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6 results about "Payment card number" patented technology

A payment card number, primary account number (PAN), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards. In some situations the card number is referred to as a bank card number. The card number is primarily a card identifier and does not directly identify the bank account number/s to which the card is/are linked by the issuing entity. The card number prefix identifies the issuer of the card, and the digits that follow are used by the issuing entity to identify the cardholder as a customer and which is then associated by the issuing entity with the customer's designated bank accounts. In the case of stored-value type cards, the association with a particular customer is only made if the prepaid card is reloadable. Card numbers are allocated in accordance with ISO/IEC 7812. The card number is usually prominently embossed on the front of a payment card, and is encoded on the magnetic stripe and chip, but may be imprinted on the back of the card.

A sensitive data desensitization method for a banking service scenario

PendingCN122365587ABanking industryData field
The application discloses a sensitive data desensitization method for a bank service scene, and belongs to the technical field of data desensitization, and comprises the following steps: obtaining a query result set, and traversing fields in the query result set; identifying whether the fields belong to sensitive fields based on semantic features of the fields, wherein the sensitive fields at least include one or more types of a name field, a mobile phone number field, an ID number field, a bank card number field and an account number field; selecting corresponding desensitization rules from a preconfigured desensitization rule set according to types of the identified sensitive fields; performing field-level desensitization processing on the query result set, replacing sensitive data field by field according to the selected desensitization rules, and generating a desensitized result set. By identifying dynamically changing query result fields, desensitization omission caused by non-uniform field naming is avoided, and by using a differentiated desensitization strategy, sensitive information is protected while data service availability is retained.
Owner:EVERGROWING BANK CO LTD

Graphical User Interface for Consumer Finance Credit Applications for Electronic Devices

ActiveCN309917685SGraphical user interfaceAddress book
1. Name of the product in this design: Graphical User Interface for Consumer Finance Credit Application of Electronic Devices. 2. Purpose of this design: An electronic device. 3. The key design feature of this product is its graphical user interface. 4. The image or photograph that best illustrates the design's key features: the front view. 5. Purpose of the graphical user interface: This graphical user interface is designed specifically for consumer finance credit applications. The main view is the program's homepage. When the user clicks the "Continue to Get Credit" or "Go to Upload" button, they will be redirected to the interface change state shown in Figure 1. In the interface change state diagram 1, users need to upload images of the front and back of their ID card to complete real-name authentication. After clicking "Next", the system verifies the accuracy of the identity information. After successful verification, the interface will switch to the interface change state diagram 2. In the interface change state diagram 2, the user needs to enter bank card information. The user can enter the bank card number manually or by scanning. After the user clicks the "Next" button, the system will perform user four-factor verification. After the verification is successful, the system will jump to the interface change state diagram 3. In the interface change state diagram 3, users need to fill in contact information. Several convenient methods are provided: users can enter it manually, use the location function to automatically fill in the address, or quickly add contact information by accessing the address book. When the user clicks the "Next" button, the system will verify all information again. If the information is correct, the entire application process is complete. 6. Other situations requiring explanation: The numbers, amounts, card numbers, mobile phone numbers, names, etc. in the interface are "xxxxxx", which are variable or editable content and are not subject to the protection of this design.
Owner:HARBIN HARBIN CONSUMER FINANCE CO LTD

A bank card number generation method and device

Embodiments of the present application provide a bank card number generation method and device. The method comprises: determining whether first card number information with a self-selected tail number exists in the cache for the self-selected tail number of the bank card number; each card number information in the cache is loaded based on each card number information in the database; the database stores each card number information in a manner that each card number tail number corresponds to unique available card segment information; generating a bank card number based on the first card number information existing in the cache, and synchronously updating the first card number information in the cache and the database to second card number information; the second card number information has the same card number tail number and different card segment information as the first card number information, and the card segment information in the second card number information is in an available state. Without generating various bank card numbers in advance, the corresponding bank card number is generated quickly and in real time according to the current card selection demand of the user; the storage pressure of the database and the storage pressure of the cache are greatly reduced; and the speed of generating the bank card number is improved.
Owner:WEBANK (CHINA)

Information processing apparatus, information processing method, and program

To provide a user side with information which can be processed by a computer when a credit card is used.SOLUTION: An acquisition unit configured to acquire payment data including at least a payment card number used for payment from a terminal used in a member store where payment of the credit card has been performed; a specification unit configured to specify user identification information corresponding to the payment card number in the user information; and a transmission unit configured to transmit the user information to a user corresponding to the specified user identification information via the invoice network. And a transmission unit that transmits voucher data indicating that the transaction indicated by the settlement data has been performed.SELECTED DRAWING: Figure 2
Owner:FAST ACCOUNTING INC

Information processing apparatus, information processing method, and program

To provide a user side with information which can be processed by a computer when a credit card is used.SOLUTION: An acquisition unit configured to acquire payment data including at least a payment card number used for payment from a terminal used in a member store where payment of the credit card has been performed; a specification unit configured to specify user identification information corresponding to the payment card number in the user information; and a transmission unit configured to transmit the user information to a user corresponding to the specified user identification information via the invoice network. And a transmission unit that transmits voucher data indicating that the transaction indicated by the settlement data has been performed.SELECTED DRAWING: Figure 2
Owner:FAST ACCOUNTING INC

System and method for enabling mobile near field communication to update a display on a payment card

A system and method are disclosed that enable updating a payment card's card number and thereby reissuing the payment card with a reissue application associated with the payment card. The reissue application, when executed, communicates with a service provider that manages the payment card. The payment card includes processing circuitry and a rewritable visual display. Using cryptographic techniques, the reissue application and the payment card are authenticated to the service provider. Upon verification, an updated card number is obtained and provided to the payment card via near field communication. In response to the updated payment card number received from the reissue application, the rewritable visual display on the payment card is updated with the updated card number. Other information can also be presented on the rewritable visual display of the payment card based on user preferences.
Owner:CAPITAL ONE SERVICES LLC