109 results about "Withdrawal Request" patented technology

Provided is a system and method for authenticating a financial transaction using a dynamic code tied to a preset monetary limit. The dynamic code is generated at the user's mobile device and linked to the preset monetary limit. The user uses the generated dynamic code instead of his or her static automated teller machine (ATM) personal identification number (PIN). The dynamic code, transaction data, and financial account data are transmitted to a validating entity for authorization of the transaction. If the withdrawal request exceeds the preset monetary limit, a request is sent to the user's mobile device for an additional authorization of the new amount or the transaction is rejected based on the information in the user's profile. The dynamic code may also be generated for use in Internet transactions and web payment transactions.

The invention provides a system for achieving cardless withdrawal on an automatic teller machine (ATM) and a method for achieving the cardless withdrawal on the ATM. The system comprises the ATM, a proxy server and a transaction processing background, wherein a two-dimension code can be generated and displayed by the ATM; the proxy server is utilized to receive a withdrawal request message sent by a third party terminal, is connected with the ATM, and sends a cash dispensing order to the ATM; the ATM is connected with the transaction processing background; and the two-dimension code comprises an ATM identification number and transaction information; and the withdrawal request message comprises the two-dimension code and user information. The system for achieving the cardless withdrawal on the ATM and the method for achieving the cardless withdrawal on the ATM have the beneficial effect of capability of achieving cardless withdrawal, thereby being convenient for customers.

The invention provides an authentication method and an authentication system based on an ATM. The authentication method based on an ATM comprises the following steps of: receiving a user-input appointed withdrawal request including a contract mobile telephone number, an authentication code, a withdrawal sum and a trading password; acquiring preset appointed withdrawal information including a bank card number, the authentication code, the withdrawal sum and the trading password from the mobile phone bank based on the contract mobile telephone number; and authenticating the received appointed withdrawal request based on the acquired appointed withdrawal information to output the sum which is the same with the withdrawal sum in the appointed withdrawal request when the authentication is successful. The invention can overcome the problem that the bank authentication is necessary for the ATM withdrawal in the prior art, thereby facilitating the user of withdrawing money from the ATM.

The invention relates to a cross-border separate accounting arrangement method and platform based an inline electronic account, and a payment platform. The inline electronic account is pre-distributed to a user, during separate accounting arrangement, a deposit withdrawal request of a client is received, and a target inline electronic account, a target store, a target bank account, a target overseas main account and a target domestic main account are determined according to information items contained in the deposit withdrawal request and mapping relationships; a cross-border transaction volume of the target store is transferred to the target overseas main account, and a virtual transaction fund equivalent to the cross-border transaction volume is inputted into the target inline electronic account; an actual separate accounting arrangement sum is calculated according to the virtual transaction fund in the target inline electronic account, the actual separate accounting arrangement sum is transferred through the target domestic main account to the target bank account, and zero clearing of the target inline electronic account is further carried out. The method is advantaged in that a merchant has no need to go to an overseas extension counter of an overseas bank to open an account, and deposit withdrawal of the cross-border transaction volume can be realized through distributing only the inline electronic account to the user.

It is an object of the present invention to provide a mobile communication system capable of shortening a delay time preceding the reception of a multicast packet at a radio base station which has been reached by a movement of a mobile terminal. The mobile communication system includes a multicast router, a data layer link switch, a radio base station, and a mobile terminal. In cases where the mobile terminal detects switching of the radio base station but does not detect switching of the multicast router, a path establishing request, a withdrawal request, and another path establishing request are sequentially output. When the switching of the radio base station and the switching of the multicast router is detected, a path establishing request is transmitted to the new multicast router, and a withdrawal request is transmitted to the previous multicast router thereafter.

Controlling electronic withdrawals by a drawee including receiving in the drawee from a withdrawal device a withdrawal request, where the withdrawal request includes a withdrawal device identifier, a drawer identifier, and a withdrawal amount; retrieving from storage in computer memory of the drawee data representing limitations on electronic withdrawals for the drawer, wherein the limitations include a limitation on drawer location; and authorizing, by the drawee, an electronic withdrawal in dependence upon the limitations, including the limitation on drawer location. In typical embodiments, the limitations on electronic withdrawals may include limitations on withdrawal type account, withdrawal period, and maximum withdrawal amount. In typical embodiments, the limitation on drawer location may include a geographic area that includes one or more locations of withdrawal devices.

The invention discloses a method and system for data migration in a peer-to-peer (P2P) network. The method comprises the following steps that: when it is needed to carry out data migration, according to data version information of a node sending a join request, a withdrawal request or a load migration request as well as data version information of other active nodes in a current network, a configuration server distributes a data source node or a data target node to a node sending the request; the data source nodes compares current data version information of the migration data with data version information corresponding to the data target node, determines increment data and sends the increment data to the data target node; and the data target node restores data of the latest version according to the increment data and data stored by the data target node itself. According to the invention, the data volume of data migration in a P2P network can be substantially reduced, thereby ensuring normal working of the network.

A system in which a source device can withdraw a Rights Object (RO) that a source device requested a target device to move through a Rights Issuer (RI) and operation method thereof are provided. The method includes transmitting a rights object withdrawal request message to a rights issuing server by a device, transmitting a rights object withdrawal response message to the device by the rights issuing server in response to the rights object withdrawal request message, and withdrawing and installing a corresponding rights object when receiving the rights object withdrawal response message by the device.

A method of optimizing future profits may include receiving an order inquiry and / or data of the user at a server device, including one or more product of interest, and training a machine learning model by analyzing labeled data. The method may include analyzing the data of the user and at least one product of interest using the trained machine learning model to generate a discounted price for the product of interest that is lower than the credit card price of the product of interest, and / or a credit limit associated with the user. The discounted price and / or credit limit may be transmitted to a user device, and an economizer selection may be received which circumvents the usage of a credit card, and a withdrawal request and / or deposit request may be initiated in response to the economizer selection.

The invention discloses a message information processing method and device, a server and a terminal device, relates to the technical field of information, and can realize withdrawal of a group message. The method comprises the steps of receiving a group message withdrawal request, wherein the group message withdrawal request carries message identification information of a to-be-withdrawn group message; obtaining an organization node corresponding to a message withdrawal terminal, wherein the organization node stores terminal identification information of multiple message receiving terminals; and sending the group message withdrawal request to the message receiving terminal corresponding to the terminal identification information via the organization node, so that the message receiving terminal deletes the group message corresponding to the message identification information. The message information processing method and device, the server and the terminal device disclosed by the invention are applied to processing the message information.

An ATM includes plural user interfaces. Each user interface is vertically arranged at a different height. The user interfaces include identical input devices, but share a common currency dispenser. The ATM can receive a cash withdrawal request from an ATM user at any of the user interfaces. The ATM can carry out a cash withdrawal transaction that was requested at a particular user interface, including the dispense of cash, independent from any other user interface. The ATM can also accept deposits. Each user interface includes a slot sized to receive an envelope deposit therethrough. The ATM is located adjacent a vehicle drive-up lane. The different user interface heights respectively correspond to different vehicle heights, which enables an ATM user to select the closest user interface based on vehicle height.

A transaction method and device for cardless cash withdrawal. When a cardless withdrawal reservation request of a user is received by a first bank server, same determines whether or not the reservation request is an interbank cardless cash withdrawal request and satisfies a cardless cash withdrawal criterion, when the reservation request is an interbank cardless cash withdrawal request and satisfies the cardless cash withdrawal criterion, determines a second bank server corresponding to bank identification information in the reservation request, and notifies the second bank server of cardless cash withdrawal information, thus allowing the second bank server to authorize a terminal controlled thereby to accept the cardless cash withdrawal made by the user. This implements interbank cardless cash withdrawal, and facilitates the user to make promptly a cardless cash withdrawal operation at a cash withdrawal terminal that is nearest in an area where self is located, thus enhancing user experience.

The present invention provides a method for processing, in an automated teller machine, a transaction of a cash deposit or withdrawal requested by a mobile terminal, including receiving card information and second security information stored in the mobile terminal, transmitting an alarm message, which is indicative of an approach of the mobile terminal to the automated teller machine, to the mobile server, receiving transaction information, which has been written by the mobile terminal and then provided to the mobile server, and first security information, which is stored in the mobile server, from the mobile server and requesting a financial computer network associated with the automated teller machine (ATM) to process the transaction, based on the card information, the first security information, the second security information, and the transaction information.

The invention provides a bank self-service terminal recommendation method and device, and the method comprises the steps: receiving a withdrawal request sent by a user through a target bank self-service terminal, and the withdrawal request carrying a withdrawal amount and the target identification information of the target bank self-service terminal; obtaining a target remaining amount corresponding to the target identification information, and determining whether the withdrawal amount is greater than the target remaining amount; acquiring target position information corresponding to the target identification information under the condition of determining that the withdrawal amount is greater than the target remaining amount; determining a first recommended bank self-service terminal meeting a first preset condition according to the target position information and the withdrawal amount; and sending the information of the first recommended bank self-service terminal to the user. According to the scheme, a user can go to other self-service terminals to finish withdrawal under the condition of withdrawal failure, so that the withdrawal time of the user is reduced, the withdrawal efficiency is improved, and the user experience is improved.

The invention discloses a card-free withdrawal method and apparatus. The method comprises the steps of receiving a withdrawal request used for performing card-free withdrawal; acquiring palm vein feature information of a payee; identifying whether the payee is a registered user or not according to the acquired palm vein feature information; and when the payee is the registered user, obtaining bank account information registered by the payee, wherein the bank account information is used for the payee to perform withdrawal operation. According to the method and the apparatus, the palm vein feature information of the payee is acquired, whether the current payee is the registered user or not by utilizing the palm vein feature information, and if yes, the bank account information registered by the payee is obtained and used for the payee to perform the withdrawal operation, so that the user can perform card-free withdrawal without carrying any device, a magnetic card or the like, and the withdrawal is convenient.

The invention provides a method for implementing mobile bank service. The method comprises following steps of: A, that a user sends a withdrawal request to a bank by using a mobile terminal; B, that the bank blocks corresponding amount of money in an account from which the user applies for withdrawal; C, that the withdrawal request is sent to the mobile terminals of other users; D, that a user who is willing to pay cash accepts the request by using the mobile terminal; E, that the user who accepts the withdrawal request pays cash for the user who applies for withdrawal; F, that withdrawal success is acknowledged; and G, that the blocked fund is transferred to the account of the user who pays the cash. A corresponding system is also provided. The method and the system provides timely help and convenience for users in urgent need for cash while no auto teller machines (ATM) or business halls are provided.

The invention provides a withdrawal method and device. The method comprises the following steps of acquiring identity information of a first user when a withdrawal request is obtained; according to the identity information of the first user, determining whether the first user satisfies a preset condition; displaying a first display interface corresponding to at least one assistance account numberunder the condition that the first user satisfies the preset condition; when a selection instruction of the target assistance account number is obtained, sending a control request to a second user terminal corresponding to the target assistance account number, and when the second user terminal is detected to receive the control request, authorizing withdrawal control operation of the second user terminal; and obtaining a remote operation instruction sent by the second user terminal, and completing a withdrawal operation according to the remote operation instruction. In the technical scheme, aspecial group can be assisted to complete withdrawals at an automatic teller machine.

Embodiments of the present application provide a foreign currency reservation cash withdrawal method, a client, a server, a foreign currency reservation cabinet and a system. The method includes: receiving a foreign currency reservation cash withdrawal request initiated by a user through the client; determining whether the user meets a preset condition; returning payment method option informationfor selection by the user when confirming that the user meets a preset condition; returning a foreign currency reservation cash withdrawal response according to the payment method selected by the userand the foreign currency reservation request; the foreign currency withdrawal verification information is returned to the user, so that the foreign currency reservation cabinet authenticates the userbased on the verification information and the fingerprint information of the user when the user carries out withdrawal operation. The embodiment of the application can improve the processing efficiency and customer experience of the foreign currency reservation cash withdrawal service, and reduce the working pressure of the bank outlet counter.

The invention discloses an online freight platform and a management method thereof, and the platform comprises an order list module which is used for obtaining a freight note created by a shipper passing the examination and approval through a freight owner end, and adding the freight note to an order list for storage; a waybill list module used for obtaining the order receiving information sent bythe approved carrier through the carrier end and associating the corresponding vehicle with the generation of the waybill, obtaining an uploaded shipment list, obtaining an uploaded unloading order,updating the state of the order to be completed, and synchronously sending the order to a corresponding shipper; and a settlement module used for acquiring payment information of the consignor, generating a settlement bill according to the payment information, sending the audited settlement sheet to a carrier, and carrying out freight settlement according to the cash withdrawal request of the carrier. The system has the advantages that goods sources and transport capacity resources are effectively integrated through the Internet technology, information accurate configuration is achieved, an electronic waybill is generated, online transaction is completed, and a coordinated overall service is provided for users.

The invention provides a bank self-service cooperation method, a bank self-service equipment assisting device, a bank self-service cooperation system, computer equipment and a computer readable storage medium, and relates to the technical field of financial equipment. The method comprises the following steps that the bank self-service equipment assisting device receives a withdrawal request sent by a client through a passbook and reads client information; a background server generates a cooperation code and effective time of the cooperation code according to the client information; the bank self-service equipment assisting device receives an cooperation code, acquires the withdrawal information input by the client according to the cooperation code, and sends the cooperation code and the withdrawal information to the background server; the background server verifies the cooperation code and the passbook password, and outputs a bill spitting instruction when the verification is successful; and the bank self-service equipment assisting device is used for discharging the bank note according to a bank note discharging instruction. The bank self-service cooperation method, the bank self-service equipment assisting device, the bank self-service cooperation system, the computer equipment and the computer readable storage medium solve the problem that the passbook client cannot withdrawcash from the ATM in the bank outlets at present, and can relieve the pressure of the counter passenger flow business without extra hardware investment of a bank enterprise.

A method and system for making secure payments are disclosed. A service terminal of a buyer's bank may implement the method for secure payment. The service terminal may receive a request for payment from a buyer, the request including a name of a seller and a payment amount; approve the request for payment; withhold the payment amount; and generate a proof of payment. Further, the service terminal of the buyer's bank may store the proof of payment, an expiration date of the proof of payment; send the proof of payment to the buyer; and receive a withdrawal request from a seller's bank. The withdrawal request includes the name of the seller and the payment amount. Finally, the service terminal of the buyer's bank may release the payment based on the withdrawal request.

Controlling electronic withdrawals by a transaction processor including receiving in the transaction processor from a withdrawal device a withdrawal request, where the withdrawal request includes a withdrawal device identifier, a drawer identifier, a drawee identifier, and a withdrawal amount; transmitting from the transaction processor to a drawee a request for limitations on electronic withdrawals for the drawer, where the limitations include a limitation on drawer location; receiving in the transaction processor from storage in computer memory of the drawee data representing the limitations on electronic withdrawals for the drawer, including the limitation on drawer location; and authorizing, by the transaction processor, an electronic withdrawal in dependence upon the limitations, including the limitation on drawer location.

The invention provides a non-card withdrawal method, a computer readable storage medium and a server. The method comprises the steps that the server receives non-card withdrawal request information sent by a mobile terminal, whether or not the mobile terminal is legal is judged according to unique identification of the mobile terminal, and client authentication is completed according to a log-in certificate of an account; then, the server judges whether or not a non-card withdrawal request this time exceeds a threshold value of the non-card withdrawal frequency in preset time according to withdrawal time and withdrawal recording information of the account, and if not, the server sends authorization information to the mobile terminal; the mobile terminal generates a two-dimensional code according to the authorization information; an automatic teller machine scans the two-dimensional code and sends cash-out request information to the server; the server parses the cash-out request information, if parsing succeeds, cash-out indication information is sent to the automatic teller machine, so that the automatic teller machine is indicated to conduct cash-out according to the withdrawal money amount, and accordingly a user achieves non-card withdrawal safely and quickly.

Withdrawal of a point-in-time snap copy relationship or a portion of such a relationship, is managed in a manner which can obviate disruption of consistency groups due to the withdrawal. If the withdrawal request is directed to a subrange of the original snap copy relationship, the snap copy relationship is split by creating one or more point-in-time snap copy relationships over one or more subranges of tracks of the snap copy source. A determination is made as to whether to delay execution of the withdrawal request to temporarily preserve data of the withdrawal range. Disruptions to completion of consistency groups may be avoided by selectively delaying the withdrawal of a snap copy relationship corresponding to the withdrawal subrange. In so far as the host is involved, a host may treat the withdrawal request as immediately granted without delay. Other aspects may be realized, depending upon the particular application.

Embodiments of the present application provide a foreign currency reservation cash withdrawal method, a client, a server, a foreign currency reservation cabinet and a system. The method includes: receiving a foreign currency reservation cash withdrawal request initiated by a user through the client; determining whether the user meets a preset condition; returning payment method option informationfor selection by the user when confirming that the user meets a preset condition; returning a foreign currency reservation cash withdrawal response according to the payment method selected by the userand the foreign currency reservation request; and returning the foreign currency withdrawal verification information to the user, so that the foreign currency reservation cabinet authenticates the user based on the verification information and the user's face information when the user performs cash withdrawal operation. The embodiment of the application can improve the processing efficiency and customer experience of the foreign currency reservation cash withdrawal service, and reduce the working pressure of the bank outlet counter.

Embodiments of the present application provide a foreign currency reservation cash withdrawal method, a client, a server, a foreign currency reservation cabinet and a system. The method includes: receiving a foreign currency reservation cash withdrawal request initiated by a user through the client; Determining whether the user meets a preset condition; Returning payment method option informationfor selection by the user when confirming that the user meets a preset condition; Returning a foreign currency reservation cash withdrawal response according to the payment method selected by the userand the foreign currency reservation request; A foreign currency cash withdrawal two-dimensional code verification information is returned to the user, so that the foreign currency reservation cabinet authenticates the user based on the two-dimensional code verification information when the user performs cash withdrawal operation. The embodiment of the application can improve the processing efficiency and customer experience of the foreign currency reservation cash withdrawal service, and reduce the working pressure of the bank outlet counter.

The invention provides a cross-bank card-free cash withdrawal processing method and device based on a virtual account. The cross-bank card-free cash withdrawal processing method comprises the steps ofestablishing the virtual account based on a virtual account establishment request; acquiring card hanging elements and forwarding the card hanging elements to a card issuing bank server for verification, wherein the card hanging elements comprise identity verification data, a withdrawal account number and a payment password; if the verification is passed, establishing a contrast relationship between the virtual account and the withdrawal account, and obtaining an initial withdrawal transaction voucher corresponding to the virtual account; receiving a cross-bank card-free withdrawal request and a real-time withdrawal transaction voucher sent by the ATM based on the virtual account; and sending a cross-bank card-free withdrawal request to a card issuing bank server, so that the card issuingbank server performs deduction processing. Cross-bank cash withdrawal is realized without a bank card, the payment safety and convenience are ensured, and convenience and better experience are brought to a user.

The invention discloses a point-to-point internet public benefit management method and a point-to-point internet public benefit management device based on a block chain technology, and the method comprises the steps: responding to a first client donation request, and updating the amount of money temporarily stored in a total account and a public benefit point of a node address corresponding to a first client; Transferring public benefit credits equal to the donation amount to an intelligent contract, and feeding back node addresses corresponding to all authenticated second clients to the firstclient; Wherein the second client corresponds to a helped person; After the first client side selects a second client side, responding to a donation receiving request of the second client side, and transferring public benefit points with the same donation amount from an intelligent contract to a node address corresponding to the second client side; And in response to a cash withdrawal request ofa second client, transferring cash with the same amount as the public benefit credit limit of the second client to an account bound with the second client. According to the technical scheme, the credibility and the working efficiency of the internet public benefit are improved.

Controlling electronic withdrawals by a withdrawal device including creating in the withdrawal device a data structure representing a withdrawal request, where the data structure includes fields for a withdrawal device identifier, a drawer identifier, a drawee identifier, and a withdrawal amount; transmitting from the withdrawal device to a drawee a request for limitations on electronic withdrawals for the drawer, where the limitations include a limitation on drawer location; receiving in the withdrawal device from storage in computer memory of the drawee data representing the limitations on electronic withdrawals for the drawer, including the limitation on drawer location; and authorizing, by the withdrawal device, an electronic withdrawal in dependence upon the limitations, including the limitation on drawer location.

It is an object of the present invention to provide a mobile communication system capable of shortening a delay time preceding the reception of a multicast packet at a radio base station which has been reached by a movement of a mobile terminal. The mobile communication system includes a multicast router, a data layer link switch, a radio base station, and a mobile terminal. In cases where the mobile terminal detects switching of the radio base station but does not detect switching of the multicast router, a path establishing request, a withdrawal request, and another path establishing request are sequentially output. When the switching of the radio base station and the switching of the multicast router is detected, a path establishing request is transmitted to the new multicast router, and a withdrawal request is transmitted to the previous multicast router thereafter.