Patents
Literature
Patsnap Eureka AI that helps you search prior art, draft patents, and assess FTO risks, powered by patent and scientific literature data.

53 results about "Online trading" patented technology

In finance, an electronic trading platform also known as an online trading platform, is a computer software program that can be used to place orders for financial products over a network with a financial intermediary. Various financial products can be traded by the trading platform, over a communication network with a financial intermediary or directly between the participants or members of the trading platform. This includes products such as stocks, bonds, currencies, commodities, derivatives and others, with a financial intermediary, such as brokers, market makers, Investment banks or stock exchanges. Such platforms allow electronic trading to be carried out by users from any location and are in contrast to traditional floor trading using open outcry and telephone based trading. Sometimes the term trading platform is also used in reference to the trading software alone.

Business processing method and device for online transaction scene and electronic equipment

The invention provides a business processing method and device for an online transaction scene and electronic equipment. Comprising the following steps: acquiring business data, defining a logic arrangement keyword based on an online transaction execution language, arranging the business data according to the logic arrangement keyword to obtain DSL arrangement data, constructing a grammar verification analyzer, and performing grammar verification processing on the DSL arrangement data by adopting the grammar verification analyzer to obtain the DSL arrangement data. An abstract syntax tree is constructed based on the verified DSL arrangement data, the abstract syntax tree comprises root nodes and leaf nodes, the root nodes represent arrangement rules and scheduling logic, and the leaf nodes represent actually called atomic transactions in the service data; and traversing each node in the abstract syntax tree by adopting an execution engine, and calling a node processor corresponding to each node to process the service data. The problem that an existing rule arrangement engine is poor in business reliability when being applied to banking businesses is solved.
Owner:中国邮政储蓄银行股份有限公司

Enrolling mobile-payment customers after online transactions

Techniques described herein are directed to, among other things, enabling the use of contactless payment technology when customers and merchant are remote from one another by, for example, authorizing merchants to use payment hardware components residing on customer devices. For example, when a customer requests to purchase an item from a merchant via a ecommerce page of the merchant, a payment-processing service may authorize, at the request of the customer, the merchant to use an NFC reader residing on the customer device to accept payment information from a contactless card of the customer for satisfying a cost of the transaction.
Owner:BLOCK INC

On-device data privacy operations to prevent data sharing at user locations

There are provided systems and methods for on-device data privacy operations to prevent data sharing at user locations. A service provider, such as a merchant location of a merchant and / or associated online transaction processor, may provide additional services for to users via user data that may be tracked or stored of the user. However, the user may not want to share certain data with the merchant or other backend processor for privacy concerns. Thus, on-device data privacy operations may be used to detect when a user is at a location that has a corresponding privacy setting to hide or abstract user data for the location. The privacy setting may designate data to prevent from sharing when the user uses their device with devices associated with the location. Abstracted data associated with recommendations or actions to provide the user may be generated and provided to a merchant for the location.
Owner:PAYPAL INC

Online trading system for identifying counterfeit goods

An online trading system for identifying counterfeit goods is provided. The sale of counterfeit items has always been a problem in marketplaces, especially in auction houses. When sellers submit items for sale in marketplaces, there is a need for automated detection of counterfeit items. The disclosed technology receives information about the items to be traded. Information associated with the item includes metadata related to the item and an image of the item. The method uses a database of items known not to be sold (e.g., stock photos) or counterfeit items. The method matches the item's data with data in the database and identifies the item as counterfeit based on the matching result. The matching operation includes data analysis (e.g., image analysis using features of image data). Using the disclosed technology, counterfeit items can be detected automatically and efficiently when sellers submit items for sale in marketplaces, thereby improving the reliability of marketplaces from the buyer's perspective.
Owner:EBAY INC

AI and security enhancements to a secure, compliant electronic trading platform using the open outcry methodology

A secure, compliant trading platform for securities exchange using the open outcry methodology within a secure electronic exchange environment that reduces or eliminates unfairness and opportunities for fraud within the marketplace. Enhancements to the system include the addition of an exchange blockchain for recording all trade events, smart contracts that allow the use of digital currencies for monetary transactions associated with trades, and an intelligent exchange assistant that monitors the exchange member's activity and offers contextual notifications and makes recommendations in real-time to assist the exchange member. The system assures that private information is retained private and the blockchain records immutable data that is used for compliance checking and performance analytics.
Owner:MELKOMIAN RAYMOND MICHAEL

Solid waste reverse logistics traceable online recovery transaction method and system

The invention discloses a solid waste reverse logistics traceable online recovery transaction method and system, and the method comprises the steps: generating a unique identifier for solid waste based on a radio frequency identification tag, collecting waste data, automatically calculating a transportation path of the solid waste through the real-time traffic data and solid waste recovery demand information, and optimizing the recovery task scheduling. An online transaction platform is adopted for waste recovery reservation, online transaction, payment settlement and intelligent contract management, waste data are stored in a non-tampering mode through a block chain data storage module, whole-process traceability, intelligent optimization scheduling and online transaction of the solid waste recovery process are achieved, the solid waste recovery efficiency is remarkably improved, and the waste recovery efficiency is improved. According to the method, the recycling logistics cost is reduced, meanwhile, the safety and transparency of recycling transaction data are guaranteed, the flexibility and adaptability of public transportation and waste recycling services are enhanced, and implementation of sustainable city development is promoted.
Owner:NANJING XIANZHI DIGITAL TECH CO LTD

Blockchain points transaction method, system, device and storage medium

The application belongs to the technical field of online transaction, and discloses a blockchain integral transaction method, system, device and storage medium. The blockchain integral transaction method comprises the following steps: generating a payment code and a repurchase gold account for a merchant; receiving and executing a payment transaction sent by a user and transferring repurchase gold to the repurchase gold account; receiving an integral exchange request of the user; triggering a transaction when the accumulated amount of repurchase gold in the repurchase gold account is greater than or equal to a trigger value, repurchasing all integrals with the repurchase gold until the repurchase gold is exhausted or the qualified integrals are completely repurchased. The application breaks the mode of only active buy orders in the traditional integral transaction system, creates passive buy orders of consumption orders, links online and offline consumption scenes, changes the traditional active buy and sell transaction into an order repurchase passive buy and sell transaction mechanism, and can promote consumption, increase additional income of consumers, improve customer return rate, increase customer stickiness and stimulate user consumption.
Owner:SHENZHEN YOULIN TECH SERVICE CO LTD

Integrating requests across different online applications

The present technology can integrate online transaction requests across different combinations of online applications to streamline approvals. A software connector is integrated to retrieve necessary information from digital banking applications, such that an approval process remains in a single application interface (e.g., of a merchant website or online application). The software connector polls for a notification from a respective banking application and presents the notification in a lightbox on the merchant website or application.
Owner:OBEP PAYMENTS LLC

An online financial transaction management system based on blockchain and big data

The present invention discloses an online financial transaction management system based on blockchain and big data, comprising: an online transaction verification module, a verification vulnerability analysis module, a user information database, a vulnerability emergency processing module and a transaction asset exchange module. Transaction requests are made and automatic verification costs are paid through the online transaction verification module. Under the incentive mechanism of decentralized transactions, transaction delays and congestion are monitored through the verification vulnerability analysis module. When an anomaly is detected, information about the transaction parties in the user information database is retrieved to determine whether potential attacks exist in the transaction and the attack mode is analyzed. The vulnerability emergency processing module analyzes historical transaction data to determine whether the transaction parties attacking the current transaction have engaged in abusive attack behavior, and takes warning and short-term transaction restriction measures against them. This effectively improves the congestion and delay of decentralized online financial transactions, and realizes healthy and fair competition in decentralized online financial transactions under the incentive mechanism.
Owner:SHENZHEN HUAZHUTONG TECH CO LTD

Device, system, and method of detecting vishing attacks

Devices, systems, and methods of detecting a vishing attack, in which an attacker provides to a victim step-by-step over-the-phone instructions that command the victim to log-in to his bank account and to perform a dictated banking transaction. The system monitors transactions, online operations, user interactions, gestures performed via input units, speed and timing of data entry, and user engagement with User Interface elements. The system detects that the operations performed by the victim, follow a pre-defined playbook of a vishing attack. The system detects that the victim operates under duress or under dictated instructions, as exhibited in irregular doodling activity, data entry rhythm, typographical error introduction rhythm, unique posture of the user, alternating pattern of listening to phone instructions and performing online operations via a computer, and device orientation changes or spatial changes that characterize a device being used to perform an online transaction while also talking on the phone.
Owner:BIOCATCH

A bid evaluation method, device and medium based on electronic trading platform

The present invention discloses a bid evaluation method, device and medium based on an electronic transaction platform, which belongs to the field of electronic bid evaluation technology; monitors the project progress in real time, determines whether the bidding project has reached the current progress, and automatically obtains the current project information if the project progress reaches the current node, enters the bidding document preparation and bid evaluation method setting; otherwise, the system continues to monitor the project progress; by introducing a conflict detection mechanism, it effectively solves the conflict problem that may exist in the information block processing process. First, the NLP technology is used to segment the information block, remove stop words and punctuation marks, obtain the text after segmentation, and obtain sentence vectors through the BERT model, extract named entities, and use syntactic analysis technology to build a grammatical tree of the sentence, thereby realizing semantic analysis of the information block. By calculating the semantic similarity between information blocks and setting a threshold to determine whether there is repeated or similar content, the conflict between information blocks can be effectively identified and resolved.
Owner:ANHUI TENDERING GRP INC

System and method of providing and recording personalized context-specific advice in the form of an artificial intelligence view of a hierarchical portfolio

In an intelligent system for providing and recording personalized context-specific financial advice, a method may comprise receiving, from a client device, a request for advice regarding a hierarchical portfolio of assets owned by an investor. The method may further comprise generating, based on the output of a neural network machine learning model, artificial intelligence suggestions for changing the hierarchical portfolio, assembling the AI suggestions and suggestion locations into an actionable artificial intelligence view of the hierarchical portfolio, and transmitting the AI view to the client device. The method may further comprise making a cryptocurrency payment related to service fees associated with the AI view via a blockchain network. The method may further comprise submitting placed transactions associated with the AI suggestions to an electronic trading platform, generating a revised hierarchical portfolio, and recording the AI view on a blockchain, thereby establishing or maintaining a portable financial record for the investor.
Owner:WEALTHCHAT LLC

Method, apparatus and system for time stamping and sequencing data items

PCT designated stageWO2026043492A1TransmissionOnline tradingTimestamping
Method, apparatus and system may control chronological sequencing of data items received from a plurality of client computing devices, substantially based on times of completion of transmission respectively from the client computing devices, and distributing the data items according to the chronological sequencing to one or more destination computing devices with minimal latency. In an exemplary implementation, trade orders from participant computing devices may be distributed by an electronic trading platform with minimal latency to exchange gateways, substantially based on time of transmission of the trade orders to the platform instead of time of receipt of the trade orders by the platform, thereby avoiding unfairness to those participants whose computing devices are located at greater distances from the platform than other computing devices respectively of other participants.
Owner:FMX SERVICES LLC

Resource allocation method and device, storage medium and program product

The embodiment of the invention provides a resource allocation method and device, a storage medium and a program product. In the method, a resource display page pointed by an access link published by an online transaction platform is displayed, a resource participation request is initiated, and multi-source behavior data of users are uploaded, so that the platform identifies participation willingness information and screens candidate users, the scale of the users participating in resource allocation concurrently by the platform is reasonably controlled, and stable operation of the platform is guaranteed; after a user is selected as a candidate, platform page resource information can be received, and an interactive dynamic page containing a resource allocation control and options is rendered and displayed; in resource allocation, a latest resource allocation option regenerated by a platform based on a seller negotiation reference value is received, a page option is updated, a new round of resource allocation request is initiated in response to user operation, irrational and tentative operation of a user is effectively avoided based on accurate interaction with the platform, invalid resource allocation requests are reduced, sharp increase of a quotation round is restrained, and resource allocation efficiency is improved. The high-concurrency pressure of the platform is relieved, and stable operation of the platform is further guaranteed.
Owner:BEIJING 58 INFORMATION TTECH CO LTD

Graphical User Interface for Public Resource Electronic Trading Platform for Electronic Devices

1. Name of the product in this design: Graphical User Interface for a Public Resource Electronic Trading Platform for Electronic Equipment. 2. Intended use of this design: for use in an electronic device. 3. The key design features of this product are: the graphical user interface displayed on the product, including the graphic combinations, layout content, chart and icon styles, and decorative patterns in each graphical user interface. 4. The picture or photo that best illustrates the key design points: Design 1 main view. 5. The key feature of this design is the graphical user interface; other views are omitted. 6. Design 1 is designated as the basic design. 7. Purpose of the graphical user interface: Used to display the operating interface of the public resource electronic trading platform. 8. Description of the changing states of the graphical user interface: In the main view of Design 1, click the "Project" button at the top of the main view of Design 1 to switch to the interface state change diagram 1; click the "Project Registration" button in the "Tender Scheme" drop-down bar on the left side of the interface state change diagram 1 to switch to the interface state change diagram 2 of Design 1. Design 1 Interface State Change Figure 2. Click the "New Project" button in the upper left corner of Design 1 Interface State Change Figure 2 to switch to Design 1 Interface State Change Figure 3. In the main view of Design 2, click the "Project" button at the top of the main view of Design 2 to switch to the interface state change diagram 1 of Design 2; click the "Project Registration" button in the "Tender Scheme" drop-down bar on the left side of the interface state change diagram 1 of Design 2 to switch to the interface state change diagram 2 of Design 2. Design 2 Interface State Change Figure 2. Click the corresponding "Operation" button on the right side of Design 2 Interface State Change Figure 2 to switch to Design 2 Interface State Change Figure 3. In the main view of Design 3, click the "Engineering" button at the top of the main view of Design 3 to switch to the interface state change diagram 1 of Design 3; in the interface state change diagram 1 of Design 3, click the "Bidding and Evaluation Site Reservation" button in the "Bidding" drop-down bar on the left side of the interface state change diagram 1 of Design 3 to switch to the interface state change diagram 2 of Design 3. In the main view of Design 4, click the "To-Do Notification" section to switch to the Design 4 interface status change diagram 1; click the "Submit Filing for Review Process of Unsubmitted Bidding Projects" option in the "To-Do Items" section of the Design 4 interface status change diagram 1 to switch to the Design 4 interface status change diagram 2. In the Design 5 main view, click the "Project Workbench" section, then click the "Filter" button in the "Project Workbench" section to switch to the Design 5 interface state change diagram. In the Design 6 main view, click the "Project Workbench" section, and then click the corresponding "Enter Workbench" button in the "Project Workbench" section to switch to the Design 6 interface state change diagram.
Owner:国泰新点软件股份有限公司

Online transaction system for trading second-hand goods

An online transaction system for trading second-hand goods contains: a trading platform module, a digital resume management module, a feature image comparison module, a digital resume certificate module, and a database. The digital resume management module is linked with the trading platform module to establish resumes of the second-hand goods and to acquire characteristic images of the second-hand goods by using an imaging device. The digital resume certificate module is linked between the digital resume management module and the database to produce resume items on a digital resume certificate from the second-hand goods. The feature image comparison module is linked between the digital resume management module and the database. The database is configured to save the digital resume certificate produced by the digital resume certificate module and the characteristic images of the second-hand goods.
Owner:LADIES-INLOVE INC

Real-time online transactional processing systems and methods

Systems and methods for real time, online transaction processing are disclosed. The system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform a method. The method may include receiving, from an event broker, event data that includes account data. The operations may include using a data structure to identify an issuer system associated with the account data and an enrollment status of the issuer system. The method may include generating a filtered transaction data structure to an analyzer and receiving a result data structure. The method may include generating, based on the result data structure, a linked data structure comprising installment loan parameters and an online address. The method may include routing the linked data structure to a user device and receiving approval data that triggers an account allocation.
Owner:FIDELITY INFORMATION SERVICES LLC

Progressive decisioning of behavioral risk by dynamically analyzing and synthesizing behavioral fraud pattern

Some aspects of the present technology relate to technologies for progressive decisioning of behavioral risk by dynamically analyzing and synthesizing behavioral fraud pattern. In accordance with some configurations, a signature comprising time series data corresponding to a user of an online transaction platform is received at various checkpoints in a user workflow. These signatures are stored in a knowledge graph. Upon receiving a search query from a business user for a combination of signatures indicative of fraud, the search query is converted, without human intervention, into graph traversal logic of the knowledge graph. The knowledge graph is traversed, in real-time, utilizing the graph traversal logic. Based on the traversing, the user workflow can be dynamically modified to prevent fraudulent activity.
Owner:EBAY INC

Blockchain transaction processing method and apparatus, electronic device, and readable medium

The application provides a blockchain transaction processing method and device, electronic equipment and readable medium. The method comprises: acquiring a transaction quantity of blockchain transactions in a local transaction pool of a blockchain; determining an overload state of the local transaction pool according to the transaction quantity and an overload threshold of the local transaction pool; if it is determined that the local transaction pool is overloaded, obtaining to-be-transferred transactions from the local transaction pool according to a preset transfer ratio and the transaction quantity; and transferring the to-be-transferred transactions from the local transaction pool to an online transaction pool of the blockchain, wherein a proposal node in the blockchain reads blockchain transactions to be packaged from the online transaction pool and the local transaction pool when packaging a block for chaining. The method can transfer the transaction pool from the local memory of the server to the external object storage, improve the overall capacity of the transaction pool, and improve the overall throughput and processing performance of the consortium chain.
Owner:TENCENT TECHNOLOGY (SHENZHEN) CO LTD

Integrating requests across different online applications

The present technology can integrate online transaction requests across different combinations of online applications to streamline approvals. A software connector is integrated to retrieve necessary information from digital banking applications, such that an approval process remains in a single application interface (e.g., of a merchant website or online application). The software connector polls for a notification from a respective banking application and presents the notification in a lightbox on the merchant website or application.
Owner:OBEP PAYMENTS LLC

Online authorization system

PendingUS20260195840A1Data packUser device
A computer-implemented technique may secure an online transaction by reading embedded identification information from a machine-readable government-issued official identification document at a user device. The user device may generate control characters and an encryption key based on transformation rules applied to at least a portion of the embedded identification information, and may encrypt transaction details to form an encrypted transaction packet. The user device may transmit the encrypted transaction packet, unencrypted account identification information, and the control characters to an online organization for forwarding to a financial institution associated with the unencrypted account identification information. The financial institution may reproduce the transformation rules from the control characters using a rule generating algorithm, reconstruct a decryption key based on stored account holder identification information, decrypt the encrypted transaction packet, determine whether decrypted identification information matches the stored account holder identification information, and transmit an approval or rejection.
Owner:APEX TECHLINK INC

Computer systems and methods for temporary, distributed ledger technology (DLT) network storage of personal information in administration of defined heal insurance plans

System administers defined contribution employee health insurance plans. Computing nodes of a DLT network are configured to, for each employee that registers a health care plan selection via an online exchange: (i) receive a transaction(s) that includes data indicative of the health care plan selection and personal information; (ii) store, encryptedly, on a distributed ledger of the DLT network, the transaction(s); and (iii) upon receipt of a notice that a health care insurance binder has been issued by a carrier for the plan, remove the certain personal information from the distributed ledger. A bank computer system administers an employer master account for the employer, which account includes a sub-account for each employee. The bank computer system is configured to: receive funds, via the employer, to fund premium payments for employees' plans; and pay the premium payments to the corresponding carriers.
Owner:PNC FINANCIAL SERVICES GROUP INC

Automobile online transaction optimization method and system based on mass transaction data

The invention provides an automobile online transaction optimization method and system based on mass transaction data, and the method comprises the steps: S3, extracting key fields from a standardized transaction data structure, including transaction time, amount, vehicle information and regional identification, processing the sensitive fields through employing an encryption algorithm, and generating an encrypted transaction data record; s4, on the basis of the encrypted transaction data record, constructing a transaction transparent query table through a Hash index technology, and adding a regional tag and a timestamp for a cross-regional transaction demand to obtain a traceable transparent transaction view; and S7, aiming at the optimized transaction process scheme, introducing a dynamic configuration module to adjust system parameters, adapting to cross-region differences by monitoring the change trend of transaction data in real time, and determining a final business adaptability transaction system. The efficiency, the safety and the user experience of the transaction system are remarkably improved, and a comprehensive data driving solution is provided for an automobile online transaction platform.
Owner:GUANGDONG VIP AUTO E-COMMERCE CO LTD

Systems and methods for improving online transaction technology

An online transaction platform includes a computer system and a consumer profile database including a first and second consumer profile. The computer system is configured to access the consumer profile database including the first consumer profile and the second consumer profile; determine a first minimum bid for a leasehold transaction based on a seller proceeds value and the first consumer profile associated with a first consumer; determine a second minimum bid for the leasehold transaction based on the seller proceeds value and the second consumer profile associated with a second consumer; cause to be displayed a first visual representation of the leasehold transaction including the first minimum bid; and cause to be displayed a second visual representation of the leasehold transaction including the second minimum bid. The first minimum bid is greater than the second minimum bid, and the seller proceeds value is the same for both the bids.
Owner:LEASE BANDIT INC

Transaction method, system and device, computer readable storage medium and electronic equipment

The embodiment of the invention discloses a transaction method, system and device, a computer readable storage medium and electronic equipment, and relates to the technical field of data processing. According to the specific scheme, under the condition that an online transaction link is normal, disaster recovery data are synchronized from an online transaction server, and the disaster recovery data comprise data of a to-be-cashed order corresponding to an offline service mechanism and information of a total to-be-sold object; under the condition that the online transaction link is abnormal, an offline transaction starting instruction is received in response, offline to-be-sold objects are determined from the total to-be-sold objects, the total to-be-sold objects further comprise online recovery time period to-be-sold objects, and the offline to-be-sold objects and the online recovery time period to-be-sold objects are different objects; and performing offline transaction processing based on the offline to-be-sold object and the to-be-cashed order. Based on the scheme, under the condition that the online transaction link is abnormal, the offline transaction can be realized to maintain the normal transaction in the offline service mechanism, so that the user experience is effectively improved.
Owner:GUANGDONG ALI PICTURES YUNZHI SOFTWARE CO LTD