The invention relates to the technical field of
data processing, can be applied to the field of science and technology finance, and discloses a credit evaluation method and device for multi-
source data co-
processing and related equipment. The method comprises the steps of receiving credit
evaluation data of at least two types of preset data sources, and performing cleaning, time scale unification and numerical
standardization processing on the credit
evaluation data to form standardized multi-source
feature data; constructing credit portrait data based on the standardized multi-source
feature data; performing scoring reasoning on the credit portrait data through a pre-trained credit extension evaluation model, and generating credit extension
evaluation result data through a limit mapping rule; receiving the use behavior data and the performance behavior data, performing
time sequence analysis and deviation identification, and generating credit use behavior
analysis data; and updating credit extension evaluation
model parameters based on the credit use behavior
analysis data, loading the credit extension evaluation
model parameters to a model operation state, outputting credit extension
evaluation result data, and recording
model parameter updating information. According to the method, the dynamic
adaptive capacity of multi-source credit assessment is improved.