The invention provides an intelligent
knowledge question-answering method, device and equipment and a storage medium, and the method comprises the steps: carrying out the information recognition of a financial question uploaded by a user, extracting a terminology, a financial entity, a question type and a visual demand, and converting the financial question into a structured query intention expression; retrieving text content and visual information in a financial
knowledge base according to the query intention, and performing multi-
modal fusion to form a financial knowledge packet; applying a double attention mechanism to the visual information, extracting key area features and key attribute features through a space
attention network and a channel
attention network, and integrating to obtain fusion features; and finally, according to the fusion features and the text content, establishing a corresponding relationship, extracting high-correlation information fragments, performing knowledge reasoning and compliance
processing, and generating a multi-
modal financial answer. According to the method, complex multi-
modal information in the financial field can be effectively processed, professional and accurate answers meeting supervision requirements are provided, and the method is suitable for various financial consultation and decision support scenes.