35 results about "Online payment" patented technology

Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.

The application relates to the technical field of payment transaction security detection, and discloses an insurance online payment transaction security real-time detection method and system. The method comprises the following steps: acquiring macroscopic transaction features and microscopic dynamic data; generating user cognitive parameters through a cognitive dynamic model; fusing the macroscopic features and the cognitive parameters to construct a hybrid vector; mapping the hybrid vector to a potential field to calculate an instant risk value; calculating a risk trend based on vector changes and a potential field gradient; comprehensively detecting a security level based on the risk value and the trend index. The system comprises the following modules: a data acquisition module, a cognitive parameter generation module, a state vector construction module, a risk potential calculation module, a path trend analysis module and a risk level decision module. The application constructs a unified hybrid state vector, deeply fuses and integrally represents heterogeneous data from a macroscopic transaction environment and microscopic user behaviors, and solves the fundamental defects of the prior art in identifying complex risk patterns emerging due to cross-dimension feature coupling.

To reduce the irrationality of a user relating to on-line settlement accompanying the content change of a transaction.SOLUTION: A transaction processor includes registration means, settlement request means, change means, cancellation request means, determination means, and settlement control means. The settlement request means performs settlement request processing for requesting a settlement server to perform settlement relating to the transaction of the content registered by the registration means. The change means changes the content of the settled transaction. The cancellation request means performs cancellation request processing for requesting the settlement server to cancel settlement related to the transaction whose contents are to be changed by the change means. The determination means determines the settlement amount before the change by the change means. The settlement control means controls the cancellation request means and the settlement request means so as to perform the cancellation request processing and then perform the settlement request processing related to the transaction after the change when the settlement amounts before and after the change are different, and so as not to perform the cancellation request processing and the settlement request processing when the settlement amounts before and after the change are the same.SELECTED DRAWING: Figure 3

1. Name of the product in this design: Embedded Self-Check-in Machine (E-Q2.0). 2. Application of this design: It is intended for use in hotels, guesthouses, and other similar establishments to enable order verification, self-service check-in, one-click check-out, facial recognition, and online payment. It is intended to be used as an embedded self-service check-in machine integrated with a check-in service system. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

1. Name of the product in this design: Lightweight self-service equipment. 2. Purpose of this design: This design integrates various financial peripheral modules and is used for financial services such as counter self-service business processing, online payment, and card payment. 3. The key design features of this product are its overall shape. 4. The image or photograph that best illustrates the design's key points: a 3D model.

1. Name of the product in this design: U-Shield. 2. Purpose of this design: For use in the field of financial electronic payment, to ensure the security of online payments. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: a 3D model.

We provide the system. [Solution] Means of collecting online payment information, Means of obtaining financial market data, A means for analyzing users' spending patterns and investment trends using the aforementioned online payment information and financial market data, A means for evaluating the user's risk tolerance based on the aforementioned analysis results, A means for generating personalized financial advice, taking into account the aforementioned risk tolerance and market trends, A means of notifying the user of the aforementioned advice, A system that includes this.

To facilitate recovery in cases where online payment processing during settlement fails. [Solution] The accounting machine comprises a display processing means and an execution means. The display processing means displays a button on the display unit for executing a process to obtain online payment settlement data when it is not possible to obtain online payment settlement data based on data stored in the online payment server during the settlement processing of the accounting machine. The execution means obtains the online payment settlement data based on the selection of the button.

This invention discloses a method, system, apparatus, and online payment clearing platform for processing reconciliation files. The method includes: generating a key file corresponding to a terminal; generating a first reconciliation file based on the transaction flow data of the terminal within a transaction period; encrypting the first reconciliation file based on a first digital envelope included in the key file to generate a second reconciliation file; performing hash signature processing on the key file to generate a first signature file; and performing hash signature processing on the second reconciliation file to generate a second signature file; and sending the key file, the first signature file, the second reconciliation file, and the second signature file to the terminal, so that the terminal can perform business reconciliation processing based on the received files. Encrypting the reconciliation file through a two-layer data encryption mechanism improves the security of the information data in the reconciliation file; the two-layer data signature mechanism enhances the non-repudiation and tamper-proof capabilities of the reconciliation file.

The application relates to the technical field of key generation, in particular to a data encryption and key generation method for online payment, which comprises the following steps: extracting a touch rhythm to generate a sequence, performing round encoding to construct a bit structure, and combining amount information to generate a key. In the application, user touch behavior characteristics are converted into a rhythm sequence, a dynamic encryption basis is constructed through sequence rotation and bit mapping mode, a user behavior level parameter is introduced in the key generation process, payment behavior and transaction data are deeply bound by fusing amount section labels, the key generation no longer depends on fixed rules or external key negotiation process, independent key output on the terminal side is realized through sequence structure reorganization and template parameter matching, the individuality and unpredictability of the key are improved, the identification ability for imitated behavior and the protection effect for man-in-the-middle attack are enhanced, and the problems of static characteristics and response lag of the traditional key mechanism in actual deployment are effectively alleviated.

The disclosed computer-implemented method for utilizing a browser extension to encrypt online payment information may include (i) detecting, utilizing the browser extension, a payment form provided by an online merchant during a customer transaction session, (ii) determining a record in a payment service provider database that identifies the online merchant, (iii) receiving, by the one or more computing devices, payment information for completing the payment form, and (iv) performing a security action that protects against a potential malware attack by encrypting the payment information in the payment form for validation by a payment gateway provider and completing the customer transaction session. Various other methods, systems, and computer-readable media are also disclosed.

The invention discloses a medical service platform. The medical service platform comprises a user management module which is used for registration, login, identity verification and user information management; the appointment and registration module is used for providing online doctor appointment or medical service functions including date, time and doctor selection; the electronic medical record module is used for storing and managing electronic medical records, including medical record records, examination results, prescriptions and other information, of patients; the payment and settlement module is used for processing payment and settlement of medical service fees, including online payment, insurance settlement and the like; and the system management and security module is used for managing the operation of the whole system, including security, authority control and log recording. According to the invention, more personalized and higher medical suggestions can be provided; the specific conditions and requirements of the patient can be better considered, and the quality and satisfaction of medical services can be better considered.

The disclosure relates to the field of making online payments by integrating social networks and payment networks to a seamless network. In particular, some embodiments of the invention leverage the information in the social network to conduct financial transactions. A social payment network app can incorporate all or most of the functions of credit cards, internet banking and money order companies by using the data and functions already available in the social network. Some embodiments of the invention provide better counterparty recognition, reduce the chance of fraud, or fraud, and provide a cheaper payment platform to consumers or small businesses while also reducing the administrative burden in making and paying purchases or reporting payments and / or expenses to third parties, such as the employer or tax administration.

The invention discloses an intelligent prescription circulation and self-service payment system based on a medicine station, and relates to the field of intelligent medical treatment, and the system comprises an analysis module which is used for receiving an electronic prescription which a patient belongs to and is issued by a hospital, extracting the name, the manufacturer, the specification, the dosage and the basic information of the patient, and converting the information into standardized prescription information; the checking module is used for checking medication rationality and prescription making validity of the standardized prescription information and eliminating illegal prescriptions to construct a list of medicines capable of customizing prescriptions; according to the method, electronic prescriptions are converted into standardized information, medication rationality and prescription effectiveness are accurately verified, illegal prescriptions are eliminated to guarantee medication safety, patients can autonomously select prescription drugs, adaptive drugstores are screened in combination with drugstore inventory and drug supply time efficiency, graded recommendation is given by fusing prices, commuting costs or distribution related factors, and the system is high in efficiency and high in efficiency. The patient can conveniently select an optimal medicine purchasing channel, and the medicine purchasing process is simplified through an online payment channel.

1. The name of the design product: mobile payment terminal. 2. The use of the design product: mobile payment terminal for online payment. 3. The design points of the design product: in shape. 4. The picture or photo that best indicates the design points: perspective view.

The present invention relates to methods for online checkout between an issuer system of a selected issuer and an acquirer system of an acquirer using mobile payment. An online merchant of an acquirer may provide a URL to request the payment from a payer of an issuer different from the acquirer. The URL is configured to instruct a user device of the payer to receive an issuer list comprising multiple mobile payment service providers, so that the payer may select one from the list as the issuer to pay. Then the URL may instruct the selected issuer to automatically process following steps to deliver the payment from the issuer to the acquirer.

The goal is to streamline the reservation management process for each plot and shorten the lead time from reservation application to reservation confirmation. [Solution] A program to be executed on a computer equipped with a processor, the program to cause the processor to execute the following steps: receiving a reservation application from a user, which includes specific information identifying a business operator that wishes to use a section within a target facility, the target section that the business operator wishes to use, the date of use, and the details of use; storing the status of the received reservation application as a provisional reservation; displaying the contents of the reservation application on a first terminal operated by a person in charge of the target facility and receiving a choice of approval or rejection; if an approval choice is received, generating information requesting online payment and sending it to a second terminal operated by the user; and updating the status of the reservation application to confirmed when completion information indicating that payment has been completed is received from the second terminal or an external device.

This involves retrofitting an existing capsule dispensing device to convert it into a device that allows users to obtain capsules via online payment. [Solution] A communication device to be attached to a capsule dispensing device comprising: a rotating handle rotatable by the user; a capsule supply unit that supplies capsules from a capsule storage case to a capsule dispensing port in accordance with the rotation of the rotating handle; a rotation stopper that restricts the rotation of the rotating handle from rotating; and a restriction release unit that releases the restriction on the rotation of the rotating handle by the rotation stopper in accordance with the fact that a coin inserted by the user has stopped at a predetermined position, the device comprising: a receiving unit that receives a drive instruction signal; an operating unit that operates to release the restriction on the rotation of the rotating handle in accordance with the reception of the drive instruction signal by the receiving unit; and a control unit that detects the rotation of the rotating handle or the dispensing of a capsule and returns the operating unit to a state in which the restriction is not released.

The invention discloses an account checking method and device for a financial institution and a storage medium. Relates to the field of artificial intelligence, and the method comprises the steps: obtaining online payment information and income and expenditure detail information of a target account type under the condition of obtaining the authorization of a target user; detecting whether the number of transaction data in the online payment information is equal to the number of transaction data in the income and expenditure detail information, and obtaining a number detection result; determining a range detection result corresponding to the online payment information and the revenue and expenditure detail information by using a batch reconciliation detection model under the condition that the number detection result is equal; and matching the transaction data of the online payment information and the income and expenditure detail information in the target number interval according to the range detection result to obtain a target account checking result. Through the method and the device, the problem of relatively low account checking efficiency of a financial institution in related technologies is solved.

This application provides a system and method for online processing of vehicle management office services based on AI-assisted verification and original handwriting electronic signatures. The system includes: a mobile terminal and a PC terminal; the mobile terminal includes a service selection and processing module for receiving user commands to initiate service processing; an identity authentication and facial recognition module for verifying the user's uploaded identity information; a video call request module for establishing encrypted video calls; an original handwriting electronic signature module for enabling handwritten signatures on electronic application forms; a payment and status update module for updating the service status to "paid" after the user completes online payment; the PC terminal includes a video access module for managing video call access and ensuring call quality and reasonable resource allocation; an AI-assisted verification module for automatically classifying, extracting key information, and verifying consistency of user-submitted materials; and a material writing module for writing electronic materials into the six-in-one system. This application effectively solves the problems of cumbersome and inefficient vehicle management office service processes, insufficient online access, difficulty in guaranteeing the authenticity of materials, and non-closed-loop signing processes in existing technologies.

We provide the system. [Solution] A means of collecting users' past online activity history and analyzing their preferences, A means for generating a personalized virtual conversational character for the user based on the analysis results, A means for displaying the generated virtual dialogue character on the user's device, Through online payments, a means to customize the appearance and personality of virtual conversational characters, A system that includes this.

The invention relates to the technical field of key generation, in particular to a data encryption and key generation method for online payment, which comprises the following steps: extracting a touch rhythm generation sequence, executing rotation coding to construct a bit structure, and generating a key in combination with amount information. According to the method, the user touch behavior characteristics are converted into the rhythm sequence, a dynamic encryption basis is constructed through a sequence rotation and bit mapping mode, user behavior level parameters are introduced in the secret key generation process, and payment behaviors and transaction data are deeply bound through fusion of the amount section labels; key generation does not depend on a fixed rule or an external key negotiation process any more, independent key output of the end side is achieved through sequence structure recombination and template parameter matching, the individuation and unpredictability of the key are improved, the recognition capacity for counterfeit behaviors and the protection effect for man-in-the-middle attacks are enhanced, and the key generation efficiency is improved. And the problems of static characteristics and response lag of a traditional key mechanism in actual deployment are effectively relieved.

1. The name of the design product: the graphical user interface of the flexible labor personnel payroll system of the electronic device. 2. The use of the design product: for an electronic device. 3. The design points of the design product: in the graphical user interface. 4. The picture or photo that best shows the design points: front view. 5. The use of the graphical user interface: the graphical user interface is used for the payroll of flexible labor personnel, and the import of the list of personnel to be paid. 6. The human-computer interaction mode of the graphical user interface: the graphical user interface can be interacted by clicking, pressing or sliding the graphical user interface. 7. The change state description of the graphical user interface: the front view is the import list of personnel to be paid interface, and the list of personnel to be paid can be uploaded here. Click the import button to display the import result as change state figure 1; click the × button in the upper right corner of change state figure 1 to close the import result, click the upload button to enter change state figure 2; click the right side accounting button in change state figure 2 to enter change state figure 3; click the project settlement button in change state figure 3 to enter change state figure 4; click the right side confirmation settlement button in change state figure 4 to display the prompt as change state figure 5; click the confirm button in change state figure 5 to enter change state figure 6; click the payment button in change state figure 6 to display the transaction verification code as change state figure 7; click the confirm button in change state figure 7 to enter change state figure 8; click the online payment button in change state figure 8 to enter change state figure 9; click the re-payment button in change state figure 9 to enter change state figure 10.

The application provides an environment perception-based multi-payment channel adaptive switching method and device, and relates to the online payment technical field.The method comprises the following steps: monitoring environment parameters in real time through an environment perception module, and mapping the monitored environment parameters into adjustment factors of switching control parameters; establishing a threshold deviation quantization model according to the environment parameters, calculating a threshold deviation expected value in real time, and superimposing the threshold deviation expected value on an original switching threshold before a switching decision to form a dynamic correction threshold; and performing adaptive switching of the multi-payment channel based on the dynamic correction threshold.The application can effectively improve the success rate and stability of the multi-payment channel switching.

This application discloses a method, apparatus, device, system, and medium for activating online payment services, belonging to the field of data processing. The method includes: receiving service activation information transmitted by a card-issuing institution platform through a preset information interface. The service activation information includes user identity information and resource card service information. The service activation information is generated by the card-issuing institution platform in response to a resource card application message after activating a resource card for a user. The resource card application message includes user identity information and payment service activation authorization information. Based on the user identity information, user matching is performed in a first database, and the resource card service information is bound to a service user identifier in the first database corresponding to the user identity information, thereby activating the resource card's online payment service on the payment service platform. Embodiments of this application can improve the efficiency of activating online payment services.

This specification discloses a business processing method, apparatus, computer-readable storage medium, and electronic device. A digital currency SIM card is installed on a mobile terminal. The digital currency SIM card includes a digital currency security chip, which stores the digital currency of a digital currency account. First, in response to a business request to execute an online transaction, the transaction amount required for the online transaction is determined. Second, the digital currency information corresponding to the transaction amount is obtained from the digital currency security chip. Finally, the digital currency information is sent to a server, so that the server executes the online transaction based on the digital currency information. This method can retrieve the digital currency information corresponding to the transaction amount from the digital currency security chip for online payment.

The aim is to allow customers to use online payment services with their own information and communication devices while minimizing inconveniences to store operations. [Solution] The transaction processing device of the embodiment comprises a registration means, a detection means, and a processing means. The registration means registers a product specified by a user operating on a terminal device within the store as a transaction product. The detection means detects that the terminal device is in an acceptable state, located within a predetermined area within the store. The processing means executes a process to settle the price of the product registered as the subject of a transaction by the registration means using an online payment service in response to an operation by the user on the terminal device, and starts this process only when the detection means has detected that the store is in an acceptable state.

The present disclosure provides a parking unmanned toll management method, device and storage medium, relates to the technical field of parking management, and can perform refund processing after ETC parking fee deduction is completed, thereby improving user experience. The specific technical scheme is as follows: when a target vehicle arrives at an exit of a parking lot, a parking fee deduction instruction is sent to an ETC device at the exit; when an identification of parking fee deduction failure sent by the ETC device is received, an automatic switching to an alternative self-service online payment mode is performed; when an identification of parking fee deduction success sent by the ETC device is received, an ETC parking fee deduction record of the target vehicle is recorded; and the ETC parking fee deduction record is sent to an ETC settlement platform.

Embodiments of the present application provide a tax payment automatic processing method and a bank system. The method comprises: paying a deduction amount from an electronic wallet to an account designated by a tax system based on a deduction request; determining a real-time risk level of the deduction operation based on input parameters based on a preset dynamic risk assessment model to generate a risk level; generating a tax payment voucher containing a risk assessment report, a blockchain storage number, and a sub-account verification result in combination with the risk level; and synchronizing the tax payment voucher to a tax system, a core database to which the electronic wallet belongs, and a local storage module of a mobile terminal, respectively. Therefore, the problem of low efficiency of online payment in related technologies is solved.

A system is provided.SOLUTION: A system comprising: means for inputting body size information of a user; means for storing the body size information in a database; means for acquiring a past purchase history of the user and recommending an optimum product size based on the body size information and the purchase history; means for transmitting and displaying recommended product information to a user terminal; means for providing online payment means for purchasing a product selected by the user; and means for giving a privilege point or a coupon based on the payment.SELECTED DRAWING: Figure 1