The present invention relates to an integrated electronic
system (100) and to a corresponding method for the definition and automated
processing of non-standard insurance contracts, of the type comprising: - data communication means (110) for receiving a request from a user, insurance-service agent or broker; - at least one
database (130) containing at least records of users, insurance-service agents or brokers; - a plurality of different application programs (APP1, APP2, APP3, ..., APPn) being part of the communication means (110), for managing insurance services accessible by the users and agents or brokers; - data electronic
processing means (300) for selecting at least one insurance contract in an automated or semi-automated form further to said request from the user, insurance-service agent or broker; - a
relational database (50) associated with the
database (130) and containing insurance-
product data tables interconnected by relations; - a
programming interface (115) configured to acquire the request from the user, insurance-service agent or broker; - a module (400), associated with the
processing means (300), to identify a request for a non-standard contract and to process the request by using the data tables or by generating new data tables with new relations among tables; - said module (400) being configured to combine at least insurance-service products and guarantees and to start
filling in a new non-standard contract further to the processing of said request by sending a corresponding command to a
compiler (120) of contractual clauses.