Method and system for enterprise customer to perform financing settlement and management

Abstract

The invention discloses a system and a method for enterprise customers to make fund settlement and management. To solve the problem that in the prior art, a plurality of bank cards are mutually matched to make finance operation aiming at the multi-settlement account of the enterprise, a method for enterprise customers to make fund balance and management is provided. The invention is characterized in that: a multi-to-multi corresponding relation is established between a bank card number and a settlement account number of the enterprise, a file of the corresponding relation between the bank card number and the settlement account number is established; when the customer initiates a transaction request through the bank card, the information of at least one settlement account which has a corresponding relation with the bank card is returned to the customer for the customer to select a settlement account to be operated. The system and the method have the advantages that: the efficiency of financial work of the enterprise can be improved through the multi-to-multi matching mode between the bank card and the settlement account of the enterprise; the setting of the authority specifies the function range of financial personnel, which assures the safety of the account of the enterprise.

Description

technical field [0001] The invention relates to the technical field of financial data processing, in particular to a system and method for enterprise customers to conduct fund settlement and management. Background technique [0002] At present, banks provide relatively few service channels and service tools for corporate customers. On the one hand, banks need to conduct customer identity authentication based on relevant physical media or credentials. On the other hand, companies generally have multiple accounts, and corporate accounts do not have corresponding physical media (such as bank cards), which is not easy to remember and carry. , because enterprises generally have multiple settlement accounts and multiple financial personnel in real life, and the division of functions of financial personnel is different, the existing service channels and tools of banks cannot well support the functions for corporate customers. [0003] There are two common methods for enterprises t...

AI Technical Summary

Problems solved by technology

[0007] The purpose of the present invention is to provide a system for enterprise customers to carry out fund settlement and management. In order to solve the problem of inconvenient use of bank cards by enterprise customers in the prior art, multiple accounts of the enterprise correspond to multiple bank cards, which can control the number of bank cards in the enterprise. Multiple financial personnel operate different settlement accounts

[0008] The purpose of the present invention is also to provide a method for enterprise customers to conduct fund settlement and management, in order to solve the problem in the prior art that enterprise customers have multiple settlement accounts, and different financial personnel have different operating authority for different settlement accounts , and it is impossible to equip only one financial staff with a bank card to handle the financial business of multiple corporate settlement accounts

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