Method and system for electronic banking transactions of other bank cards

Abstract

The embodiments of the invention disclose a method for electronic banking transactions of other bank cards. The method comprises the following steps: receiving registration account number information input at local bank clients through networks, and according to the registration account number information, finishing account registration at the electronic transaction platforms of the local bank clients; obtaining transaction processing requests of other bank cards, wherein the transaction processing requests carry correlation transaction packets, and other bank cards are other bank cards which establish binding relations with registration account numbers on the basis of the electronic transaction platforms of the local bank clients; according to the correlation transaction packets, analyzing service types of the transactions of other bank cards; and according to the analyzed service types of the transactions, performing service processing on other bank cards through the electronic transaction platforms of the local bank clients. By using the method and system provided by the invention, the function of processing services of other bank cards through a local bank electronic channel type transaction system is realized, and the trouble generated when users hold and keep safety shields of multiple banks and memorize user names and passwords of multiple E-banks or mobile phone banks is reduced.

Description

technical field [0001] The invention relates to the technical field of account management, in particular to a method and system for handling other bank card electronic banking services. Background technique [0002] With the development of the financial industry, various banks have blossomed everywhere, such as China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China. In fact, many customers have cards of multiple banks, and have online banking or mobile banking of multiple banks. [0003] At present, the existing electronic banking system only supports business transactions initiated by the bank's account, and cannot meet the needs of business transactions initiated by other banks' cards. Customers need to enter the online banking or mobile banking of multiple banks separately to conduct transactions, and at the same time need to master the usage methods of multiple online banking or mobile banking, hold and keep the security shields...

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the embodiments of the present invention is to provide a method and system for handling other bank card electronic banking services. With the present invention, the business functions of other bank cards can be processed through the bank's electronic channel transaction system, reducing the number of users Holding and keeping the security shields of multiple banks, remembering the user names and passwords of multiple online banking or mobile banking, reduces the user's risk of safe use, and solves the problem of online banking and mobile banking for some small banks. Poor system availability and no problems with e-banking systems

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