasehold transaction including the first minimum bid; and cause to be displayed a second visual representation of the leasehold transaction including the second minimum bid. The first minimum bid is greater than the second minimum bid, and the seller proceeds value is the same for both the bids.

The embodiment of the invention discloses a transaction method, system and device, a computer readable storage medium and electronic equipment, and relates to the technical field of data processing. According to the specific scheme, under the condition that an online transaction link is normal, disaster recovery data are synchronized from an online transaction server, and the disaster recovery data comprise data of a to-be-cashed order corresponding to an offline service mechanism and information of a total to-be-sold object; under the condition that the online transaction link is abnormal, an offline transaction starting instruction is received in response, offline to-be-sold objects are determined from the total to-be-sold objects, the total to-be-sold objects further comprise online recovery time period to-be-sold objects, and the offline to-be-sold objects and the online recovery time period to-be-sold objects are different objects; and performing offline transaction processing based on the offline to-be-sold object and the to-be-cashed order. Based on the scheme, under the condition that the online transaction link is abnormal, the offline transaction can be realized to maintain the normal transaction in the offline service mechanism, so that the user experience is effectively improved.

A virtual system includes a memory for storing instructions and processors configured to execute operations. The operations include receiving a request from a user in a closed-loop system for an online transaction, wherein the transaction includes transferring a fund from a closed-loop account to a virtual account. The operations include generating the virtual account and a virtual identifier associated with the virtual account, wherein the virtual account is further associated with a primary identifier. The operations include blocking the primary identifier for the transaction to prevent the primary identifier's use for the fund transfer. The operations include processing the transaction by transferring the fund using the virtual identifier, wherein the expense using the virtual identifier is lower than using the primary identifier.

A virtual system includes a memory for storing instructions and processors configured to execute operations. The operations include receiving a request from a user in a closed-loop system for an online transaction, wherein the transaction includes transferring a fund from a closed-loop account to a virtual account. The operations include generating the virtual account and a virtual identifier associated with the virtual account, wherein the virtual account is further associated with a primary identifier. The operations include blocking the primary identifier for the transaction to prevent the primary identifier's use for the fund transfer. The operations include processing the transaction by transferring the fund using the virtual identifier, wherein the expense using the virtual identifier is lower than using the primary identifier.

Systems and methods for real time, online transaction processing are disclosed. The system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform a method. The method may include receiving, from an event broker, event data that includes account data. The operations may include using a data structure to identify an issuer system associated with the account data and an enrollment status of the issuer system. The method may include generating a filtered transaction data structure to an analyzer and receiving a result data structure. The method may include generating, based on the result data structure, a linked data structure comprising installment loan parameters and an online address. The method may include routing the linked data structure to a user device and receiving approval data that triggers an account allocation.

Some aspects of the present technology relate to technologies for performing fraud detection on online transaction platforms through user behavior sequence data. In accordance with some configurations, a multi-task convolutional neural network (MTCNN) model is used to predict, in real-time, whether user behavior sequence data is indicative of fraudulent activity. To perform fraud detection in such configurations, a one-layer convolutional neural network architecture with multi-range kernels is employed. The MTCNN model receives a sequence of page browsing signals corresponding to a buyer. Each page browsing signal corresponds to a position in the sequence. One or more portions of the page browsing signals are selected. Each of the one or more portions of the page browsing signals and the corresponding position are embedded in one or more sequence embeddings. A fraud risk for each of the one or more sequence embeddings is predicted utilizing the MTCNN model.

The disclosed computer-implemented method may include receiving transaction data of an online transaction that has a pending security authentication requirement and determining a risk score and a conversion score from the transaction data. The method may also include assessing combinations of authentication factors for the security authentication requirement based on applying the risk score and the conversion score to determine probabilities of the online transaction being completed with the combinations of the authentication factors. In addition, the method may further include requesting a combination of authentication factors, selected based on the assessing, to satisfy the security authentication requirement for the online transaction. Various other methods, systems, and computer-readable media are also disclosed.

In generating links between local merchants and community programs, a merchant may provide incentives to customers in relation to community programs. Community programs may be tracked as may online and offline customer transactions using the incentive. Participants may include customers, merchants, community organizations, intermediaries, and other groups or individuals. Participants may have participant identifiers, which may be linked to a payment source. Data may be collected about all participants, either expressly, or from offline or online transactions between participants utilizing a participant identifier, and said data may be stored in a data storage area. All data in the data storage area may be utilized by logic tool, which may provide information, such as details of consumer behaviour and analytic reporting. Matches between transactions and members and / or member activities may be identified by the system, and a level of certainty that the match is accurate may be determined.

To provide a technology for promoting an online trading card game.SOLUTION: An NFT trading card game system includes a management device and a plurality of user terminals connected to the management device via a network. The management device issues an NFT trading card that can be used in an NFT trading card game. The user of the user terminal operates his / her own user terminal to participate in the battle game using the NFT trading card. In the battle game, the management device determines winning or losing by referring to the battle parameter of each NFT trading card issued by both opponents.SELECTED DRAWING: Figure 9

In an intelligent system for providing and recording personalized context-specific financial advice, a method may comprise receiving, from a client device, a request for advice regarding a hierarchical portfolio of assets owned by an investor. The method may further comprise generating, based on the output of a neural network machine learning model, artificial intelligence suggestions for changing the hierarchical portfolio, assembling the AI suggestions and suggestion locations into an actionable artificial intelligence view of the hierarchical portfolio, and transmitting the AI view to the client device. The method may further comprise making a cryptocurrency payment related to service fees associated with the AI view via a blockchain network. The method may further comprise submitting placed transactions associated with the AI suggestions to an electronic trading platform, generating a revised hierarchical portfolio, and recording the AI view on a blockchain, thereby establishing or maintaining a portable financial record for the investor.

The present disclosure provides a security method, a computing platform, and a system for enhanced online transaction security. The method includes receiving transactional information from a user, and distributing the transactional information over a sensor network of the computing platform. The method also includes generating a decoy transactional block that imitates the transactional information within a blockchain network of the computing platform. The method further includes displaying an association page for the user to enter a verification code and deleting the decoy transactional block from the blockchain network based on determining that the transactional information is authentic.

In generating links between local merchants and community programs, a merchant may provide incentives to customers in relation to community programs. Community programs may be tracked as may online and offline customer transactions using the incentive. Participants may include customers, merchants, community organizations, intermediaries, and other groups or individuals. Participants may have participant identifiers, which may be linked to a payment source. Data may be collected about all participants, either expressly, or from offline or online transactions between participants utilizing a participant identifier, and said data may be stored in a data storage area. All data in the data storage area may be utilized by logic tool, which may provide information, such as details of consumer behavior and analytic reporting. Matches between transactions and members and / or member activities may be identified by the system, and a level of certainty that the match is accurate may be determined.

A method for providing users with a time-based and approval-based role activation for online transactions, to mitigate the risks of excessive, unnecessary, or misused access permissions on resources, is disclosed. More specifically, the method is a revolutionary, highly secure solution tailored to provide an impenetrable shield for AWS (Amazon Web Services) cloud computing environment against unauthorized intrusion and potential security breaches with a system that incorporates identity verification protocols, multi-factor authentication, and dynamic access controls. Accordingly, the method enables easy registration of a company, securing applications, setting up end users, providing endpoint protection, integrating identity providers, integrating native languages, creating, managing and monitoring JIT policies and activity logs, and enabling and executing JIT approvals for the company's transactions.

The disclosed computer-implemented method may include receiving transaction data of an online transaction that has a pending security authentication requirement and determining a risk score and a conversion score from the transaction data. The method may also include assessing combinations of authentication factors for the security authentication requirement based on applying the risk score and the conversion score to determine probabilities of the online transaction being completed with the combinations of the authentication factors. In addition, the method may further include requesting a combination of authentication factors, selected based on the assessing, to satisfy the security authentication requirement for the online transaction. Various other methods, systems, and computer-readable media are also disclosed.

There are provided systems and methods for an automated domain crawler and checkout simulator for proactive and real-time scam website detection. A service provider, such as an online transaction processor, may provide a domain crawler and checkout simulator that may be used to detect scam websites when registered and / or configured to utilize intermediary webpages of other domains to perpetrate fraud or scams on customers. The domain parser may detect new domain registrations and may parse through their corresponding websites to identify those that include checkout options or other processing flows that proceed through steps and use a service or feature of a service provider, including account usage for electronic transaction processing. The checkout simulator may then simulate a user's experience through the checkout to determine if domain redirections occur. If so, those redirections may be checked to identify usage of a merchant account having been flagged for scams.