24 results about "Payment card number" patented technology

The invention provides a data desensitization method, device and system and a medium. According to the method, to-be-desensitized data is classified according to attributes (such as an address, an identity card number, a name and a bank card number) of the to-be-desensitized data, so that the privacy of the desensitized data is protected to the greatest extent while the original format and structure of the desensitized data are kept, and a secret key is generated by processing a pseudo-random value based on a national secret algorithm SM3; the process provides additional security guarantee, the FF3 encryption algorithm and the national cryptographic algorithm SM4 are used for desensitization processing, the format consistency of data can be kept, the encryption strength can be guaranteed, the high requirement for data security is met, compared with an existing scheme, the security is improved, and therefore the problems that in the existing scheme, one encryption algorithm is frequently used for desensitization, and the security is poor are solved. Therefore, the security of a desensitization result is relatively poor, and data leakage is still easily caused.

A temporary payment card security system includes one or more processors and a memory storing instructions executable by the one or more processors to cause the one or more processors to generate a payment card associated with the account of the user in response to receiving an indication that a user associated with an account is attempting to complete a transaction with a merchant. The instructions are also executable by the one or more processors to cause the one or more processors to provide a respective unique payment card number of the payment card to a payment transaction system associated with the merchant.

An embodiment of the present application provides a method, a processor, and a machine-readable storage medium for bank card number segment management. The method includes: determining a total set of bank card numbers; screening the total set of card numbers according to a first preset rule to obtain a starting card number set; screening the total set of card numbers according to a second preset rule to obtain an ending card number set; calculating number segments based on the starting card number set and the ending card number set to obtain a number segment set. Among them, by calculating the number segment set of bank cards, banks can perform batch card production and bank card verification according to the number segments, avoiding errors during operations such as card production, sorting, handover, and warehousing, and improving the card production efficiency.

The invention discloses a method for constructing an identification model, a method for identifying a bank card number and a related product. The method for constructing the identification model comprises the following steps: acquiring an initial bank card data set and a background data set; performing data enhancement on the initial bank card data set by using the background data set to obtain a bank card data set; and constructing a multi-task identification model by using the bank card data set. According to the embodiment of the invention, the background data set is utilized to perform data enhancement on the initial bank card data set, so that the sufficient bank card data set with sample diversity is obtained. By means of the bank card data set, the model can fully learn and adapt to the characteristics and modes of the bank card under various complex environment conditions such as uneven illumination, oblique shooting angle, complex background and blurred image, so that the generalization ability and the recognition accuracy of the multi-task recognition model in practical application are improved.

A method performed by an automatic insurance system to automatically file insurance claim, including: accepting a purchase of an insurance and a registration of a payment card number from a customer; obtaining authorization from a payment card system to provide one or more payment records related to the payment card number during the insurance period; receiving the one or more payment records from the payment card system; and filing insurance claim for one or more events, in response to determining that the one or more events are involved by the one or more payment records and covered by the insurance. The proposed method is efficient and convenient to implement for automatic insurance claim.

The application discloses a sensitive data desensitization method for a bank service scene, and belongs to the technical field of data desensitization, and comprises the following steps: obtaining a query result set, and traversing fields in the query result set; identifying whether the fields belong to sensitive fields based on semantic features of the fields, wherein the sensitive fields at least include one or more types of a name field, a mobile phone number field, an ID number field, a bank card number field and an account number field; selecting corresponding desensitization rules from a preconfigured desensitization rule set according to types of the identified sensitive fields; performing field-level desensitization processing on the query result set, replacing sensitive data field by field according to the selected desensitization rules, and generating a desensitized result set. By identifying dynamically changing query result fields, desensitization omission caused by non-uniform field naming is avoided, and by using a differentiated desensitization strategy, sensitive information is protected while data service availability is retained.

The invention discloses a protection method and device for sensitive information of a payment switching system, equipment and a medium, and belongs to the field of data protection. The method comprises the steps that a first payment message sent by an acquirer system is received, the first payment message comprises sensitive information, and the sensitive information comprises a payment card number and non-card-number information; generating a confusion factor by using a coding algorithm according to at least part of characters in the card number of the payment card; respectively processing the card number information and the non-card-number information of the payment card by using a confusion factor and a hash algorithm to obtain a first character string corresponding to the card number of the payment card and a second character string corresponding to the non-card-number information; and sending a second payment message comprising the first character string and the second character string to the payment switching system. According to the embodiment of the invention, the security of the sensitive information in the payment process can be improved.

1. Name of the product in this design: Graphical User Interface for Consumer Finance Credit Application of Electronic Devices. 2. Purpose of this design: An electronic device. 3. The key design feature of this product is its graphical user interface. 4. The image or photograph that best illustrates the design's key features: the front view. 5. Purpose of the graphical user interface: This graphical user interface is designed specifically for consumer finance credit applications. The main view is the program's homepage. When the user clicks the "Continue to Get Credit" or "Go to Upload" button, they will be redirected to the interface change state shown in Figure 1. In the interface change state diagram 1, users need to upload images of the front and back of their ID card to complete real-name authentication. After clicking "Next", the system verifies the accuracy of the identity information. After successful verification, the interface will switch to the interface change state diagram 2. In the interface change state diagram 2, the user needs to enter bank card information. The user can enter the bank card number manually or by scanning. After the user clicks the "Next" button, the system will perform user four-factor verification. After the verification is successful, the system will jump to the interface change state diagram 3. In the interface change state diagram 3, users need to fill in contact information. Several convenient methods are provided: users can enter it manually, use the location function to automatically fill in the address, or quickly add contact information by accessing the address book. When the user clicks the "Next" button, the system will verify all information again. If the information is correct, the entire application process is complete. 6. Other situations requiring explanation: The numbers, amounts, card numbers, mobile phone numbers, names, etc. in the interface are "xxxxxx", which are variable or editable content and are not subject to the protection of this design.

The invention provides a card binding method, a payment method, a device, a system, equipment and a medium, and relates to the technical field of electronic payment. Comprising the steps that a card binding request of no-card payment is received, and the card binding request comprises a bank card number and a card binding mobile phone number; determining a bank card category corresponding to the bank card number according to the bank card number; if the bank card type is a debit card, obtaining at least one first reserved mobile phone number; matching the card binding mobile phone number with the at least one first reserved mobile phone number; if the card binding mobile phone number is one of the at least one first reserved mobile phone number, calling the debit card assembly to verify the bank card number; if the bank card category is a loan card, calling a loan card assembly to verify a bank card number and a card binding mobile phone number; and under the condition that both the bank card number and the card binding mobile phone number pass verification, a card-free payment protocol is generated and stored, and the card binding success rate of card-free payment can be improved.

The invention discloses a decommissioned soldier authentication method and system based on multi-source data, and the method comprises the following steps: S1, a user initiates an authentication request, the user clicks a decommissioned soldier authentication button on an authentication platform, and the authentication platform jumps to an authentication page, and prompts the user to prepare a decommissioned soldier preferential card bank card; s2, the user inputs six-element authentication information, wherein the six-element user information comprises a name, an identity card number, a preferential card associated bank card number, a bank reserved mobile phone number, a card validity period and a CVN2 code; and S3, multi-source data authentication is carried out, the system starts a verification process, the verification process is carried out in three paths, the first verification path is bank card six-element real-time verification, the second verification path is mobile phone number real-name consistency verification, and the third verification path is living body face recognition verification. The method solves the problems that an existing decommissioned soldier identity authentication method is high in data confidentiality, extremely high in barrier and high in technology docking cost, and the identity authentication difficulty is increased.

A method of processing a blockchain transaction using a payment card and a linked blockchain wallet includes: receiving an authorization request for a payment transaction initiated using the payment card, where the authorization request includes transaction data including at least a payment card number, a transaction amount, and a destination address; identifying the linked block chain wallet based on the association between the linked block chain wallet and the payment card number; verifying one or more usage restrictions of the linked blockchain wallet based at least on a transaction history and transaction data of the linked blockchain wallet; and executing a smart contract associated with the linked blockchain wallet stored on the blockchain of the blockchain network, wherein at least the transaction amount and the destination address are provided as inputs for the smart contract.

In one embodiment, a payment service system-implemented method of assigning payment card numbers for individual user accounts associated with the payment service system includes receiving payment card numbers activated by a third-party server that are unassigned to accounts registered. The method includes receiving a first transaction authorization request for one of the payment card numbers and denying the request, without notifying the third-party server, based on the number being unregistered with the payment service system. The method includes receiving, via an executable application, a request to register a user account for a payment service system user, and in response, generating a record assigning the payment card number to the user account. The method includes receiving a second transaction authorization request for the payment card number, authorizing the request based on the number being assigned to the user account, and notifying the third-party server, causing user account's balance to be modified.

Systems, methods, apparatus, and computer-readable media for providing transaction cards from a single access point to multiple merchants are described. For example, a method may include receiving a payment card number request, sending a contactless payment card upgrade authentication request to a user device, receiving encrypted authentication information obtained from a contactless payment card from the user device in response to the contactless payment card upgrade request, authenticating the encrypted authentication information received from the user device, and sending the authenticated encrypted authentication information to the user device. A token identifying a communication session established with a merchant is granted, which can enable continuous data exchange with the merchant, and using the token to identify a respective communication session established with the merchant, providing account information to the merchant to associate a respective merchant account with a user of the contactless payment card.

In illustrative embodiments, systems and methods are disclosed by which a transaction offering that is not native to an e-commerce website may be added thereto. The addition may be performed by a script file loaded by the web browser that is rendering the e-commerce website. The script may add a user interface element to the e-commerce website that a user may click in order to initiate the added transaction offering. The script file may respond to the such a click event by presenting a user interface with which the user may interact in order to effectuate the transaction. The script may scrape information from the website to obtain information necessary for creation of the transaction, and may initiate creation of a payment card number for use in connection with the transaction.

The application discloses a third-party payment method and device, a processor and an electronic device, relates to the field of financial technology, and the method comprises the following steps: a target financial institution receives payment information sent by a first target transaction object; according to binary data in the payment information, it is determined whether a bank card corresponding to a bank card number of a second target transaction object is a bank card issued by the target financial institution; if the bank card corresponding to the bank card number of the second target transaction object is the bank card issued by the target financial institution, and the target financial institution has the charge deduction authority for the bank card of the second target transaction object, then according to a payment amount and a payment currency, the payment amount is deducted from the bank card of the second target transaction object, and the payment amount is added to the bank card of the first target transaction object. Through the application, the problem of low third-party payment efficiency in the related art is solved.

The invention discloses a payment method, a user terminal, a payment processing system, a payment system and a medium, and belongs to the field of data processing. The method comprises the following steps: under the condition that a user terminal senses near field communication payment equipment in a locking mode, interacting with the near field communication payment equipment through a virtual bank card application to obtain equipment side information; acquiring transaction information from the virtual bank card application by using the wallet application, wherein the transaction information comprises equipment side information and a virtual bank card number; interacting with a real bank card application by using a wallet application in an unlocking mode to obtain card side transaction data corresponding to the equipment side information; generating a first bank card transaction message by using the wallet application according to the virtual bank card number and the card side transaction data, and sending the first bank card transaction message to a payment processing system, so that the payment processing system performs transaction processing based on the first bank card transaction message; and receiving a transaction processing result sent by the payment processing system. And the payment convenience in the locking mode is improved.

In examples, a payment service can identify a first merchant and a second merchant as complementary merchants based on transaction data associated with a plurality of merchants. First transaction data for a first transaction between a first merchant is received, which includes a payment card number. A payment can be processed and apportioned between the first merchant and a second merchant based on an agreement between them. A receipt user interface can be generated that includes representations of the merchants and a promotion for a second transaction between the customer and a second merchant, based on a transaction history of the customer. The payment service can receive second transaction data from the second transaction and process a payment for the second transaction based on the promotion.

Embodiments of the present application provide a bank card number generation method and device. The method comprises: determining whether first card number information with a self-selected tail number exists in the cache for the self-selected tail number of the bank card number; each card number information in the cache is loaded based on each card number information in the database; the database stores each card number information in a manner that each card number tail number corresponds to unique available card segment information; generating a bank card number based on the first card number information existing in the cache, and synchronously updating the first card number information in the cache and the database to second card number information; the second card number information has the same card number tail number and different card segment information as the first card number information, and the card segment information in the second card number information is in an available state. Without generating various bank card numbers in advance, the corresponding bank card number is generated quickly and in real time according to the current card selection demand of the user; the storage pressure of the database and the storage pressure of the cache are greatly reduced; and the speed of generating the bank card number is improved.

Disclosed are a system and methods enabling updating of a card number of a payment card and thereby reissuing the payment card utilizing a reissue application associated with the payment card. The reissue application, when executed communicates with a service provider that manages the payment card. The payment card includes processing circuitry and a rewriteable visual display. Using cryptographic techniques, the reissue application and payment card are authenticated to the service provider. Upon verification, an updated card number is obtained and provided via near-field communication to the payment card. In response to the update payment card number received from the reissue application, the rewriteable visual display on the payment card is updated with the updated card number. Other information may also be presented on the rewriteable visual display of the payment card based on user preferences.

To provide a user side with information which can be processed by a computer when a credit card is used.SOLUTION: An acquisition unit configured to acquire payment data including at least a payment card number used for payment from a terminal used in a member store where payment of the credit card has been performed; a specification unit configured to specify user identification information corresponding to the payment card number in the user information; and a transmission unit configured to transmit the user information to a user corresponding to the specified user identification information via the invoice network. And a transmission unit that transmits voucher data indicating that the transaction indicated by the settlement data has been performed.SELECTED DRAWING: Figure 2

To provide a user side with information which can be processed by a computer when a credit card is used.SOLUTION: An acquisition unit configured to acquire payment data including at least a payment card number used for payment from a terminal used in a member store where payment of the credit card has been performed; a specification unit configured to specify user identification information corresponding to the payment card number in the user information; and a transmission unit configured to transmit the user information to a user corresponding to the specified user identification information via the invoice network. And a transmission unit that transmits voucher data indicating that the transaction indicated by the settlement data has been performed.SELECTED DRAWING: Figure 2

Systems and methods for managing the promotional offer industry offer, redemption, and settlement processes address and minimize fraud, better inform the business offering the promotion of the results of the promotional offer program, and facilitate improvements in the settlement process after offer redemption. A method includes steps of receiving an indication of interest in the promotional offer, associating a one-time-use unique bank card number with the promotional offer, and transmitting the bank card number to the consumer computing device as an accepted promotional offer, whereby the consumer is enabled to use the bank card number at a point of sale to redeem the accepted promotional offer. The method also includes steps of receiving, over the communications network, an indication that the bank card number was used at the point of sale to redeem the accepted promotional offer and allocating payment for redemption of the promotional offer.

A system and method are disclosed that enable updating a payment card's card number and thereby reissuing the payment card with a reissue application associated with the payment card. The reissue application, when executed, communicates with a service provider that manages the payment card. The payment card includes processing circuitry and a rewritable visual display. Using cryptographic techniques, the reissue application and the payment card are authenticated to the service provider. Upon verification, an updated card number is obtained and provided to the payment card via near field communication. In response to the updated payment card number received from the reissue application, the rewritable visual display on the payment card is updated with the updated card number. Other information can also be presented on the rewritable visual display of the payment card based on user preferences.

The present application relates to the field of mobile internet technology in the financial sector, and in particular to a bank card business processing method, apparatus, device, medium, and program product. The method comprises: receiving a target bank card number sent by a bank counter terminal; the target bank card number is obtained by the bank counter terminal based on user information in a bank card loss report request; determining a new bank card from printed bank cards and obtaining a first bank card identifier set on the new bank card; binding the first bank card identifier to the target bank card number, and processing business based on the new bank card. This method enables processing business based on the determined new bank card, avoiding the impact on business processing of the reported lost bank card when a lost bank card is reported and a replacement card is requested.