54 results about "Information provision" patented technology

The invention provides an intelligent knowledge question-answering method, device and equipment and a storage medium, and the method comprises the steps: carrying out the information recognition of a financial question uploaded by a user, extracting a terminology, a financial entity, a question type and a visual demand, and converting the financial question into a structured query intention expression; retrieving text content and visual information in a financial knowledge base according to the query intention, and performing multi-modal fusion to form a financial knowledge packet; applying a double attention mechanism to the visual information, extracting key area features and key attribute features through a space attention network and a channel attention network, and integrating to obtain fusion features; and finally, according to the fusion features and the text content, establishing a corresponding relationship, extracting high-correlation information fragments, performing knowledge reasoning and compliance processing, and generating a multi-modal financial answer. According to the method, complex multi-modal information in the financial field can be effectively processed, professional and accurate answers meeting supervision requirements are provided, and the method is suitable for various financial consultation and decision support scenes.

An information providing device according to the present invention comprises: an acquisition unit that acquires sensor data including an acceleration and an angular velocity measured by a measurement device mounted on the footwear of a subject for whom credit information is to be created in order to provide credit-related information according to the mental and physical state of the subject; a risk estimation unit that uses the acquired sensor data to estimate a disease risk for each disease related to the subject; a credit-related information generation unit that generates credit-related information according to the estimated disease risk related to the subject and the status information of the subject registered in advance; and an output unit that outputs the generated credit-related information.

To provide an information providing system and a program capable of making exchange between a seller (or a lender) and a buyer (or a borrower) smoother.SOLUTION: An information providing system includes a presentation unit that presents a matching state between a desired condition and an attribute of a proposal candidate property for a user who can make a proposal on a property presentation screen for presenting the proposal candidate property for each property on the basis of the desired condition of the user.SELECTED DRAWING: Figure 1

The aim is to improve convenience in payment systems. [Solution] The second payment information acquisition unit 101 of the service provider server 1 acquires the second payment information. The value conversion unit 102 performs a process to convert the second value indicated by the second value information into the first value. The third payment information provision unit 103 provides the first payment information, the first value information indicating the use of the first value converted by the value conversion means, and customer information to the QR code (registered trademark) payer server 5 as third payment information. The third payment information acquisition unit 501 of the QR code payer server 5 acquires the third payment information. The payment processing execution unit 502 settles the customer for a predetermined price of goods, etc., using the first value, based on the third payment information.

The system according to this embodiment aims to analyze the user's purchase history and balance information and propose the optimal insurance and spending amount. [Solution] The system according to the embodiment comprises a collection unit, an analysis unit, a proposal unit, and a provision unit. The collection unit collects the user's purchase history and balance information. The analysis unit analyzes the information collected by the collection unit. The proposal unit proposes the optimal insurance and monthly spending amount based on the analysis results obtained by the analysis unit. The provision unit provides the information proposed by the proposal unit to the user.

To provide a loan intermediary system improving convenience for borrowing applicants and simplifying operation and processing on a financial institution side.SOLUTION: An intermediary server in a loan intermediary system includes: a borrowing application receiving part for receiving input of application information including attribute information and borrowing request information from a loan applicant; a financial institution information storage part for storing plan information regarding a loan lending plan for every financial institution; a financial institution selection part for generating a list of financial institutions that provide application information from the application information and the plan information; an application information provision part for causing a terminal of a financial institution to display a list of a plurality of pieces of application information along with score information based on the attribute information of the borrowing applicant; an offer selection receiving part for receiving from financial institutions, selection of application information to make an offer from among the plurality of pieces of application information as well as the selection of plan information; and an offer notification part for, when the selection of the offer is received, notifying the borrowing applicant of the information of the financial institution and the plan information.SELECTED DRAWING: Figure 4

Proposed are an integrated banking device using fintech. The integrated banking device includes a receiver configured to receive account information of a second entity which provides money from a first entity which requests a deposit of money and a processor configured to provide the second entity with an application programming interface (API) for generating interoperation information corresponding to an account of the second entity in conjunction with a first server, which provides a financial service on the basis of the account information, and the second entity and withdraw money from the account of the second entity on the basis of the deposit request and the interoperation information.

To provide an information providing system and a program capable of making exchange between a seller (or a lender) and a buyer (or a borrower) smoother.SOLUTION: An information providing system includes a presentation unit that presents a proposal target presentation screen for presenting a user of a proposal target of a property for each property on the basis of a degree of matching between an attribute of the property and a desired condition of the user.SELECTED DRAWING: Figure 1

A system is provided.SOLUTION: A system comprising: means for a user to enter and authenticate personal data; means for generating an asset creation plan based on the user's entered data using a generation AI; means for visualizing the user's asset creation plan and predicting future financial assets; means for suggesting investment instruments and providing relevant information based on the planning results; and means for displaying the investment instrument suggestion and information providing results on the user's dedicated page.SELECTED DRAWING: Figure 1

Proposed are an integrated banking device using fintech. The integrated banking device includes a receiver configured to receive account information of a second entity which provides money from a first entity which requests a deposit of money and a processor configured to provide the second entity with an application programming interface (API) for generating interoperation information corresponding to an account of the second entity in conjunction with a first server, which provides a financial service on the basis of the account information, and the second entity and withdraw money from the account of the second entity on the basis of the deposit request and the interoperation information.

To provide an information providing system and a program capable of making exchange between a seller (or a lender) and a buyer (or a borrower) smoother.SOLUTION: An information providing system includes a property proposal information acquisition unit configured to acquire property proposal information that is information for proposing a property based on a desired condition of a user, a presentation unit configured to present the acquired property proposal information to the user, a response operation reception unit configured to receive a response operation by the user regarding a condition that does not match the desired condition among conditions of a property indicated by the presented property proposal information, and a transmission unit configured to transmit response information indicated by the received response operation.SELECTED DRAWING: Figure 1

A system may include a non-transitory computer-readable storage medium storing instructions for execution and one or more processors that execute the instructions. The instructions may cause the one or more processors to configure at least one parameter of a crowdsourcing request related to obtaining information relating to a collateral for a loan, publish the crowdsourcing request related to obtaining the information relating to the collateral for the loan to a group of information suppliers, collect and process a response from an information supplier of the group of information suppliers, where the response includes information on a condition of the collateral for the loan, process the response provided by the information supplier to determine whether an information supply event relating to the response is successful, and respond to a determination of a successful information supply event.

To provide an information providing system and a program capable of making exchange between a seller (or a lender) and a buyer (or a borrower) smoother.SOLUTION: An information providing system is an information providing system for providing information of a customer to a real estate client, and includes concealing means for concealing at least a part of personal information related to the customer, a reply determination unit for determining whether or not the customer has made a reply to a property proposal of the real estate client, and personal information display means for displaying at least one piece of the personal information of the customer when the customer has made the reply.SELECTED DRAWING: Figure 1

We provide the system. [Solution] Means of collecting financial information from users, A means for analyzing the aforementioned financial information to identify spending trends, A means for presenting the optimal combination of electronic transaction methods and benefits based on the aforementioned spending trends, A means to automate electronic transaction methods and the use of benefits based on user spending information, A means of analyzing user consumption behavior trends and providing preferential information that should be used as a top priority, A system that includes this.

Provide a system. 【Solution means】 Financial data connection means, Financial information connection means, Information classification means for classifying personal financial behavior information collected using the financial information connection means, Information processing means for storing and analyzing the information obtained by the information classification means, Proposal generation means for generating proposals for improving an individual's financial situation based on the analysis results of the information processing means, Information providing means for providing the proposals obtained by the proposal generation means to an individual, Visual display means for visually displaying an individual's income and expenditure information in real time, Investment proposal means for making specific investment proposals based on an individual's goals, A system including the above.

We provide the system. [Solution] A means of receiving financial information entered by the user, A method using a machine learning model that analyzes received information and performs a preliminary review, A means for generating a credit provision plan and repayment forecast suitable for the user based on the generated preliminary screening results, Information provision means for providing information in response to user requests, A means of managing the above means in conjunction and providing continuous support to users throughout the day, An interface means that allows repayment predictions to be intuitively visualized on the user's terminal, A system that includes this.

To improve usability of a service using a family card of a credit card.SOLUTION: In an information processing system, a second information processing apparatus includes: a transaction history storage unit which stores a transaction history using a predetermined service, for each service member who uses the predetermined service that stipulates using a credit card; a member information storage unit which stores, for each service member, member information including a member type of the predetermined service, information indicating whether or not a procedure for subscribing to the predetermined service has been completed, and identification information for identifying a service member who has completed the subscription procedure in an electronic settlement service; an identification unit which refers to the member information to identify a person who is to receive a predetermined privilege available in the electronic settlement service, in the service members; and a providing unit which provides a transaction history and identification information corresponding to the person to whom the privilege is applied, identified by the identification unit, to a first information processing apparatus that executes processing for the electronic settlement service.SELECTED DRAWING: Figure 2

To provide an information providing system and a program capable of making exchange between a seller (or a lender) and a buyer (or a borrower) smoother.SOLUTION: An information providing system includes a presentation unit that presents a proposed user who has proposed a property description on a property presentation screen for presenting a proposal candidate property for each property on the basis of a desired condition of the user.SELECTED DRAWING: Figure 1

To provide an information providing system and a program capable of making exchange between a seller (or a lender) and a buyer (or a borrower) smoother.SOLUTION: An information providing system includes a presentation unit that presents candidates for at least one of a place and a schedule of property confirmation for a proposed property indicated by property proposal information that is information for proposing a property based on a desired condition of a user, and a reservation operation reception unit that receives a reservation operation for the schedule of the property confirmation including a selection operation for selecting from among the presented candidates.SELECTED DRAWING: Figure 1

The present specification discloses a payment verification method and system. A payee device generates verification information for a target payment transaction and provides the verification information to a payer device through a wireless signal. The payer device generates payment information and provides the payment information to the payee device, wherein the payment information carries the payer account information and the obtained verification information. After obtaining the payment information, the payee device matches and verifies the verification information carried in the payment information with the locally generated verification information. If the verification is successful, the target payment transaction is completed by using the account information carried in the payment information.

The invention discloses a feedback data processing method and device, equipment and a medium. The method comprises the steps of obtaining each piece of to-be-processed feedback data, and determining a feedback problem category of each piece of to-be-processed feedback data through a pre-trained opinion classification model; grouping the to-be-processed feedback data according to the feedback problem category to obtain at least one feedback data group; determining a priority mark and demand information of each feedback data packet according to the feedback problem category; and providing the feedback data groups and the priority information and demand information of the feedback data groups to target operation and maintenance personnel. According to the embodiment of the invention, the feedback data collected by the business system of the financial institution can be automatically processed, the collected feedback data is divided into different categories, and the priority information and the demand information of the feedback data of each category are determined; and providing the feedback data of each category and the priority information and demand information of the feedback data of each category to operation and maintenance personnel.

To reduce labor required to input information when filing final returns, to improve utilization of an online filing system.SOLUTION: A system includes: means for inputting information required for filing final returns on a text basis, and automatically reflecting it in an online filing system; means for providing a method for using the online filing system; and means for providing information to improve utilization.SELECTED DRAWING: Figure 1

To provide an information providing system and a program capable of making exchange between a seller (or a lender) and a buyer (or a borrower) smoother.SOLUTION: An information providing system includes a presentation unit that presents a property presentation screen for presenting a property of a proposal candidate for each property on the basis of a desired condition of a user, and a situation presentation screen for presenting a situation of a proposal to the user on the basis of the desired condition for each property.SELECTED DRAWING: Figure 1

Provide (or be prepared to provide) clear notification to users when their credit card is used. [Solution] A dictionary creation method comprising the steps of: acquiring a group of authorization message information sent and received over a credit card network; and extracting a set of information from the two acquired groups of information that correspond to the same payment. Based on the extracted set of information, creating a dictionary that outputs the name of the affiliated store to which the store where the payment was made belongs, which may include kanji, using at least part of the information contained in the authorization message as a search key.

The invention relates to the field of anti-telecommunication network fraud, in particular to a novel illegal crime studying and judging method, system and device based on a telecommunication network and a medium. The method comprises the steps of obtaining case information, and performing multi-dimensional feature extraction and abnormal risk type classification; extracting a risk associated bank card and a third-party collection account from the classified case information, and obtaining an associated case cluster through case library cross comparison; performing double analysis in the associated case cluster to obtain a preliminary abnormal fund transfer card and an abnormal fund account; and constructing a fund link map for the preliminary abnormal fund transfer card and the abnormal fund account through a fund flow direction tracking technology, and obtaining a research and judgment conclusion. According to the invention, an abnormal fund transfer card or a third-party abnormal fund account in novel crime case information of a telecommunication network can be rapidly and accurately detected, so that a basis is provided for public security to call fund flow information from a bank or a third-party payment company; the problems of slow manual research and judgment, high cost and the like of abnormal fund transfer card display or third-party abnormal fund account display are solved.

To provide an information providing system and a program capable of making exchange between a seller (or a lender) and a buyer (or a borrower) smoother.SOLUTION: An information providing system includes a property check end information acquisition unit that acquires property check end information indicating that property check for a proposed property indicated by property proposal information, which is information for proposing a property based on a desired condition of a user, has ended, and a presentation unit that presents reservation information for the property check based on the acquired property check end information to the user.SELECTED DRAWING: Figure 1

To provide an information providing system which calculates, and displays, as indices, logical exchange rate of each country from the prices of government bonds of the countries, to be compared with market exchange rate.SOLUTION: An information providing system is configured to: calculate logical interest, which is a default probability (credit risk) of a government bond, the price of the government bond being par value, from the price of the government bond and the interest; set credit risk of the U.S. government bond; calculating, from the credit risk of the U.S. government bond, an equilibrium point of exchange rate and premium, which are variables, to determine the exchange rate.SELECTED DRAWING: None

A method is provided for a virtual floor trading implemented via an exchange computer system. The method includes maintaining a virtual environment that facilitates audio-visual interaction between a plurality of remote market participants; establishing a secure connection with a computing device; receiving, from the computing device, information relating to a financial instrument transaction order; providing the information relating to the financial instrument transaction order to the plurality of remote market participants; receiving a response to the financial instrument transaction order from at least one remote market participant from among the plurality of remote market participants; providing information relating to the response to the plurality of remote market participants; and facilitating a transaction based on the information relating to the financial instrument transaction order, the information relating to the response, and one or more order matching rules.

The invention discloses a system document management method and system based on multi-agent collaboration. The method comprises the following steps: performing semantic matching in a memory pool according to a question input by a user to obtain recall information; the recall information and the question input by the user are organized into prompt information to be provided for the multiple agents, the central agent allocates tasks to the first agent, the second agent and the third agent, and the first agent executes step-by-step reasoning on the question input by the user through a guide statement, generates an intermediate reasoning step and feeds back a first result; the second intelligent agent analyzes the problem input by the user in combination with the prompt information and feeds back a second result; the third agent is used as a fine tuning model in the financial field, performs financial field analysis on the user input problem, and outputs a third result; and the central agent forms a final result based on the first result, the second result and the third result, and triggers a subsequent business process according to the final result, so that intelligent analysis of diversified customer feedback contents is realized, and the accuracy of retrieval is increased.