86 results about "Online payment" patented technology

The invention relates to the technical field of order management, in particular to an order management system based on online payment and a payment safety management and control method, and the system comprises a behavior sequence recognition module, a sequence offset comparison module, a state chain construction module, a jump imbalance detection module and a risk level linkage module. According to the invention, through comparison of behavior data of multiple successful transactions, a standardized payment process can be established, abnormal behavior deviation can be effectively identified, the execution sequence of the payment process can be accurately evaluated through time difference analysis, potential risks can be discovered, the traceability of the payment process can be enhanced, and the payment efficiency can be improved. The construction of the state chain and the sorting check ensure that the state circulation accords with logic, reverse, repeated or abnormal jump can be identified in time, the abnormal frequency of behavior offset and state jump is combined, a multi-dimensional risk assessment standard is adopted, a risk order is identified and frozen in real time, the abnormity in the payment process is accurately identified, and the payment security and stability are improved.

The invention relates to the technical field of payment transaction security detection, and discloses an insurance online payment transaction security real-time detection method and system, and the method comprises the steps: obtaining macroscopic transaction characteristics and microdynamics data; user cognitive parameters are generated through the cognitive dynamics model; fusing the macroscopic features and the cognitive parameters to construct a hybrid vector; mapping the mixed vector to a potential field, and calculating an instant risk value; calculating a risk trend based on the vector change and the potential field gradient; the risk value and the trend index are integrated, and the safety level is detected; the system comprises a data acquisition module; a cognitive parameter generation module; a state vector construction module; a risk potential energy calculation module; a path trend analysis module; and a risk level decision module. According to the method, the unified mixed state vector is constructed, deep fusion and integrated representation are carried out on heterogeneous data from the macroscopic transaction environment and the microcosmic user behaviors, and the fundamental defect of complex risk modes emerging due to cross-dimension feature coupling in recognition in the prior art is overcome.

Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.

Systems, methods, and computer-readable media for conducting payments are provided. In one example embodiment, a commercial entity system, in communication with a merchant subsystem and a payment electronic device, includes at least one processor component, at least one memory component, and at least one communications component, wherein the commercial entity system is configured to receive transaction request data from the merchant subsystem, wherein the transaction request data includes a payment device identifier of the payment electronic device and transaction information related to a transaction, transmit payment request data to the payment electronic device, wherein the payment request data includes at least a portion of the transaction information of the received transaction request data, receive payment card data from the payment electronic device based on the transmitted payment request data, and transmit at least a portion of the received payment card data to the merchant subsystem. Additional embodiments are also provided.

The application relates to the technical field of computers and digital management, can be applied to the to-enterprise performance scene of medical health, and discloses a to-enterprise health activity online management method, platform, system, equipment and medium. The method comprises the following steps: receiving a to-enterprise health activity demand from a demand side platform and splitting the to-enterprise health activity demand into service sub-projects, and distributing the service sub-projects to corresponding auditing subjects for auditing in parallel; generating a unified task sheet after all the service sub-projects are audited to be passed, and sending the unified task sheet to a supplier platform; receiving service execution schemes from the supplier platform after the unified task sheet is confirmed by each supplier platform, and forming a unified execution scheme; completing online collection through the demand side platform; receiving a performance certificate of the service sub-projects bound by the supplier platform, and completing online payment after the performance certificate is audited to be passed. The application realizes the online of the whole process of the to-enterprise health activity, shortens the auditing and settlement cycle, improves the process transparency and controllability, eliminates human errors, and is suitable for to-enterprise health activity service performance management.

An intelligent cloud-based information distribution system for online payment is provided and includes: an information distribution module, a managing and controlling module, and a system management module. The information distribution module is configured to distributing and transmitting files. The managing and controlling module includes a central control sub-module and an indexing service sub-module. The central control sub-module is configured to control each component to operate and to display global information. The indexing service sub-module is configured to record correspondence between distribution nodes and resources. The system management module is configured to maintain normal operation of the system. Each region is configured with a bridgehead node to associate all distribution nodes within the region and to achieve resource interaction. The number of distribution nodes to be invoked is reduced. Information services are provided for operators optimally, a utilization rate of the bandwidth for data transmission is improved.

The embodiment of the invention discloses a payment processing method and device, computer equipment and a storage medium, and the method comprises the steps: obtaining a payment request initiated by a first object at a target client, the payment request being used for indicating the payment processing of a payment account of a second object at the target client, the second object is a payment association object of the first object, the second object comprises N payment accounts at the target client, and N is an integer greater than or equal to 1; grouping and screening the N payment accounts to obtain a target account group supporting execution of payment processing, the target account group including M payment accounts, M being an integer greater than or equal to 1 and less than or equal to N; and performing payment polling processing on the M payment accounts of the target account group to obtain a payment processing result corresponding to the payment request, thereby improving the success rate of online payment based on the associated accounts.

The invention discloses a bidding document online purchasing system for a bidding agency, which is characterized by comprising a WeChat applet / official account platform; a bidding document purchasing and order submitting module; a personal information and enterprise information maintenance module; an online payment module; an invoicing management module; a mail invoice sending or downloading module; a message pushing module; and a background management module. The invention provides a comprehensive, efficient and safe bidding document purchasing solution, and the service efficiency and quality are improved.

The invention discloses an intelligent parking auxiliary system, which is characterized in that a parking space reservation module and a parking space handling module are in forward connection with a parking recording module, a temporary parking payment module is in bidirectional connection with the parking recording module, and the parking recording module is in forward connection with an arrearage repayment module; the monthly package module, the arrearage repayment module and the temporary parking payment module are all positively connected with the electronic invoice module, the nearby parking lot checking module is positively connected with the parking space reservation module and the temporary parking payment module in sequence, the nearby parking lot checking module is positively connected with the parking space handling module, and the parking space handling module is bidirectionally connected with the monthly package module. The system solves the problem of parking difficulty, reduces the time cost and energy consumption of finding a parking space by a user, provides a parking fee online payment function, enables the user to park and enter more conveniently and quickly, can provide a parking space long-term leasing function for the user, can provide more parking lot choices for the user, can finish parking space leasing more quickly, and improves the user experience. And more choices and convenience are brought to the user.

The application relates to the technical field of payment transaction security detection, and discloses an insurance online payment transaction security real-time detection method and system. The method comprises the following steps: acquiring macroscopic transaction features and microscopic dynamic data; generating user cognitive parameters through a cognitive dynamic model; fusing the macroscopic features and the cognitive parameters to construct a hybrid vector; mapping the hybrid vector to a potential field to calculate an instant risk value; calculating a risk trend based on vector changes and a potential field gradient; comprehensively detecting a security level based on the risk value and the trend index. The system comprises the following modules: a data acquisition module, a cognitive parameter generation module, a state vector construction module, a risk potential calculation module, a path trend analysis module and a risk level decision module. The application constructs a unified hybrid state vector, deeply fuses and integrally represents heterogeneous data from a macroscopic transaction environment and microscopic user behaviors, and solves the fundamental defects of the prior art in identifying complex risk patterns emerging due to cross-dimension feature coupling.

To reduce the irrationality of a user relating to on-line settlement accompanying the content change of a transaction.SOLUTION: A transaction processor includes registration means, settlement request means, change means, cancellation request means, determination means, and settlement control means. The settlement request means performs settlement request processing for requesting a settlement server to perform settlement relating to the transaction of the content registered by the registration means. The change means changes the content of the settled transaction. The cancellation request means performs cancellation request processing for requesting the settlement server to cancel settlement related to the transaction whose contents are to be changed by the change means. The determination means determines the settlement amount before the change by the change means. The settlement control means controls the cancellation request means and the settlement request means so as to perform the cancellation request processing and then perform the settlement request processing related to the transaction after the change when the settlement amounts before and after the change are different, and so as not to perform the cancellation request processing and the settlement request processing when the settlement amounts before and after the change are the same.SELECTED DRAWING: Figure 3

The application discloses a kind of online payment method and device based on wechat payment suitable for meeting system, including: user fills out registration information, after registration fee related information, meeting payment system gives required cost, user sends payment request, meeting payment system generates user registration order and payment order, simultaneously, it is called the ordering interface of wechat payment platform to generate prepayment transaction, and according to prepayment transaction link, payment two-dimensional code is generated for user to scan code, after completion, wechat payment platform asynchronously informs meeting system payment result, meeting payment system updates local payment state and user registration order state, and prompts registration success to user.The application provides a kind of quick, safe payment mode to handle meeting fee payment, improves user experience and meeting organization efficiency.

1. Name of the product in this design: Embedded Self-Check-in Machine (E-Q2.0). 2. Application of this design: It is intended for use in hotels, guesthouses, and other similar establishments to enable order verification, self-service check-in, one-click check-out, facial recognition, and online payment. It is intended to be used as an embedded self-service check-in machine integrated with a check-in service system. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

The invention provides a residence maintenance fund household interest calculation method based on a product interest calculation method, and belongs to the technical field of residence maintenance fund application. Comprising the following steps: logging in house information by scanning a maintenance fund payment notice issued by a property manager or paying attention to an official account, and obtaining a payment amount; establishing a maintenance project, performing online examination and approval, online coincidence and online payment on a maintenance fund amount through a bank-enterprise direct connection function, and allocating the payment amount to a virtual account of an owner; obtaining a bank statement, generating a reconciliation statement, and obtaining interests and interest rates; acquiring payment, expenditure and historical income data of each user, calculating total interest based on the interest and the interest rate, and sharing the total interest to the virtual account of each owner; and the payment, expenditure and interest bearing details of the user are inquired in the owner virtual account through the official account. Full-process online management and household interest calculation of residence maintenance funds are realized, and transparency and fairness of payment, use and income of the maintenance funds of each owner are ensured.

1. Name of the product in this design: Lightweight self-service equipment. 2. Purpose of this design: This design integrates various financial peripheral modules and is used for financial services such as counter self-service business processing, online payment, and card payment. 3. The key design features of this product are its overall shape. 4. The image or photograph that best illustrates the design's key points: a 3D model.

1. Name of the product in this design: U-Shield. 2. Purpose of this design: For use in the field of financial electronic payment, to ensure the security of online payments. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: a 3D model.

AI Based E-Commerce and Online Payment Device

1. The name of this design product: Medical self-service terminal (Qinghe secure artificial intelligence version). 2. Purpose of the product with this design: A self-service terminal device used for hospital registration, number collection, report printing, invoice printing, online payment, and artificial intelligence medical guidance. 3. The key point of the design of this product lies in its shape. 4. The picture or photo that best illustrates the design points: three-dimensional picture.

The invention discloses a fresh retail unmanned payment cashier system and method based on an image recognition technology, and the system employs a refrigeration control module, a cashier settlement module and a freshness judgment module for work, and the refrigeration control module is electrically connected with the cashier settlement module. The system is characterized in that the refrigeration control module is used for controlling the refrigeration effect of each piece of pork, the cashier settlement module is used for carrying out targeted cashier strategy adjustment according to the meat decay acceleration condition of the pork, and the freshness judgment module is used for judging the freshness of the pork through multispectral imaging. The refrigeration control module comprises a flow control valve, a temperature control unit and a cold air supply end, and the cashier settlement module comprises a fresh food shooting unit, a fresh food recognition module, a high temperature estimation module, a timing unit, a value evaluation module and a network payment module.

The invention provides an online payment information reminding method and system, and relates to the technical field of online payment information reminding, and the method comprises the steps: obtaining a video shot by a camera of a shopping crowd; based on the video shot by the camera of the shopping crowd, using a generative adversarial network to generate a subsequent payment video of the shopping crowd; determining a plurality of payment time periods and the number of payment information of each payment time period by using a payment processing model based on the subsequent payment video of the shopping crowd; determining the broadcasting speed of each payment time period based on the plurality of payment time periods and the number of the payment information of each payment time period; and performing data reminding based on the broadcast speed of each payment time period. The method can accurately determine the broadcast speed of each payment time period.

We provide the system. [Solution] Means of collecting online payment information, Means of obtaining financial market data, A means for analyzing users' spending patterns and investment trends using the aforementioned online payment information and financial market data, A means for evaluating the user's risk tolerance based on the aforementioned analysis results, A means for generating personalized financial advice, taking into account the aforementioned risk tolerance and market trends, A means of notifying the user of the aforementioned advice, A system that includes this.

To facilitate recovery in cases where online payment processing during settlement fails. [Solution] The accounting machine comprises a display processing means and an execution means. The display processing means displays a button on the display unit for executing a process to obtain online payment settlement data when it is not possible to obtain online payment settlement data based on data stored in the online payment server during the settlement processing of the accounting machine. The execution means obtains the online payment settlement data based on the selection of the button.

This invention discloses a method, system, apparatus, and online payment clearing platform for processing reconciliation files. The method includes: generating a key file corresponding to a terminal; generating a first reconciliation file based on the transaction flow data of the terminal within a transaction period; encrypting the first reconciliation file based on a first digital envelope included in the key file to generate a second reconciliation file; performing hash signature processing on the key file to generate a first signature file; and performing hash signature processing on the second reconciliation file to generate a second signature file; and sending the key file, the first signature file, the second reconciliation file, and the second signature file to the terminal, so that the terminal can perform business reconciliation processing based on the received files. Encrypting the reconciliation file through a two-layer data encryption mechanism improves the security of the information data in the reconciliation file; the two-layer data signature mechanism enhances the non-repudiation and tamper-proof capabilities of the reconciliation file.

The application relates to the technical field of key generation, in particular to a data encryption and key generation method for online payment, which comprises the following steps: extracting a touch rhythm to generate a sequence, performing round encoding to construct a bit structure, and combining amount information to generate a key. In the application, user touch behavior characteristics are converted into a rhythm sequence, a dynamic encryption basis is constructed through sequence rotation and bit mapping mode, a user behavior level parameter is introduced in the key generation process, payment behavior and transaction data are deeply bound by fusing amount section labels, the key generation no longer depends on fixed rules or external key negotiation process, independent key output on the terminal side is realized through sequence structure reorganization and template parameter matching, the individuality and unpredictability of the key are improved, the identification ability for imitated behavior and the protection effect for man-in-the-middle attack are enhanced, and the problems of static characteristics and response lag of the traditional key mechanism in actual deployment are effectively alleviated.

The disclosed computer-implemented method for utilizing a browser extension to encrypt online payment information may include (i) detecting, utilizing the browser extension, a payment form provided by an online merchant during a customer transaction session, (ii) determining a record in a payment service provider database that identifies the online merchant, (iii) receiving, by the one or more computing devices, payment information for completing the payment form, and (iv) performing a security action that protects against a potential malware attack by encrypting the payment information in the payment form for validation by a payment gateway provider and completing the customer transaction session. Various other methods, systems, and computer-readable media are also disclosed.

The invention discloses a medical service platform. The medical service platform comprises a user management module which is used for registration, login, identity verification and user information management; the appointment and registration module is used for providing online doctor appointment or medical service functions including date, time and doctor selection; the electronic medical record module is used for storing and managing electronic medical records, including medical record records, examination results, prescriptions and other information, of patients; the payment and settlement module is used for processing payment and settlement of medical service fees, including online payment, insurance settlement and the like; and the system management and security module is used for managing the operation of the whole system, including security, authority control and log recording. According to the invention, more personalized and higher medical suggestions can be provided; the specific conditions and requirements of the patient can be better considered, and the quality and satisfaction of medical services can be better considered.

The disclosure relates to the field of making online payments by integrating social networks and payment networks to a seamless network. In particular, some embodiments of the invention leverage the information in the social network to conduct financial transactions. A social payment network app can incorporate all or most of the functions of credit cards, internet banking and money order companies by using the data and functions already available in the social network. Some embodiments of the invention provide better counterparty recognition, reduce the chance of fraud, or fraud, and provide a cheaper payment platform to consumers or small businesses while also reducing the administrative burden in making and paying purchases or reporting payments and / or expenses to third parties, such as the employer or tax administration.

The invention discloses an intelligent prescription circulation and self-service payment system based on a medicine station, and relates to the field of intelligent medical treatment, and the system comprises an analysis module which is used for receiving an electronic prescription which a patient belongs to and is issued by a hospital, extracting the name, the manufacturer, the specification, the dosage and the basic information of the patient, and converting the information into standardized prescription information; the checking module is used for checking medication rationality and prescription making validity of the standardized prescription information and eliminating illegal prescriptions to construct a list of medicines capable of customizing prescriptions; according to the method, electronic prescriptions are converted into standardized information, medication rationality and prescription effectiveness are accurately verified, illegal prescriptions are eliminated to guarantee medication safety, patients can autonomously select prescription drugs, adaptive drugstores are screened in combination with drugstore inventory and drug supply time efficiency, graded recommendation is given by fusing prices, commuting costs or distribution related factors, and the system is high in efficiency and high in efficiency. The patient can conveniently select an optimal medicine purchasing channel, and the medicine purchasing process is simplified through an online payment channel.

The present invention provides an online payment method based on an aggregated payment system, comprising: when a target user initiates payment, determining the amount to be paid and the category of goods to be paid for an order to be paid; if it is determined that the amount to be paid is greater than the dynamic payment amount threshold corresponding to each available payment channel, and the number of categories of goods to be paid is greater than the dynamic category number threshold corresponding to each available payment channel, then based on the amount to be paid and the category of goods to be paid of the target user, determining a recommended payment channel from multiple available payment channels, each available payment channel corresponding to a dynamic payment amount threshold; when the target user determines that the final payment channel is the recommended payment channel, executing the target user's payment operation based on the recommended payment channel. The present invention can effectively avoid payment failures caused by insufficient thresholds or category mismatches for a single payment channel, reduce user operation complexity, shorten transaction processing time, and improve the smoothness of the payment process.

1. The name of the design product: mobile payment terminal. 2. The use of the design product: mobile payment terminal for online payment. 3. The design points of the design product: in shape. 4. The picture or photo that best indicates the design points: perspective view.