56 results about "Online payment" patented technology

The invention relates to the technical field of payment transaction security detection, and discloses an insurance online payment transaction security real-time detection method and system, and the method comprises the steps: obtaining macroscopic transaction characteristics and microdynamics data; user cognitive parameters are generated through the cognitive dynamics model; fusing the macroscopic features and the cognitive parameters to construct a hybrid vector; mapping the mixed vector to a potential field, and calculating an instant risk value; calculating a risk trend based on the vector change and the potential field gradient; the risk value and the trend index are integrated, and the safety level is detected; the system comprises a data acquisition module; a cognitive parameter generation module; a state vector construction module; a risk potential energy calculation module; a path trend analysis module; and a risk level decision module. According to the method, the unified mixed state vector is constructed, deep fusion and integrated representation are carried out on heterogeneous data from the macroscopic transaction environment and the microcosmic user behaviors, and the fundamental defect of complex risk modes emerging due to cross-dimension feature coupling in recognition in the prior art is overcome.

Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.

The application relates to the technical field of computers and digital management, can be applied to the to-enterprise performance scene of medical health, and discloses a to-enterprise health activity online management method, platform, system, equipment and medium. The method comprises the following steps: receiving a to-enterprise health activity demand from a demand side platform and splitting the to-enterprise health activity demand into service sub-projects, and distributing the service sub-projects to corresponding auditing subjects for auditing in parallel; generating a unified task sheet after all the service sub-projects are audited to be passed, and sending the unified task sheet to a supplier platform; receiving service execution schemes from the supplier platform after the unified task sheet is confirmed by each supplier platform, and forming a unified execution scheme; completing online collection through the demand side platform; receiving a performance certificate of the service sub-projects bound by the supplier platform, and completing online payment after the performance certificate is audited to be passed. The application realizes the online of the whole process of the to-enterprise health activity, shortens the auditing and settlement cycle, improves the process transparency and controllability, eliminates human errors, and is suitable for to-enterprise health activity service performance management.

The embodiment of the invention discloses a payment processing method and device, computer equipment and a storage medium, and the method comprises the steps: obtaining a payment request initiated by a first object at a target client, the payment request being used for indicating the payment processing of a payment account of a second object at the target client, the second object is a payment association object of the first object, the second object comprises N payment accounts at the target client, and N is an integer greater than or equal to 1; grouping and screening the N payment accounts to obtain a target account group supporting execution of payment processing, the target account group including M payment accounts, M being an integer greater than or equal to 1 and less than or equal to N; and performing payment polling processing on the M payment accounts of the target account group to obtain a payment processing result corresponding to the payment request, thereby improving the success rate of online payment based on the associated accounts.

The application relates to the technical field of payment transaction security detection, and discloses an insurance online payment transaction security real-time detection method and system. The method comprises the following steps: acquiring macroscopic transaction features and microscopic dynamic data; generating user cognitive parameters through a cognitive dynamic model; fusing the macroscopic features and the cognitive parameters to construct a hybrid vector; mapping the hybrid vector to a potential field to calculate an instant risk value; calculating a risk trend based on vector changes and a potential field gradient; comprehensively detecting a security level based on the risk value and the trend index. The system comprises the following modules: a data acquisition module, a cognitive parameter generation module, a state vector construction module, a risk potential calculation module, a path trend analysis module and a risk level decision module. The application constructs a unified hybrid state vector, deeply fuses and integrally represents heterogeneous data from a macroscopic transaction environment and microscopic user behaviors, and solves the fundamental defects of the prior art in identifying complex risk patterns emerging due to cross-dimension feature coupling.

To reduce the irrationality of a user relating to on-line settlement accompanying the content change of a transaction.SOLUTION: A transaction processor includes registration means, settlement request means, change means, cancellation request means, determination means, and settlement control means. The settlement request means performs settlement request processing for requesting a settlement server to perform settlement relating to the transaction of the content registered by the registration means. The change means changes the content of the settled transaction. The cancellation request means performs cancellation request processing for requesting the settlement server to cancel settlement related to the transaction whose contents are to be changed by the change means. The determination means determines the settlement amount before the change by the change means. The settlement control means controls the cancellation request means and the settlement request means so as to perform the cancellation request processing and then perform the settlement request processing related to the transaction after the change when the settlement amounts before and after the change are different, and so as not to perform the cancellation request processing and the settlement request processing when the settlement amounts before and after the change are the same.SELECTED DRAWING: Figure 3

The application discloses a kind of online payment method and device based on wechat payment suitable for meeting system, including: user fills out registration information, after registration fee related information, meeting payment system gives required cost, user sends payment request, meeting payment system generates user registration order and payment order, simultaneously, it is called the ordering interface of wechat payment platform to generate prepayment transaction, and according to prepayment transaction link, payment two-dimensional code is generated for user to scan code, after completion, wechat payment platform asynchronously informs meeting system payment result, meeting payment system updates local payment state and user registration order state, and prompts registration success to user.The application provides a kind of quick, safe payment mode to handle meeting fee payment, improves user experience and meeting organization efficiency.

1. Name of the product in this design: Embedded Self-Check-in Machine (E-Q2.0). 2. Application of this design: It is intended for use in hotels, guesthouses, and other similar establishments to enable order verification, self-service check-in, one-click check-out, facial recognition, and online payment. It is intended to be used as an embedded self-service check-in machine integrated with a check-in service system. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: 3D view 1.

The invention provides a residence maintenance fund household interest calculation method based on a product interest calculation method, and belongs to the technical field of residence maintenance fund application. Comprising the following steps: logging in house information by scanning a maintenance fund payment notice issued by a property manager or paying attention to an official account, and obtaining a payment amount; establishing a maintenance project, performing online examination and approval, online coincidence and online payment on a maintenance fund amount through a bank-enterprise direct connection function, and allocating the payment amount to a virtual account of an owner; obtaining a bank statement, generating a reconciliation statement, and obtaining interests and interest rates; acquiring payment, expenditure and historical income data of each user, calculating total interest based on the interest and the interest rate, and sharing the total interest to the virtual account of each owner; and the payment, expenditure and interest bearing details of the user are inquired in the owner virtual account through the official account. Full-process online management and household interest calculation of residence maintenance funds are realized, and transparency and fairness of payment, use and income of the maintenance funds of each owner are ensured.

1. Name of the product in this design: Lightweight self-service equipment. 2. Purpose of this design: This design integrates various financial peripheral modules and is used for financial services such as counter self-service business processing, online payment, and card payment. 3. The key design features of this product are its overall shape. 4. The image or photograph that best illustrates the design's key points: a 3D model.

1. Name of the product in this design: U-Shield. 2. Purpose of this design: For use in the field of financial electronic payment, to ensure the security of online payments. 3. The key design feature of this product is its shape. 4. The image or photograph that best illustrates the design's key points: a 3D model.

The invention provides an online payment information reminding method and system, and relates to the technical field of online payment information reminding, and the method comprises the steps: obtaining a video shot by a camera of a shopping crowd; based on the video shot by the camera of the shopping crowd, using a generative adversarial network to generate a subsequent payment video of the shopping crowd; determining a plurality of payment time periods and the number of payment information of each payment time period by using a payment processing model based on the subsequent payment video of the shopping crowd; determining the broadcasting speed of each payment time period based on the plurality of payment time periods and the number of the payment information of each payment time period; and performing data reminding based on the broadcast speed of each payment time period. The method can accurately determine the broadcast speed of each payment time period.

We provide the system. [Solution] Means of collecting online payment information, Means of obtaining financial market data, A means for analyzing users' spending patterns and investment trends using the aforementioned online payment information and financial market data, A means for evaluating the user's risk tolerance based on the aforementioned analysis results, A means for generating personalized financial advice, taking into account the aforementioned risk tolerance and market trends, A means of notifying the user of the aforementioned advice, A system that includes this.

To facilitate recovery in cases where online payment processing during settlement fails. [Solution] The accounting machine comprises a display processing means and an execution means. The display processing means displays a button on the display unit for executing a process to obtain online payment settlement data when it is not possible to obtain online payment settlement data based on data stored in the online payment server during the settlement processing of the accounting machine. The execution means obtains the online payment settlement data based on the selection of the button.

This invention discloses a method, system, apparatus, and online payment clearing platform for processing reconciliation files. The method includes: generating a key file corresponding to a terminal; generating a first reconciliation file based on the transaction flow data of the terminal within a transaction period; encrypting the first reconciliation file based on a first digital envelope included in the key file to generate a second reconciliation file; performing hash signature processing on the key file to generate a first signature file; and performing hash signature processing on the second reconciliation file to generate a second signature file; and sending the key file, the first signature file, the second reconciliation file, and the second signature file to the terminal, so that the terminal can perform business reconciliation processing based on the received files. Encrypting the reconciliation file through a two-layer data encryption mechanism improves the security of the information data in the reconciliation file; the two-layer data signature mechanism enhances the non-repudiation and tamper-proof capabilities of the reconciliation file.

The application relates to the technical field of key generation, in particular to a data encryption and key generation method for online payment, which comprises the following steps: extracting a touch rhythm to generate a sequence, performing round encoding to construct a bit structure, and combining amount information to generate a key. In the application, user touch behavior characteristics are converted into a rhythm sequence, a dynamic encryption basis is constructed through sequence rotation and bit mapping mode, a user behavior level parameter is introduced in the key generation process, payment behavior and transaction data are deeply bound by fusing amount section labels, the key generation no longer depends on fixed rules or external key negotiation process, independent key output on the terminal side is realized through sequence structure reorganization and template parameter matching, the individuality and unpredictability of the key are improved, the identification ability for imitated behavior and the protection effect for man-in-the-middle attack are enhanced, and the problems of static characteristics and response lag of the traditional key mechanism in actual deployment are effectively alleviated.

The disclosed computer-implemented method for utilizing a browser extension to encrypt online payment information may include (i) detecting, utilizing the browser extension, a payment form provided by an online merchant during a customer transaction session, (ii) determining a record in a payment service provider database that identifies the online merchant, (iii) receiving, by the one or more computing devices, payment information for completing the payment form, and (iv) performing a security action that protects against a potential malware attack by encrypting the payment information in the payment form for validation by a payment gateway provider and completing the customer transaction session. Various other methods, systems, and computer-readable media are also disclosed.

The invention discloses a medical service platform. The medical service platform comprises a user management module which is used for registration, login, identity verification and user information management; the appointment and registration module is used for providing online doctor appointment or medical service functions including date, time and doctor selection; the electronic medical record module is used for storing and managing electronic medical records, including medical record records, examination results, prescriptions and other information, of patients; the payment and settlement module is used for processing payment and settlement of medical service fees, including online payment, insurance settlement and the like; and the system management and security module is used for managing the operation of the whole system, including security, authority control and log recording. According to the invention, more personalized and higher medical suggestions can be provided; the specific conditions and requirements of the patient can be better considered, and the quality and satisfaction of medical services can be better considered.

The disclosure relates to the field of making online payments by integrating social networks and payment networks to a seamless network. In particular, some embodiments of the invention leverage the information in the social network to conduct financial transactions. A social payment network app can incorporate all or most of the functions of credit cards, internet banking and money order companies by using the data and functions already available in the social network. Some embodiments of the invention provide better counterparty recognition, reduce the chance of fraud, or fraud, and provide a cheaper payment platform to consumers or small businesses while also reducing the administrative burden in making and paying purchases or reporting payments and / or expenses to third parties, such as the employer or tax administration.

The invention discloses an intelligent prescription circulation and self-service payment system based on a medicine station, and relates to the field of intelligent medical treatment, and the system comprises an analysis module which is used for receiving an electronic prescription which a patient belongs to and is issued by a hospital, extracting the name, the manufacturer, the specification, the dosage and the basic information of the patient, and converting the information into standardized prescription information; the checking module is used for checking medication rationality and prescription making validity of the standardized prescription information and eliminating illegal prescriptions to construct a list of medicines capable of customizing prescriptions; according to the method, electronic prescriptions are converted into standardized information, medication rationality and prescription effectiveness are accurately verified, illegal prescriptions are eliminated to guarantee medication safety, patients can autonomously select prescription drugs, adaptive drugstores are screened in combination with drugstore inventory and drug supply time efficiency, graded recommendation is given by fusing prices, commuting costs or distribution related factors, and the system is high in efficiency and high in efficiency. The patient can conveniently select an optimal medicine purchasing channel, and the medicine purchasing process is simplified through an online payment channel.

1. The name of the design product: mobile payment terminal. 2. The use of the design product: mobile payment terminal for online payment. 3. The design points of the design product: in shape. 4. The picture or photo that best indicates the design points: perspective view.

The application relates to a privacy protection anomaly detection method for credit card fraud, and relates to the fields of financial risk control and data security. The application proposes an improved LOF anomaly detection method which is fused with distance density selection division, n-additive fuzzy measure and an attention mechanism, is based on the local density features of credit card transaction samples, adopts a distance density selection division algorithm to adaptively divide the transaction data, and applies random multiplier disturbance to the divided data; the similarity between multi-dimensional features is introduced for modeling, and is used for calculating the weighted reachable distance and the local density; the scale influence caused by the disturbance is eliminated through [0, 1] interval mapping, and the key fraud features are weighted in combination with the attention mechanism; potential credit card fraud transactions are identified by calculating the weighted local outlier factor. Under the premise of guaranteeing the privacy and safety of user transaction data, the application improves the accuracy and robustness of credit card fraud detection, and is suitable for bank risk control systems and online payment security detection scenes.

The present invention relates to methods for online checkout between an issuer system of a selected issuer and an acquirer system of an acquirer using mobile payment. An online merchant of an acquirer may provide a URL to request the payment from a payer of an issuer different from the acquirer. The URL is configured to instruct a user device of the payer to receive an issuer list comprising multiple mobile payment service providers, so that the payer may select one from the list as the issuer to pay. Then the URL may instruct the selected issuer to automatically process following steps to deliver the payment from the issuer to the acquirer.

The embodiment of the invention provides a transaction processing method and device, equipment and a storage medium, and relates to the technical field of finance, the technical field of computers and the technical field of online payment. The method comprises the steps of obtaining transaction processing information in response to a transaction processing request initiated by a target object of a client; wherein the transaction processing information at least comprises a transaction type, a transaction amount and a transaction identification code; and performing transaction processing according to the transaction type, the transaction amount and the transaction identification code to obtain a transaction processing result. According to the method, transaction processing can be directly carried out according to the transaction processing request provided by the client, the process of carrying out identity verification first after the transaction processing request is received is avoided, the transaction processing flow is simplified, the online transaction processing efficiency is improved, and the user experience is improved.

The goal is to streamline the reservation management process for each plot and shorten the lead time from reservation application to reservation confirmation. [Solution] A program to be executed on a computer equipped with a processor, the program to cause the processor to execute the following steps: receiving a reservation application from a user, which includes specific information identifying a business operator that wishes to use a section within a target facility, the target section that the business operator wishes to use, the date of use, and the details of use; storing the status of the received reservation application as a provisional reservation; displaying the contents of the reservation application on a first terminal operated by a person in charge of the target facility and receiving a choice of approval or rejection; if an approval choice is received, generating information requesting online payment and sending it to a second terminal operated by the user; and updating the status of the reservation application to confirmed when completion information indicating that payment has been completed is received from the second terminal or an external device.

This involves retrofitting an existing capsule dispensing device to convert it into a device that allows users to obtain capsules via online payment. [Solution] A communication device to be attached to a capsule dispensing device comprising: a rotating handle rotatable by the user; a capsule supply unit that supplies capsules from a capsule storage case to a capsule dispensing port in accordance with the rotation of the rotating handle; a rotation stopper that restricts the rotation of the rotating handle from rotating; and a restriction release unit that releases the restriction on the rotation of the rotating handle by the rotation stopper in accordance with the fact that a coin inserted by the user has stopped at a predetermined position, the device comprising: a receiving unit that receives a drive instruction signal; an operating unit that operates to release the restriction on the rotation of the rotating handle in accordance with the reception of the drive instruction signal by the receiving unit; and a control unit that detects the rotation of the rotating handle or the dispensing of a capsule and returns the operating unit to a state in which the restriction is not released.

The invention relates to an automated digital parking management system with continuous interaction using a smart bot. The system comprises: - an entry module at the entrance, formed by cameras; a guidance and server module corresponding to an administrator of a database of vehicles, payments made and users, which is connected to the entry module and to other modules of the system to receive the images captured when a vehicle enters and to collate or store information on servers for subsequent processing, the module comprising cameras for locating and guiding vehicles; - an information point module, the information points being elements for providing information to clients, which points are physical elements or spaces distributed throughout the facility in which the parking lot is located, or correspond to functionalities of a virtual bot assistant on a mobile device; - a payment and auto-payment module managed for online payment by means of a banking application or for in person payment at an information point; - monitoring points, which are workstations connected to all the system components; - and an exit module, formed by cameras for taking images of the vehicle and / or the user.

The invention discloses an account checking method and device for a financial institution and a storage medium. Relates to the field of artificial intelligence, and the method comprises the steps: obtaining online payment information and income and expenditure detail information of a target account type under the condition of obtaining the authorization of a target user; detecting whether the number of transaction data in the online payment information is equal to the number of transaction data in the income and expenditure detail information, and obtaining a number detection result; determining a range detection result corresponding to the online payment information and the revenue and expenditure detail information by using a batch reconciliation detection model under the condition that the number detection result is equal; and matching the transaction data of the online payment information and the income and expenditure detail information in the target number interval according to the range detection result to obtain a target account checking result. Through the method and the device, the problem of relatively low account checking efficiency of a financial institution in related technologies is solved.

The invention discloses a prepaid card online payment method and device and a computer readable storage medium. The method comprises the steps that carrier authentication operation of a super SIM card is carried out through an e-commerce server; obtaining a key feature code, and generating a first random number; generating token ciphertext data based on the key feature code and the first random number, and sending the token ciphertext data to an e-commerce server, the e-commerce server sending a payment deduction instruction to a bank platform based on the token ciphertext data, and sending the payment deduction instruction to the bank platform based on the token ciphertext data. And the bank platform performs payment and deduction operation on a virtual account corresponding to an online payment request based on the payment and deduction instruction. According to the method and the device, the carrier authentication of the super SIM card and the payment verification through the token ciphertext data are carried out in the payment process, so that the transaction security of the virtual prepaid card is improved, and the risk that funds of the virtual prepaid card are stolen is reduced.

The invention discloses an encrypted financial abnormal behavior detection method and system based on an isolated forest, and belongs to the technical field of financial security. The method comprises the following steps: acquiring financial transaction data of a payment terminal and extracting a feature vector; encrypting the feature vector by adopting a homomorphic encryption algorithm to generate a ciphertext feature vector; performing secret state reasoning on the ciphertext feature vector based on an isolated forest model, and calculating a path depth ciphertext of each sample in the financial transaction data through a lookup table and a homomorphic encrypted MUX gate; and integrating the path depth ciphertext and decrypting to obtain an abnormal score, and judging whether the financial transaction data is abnormal or not according to a scoring result. According to the method, efficient anomaly detection of the financial data in the encryption state is realized, the privacy security of the whole flow of the data is ensured, and meanwhile, the detection efficiency is remarkably improved by optimizing ciphertext calculation logic. The method is suitable for scenes of online payment risk control, fraud prevention and the like, and has high security, high real-time performance and strong expansibility.