4884 results about "Library science" patented technology

Rights management information is used at least in part in a matching, narrowcasting, classifying and/or selecting process. A matching and classification utility system comprising a kind of Commerce Utility System is used to perform the matching, narrowcasting, classifying and/or selecting. The matching and classification utility system may match, narrowcast, classify and/or select people and/or things, non-limiting examples of which include software objects. The Matching and Classification Utility system may use any pre-existing classification schemes, including at least some rights management information and/or other qualitative and/or parameter data indicating and/or defining classes, classification systems, class hierarchies, category schemes, class assignments, category assignments, and/or class membership. The Matching and Classification Utility may also use at least some rights management information together with any artificial intelligence, expert system, statistical, computational, manual, or any other means to define new classes, class hierarchies, classification systems, category schemes, and/or assign persons, things, and/or groups of persons and/or things to at least one class.

A method and system is provided for storing and manipulating customer purchase information received from a plurality of sources. A computer system may be used comprising a storage device for storing the customer purchase information and a processor for processing the customer purchase information. The method may include receiving the customer purchase information; organizing the customer purchase information within a predetermined organizational structure; creating a customer preference based at least in part on the customer purchase information; and aggregating customer purchases for merchant classes based on the customer purchase information so as to generate aggregated customer purchase information. The method may further include generating marketing information based on at least one of the customer preference and the aggregated customer purchase information.

A method of managing documents related to a patent application. In one embodiment the method includes generating an invention disclosure from a first client system coupled to a server system over a first communication network, where the first client system is associated with a first technology developer; storing the generated invention disclosure in a database accessible to the server system; drafting a patent application for the invention disclosure from a second client system coupled to the server system over a second communication network, where the second client system is associated with a patent practitioner; storing the drafted patent application in the database; generating an instruction to file the patent application from a client system associated with either the technology developer or the patent practitioner; and receiving the instruction at the server system and causing the patent application to be filed in a patent office.

A computer-based customer tracking system uses a passive biometric identification for identifying customers. Neither the customer, nor any establishment personnel, are required to enter any informational data with respect to the customer; identification is done completely biometrically. Biometric identification information is sent to a central computer processor, which searches files in a library for matching biometric data. If no match is found, the processor opens a new file in the library, assigning a code or identification number to the file. Information with respect to the customer's biometric data, along with any transactional information, are stored in the file. If prior activity information stored in the file exceeds a predetermined level, information with respect to the customer's prior activity is retrieved from the file and sent to a terminal, preferably at the location of the transaction. Any new information from the transaction is then sent to the processor and stored for future access. The processor scans the files periodically, and deletes files for which the activity level in the file is below a certain predetermined level over a preselected time period. Deletion of inactive files precludes the processor memory from being overloaded with information which is not useful to the establishment, and also reduces the amount of time necessary for the processor to search library files for biometric matches.

Disclosed are methods and systems for redeeming virtual coupons by associating the coupons with consumers' credit cards for redemption. In disclosed methods, coupon databases are associated with consumers and associated with the consumers' credit cards. Coupon offers are stored in the coupon databases and are redeemed by consumers by the use of the credit cards that are associated with the consumers' coupon databases.

A surrogate system for the transparent control of electronic commerce transactions is provided through which an individual without a credit card is enabled to shop at online merchant sites. Upon opening an account within the surrogate system, the account can be funded using numerous fund sources, for example credit cards, checking accounts, money orders, gift certificates, incentive codes, online currency, coupons, and stored value cards. A user with a funded account can shop at numerous merchant web sites through the surrogate system. When merchandise is selected for purchase, a purchase transaction is executed in which a credit card belonging to the surrogate system is temporarily or permanently assigned to the user. The credit card, once loaded with funds from the user's corresponding funded account, is used to complete the purchase transaction. The surrogate system provides controls that include monitoring the data streams and, in response, controlling the information flow between the user and the merchant sites.

A system for navigating an online information system is disclosed. Subscribers provide topic and action preferences to traverse to a customized content area in which related tasks may be completed. Customized content areas are reached after subscribers make three or fewer selections. Paths to customized content areas are similar for all combinations of topics and actions so subscribers learn quickly how to navigate to any area of the information service.

The method comprises processing plural product information records from the product information sources into one or more groups based on which product information records are likely to correspond to the same product, correlating a unique product ID corresponding to the product associated with each of said groups to identify the product, comparing each identified product to categories of a taxonomy to determine a category for the identified products in the taxonomy, and determining attributes for each categorized product based on the product information records corresponding to each group, creating product specifications based on the determined attributes and storing the product specification in the corresponding determined categories of the taxonomy.

An electronic book having various features for manipulating text or other information. The subscriber may highlight, cut and paste, copy and paste, and annotate information within an electronic book. A multiple page view feature permits the subscriber to simultaneously view any plurality of pages of an electronic book, and a multiple screen feature permits the subscriber to view one or more pages on a viewer having multiple screens. A picture-in-picture feature permits the subscriber to simultaneously view a page of an electronic book along with other content, such as a television program or information from another electronic book. The picture-in-picture feature may display an electronic book page as a main image wrapped around an inset image.

The invention concerns a system for managing resources, which can take the form of (a) computer-compatible information, such as data files and programs, and (b) non-computer-compatible information, as data contained on microfiche, and (c) physical objects. The resources are located at graphically diverse sites. The invention contains a descriptive profile for each resource, and allows any user to search all profiles, and to search the profiles according to "fields" (a database term), such as by location of the resources, or by category of the resources. The user can order delivery of a selected resource, and the system causes delivery of the resource to be executed, irrespective of the form (eg, physical object) of the resource. The invention allows a provider of a new resource to limit access to the resource, by identifying users who are authorized to obtain access to the resource. Non-authorized users cannot obtain access to the profiles of these resources.

A Web site is provided that contains an array of informative resources including for-pay services and extranet functions to serve consumers and traditional players in the financial services industry, including financial counselors, mortgage brokers, direct lenders, large national credit issuers, and third-party credit report re-sellers, plus information seekers such as the press, consumer groups, and government agencies. A primary focus is to educate consumers, consumer groups, and the consumer press by offering them access to the exceptionally high-quality information, both general and personal, about the practices of collection, storing, reporting, and evaluating consumer credit data.

Methods and systems for carrying out financial transactions include creating unique aliases for payment instrument having associated identification numbers, associating the created aliases to the payment instruments and enabling consumer use of the aliases to carry out financial transactions. Various special point-of-sale devices may be employed to carry out the financial transactions.

A search system associates contextual metadata with search terms and/or stored terms to facilitate identification of relevant information. In one implementation, a search term is identified (4304) from a received search request. The search term is then rewritten (4306) in standard form and the standard form term is then set (4308) as the current search parameter. A source database is then searched (4310) using the current search parameter. If any results are obtained (4312) these results may be output (4320) to the user. If no results are obtained, a parent classification of the search term is set (4316) as the current search parameter and the process is repeated. The invention thereby provides the ease of use of term searching with the comprehensiveness of category searching.

The present invention discloses a method for providing presence information, a watcher, a presence server, a presence system and a presentity. It enables the provisioning of history and future presence information, while the prior arts can provide only presence information corresponding to the current time. The method provided by the present invention includes: setting time elements of presence information; recording relevant time information of presence information in the time elements; providing the watcher with presence information together with relevant time information.

In one embodiment, a ticket entry system and method include a program management system, a spatial management system, a data management system, and a user interface. The program management system receives contact information and a search criteria for a locate request. The program management system transmits the search criteria to the spatial management system. The spatial management system geocodes the search criteria and retrieves map data from the data management system corresponding to the search criteria geocode. The spatial management system transmits the map data to the program management system. The program management system transmits the map data to the user system and, in return, receives an indication of a site location where the operation is to be performed. The program management system transmits the site location indication to the spatial management system. The spatial management system geocodes the site location indication and transmits the site location geocode to the program management system. The program management system creates a locate ticket, which comprises the site location geocode and the contact information.

A mechanism to classify source documents into one of two categories, either likely to contain desired information or unlikely to contain desired information. Generally some form of rules based classification in conjunction with deeper analysis using advanced techniques on difficult cases is utilized. The rules based classification is generally good for eliminating cases from further consideration and for identifying documents of interest based on generally discernable relationships between data or based on the presence or absence of data. The deeper analysis is used to uncover more complex relationships between data that may identify documents of interest. Portions of the process may use the entire document while other portions of the process may use only a portion of the document.

A purchase-transaction-settled online consumer referral and reward system and method using real-time specific merchant sales information is provided. The system offers merchants a one-stop place for freely publishing of their real-time and specific sales offers and offers a risk-free service to merchants to use, who will be charged only after a referred purchase occurs and a revenue income is made. The system also allows merchants to determine how much they pay to the service provider for each referred purchase transaction, based on their profit margin and market competitiveness and the system serves all merchants, online or offline, big or small, and regardless of buy, sell, and payment settlement technologies in use. The system also offers consumers a one-stop place for finding matching sales offers specifically meeting their needs, refers consumers to merchants to buy at existing merchant establishments and rewards consumers with each purchase transaction led from the service provider.

The present invention is related to a method for issuing a credit card to a customer in combination with providing credit management information services for the customer. Customers are solicited by various means and a credit account is offered to the customer. The exact terms of the credit account offered depend on the creditworthiness of the customer. The customer also receives credit management information services including information as to what actions the customer could take to improve the customer's credit rating and improve the terms of the credit account. After a credit account is issued to the customer, the customer receives additional and on-going credit management information services, including credit management information based on the customer's use of the credit account.

A method and system for providing integrated credit derivative brokerage services, the method or system including or using a credit trading arrangement, a credit trade capture arrangement, a trade management service arrangement to process trade data for the credit trading arrangement and the credit trade capture arrangement, and a central repository arrangement to store market data and shared reference data.

Disclosed are methods and systems for redeeming virtual coupons by associating the coupons with consumers' credit cards for redemption. In disclosed methods, coupon databases are associated with consumers and associated with the consumers' credit cards. Coupon offers are stored in the coupon databases and are redeemed by consumers by the use of the credit cards that are associated with the consumers' coupon databases.

A computer system and method is disclosed for pre-qualifying vendors for buyers and/or industries using vendor criteria information associated with buyers and/or industries and vendor qualification information associated with vendors. Vendors and buyers enter the vendor qualification information and vendor criteria information, respectively, into a database in a hierarchical and relational manner. The computer system compares entered vendor qualification information to stored vendor criteria information to pre-qualify vendors for buyers and/or industries. The computer system further monitors the stored vendor qualification information and requests updated vendor qualification information from the vendors to maintain vendor qualification on a per industry and/or per buyer basis.

A system for managing documents, comprising: interfaces to a user interface, proving an application programming interface, a database of document images, a remote server, configured to communicate a text representation of the document from the optical character recognition engine to the report server, and to receive from the remote server a classification of the document; and logic configured to receive commands from the user interface, and to apply the classifications received from the remote server to the document images through the interface to the database. A corresponding method is also provided.

An interactive credit report educational and counseling system provides a method and system for compiling, presenting and explaining a consumer's credit report in an easier to understand and more user friendly format. A consumer's credit performance information is characterized and a customized display of a consumer's credit report information is provided. Through the customized display of information the user may access detailed explanations regarding the information contained within their credit report. Based on the characterization of the consumer's credit performance an action plan may be generated allowing the consumer to receive counseling as to actions to avoid or to take to enhance their credit score, thereby improving their credit worthiness.

A tabulating system and method analyzes content posted and/or queried by an online community. The content can be searched based on a search filter executed at defined intervals, and the system can also reach through to locate and extract content from other remote systems. Community postings and queries can be tabulated to determine “hot topics” of interest to the community, to enhance the appeal and stickiness of a website. Furthermore, subscribers can also formulate and define their own custom searches to be run on their behalf to identify the existence of particular content on the website.

The present invention is a method and system for an online reservation system providing services of multiple categories of service providers. A user may enter the online reservation system by clicking on a button either embedded in a directory services search result for a particular service provider or located on a particular service provider's website. Alternatively, a user may search for service providers through the online reservation system by entering criteria such as category of service, pricing, rating, location, or time and day of availability of the service. Both users and service providers receive electronic confirmation and reminders for the booked appointments.

Service providers may integrate all of their appointments with a calendar maintained by the online reservation system. The system automatically collects client data and may provide accounting services.

A method and a system for information management and control is presented, based on modular and abstract description of the information. Identifiers are used to identify features of interest in the information and information use policies are assigned directly or indirectly on the basis of the identifiers, allowing for flexible and efficient policy management and enforcement, in that a policy can be defined with a direct relationship to the actual information content of digital data items. The information content can be of various kinds: e.g., textual documents, numerical spreadsheets, audio and video files, pictures and images, drawings etc. The system can provide protection against information policy breaches such as information misuse, unauthorized distribution and leakage, and for information tracking.

Search engine process operates on data collections to expand a user's knowledge about select content (SC) words, data objects, etc. A prioritized hierarchical taxonomic system (H-tax-sys) encompasses some SC is set, input data is classified thereto, and non-matching data (non-SC) is identified. The non-SC are used as a search terms. Additionally-optionally, the process identifies input data as SC per n priority H-tax, and uses these as search terms. Additionally-optionally, input data matching SC is added as search terms. Additionally-optionally, search terms are extracted from the input based upon H-tax. Supplemental documents are gathered, H-tax classified, mapped and represented with and without mapped search terms.

An information management system is described herein which maintains collected information that pertains to users, received from one or more data sources. The information management system also maintains a store of consent information. The consent information describes, for each user, at least one permission rule (established by the user) which enables at least one data consumer to receive at least part of the collected information for that user. Upon the occurrence of a triggering event, an information distribution module operates by distributing identified part(s) of the collected information to appropriate data consumer(s), as governed by the consent information. In this manner of operation, the consent information functions as global metadata which, from a centralized platform, governs the dissemination of the collected information to any data consumer in an application-agnostic manner.

Network system provides a real-time adaptive recommendation set of documents with a high statistical measure of relevancy to the requestor device. The recommendation set is optimized based on analyzing text of documents of the interest set, categorizing these documents into clusters, extracting keywords representing the themes or concepts of documents in the clusters, and filtering a population of eligible documents accessible to the system utilizing site and or Internet-wide search engines. The system is either automatically or manually invoked and it develops and presents the recommendation set in real-time. The recommendation set may be presented as a greeting, notification, alert, HTML fragment, fax, voicemail, or automatic classification or routing of customer e-mail, personal e-mail, job postings, and offers for sale or exchange.

A method for exchanging information between providers and users of products and services in which an information management system is established that is computer based and has information processing and storage capabilities. The system also has electronic communication connections that permit buyers and sellers to electronically connect with the information management system for information exchange. Limited electronic access to the information management system is granted to approved sellers of products and services. After approval, each such seller is enabled to access inventory information of that seller for amendment purposes. Similarly, limited electronic access to the information management system is granted to approved buyers of products and services and are provided a searching capability to search a compilation of a plurality of seller's inventory information using criteria specified by that approved buyer. Last, a buyer's listing of products and services is compiled from the compilation of the seller's inventory information for that buyer based on that buyer's search criteria and in which duplicate inventory items are removed therefrom.