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135 results about "Point of service" patented technology

Definition of point-of-service. : of, relating to, or being a health-care insurance plan that allows enrollees to seek care from a physician affiliated with the service provider at a fixed co-payment or to choose a nonaffiliated physician and pay more —abbreviation POS.

System and method for recording patient history data about on-going physician care procedures

A system and method for processing patient data permits physicians and other medical staff personnel to record, accurately and precisely, historical patient care information. An objective measure of a physician's rendered level of care, as described by a clinical status code, is automatically generated. Data elements used in the determination of the generated clinical status code include a level of history of the patient, a level of examination of the patient, a decision-making process of the physician treating the patient, and a "time influence factor." The quantity and quality of care information for a particular patient is enhanced allowing future care decisions for that patient to be based on a more complete medical history. Enhanced care information can be used in outcome studies to track the efficacy of specific treatment protocols. Archiving of patient information is done in a manner which allows reconstruction of the qualitative aspects of provided medical services. The medical care data can be recorded, saved, and transferred from a portable system to a larger stationary information or database system. Considerable physician and staff time are saved and precision and accuracy are significantly enhanced, by generating these clinical status codes automatically (at the point of service by the care-provider without any intermediary steps) from information recorded simultaneously with the provision of services.
Owner:RENSIMER ENTERPRISES

Point-of-sale provider evaluation

A system provides information indicative of customer satisfaction respecting at least one service or sales provider, the system including at least one customer information entry component that provides customer input to a database supported by a financial service provider that assists point-of-sales or point-of-service payment to a site. The system can segregate or aggregate accumulated customer input data according to at least business one customer of the financial service provider. At least one business customer can access information from the accumulated customer input data that relates to data relating to that specific business customer. The system can provide alerts and / or can relate the data in its variance to the customer's historical average scores. A method of providing information to a master business site regarding a subordinate business site comprises providing the subordinate business site with a point-of-sales or point-of-service data input for local customer site evaluation data to be provided by a local on-site primary customer, data input and data reception being directly associated with a financial service provider electronically supported economic transactions and transmitting data relating to both the economic service and the local customer site evaluation data to a processor that receives both the economic transaction data and the local customer site evaluation data.
Owner:FOSS SWIM SCHOOL LLC

Systems and methods for distributing remote technical support via a centralized service

The solution described herein provides an innovative use of remote services technology integrated with service personnel onsite at the point of service, such as a consumer repair outlet, to provide a pool of technical support resources to service a widely distributed resource need, such as support and repair resource needs of a chain of consumer outlets or an aggregated group of single proprietor consumer outlets. With this solution, qualified technical resources are provided from a central location to service a widely distributed retail environment. This is on-demand online remote support service is called or referred to as “support from a spigot.” The distribution method enables the delivery of higher quality, more reliable and overall lower cost services. Instead of requiring dedicated technical resources at each location, lower skilled labor may be deployed at the location to enable the remote technical support services process.
Owner:PLUMCHOICE

System and method for point of service payment acceptance via wireless communication

A system and method for remitting payment from a consumer's credit or stored value account by digital presentations of account information are described. A merchant may create one or more merchant account at a point-of-sale service site (“POS service site”) and associate one or more merchant portable computing devices (“MPCDs”) with one or more of the merchant accounts. Each MPCD may be configured to receive customer data from a customer via one of a visual capture and a wireless communication, such as a near field communication (“NFC”) or a machine-readable optical code. The customer data may be received from an NFC-capable physical token such as an EMV card, or a virtual token presented by a customer portable computing device (“CPCD”) using a NFC or a machine-readable optical code. Each MPCD may contain a point-of-sale payment application supplied by the POS service site that may capture data representative of a consumer account from the received customer data.
Owner:QUALCOMM INC

System and method for distributing payments between multiple accounts

A system and method for allowing linked account types to be associated with each plan participant. The plan participants create and select rules that govern distributions from the linked account types. Thus, funds may be drawn from a plurality of accounts to pay for a single point-of-service transaction. Subsequent point-of-service transactions may be paid by drawing on a plurality of accounts in different ratios as governed by the selected rules.
Owner:MBI BENEFITS

A system and method for dynamic fob synchronization and personalization

A system generally for personalizing and synchronizing fob data in the context of a distributed transaction system is disclosed. A dynamic fob synchronization system may comprise point of service (POS) devices configured with transponder-readers to initiate a transaction in conjunction with a fob, an enterprise data collection unit, and a fob object database update system. An exemplary dynamic synchronization system (DSS) may comprise various fob POS devices, a secure support client server, a fob object database update system (FODUS), one or more enterprise data synchronization interfaces (EDSI), an update logic system, one or more enterprise data collection units (EDCUs), and one or more fob POS devices configured to interoperably accept and interface with fobs. In an exemplary embodiment, DSS may comprise a personalization system and an account maintenance system configured to communicate with FODUS. Personalization of multi-function fobs may be accomplished using a security server configured to generate and / or retrieve cryptographic key information from multiple enterprise key systems during the final phase of the fob issuance process.
Owner:LIBERTY PEAK VENTURES LLC

System for data collection from a point of sale

Disclosed is a system for data collection from a point of sale, product display area, or point of service area, that includes a data receiving and processing center. The system is stand-alone and portable, and collects real-time data about the customers. Such data includes tracking the number of customers passing by a specific product, the average time that customers remain in front of the product, comparisons between the periods of time that customers remain in front of different products, and tracking the height and weight of potential customers in order to determine their demographic characteristics. The system utilizes different sensors, including infrared and proximity. A speech recognition application helps to recognize and analyze customers' reactions on certain products and converts speech to text. This speech recognition system is programmable to capture pre-defined key words rather than recording entire conversations. The system further allows on-line inventory tracking and market surveying.
Owner:GIL SUKENIK +1

Method and system for loading and reloading portable consumer devices

A method is disclosed. The method includes providing tender at a point of service terminal operated by a load agent, the point of service terminal being in operative communication with a payment processing network. The point of service terminal thereafter sends a transaction authorization request to an issuer of a portable consumer device to be used by a user. The issuer then authorizes or does not authorize the transaction authorization request. If the transaction authorization request is approved, the portable consumer device is either initially loaded or reloaded with an amount associated with the tender provided at the point of service terminal.
Owner:VISA USA INC (US)

Medical payment system

ActiveUS7346522B1Convenient and easily understandableFinancePayment architectureCommunications mediaComputer science
A medical payment system is described in which a provider of medical goods and / or services submits, via telephone or other communications medium, a request for payment amount determination for a patient encounter. A price determination system determines which of a plurality of fee schedules negotiated by the provider applies to the patient encounter and calculates, based at least in part on information entered by the provider, a payment amount for the encounter, which it communicates to at least the provider. In one embodiment, the provider receives the payment amount information while the patient is at the point of service. In one embodiment, the provider may use the system to submit a claim for payment by at least one responsible party.
Owner:FIRST ACCESS

Integrated travel industry system

A system and method providing a centralized network for facilitating travel reservations and / or services The system comprises a network with hub sites that provide a centralized connection for Global Distribution Systems / Computer Reservation Systems, travel vendors, and travel office point of service terminals The travel office point of service terminals provide a plurality of modules for various travel related applications such as a low fare search module, a computer telephony integration module, a super passenger name record database, a customer database, a trip planning module, a customer relationship management module, a workflow module, and an integrated e-mail booking system.
Owner:LIBERTY PEAK VENTURES LLC

Method for an Interactive, Patient Controlled Medical Information System in a Digital, Real Time Manner which Features a Single Point of Entry for Patients, Physicians, all other Health Care Providers, Health Care Payers, Researchers and Pharmaceutical Companies

A system and method of managing and maintaining electronic health care records on a web based database controlled by the patient where the electronic health care records are updated on the web based database immediately at the point of service. A user patient logs into the system and authorizes health care providers to have access to that user patient's medical records database. These health care providers generate electronic medical records pertaining to the user patient. These electronic medical records are uploaded onto the user patient's database and sorted by HL7 / FHIR resource code in that database. The electronic medical records are immediately available to the patient and authorized health care providers through the patient's medical records management system database. Additionally, the electronic medical records of all patients on the medical records management system database are available to be searched as a function of medically relevant data stored on the database.
Owner:POLIMENI MEDICAL INFROMATION TECH

Media independent handover protocol security

An apparatus for providing security to media independent handover service includes a point of service for providing the media independent handover services including an independent authenticator. The independent authenticator authenticates candidate access networks prior to the handover of the mobile devices from serving access networks to the candidate access networks, where each of the serving access networks and the candidate access networks belong to a plurality of heterogeneous access networks having the specific serving media. An access controller applies an access control through an access authentication with the point of service providing the media independent handover services through an authentication server, in which when the access authentication is established between the point of service and the authentication server, the mobile devices are authorized to access the media independent handover services through the point of service for the mobile devices attached between heterogeneous media.
Owner:FOUR BATONS WIRELESS LLC +1

System and method for detecting high credit risk customers

InactiveUS20020035543A1Minimally intrusiveFinanceComputer security arrangementsPaymentService provision
The present invention provides a system for detecting subscription fraud in connection with any consumer related service which requires continuous access and payment over time. The system includes: means for determining a subscription fraudster or someone whom has not fulfilled previous payment obligations for access to service, at or soon after the point of service application, by comparing at least one biometric value against those on file which are associated with past payment default; means of utilizing non-threshold and non-market characteristic profile information which is not part of the data captured on the service order application for identifying an individual who has defrauded or defaulted on previous subscriptions for consumer services; means for viewing, storing, forwarding, and comparing biometric and non-application subscriber profile data which is not based on thresholds, transactions, nor market characteristics across many points of service activation, billing, and management; and means for combining and sharing biometric and user profile data across multiple service providers to restrict access to services at the time or shortly after application processing.
Owner:AURORA WIRELESS TECH

Method and system of validating and verifying health care transactions

The disclosed embodiments relate generally to a method and system identifying health care providers who are authorized to submit health care claims to health insurer or claims processor. Also provided is a system and method verifying that providers who submit claims are operated in location(s) attested and that those location(s) are legitimate sites for delivery of healthcare services. Utilized are novel algorithms to compare information from provider's credit card terminal to information commonly held by insurance company and identify beneficiaries and dependents who are eligible to receive services capturing health care encounter at point of service, and capturing location and time of health care encounter of authorized beneficiary or dependent at the authorized location of a provider. Further is a process and system to verify healthcare transaction seeking payment, submitted by the provider, which is matched against information created, and used to verify certain healthcare transactions for approval and / or payment.
Owner:LESTON JEFF

Automated system for filing prescription drug claims

An automated system and method for filing prescription drug claims which includes a point of service terminal which accepts a payment system access card for payment for a purchase of a service and / or product by a customer, where at least part of the purchase is reimbursable by a third party payor. The point of service terminal creates a purchase transaction and during the transaction electronically captures pertinent claim information including a claim authorization or approval number. The point of service terminal uses the pertinent claim information to update a claim records database. The claim records database is accessed by the third party payor and the pertinent claim information is validated. The applicable reimbursement amount, which is determined by the third party payor, is issued as a credit to the customer payment card account or a customer bank account or as a check.
Owner:HALL BENEFITS

System and Method for Physical Access Control

The present invention provides, in one aspect, a system and method for managing authentication tokens that operate across multiple types of physical resources binding the tokens to one or more external electronic Identity Providers; generating tokens; authenticating the tokens at multiple physical resources; managing access to physical resources by linking the tokens to the electronic identities; translating the tokens to the appropriate physical token type based on infrastructure services available at the point of service; validating tokens at the physical resource; tracking and conveying usage information; and making use of social group relationships and other data defined by individual usage to, among other things, simplify the process of granting user-generated credentials to persons connected to a given individual via the Identity Provider or an external social network, for example.
Owner:BRIVO SYST LLC

Portable patient data processing system and method

A system and method for processing patient data permits physicians and other medical staff personnel to record, accurately and precisely, historical patient care information. An objective measure of a physician's rendered level of care, as described by a clinical status code, is automatically generated. Data elements used in the determination of the generated clinical status code include a level of history of the patient, a level of examination of the patient, a decision-making process of the physician treating the patient, and a "time influence factor." The quantity and quality of care information for a particular patient is enhanced allowing future care decisions for that patient to be based on a more complete medical history. Enhanced care information can be used in outcome studies to track the efficacy of specific treatment protocols. Archiving of patient information is done in a manner which allows reconstruction of the qualitative aspects of provided medical services. The medical care data can be recorded, saved, and transferred from a portable system to a larger stationary information or database system. Considerable physician and staff time are saved and precision and accuracy are significantly enhanced, by generating these clinical status codes automatically (at the point of service by the care-provider without any intermediary steps) from information recorded simultaneously with the provision of services.
Owner:RENSIMER ENTERPRISES

Dual macro- and micro-payment card system

An electronic transactions system suitable for payment services wherein certain merchants needing to accept online micro-payments from holders of mainstream payment cards are equipped with an online Point Of Service system capable of communicating directly with an operator acting on behalf of the issuer of the cards of the payers via a dedicated data communication protocol to obtain an authorization for micro-payments without transiting through a separate acquirer and interchange network, whereas the card-holder payer needs only to fund a single account for both micro-payments with those certain merchants and regular payments with all other merchants where their card is accepted.
Owner:PLASTYC

System and method for providing creation of on-side text for video surveillance

A system and method for generating side-by-side video surveillance feed and point-of-service device text is provided. The system includes a video surveillance device, a point-of-service device such as an ATM, slot machine and point-of-sale device, and a synchronizing unit for synchronizing the video surveillance feed with point-of-service text when a security officer identifies activities matching a predetermined criteria occurring at the point-of-service device. The video surveillance feed is generated and processed for display on a security monitor. When an activities matching the predetermined criteria is identified near a point-of-service device, point-of-service text is received from the device. Both the video surveillance feed and the point-of-service text are displayed side-by-side so that neither data obscures the other. The video surveillance feed and the point-of-service text are also synchronized to one another and stored for later use.
Owner:HONEYWELL INT INC

Network address conversion traversing method supporting point-to-point service

InactiveCN101369959ASolve the crossing problemAvoid transmission inefficienciesData switching networksIp addressPrivate network
A network address translation penetration method comprises: step 120, user A obtains IP address of Pure Internet Access and service port from network address translation equipment, notifies user server of the IP address with private network IP address and service port and registers; step 130, other user inquires user server when needs to call user A to obtain user A IP address of Pure Internet Access and service port and private network IP address and service port information; step 140, other user calls user A according to user A IP address of Pure Internet Access and service port and private network IP address and service port. The invention solves problem of asymmetric NAT penetration without need of transfer proxy server, avoids low transmission efficiency.
Owner:ZTE CORP

Point-of-service device

Described is a Point-of-Service device comprising a touch screen having an input receiving area, a stylus and a mounting arrangement receiving the stylus. When the stylus is received in the mounting arrangement, the stylus at least partially covers the input receiving area of the touch screen.
Owner:SYMBOL TECH INC

Systems and methods for distributing remote technical support via a centralized service

The solution described herein provides an innovative use of remote services technology integrated with service personnel onsite at the point of service, such as a consumer repair outlet, to provide a pool of technical support resources to service a widely distributed resource need, such as support and repair resource needs of a chain of consumer outlets or an aggregated group of single proprietor consumer outlets. With this solution, qualified technical resources are provided from a central location to service a widely distributed retail environment. This is on-demand online remote support service is called or referred to as “support from a spigot.” The distribution method enables the delivery of higher quality, more reliable and overall lower cost services. Instead of requiring dedicated technical resources at each location, lower skilled labor may be deployed at the location to enable the remote technical support services process.
Owner:PLUMCHOICE

Systems and Methods for Managing Prepaid Cards in a Digital Wallet, including Transferring Value from Prepaid Cards and Managing User Selected Accounts

ActiveUS20150324768A1Increasing system configurationOvercome problemsDiscounts/incentivesFinanceThird partyPayment
Disclosed are the methods and systems for transferring value from as first account to a second account via a consumer device. The methods may be consumer or merchant driven and may involve transferring value to peers, oneself, or a third party account holder with or without the creation of a user account. Based on information input by a user, various financial systems interact in a manner that results in creation of an escrow account and effectuates transfer of value from a funding account through that escrow account to a receiving account. Such novel methods allow for previously unavailable transfers of value. In certain embodiments, the methods and systems also encompass creation of a digital equivalent of the value and using the digital equivalent to make payments at as point of service.
Owner:RAISE MARKETPLACE LLC

Secure virtual point of service for 3G wireless networks

A Secure Virtual Point of Service (SVPOS) that coordinates the authentication, authorization, and identity, settlement, arbitration and non-repudiation for an electronic commercial transaction. For each commercial transaction, both the buyer and merchant authenticate itself to the SVPOS and create two unique transaction encryption keys, one for the buyer and one for the merchant. The merchant uses both encryption keys to encrypt a package that include at least product identification. The merchant and buyer calculate a hash of the package and transmit the calculated hash to the SVPOS for comparison to prevent repudiation. If the calculated hash is identical the buyer receives the merchants encryption key and decrypts the package. Payment is released by the SVPOS if the buyer is satisfied with the package via a Parlay system. If the buyer is not satisfied, said SVPOS performs arbitration between the buyer and merchant to determine if the package is correct.
Owner:NYTELL SOFTWARE LLC

Travel service broker system and method

An integrated travel service broker for facilitating transactions between travel inventory suppliers and buyers is disclosed. The system comprises a network with hub sites that provide a centralized connection for travel office point of service terminals and travel vendor databases and inventories. A user may purchase travel inventory by browsing a travel service broker database and a travel history database for travel itineraries, then selecting one of the travel itineraries and placing an order for travel services. The user also browses opaque bids placed in response to the order and selects one of the bids for purchase.
Owner:AMERICAN EXPRESS TRAVEL RELATED SERVICES CO INC +1

Electronic traveler's checks

An electronic traveler's check system and method comprising an electronic travelers check card which is useable to retrieve money from point of service locations and banks. The system has a database of user information such as a pin number and the user's passport number which is used to verify the identity of the user before a transaction can take place.
Owner:SMITH DAMON EUGENE

System and method for authorizing transactions

Methods and systems for authorizing and automating transactions, such as the sale of alcoholic beverages, are provided. In one embodiment, data is entered from a customer's driver's license into a computer database, and a record that is associated with the customer is created in the database. A wristband is processed through a computer printer so that information associated with the person is placed on the wristband. This information is read at a point-of-service (POS) station and compared with the data in the database to determine whether to authorize the sale of an alcoholic beverage to the customer.
Owner:WILSON CHARLES E +1

Method and apparatus for emergency map display system

A method and system for delivering emergency directions is provided. The disclosure includes the government delivering a warning message for potential evacuees on a gas station pump or automated teller machine point of service display screen. The method includes receiving an emergency alert from a government entity, constructing a warning message, including an evacuation route based at least in part on real time traffic data and the location of the display screen and displaying the warning message on the point of service display screen. In one embodiment of the disclosure, the warning message is authenticated. In another embodiment of the disclosure, the warning message is continuously updated to provide an effective escape route for evacuees.
Owner:ALCATEL-LUCENT USA INC
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