1227 results about "Intelligent decision" patented technology

A system for facilitating payment transaction disputes is provided. According to one aspect of the system, a user, such as an issuer, is allowed to use the system to resolve a disputed transaction. Based on information provided by a cardholder, the issuer is able to use the system to retrieve transactional information relating to the disputed transaction reported by the customer for review. When the issuer uses the system to retrieve information relating to the disputed transaction, a case folder is created. The case folder is a repository for storing all the relevant information and documentation relating to the disputed transaction. Using the information retrieved by the system, the issuer then determines whether to initiate a dispute. Alternatively, the system can also be used by an acquirer to respond to a dispute, usually on behalf of one of its merchant. If a dispute is responded to, a questionnaire is then created by the system. Alternatively, the issuer may decline to initiate a dispute and either seek additional information from the cardholder or deny the cardholder's inquiry. The case folder and the questionnaire are created for a specific disputed transaction. The questionnaire is designed to capture information from the cardholder and / or the issuer relating to the disputed transaction. The questionnaire may be pre-populated with previously retrieved transactional information which is stored in the case folder. Relevant documents in support of the disputed transaction may also be attached as part of the questionnaire. Various parties to the dispute may then provide relevant information (including supporting documentation) to the system. The relevant information provided by the parties is maintained in the case folder. The system then keeps track of the relevant timeframes for the case folder to ensure that each party to the dispute is given the correct period of time to respond during the processing of a dispute. Prior to filing the dispute for arbitration or compliance, the system permits the parties to resolve the dispute amongst themselves without the help of an arbiter through pre-arbitration and pre-compliance. If the parties to the dispute are unable to resolve the dispute on their own, the system also permits the parties to resolve the dispute via arbitration or compliance with the help of an arbiter. The system provides the arbiter with access to the case folder to allow the arbiter to render an informed decision on the dispute.

A gaming device that provides an offer / acceptance game, wherein the player preferably knows all the necessary information to make an informed decision whether to risk a currently held award and attempt to obtain a higher value award. The game determines the success or failure of a game event regardless of whether the player risks the offer award. If the player keeps an offer award, the game still displays a success or failure outcome, so that the player can see what the player missed, good or bad. The game also includes a plurality of levels or offers, wherein the player can sequentially trade up a currently held offer award a plurality of preferably predetermined times. The game is preferably embodied in a plurality of sequentially more difficult motorcycle jumps.

Various cognitive communications system architectures and their corresponding Protocol Reference Models (PRMs) are disclosed. Such PRMs incorporate a Cognitive Plane in addition to conventional Data and Management Planes. The additional Cognitive Plane functionality may include, for example, spectrum sensing, spectrum management, geolocation, and security functions. The Cognitive Plane may further include a Policy Engine and a Learning and Reasoning Module. In some embodiments, Management Plane functions may be effectively combined to form a database of primitives (and their respective values) called a Management Information Base (MIB). In addition, techniques are provided by which various components of cognitive and non-cognitive, as well as mesh-enabled and non-mesh-enabled nodes in a network, inter-operate with each other. The architectures allow a Spectrum Manager (or Signal Space Manager) to combine information from various network layers (e.g., PHY / MAC Layers, Spectrum Sensing Function, Geolocation Function, and / or Security Sublayers), and to make informed decisions on spectrum utilization.

A dynamic business process management system and method is disclosed for providing using a least commitment planner to better handle the changes and uncertainties that inevitably occur in the real-world. An embodiment of the invention provides a dynamic business process management system using partial-order planning. An additional embodiment of the present invention includes an intent interpreter module that supports the implementation of intelligent decision support functionality in a corporate information management interface.

The invention relates to data networks, to nodes making up parts of data networks, and to information relating to the characterisation of paths taken by data travelling between nodes in the networks. Path characterisation information is arranged to be conveyed to nodes such that it may be used by nodes subsequently forwarding data. In particular the invention relates to nodes receiving such path characterisation information from upstream nodes, deriving therefrom information indicative of characteristics of a path downstream of said nodes, and using such information to make informed decisions such as routing decisions when forwarding data onward in data networks.