Method and system for electronic banking transactions of other bank cards

An e-banking and business processing technology, applied in payment system structure, data processing applications, instruments, etc., can solve problems such as poor usability, no e-banking system, and reduce the risk of safe use, so as to improve functions, solve poor usability, The effect of reducing the risk of safe use

Inactive Publication Date: 2015-03-11
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the embodiments of the present invention is to provide a method and system for handling other bank card electronic banking services. With the present invention, the business functions of other bank cards can be processed through the bank's electronic channel transaction system, reducing the nu...

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  • Method and system for electronic banking transactions of other bank cards
  • Method and system for electronic banking transactions of other bank cards
  • Method and system for electronic banking transactions of other bank cards

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Embodiment Construction

[0032] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0033] It should be noted that the terms used in the embodiments of the present invention are only for the purpose of describing specific embodiments, and are not intended to limit the present invention. As used in the embodiments of the present invention and the appended claims, the singular forms "a", "said" and "the" are also intended to include the plural forms unless the context clearly indicates otherwise. It should also be understood that the term "and / or"...

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Abstract

The embodiments of the invention disclose a method for electronic banking transactions of other bank cards. The method comprises the following steps: receiving registration account number information input at local bank clients through networks, and according to the registration account number information, finishing account registration at the electronic transaction platforms of the local bank clients; obtaining transaction processing requests of other bank cards, wherein the transaction processing requests carry correlation transaction packets, and other bank cards are other bank cards which establish binding relations with registration account numbers on the basis of the electronic transaction platforms of the local bank clients; according to the correlation transaction packets, analyzing service types of the transactions of other bank cards; and according to the analyzed service types of the transactions, performing service processing on other bank cards through the electronic transaction platforms of the local bank clients. By using the method and system provided by the invention, the function of processing services of other bank cards through a local bank electronic channel type transaction system is realized, and the trouble generated when users hold and keep safety shields of multiple banks and memorize user names and passwords of multiple E-banks or mobile phone banks is reduced.

Description

technical field [0001] The invention relates to the technical field of account management, in particular to a method and system for handling other bank card electronic banking services. Background technique [0002] With the development of the financial industry, various banks have blossomed everywhere, such as China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China. In fact, many customers have cards of multiple banks, and have online banking or mobile banking of multiple banks. [0003] At present, the existing electronic banking system only supports business transactions initiated by the bank's account, and cannot meet the needs of business transactions initiated by other banks' cards. Customers need to enter the online banking or mobile banking of multiple banks separately to conduct transactions, and at the same time need to master the usage methods of multiple online banking or mobile banking, hold and keep the security shields...

Claims

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Application Information

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IPC IPC(8): G06Q20/08G06Q40/02
CPCG06Q20/341G06Q40/03
Inventor 邬大卫张勇王鑫郭思文刘晓凯
Owner CHINA CONSTRUCTION BANK
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