system
A system automates financial data analysis to suggest optimal electronic payment methods and campaigns, enhancing user convenience and efficiency in expenditure management.
JP2026101147APending Publication Date: 2026-06-22SOFTBANK GROUP CORP
Patent Information
- Application Number
- JP2024215540
- Authority / Receiving Office
- JP · JP
- Patent Type
- Applications
- Current Assignee / Owner
- Filing Date
- 2024-12-10
- Publication Date
- 2026-06-22
AI Technical Summary
Technical Problem
Individuals and families face challenges in streamlining expenditure management, as manually analyzing expenditure data is time-consuming and difficult, and finding optimal electronic payment methods or campaigns is cumbersome, leading to inefficiencies in convenience and economic utilization.
Method used
A system that automatically collects financial data, analyzes spending patterns, and suggests optimal electronic payment methods and campaigns, providing automated payments and savings estimates to enhance user convenience and efficiency.
Benefits of technology
The system simplifies expenditure management by automating payments and suggesting cost-saving strategies, reducing manual effort and improving economic ecosystem utilization.
✦ Generated by Eureka AI based on patent content.
Smart Images
Figure 2026101147000001_ABST
Abstract
We provide the system. [Solution] Means of collecting financial information from users, A means for analyzing the aforementioned financial information to identify spending trends, A means for presenting the optimal combination of electronic transaction methods and benefits based on the aforementioned spending trends, A means to automate electronic transaction methods and the use of benefits based on user spending information, A means of analyzing user consumption behavior trends and providing preferential information that should be used as a top priority, A system that includes this.
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Citation Information
Patent Citations
Persona chatbot control method and system
JP2022180282A