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3301 results about "Decision-making" patented technology

In psychology, decision-making (also spelled decision making and decisionmaking) is regarded as the cognitive process resulting in the selection of a belief or a course of action among several alternative possibilities. Decision-making is the process of identifying and choosing alternatives based on the values, preferences and beliefs of the decision-maker. Every decision-making process produces a final choice, which may or may not prompt action.

Systems and methods for electronically verifying and processing information

A computer implemented method and system which provides current, reliable and accurate personal information regarding a prospective borrower and/or co-borrower. The system includes a central server which receives requests for personal information relating to proposed borrowers, which in turn parses out similar requests relating to that borrower to information sources such as, among others, the Internal Revenue Service, the Social Security Administration, the Daily Banking System and the pertinent credit bureaus. Information corresponding to the respective requests is retrieved from the information sources, and then compiled into a report format and forwarded to the requested party. The requested party may be the borrower/consumer individually, or may be a mortgage broker/agent, lending institution or other party authorized to request and obtain the information. An electronic signature or signatures accompany the request to the central server, which uses same to retrieve personal information data pertaining to the signatory(ies). Various encryption schemes may be employed for security purposes. The invention permits for the retrieval, compilation and reporting of relevant, personal data to a party or parties involved in the loan decision making process without any opportunity for the information to be tampered with by the proposed borrower(s) because the information is obtained electronically and directly from the information depositories.
Owner:GREEN GERALD M +1

System for performing context-sensitive decisions about ideal communication modalities considering information about channel reliability

A system and method for identifying ideal channels for communications based on an analysis of communication channel reliability, communicating party preferences, and communicating party contexts is provided. The system attempts to optimize the utility of a communication based on inferred or directly accessed channel reliability data, communicating party preferences and communicating party contexts. Such optimization can be achieved using reliabilities, preferences and policies concerning handling the attempted contact based on a deterministic specification or through inferring reliability, context, content and task under uncertainty by employing decision-theoretic inferences. The methods may consider channels currently available as well as channels available at later times. Thus, the service can include automated rescheduling of communications based on a consideration of forecasts of reliability and availability. The approach may include the use of forecasts about the time required for a communication and the likelihood that a connection will be dropped or will lose fidelity over this period of time. The methods may also include a consideration of metadata within a standard schema that is transmitted along with a communication attempt, the metadata representing information about attributes like the potential communication channels, the identity of the contactor, the task at hand, and the context of the communicating parties. The invocation of the communication service may be performed in a variety of ways, including single button invocations, and via a communication service that is more deeply integrated with other applications and functionalities.
Owner:MICROSOFT TECH LICENSING LLC

Interactive computer program for measuring and analyzing mental ability

An interactive automatic system and technique for measuring and training of mental ability. In the illustrative embodiment, the invention is implemented on a computer which automatically presents a variety of visual and auditory stimuli. The system then measures reaction to the stimuli, adjusts certain stimulus parameters, and provides scores in response thereto. The scores are tabulated and displayed for analysis. In particular embodiments, the invention tests for physical reaction time, perceptual awareness thresholds, attention level, speed, efficiency and capacity of information processing by the brain and elementary cognitive processes, including memory, memory access and decision-making speed. The invention measures, identifies and quantifies noise in the subject's brain and elementary cognitive processing system, and the information exchange rate between the subject's left and right brain hemispheres. The inventive system compiles a history of the test scores, renders an overall performance rating, and delivers comments based on the subject scores. The complexity of the tests are adjusted based on the scores to optimally challenge cognitive capacities, thereby rendering more accurate evaluations of cognitive capacity, and optimizing learning of desired improvements in perceptual, physical and mental response speeds and efficiencies.
Owner:BCI

Flexible engine and data structure for packet header processing

A pipelined linecard architecture for receiving, modifying, switching, buffering, queuing and dequeuing packets for transmission in a communications network. The linecard has two paths: the receive path, which carries packets into the switch device from the network, and the transmit path, which carries packets from the switch to the network. In the receive path, received packets are processed and switched in an asynchronous, multi-stage pipeline utilizing programmable data structures for fast table lookup and linked list traversal. The pipelined switch operates on several packets in parallel while determining each packet's routing destination. Once that determination is made, each packet is modified to contain new routing information as well as additional header data to help speed it through the switch. Each packet is then buffered and enqueued for transmission over the switching fabric to the linecard attached to the proper destination port. The destination linecard may be the same physical linecard as that receiving the inbound packet or a different physical linecard. The transmit path consists of a buffer/queuing circuit similar to that used in the receive path. Both enqueuing and dequeuing of packets is accomplished using CoS-based decision making apparatus and congestion avoidance and dequeue management hardware. The architecture of the present invention has the advantages of high throughput and the ability to rapidly implement new features and capabilities.
Owner:CISCO TECH INC

Deep and reinforcement learning-based real-time online path planning method of

ActiveCN106970615AReasonable method designAccurate path planningPosition/course control in two dimensionsPlanning approachStudy methods
The present invention provides a deep and reinforcement learning-based real-time online path planning method. According to the method, the high-level semantic information of an image is obtained through using a deep learning method, the path planning of the end-to-end real-time scenes of an environment can be completed through using a reinforcement learning method. In a training process, image information collected in the environment is brought into a scene analysis network as a current state, so that an analytical result can be obtained; the analytical result is inputted into a designed deep cyclic neural network; and the decision-making action of each step of an intelligent body in a specific scene can be obtained through training, so that an optimal complete path can be obtained. In an actual application process, image information collected by a camera is inputted into a trained deep and reinforcement learning network, so that the direction information of the walking of the intelligent body can be obtained. With the method of the invention, obtained image information can be utilized to the greatest extent under a premise that the robustness of the method is ensured and the method slightly depends on the environment, and real-time scene walking information path planning can be realized.
Owner:NORTHWESTERN POLYTECHNICAL UNIV

System, method, and computer program product for selecting and presenting financial products and services

An apparatus and method are provided which use client information from a client to automatically select and present financial products appropriate for the client. The apparatus according to one aspect of the invention comprises an input device for inputting client information relevant to a need by the client for the financial products, for inputting information about the financial products, for inputting ancillary data which excludes the client information and the financial products information, and for inputting decision criteria pertaining to selection from among the financial products. The apparatus further includes a storage device for storing the client information, the financial products information, the ancillary information, and the decision criteria. The apparatus still further includes decision making logic circuitry for using the client information, the financial products information, the ancillary information, and the decision criteria to select a subset of the financial products. It further includes an output device for preparing a client communication which identifies the subset of the financial products. The output device incorporates a portion of the client information and a portion of the financial products information into the client communication. The method according to one aspect of the invention comprises inputting client information relevant to a need by the client for the financial products, inputting information about the financial products, inputting ancillary data which excludes the client information and the financial products information, and inputting decision criteria pertaining to selection from among the financial products. The method also includes storing the client information, the financial products information, the ancillary information, and the decision criteria. This method further includes using the client information, the financial products information, the ancillary information, and the decision criteria to select a subset of the financial products. It further includes preparing a client communication which identifies the subset of the financial products. This client communication preparing step includes incorporating a portion of the client information and a portion of the financial products information into the client communication.
Owner:RPX CORP

Computer-simulated virtual reality environments for evaluation of neurobehavioral performance

InactiveUS20050216243A1Increase and decrease difficultyStrong specificityMedical simulationTelemedicineTest performanceNervous system
A virtual reality (VR)-based test battery wherein various neurobehavioral performance skills, including motor skills, sensory-perceptual skills, attention, and decision-making can be measured in human subjects. The invention can be used as a screening method within a virtual environment to provide an overall measure of general brain function relating to behavioral ability. In addition, the invention provides comprehensive VR-based neurobehavioral examinations tailored to individual subjects which can automatically self-adjust during operation in accordance with the specific purpose of the assessment, or for forms of cognitive or physical rehabilitation. According to the invention, patients with neurological and psychiatric dysfunctions can be assessed with physiologic monitoring as well as with anatomical and functional neuroimaging to non-invasively map the functional neuroanatomic correlates of VR-based test performance. In a preferred embodiment, the VR-based neurobehavioral testing system is portable allowing computerized tests to be administered in a desk-top or lap-top configuration, or via the Internet for tele-assessment of human subjects who are physically inaccessible to the test administrator. In a particularly preferred embodiment, the method of the invention is used for vocational assessment and training, wherein individual test scores are combined into a final metric useful for assessing a candidate's qualifications for employment, or certification in a particular skill.
Owner:GRAHAM SIMON +3

High-speed hardware implementation of MDRR algorithm over a large number of queues

A pipelined linecard architecture for receiving, modifying, switching, buffering, queuing and dequeuing packets for transmission in a communications network. The linecard has two paths: the receive path, which carries packets into the switch device from the network, and the transmit path, which carries packets from the switch to the network. In the receive path, received packets are processed and switched in an asynchronous, multi-stage pipeline utilizing programmable data structures for fast table lookup and linked list traversal. The pipelined switch operates on several packets in parallel while determining each packet's routing destination. Once that determination is made, each packet is modified to contain new routing information as well as additional header data to help speed it through the switch. Each packet is then buffered and enqueued for transmission over the switching fabric to the linecard attached to the proper destination port. The destination linecard may be the same physical linecard as that receiving the inbound packet or a different physical linecard. The transmit path consists of a buffer/queuing circuit similar to that used in the receive path. Both enqueuing and dequeuing of packets is accomplished using CoS-based decision making apparatus and congestion avoidance and dequeue management hardware. The architecture of the present invention has the advantages of high throughput and the ability to rapidly implement new features and capabilities.
Owner:CISCO TECH INC

System and method for designing effective business policies via business rules analysis

Methods and systems are provided for analyzing the business rules, business metrics, and decision parameters for a firm or organization, processing a subset of such data to form output, and offering access to selective views of such output including evaluation and comparative data regarding execution of such business rules, information on corresponding business metrics or sets of business metrics, information on corresponding decision parameters or sets of decision parameters or scenarios, and other useful analytic information which can help a firm or organization evaluate and modify business policies based on said rules, metrics, and parameters. In addition to said rules, metrics and/or parameters, the data for the business rule analysis can include conventional historical data or hypothetical data based on simulations which the current system and method provide based on prescribed random and non-random algorithms. The simulated or hypothetical data enables users to conduct rule analysis based on historical data, simulated data, or hybrid models. In this manner, the methods and systems described in this invention provide for both an evaluation of a firm's current policies as well as an evaluation of policy modifications not actually executed but for which hypothetical data can be provided and analyzed.
Owner:SAP AG
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