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479 results about "Personally identifiable information" patented technology

Personal data, also known as personal information, personally identifying information (PII), or sensitive personal information (SPI), is any information relating to identifying a person. The abbreviation PII is widely accepted in the United States, but the phrase it abbreviates has four common variants based on personal / personally, and identifiable / identifying. Not all are equivalent, and for legal purposes the effective definitions vary depending on the jurisdiction and the purposes for which the term is being used. Under European and other data protection regimes, which centre primarily around the General Data Protection Regulation, the term "personal data" is significantly broader, and determines the scope of the regulatory regime.

Identity theft and fraud protection system and method

A system and method for preventing personal identity theft when making online and offline purchases requires a purchaser to first subscribe and become a member user by registering and providing relevant personal identity information. Once registered, the member is assigned a user name and a password. The subscribing member's personal identity information is then encrypted and stored at one or more highly secure locations. The ID protection system obtains a controlled use card (CUC) through a CUC issuer on behalf of the member for use to make each purchase transaction. The CUC is anonymous with respect to user (member) identity and may be a purchase-specific single-use card or a multiple-use stored value card with no traceable connection to any other financial account. When the member makes a secure online purchase, the system software enters anonymous information (i.e. not revealing the member's real name, email address, billing information, etc.) on the merchant's order placement screen, except in instances where the member's real identity information is required (e.g. airline tickets). The merchant receives the completed checkout screen, obtains credit approval through a credit card association, and sends the shipping information to a shipper which independently obtains the correct shipping name and address from the ID protection system prior to shipping the purchased product(s).
Owner:VIPR SYST +1

Anonymous biometric authentication

The use of an anonymous biometric authentication system and method that use biometrics to anonymously authenticate an individual and grant certain privileges based on the anonymous authentication is provided. The system and method permit enrollment of an individual by submission of a first biometric and associated identity documents or credentials to an enrollment authority. The enrollment authority verifies the identity of the identity of the individual submitting the biometric using the credentials which are then returned to the individual or discarded. The first biometric is stored in a database for later retrieval in anonymously authenticating an individual seeking to exercise certain privileges. No other personal identity information is stored along with the biometric during the enrollment process. When an individual later seeks to exercise certain privileges, they must submit a second biometric that is compared to the stored biometrics in the database in order to anonymously authenticate the identity of the individual as having access to such privileges. No other personal information is captured, collected, or solicited during the authentication process. Privileges are granted to an individual based on the comparison of the later captured biometric to the stored biometrics in the database. Alternatively, the anonymous biometric authentication system can be designed to avoid repeat offenders by capturing a biometric of an individual seeking to exercise a privilege and denying the privilege if the captured biometric is matched to a biometric stored in a database containing the biometrics of previous offenders. Preferably, the system and method include capture and storage of a powerful biometric identifier based on the iris of the eye which uniquely identifies the individual that has submitted the biometric. Anonymous biometric authentication allows verification of the identity of an individual seeking certain privileges while at the same time protecting the privacy of personal information about the individual.
Owner:IRIDIAN TECH

Identity Theft and Fraud Protection System and Method

A system and method for preventing personal identity theft when making online and offline purchases requires a Purchaser to first subscribe and become a Member user by registering, providing relevant personal identity information, and establishing two-way multi-factor authentication information for security purposes. The subscribing Member provides relevant information to any one or more financial sources (e.g. credit card accounts, bank accounts) that will be used to fund subsequent purchase transactions. Once registered, the Member is assigned a user name and a password. The subscribing Member's personal identity information is then encrypted and stored at one or more highly secure locations. The ID protection system obtains a controlled use card (CUC) through a CUC issuer on behalf of the Member for use in making each purchase transaction. The CUC is anonymous with respect to user (Member) identity and may be a purchase-specific single-use card or a multi-purpose card with no traceable connection to any other financial account. The CUC is funded by the Member's one or more financial sources, as selected by the Member. When the Member makes a secure purchase, the Merchant is presented with anonymous information (i.e. not revealing the Member's real name, email address, billing information, etc.), except in instances where the Member's real identity information is required (e.g. airline tickets). The Merchant obtains credit approval and sends the shipping information to a shipper which independently obtains the correct shipping name and address from the ID protection system prior to shipping the purchased product(s) to the ultimate destination selected by the purchasing Member.
Owner:AURA SUB LLC +1

Identity theft and fraud protection system and method

A system and method for preventing personal identity theft when making online and offline purchases requires a purchaser to first subscribe and become a member user by registering and providing relevant personal identity information. Once registered, the member is assigned a user name and a password. The subscribing member's personal identity information is then encrypted and stored at one or more highly secure locations. The ID protection system obtains a controlled use card (CUC) through a CUC issuer on behalf of the member for use to make each purchase transaction. The CUC is anonymous with respect to user (member) identity and may be a purchase-specific single-use card or a multiple-use stored value card with no traceable connection to any other financial account. When the member makes a secure online purchase, the system software enters anonymous information (i.e. not revealing the member's real name, email address, billing information, etc.) on the merchant's order placement screen, except in instances where the member's real identity information is required (e.g. airline tickets). The merchant receives the completed checkout screen, obtains credit approval through a credit card association, and sends the shipping information to a shipper which independently obtains the correct shipping name and address from the ID protection system prior to shipping the purchased product(s).
Owner:CF NEWCO INC +4
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